Arroyo Grande Insurance Rates:

Arroyo Grande, CA homeowners insurance is about $544 to $741, about $45-$61/month. Our extensive analysis shows customers can save as much as $257 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Arroyo Grande, CA: Customer-Reviewed Options

Top Home Insurance Agents Near Arroyo Grande, CA

Home Insurance Company Near Arroyo Grande, CA Homeowners Insurance Agency Near Arroyo Grande, CA Address
Travelers Adler Belmont Dye Insurance Services Inc 369 Marsh Street, Suite 200 San Luis Obispo, San Luis Obispo, CA, 93401
State Farm Chuck Braun 6275 Palma Ave, Atascadero, CA, 93422-4230
Farmers Daniel Borsch 937 E Main St Ste 104, Santa Maria, CA, 93454
State Farm Larry Brugier 8250 Morro Road, Atascadero, CA, 93422-3954
Liberty Mutual Independent Morris & Garritano Ins Agy Inc 1122 Laurel Ln San Luis Obispo, San Luis Obispo, CA, 93401

Arroyo Grande, CA Home Insurance Agents for Top Companies


Arroyo Grande, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nipomo CDP, California $95 $126 $189
Los Berros CDP, California $98 $130 $195
Blacklake CDP, California $99 $132 $198


Arroyo Grande, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arroyo Grande, CA2.3%12.1%
Los Berros1.94%12.17%

Arroyo Grande Renters Insurance as a Percentage of Rent

Arroyo Grande Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 282 2.0% $1227
$500 to $749 792 7.0% $1902
$750 to $999 1,514 15.0% $2652
$1,000 to $1,499 3,778 38.0% $3777
$1,500 or more 3,438 34.0% $5427

Cost Of Homeowners Insurance By Street Near Arroyo Grande, CA

Streets in Arroyo Grande Area Homeowners Insurance Cost
Via Las Aguilas, Beaver Dam Ln, Hope Way, Pony Pl, Cam Caballo, Kodiac Ln, Walnut St, Princess Ct, Ida Pl, Venus Ct$642
Ave Alcola, Leeward Ave, Diego Rivera Ln, Ponderosa, Cll Laguna, Capanna St, Maple St, Tejas, Tee Ct, Falcon Crest Dr$671
Buckhorn Rd, Phillips Rd, Margo Way, Ocean St, Willow St, S Traffic Way, Bar Bb Ln, S Rena St, Holden Ave, Clamshell Mtn Way$694
Tourney Hill Ln, Indio Dr, el Campo Rd, Hibiscus Ct, Solana Ct, Humboldt Dr, Lakeside Ave, Grove Ct, Kelly Ct, Trilogy Pkwy$677
Grandview Dr, la Due St, Eaton Dr, Quail Ct, Windward Ave, Franklin St, Martita Pl, Condado Vista Ct, Laguna Ct, White Dove Ct$685
Opal Cir, Christmas Tree Pl, Santa Manuela Rd, E Vintage St, Los Olivos Ln, Via Solana, Primavera Ln, Via Mar Sol, Noyes Rd, Quail Hill Ln$695
Ave de Socios, Spruce St, Pioneer Ave, Saddle Rd, Rose Dr, January St, Ritchie Ct, Morning Rise Ln, Bermuda Pl, Sparks St$619
Pearwood Ave, O'Leary Canyon Way, Tall Tree Dr, Sweet Donna Way, Wadsworth Ave, Beachcomber S, Vista Cir, Cindy Way, la Quinta Dr, Erica Ct$637
Amado St, Farnsworth Dr, Frontage Rd, Lemon Ln, Dower Ave, Hillview Pl, Edna Rd, Linda Dr, la Serenata Way, Grant Ave$672
Bittern St, Zenon Way, Clubhouse Dr, Longspur Ln, Savannah Cir, N 4th St, N Rena St, Trinidad Dr, Acorn Dr, Cascada Ln$670

Arroyo Grande, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arroyo Grande$96 to $98
Los Berros$97

Arroyo Grande, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Arroyo Grande Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,700$6,900
Net Savings to Arroyo Grande Home Owner from High Deductible Plan $800


Arroyo Grande, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arroyo Grande, CA Home Replacement Value MORE than Home Value Arroyo Grande, CA Home Replacement Value LESS than Home Value
Replacement Value $449,000 $350,500
Insurance Premium based on Replacement Value $1,300 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year


Example Arroyo Grande Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceFarmers Insurance
Monthly Premium 81146131
Year Built 198020101978
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$600000-$700000$900000-$1000000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible