Arroyo Grande, CA homeowners insurance is about $544 to $741, about $45-$61/month. Our extensive analysis shows customers can save as much as $257 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Arroyo Grande, CA | Homeowners Insurance Agency Near Arroyo Grande, CA | Address |
|---|---|---|
| Travelers | Adler Belmont Dye Insurance Services Inc | 369 Marsh Street, Suite 200 San Luis Obispo, San Luis Obispo, CA, 93401 |
| State Farm | Chuck Braun | 6275 Palma Ave, Atascadero, CA, 93422-4230 |
| Farmers | Daniel Borsch | 937 E Main St Ste 104, Santa Maria, CA, 93454 |
| State Farm | Larry Brugier | 8250 Morro Road, Atascadero, CA, 93422-3954 |
| Liberty Mutual Independent | Morris & Garritano Ins Agy Inc | 1122 Laurel Ln San Luis Obispo, San Luis Obispo, CA, 93401 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Nipomo CDP, California | $95 | $126 | $189 |
| Los Berros CDP, California | $98 | $130 | $195 |
| Blacklake CDP, California | $99 | $132 | $198 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Arroyo Grande, CA | 2.3% | 12.1% |
| Nipomo | 2.3% | 14.38% |
| Los Berros | 1.94% | 12.17% |
| Blacklake | 1.56% | 7.85% |
| Arroyo Grande Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 282 | 2.0% | $1227 |
| $500 to $749 | 792 | 7.0% | $1902 |
| $750 to $999 | 1,514 | 15.0% | $2652 |
| $1,000 to $1,499 | 3,778 | 38.0% | $3777 |
| $1,500 or more | 3,438 | 34.0% | $5427 |
| Streets in Arroyo Grande Area | Homeowners Insurance Cost |
|---|---|
| Via Las Aguilas, Beaver Dam Ln, Hope Way, Pony Pl, Cam Caballo, Kodiac Ln, Walnut St, Princess Ct, Ida Pl, Venus Ct | $642 |
| Ave Alcola, Leeward Ave, Diego Rivera Ln, Ponderosa, Cll Laguna, Capanna St, Maple St, Tejas, Tee Ct, Falcon Crest Dr | $671 |
| Buckhorn Rd, Phillips Rd, Margo Way, Ocean St, Willow St, S Traffic Way, Bar Bb Ln, S Rena St, Holden Ave, Clamshell Mtn Way | $694 |
| Tourney Hill Ln, Indio Dr, el Campo Rd, Hibiscus Ct, Solana Ct, Humboldt Dr, Lakeside Ave, Grove Ct, Kelly Ct, Trilogy Pkwy | $677 |
| Grandview Dr, la Due St, Eaton Dr, Quail Ct, Windward Ave, Franklin St, Martita Pl, Condado Vista Ct, Laguna Ct, White Dove Ct | $685 |
| Opal Cir, Christmas Tree Pl, Santa Manuela Rd, E Vintage St, Los Olivos Ln, Via Solana, Primavera Ln, Via Mar Sol, Noyes Rd, Quail Hill Ln | $695 |
| Ave de Socios, Spruce St, Pioneer Ave, Saddle Rd, Rose Dr, January St, Ritchie Ct, Morning Rise Ln, Bermuda Pl, Sparks St | $619 |
| Pearwood Ave, O'Leary Canyon Way, Tall Tree Dr, Sweet Donna Way, Wadsworth Ave, Beachcomber S, Vista Cir, Cindy Way, la Quinta Dr, Erica Ct | $637 |
| Amado St, Farnsworth Dr, Frontage Rd, Lemon Ln, Dower Ave, Hillview Pl, Edna Rd, Linda Dr, la Serenata Way, Grant Ave | $672 |
| Bittern St, Zenon Way, Clubhouse Dr, Longspur Ln, Savannah Cir, N 4th St, N Rena St, Trinidad Dr, Acorn Dr, Cascada Ln | $670 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Arroyo Grande | $96 to $98 |
| Nipomo | $94 |
| Los Berros | $97 |
| Blacklake | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Arroyo Grande Homeowner Insurance Premium Example | $1,000 | $600 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $7,700 | $6,900 |
| Net Savings to Arroyo Grande Home Owner from High Deductible Plan | $800 | |
| Scenario | Arroyo Grande, CA Home Replacement Value MORE than Home Value | Arroyo Grande, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $449,000 | $350,500 |
| Insurance Premium based on Replacement Value | $1,300 | $1,025 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,500 | Risk Exposure from Under Insuring Coverage is $55,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $125/year |
| Insurance Company | Allstate | GEICO Insurance | Farmers Insurance |
| Monthly Premium | 81 | 146 | 131 |
| Year Built | 1980 | 2010 | 1978 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $600000-$700000 | $900000-$1000000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | > $10,000 Deductible |