How Much Does Arroyo Grande, CA Home Insurance Cost?
Arroyo Grande, CA Average Homeowners Insurance Cost
$1,573
Homeowners Insurance Cost - Arroyo Grande, CA
$528,300
Median Home Value - Arroyo Grande, CA
Arroyo Grande, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.88 | $1,554.12 |
| $1000 Deductible | -$167.05 | $1,405.95 |
| $1500 Deductible | -$249.48 | $1,323.52 |
| $2000 Deductible | -$371.54 | $1,201.46 |
| $2500 Deductible | -$443.59 | $1,129.41 |
Arroyo Grande, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$315 | $1,258 |
| 30 year old | +$24 | $1,597 |
| 40 year old | +$41 | $1,614 |
| 50 year old | +$60 | $1,633 |
| Above 50 year old | +$76 | $1,649 |
Arroyo Grande, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$173 | $1,400 |
| Superior | -$142 | $1,431 |
| Masonry | -$79 | $1,494 |
| Brick | -$79 | $1,494 |
| Hail Resistant Roof | -$47 | $1,526 |
Arroyo Grande, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,604 |
| Swimming Pool With A Diving Board | +$79 | $1,652 |
| Swimming Pool With Slide | +$94 | $1,667 |
Arroyo Grande, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $47 | $1,526 |
| Police Department | $16 | $1,557 |
Arroyo Grande, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$660.66 | $2,234 |
| Filing a Second Liability Claim | +$597.74 | $2,171 |
| Filing a Second Theft Claim | +$597.74 | $2,171 |
| Filing a Second Water Claim | +$519.09 | $2,092 |
| Filing a Fire Claim | +$314.6 | $1,888 |
| Filing a Liability Claim | +$298.87 | $1,872 |
| Filing a Theft Claim | +$298.87 | $1,872 |
| Filing a Water Claim | +$251.68 | $1,825 |
| Filing a Weather Claim | +$251.68 | $1,825 |