Arlington ,VA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Arlington, VA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Arlington, VA is $1678. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Arlington, VA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Arlington, VA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $671 |
| $200,000 | $1,141 |
| $300,000 | $1,410 |
| $400,000 | $2,148 |
| $500,000 | $2,702 |
Home insurance costs in Arlington can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.
| Zipcode | Average Insurance Premium |
|---|---|
| 022207 | $1,715 |
| 22205 | $1,671 |
| 22201 | $1,576 |
| 22202 | $1,583 |
| 22213 | $1,656 |
| 22209 | $1,587 |
| 22203 | $1,585 |
| 22204 | $1,495 |
| 22206 | $1,466 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Arlington, VA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,720 |
| $1000 Deductible | $1,539 |
| $1500 Deductible | $1,451 |
| $2500 Deductible | $1,309 |
| $5000 Deductible | $1,107 |
| Home Insurance Company Near Arlington, VA | Homeowners Insurance Agency Near Arlington, VA | Address |
|---|---|---|
| State Farm | Mike Jones | 522 8th St SE Ste B, Washington, DC, 20003-2891 |
| Nationwide | Paul E Duringer | 6507 Old Branch Ave Ste 101, Camp Springs, MD, 20748-2628 |
| Nationwide | Samuel M Graham Clu | 17082 Dahlgren Rd, Dahlgren, VA, 22448 |
| Travelers | The Moran Group Llc | 696 RITCHIE HWY, SEVERNA PARK, MD, 21146 |
| Travelers | International Ins Agency Inc | 6535A LITTLE RIVER TURNPIKE, ALEXANDRIA, VA, 22312 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Arlington CDP, Virginia | $127 | $169 | $254 |
| Arlington County, Virginia | $127 | $169 | $254 |
| Seven Corners CDP, Virginia | $113 | $150 | $225 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Arlington, VA | 2.6% | 9.1% |
| Arlington | 2.59% | 9.07% |
| Arlington County | 2.59% | 9.07% |
| Seven Corners | 2.88% | 9.57% |
| Arlington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 567 | 1.0% | $1183 |
| $500 to $749 | 1,026 | 2.0% | $1858 |
| $750 to $999 | 2,635 | 5.0% | $2608 |
| $1,000 to $1,499 | 14,435 | 29.0% | $3733 |
| $1,500 or more | 29,959 | 60.0% | $5383 |
| Streets in Arlington Area | Homeowners Insurance Cost |
|---|---|
| N Garfield St, King St, 14th Rd N, N McKinley Rd, S Lowell St, N Huntington St, N Illinois St, N Adams St, 31st St S, S Larrimore St | $896 |
| 28th St N, Boundary Channel Dr, N Larrimore St, N Court House Rd, 37th St N, N Ivy St, Fake Rd, 31st St N, 1st St S, N Meade St | $891 |
| S Kenmore Ct, N Pocomoke St, S Scott St, N Ode St, N Potomac St, S Lincoln St, N Bryan St, 35th St S, S Highland St, N Hancock St | $902 |
| 39th St N, S Lorton St, 27th St S, N Underwood St, N Greenbrier St, S Edgewood St, S Abington St, 13th Ct N, N Kentucky St, 21st Rd S | $793 |
| N Granada St, N Rixey St, N Woodrow St, 15th Pl N, S Veitch St, N Upton St, 22nd Ct N, S Ivy St, N Arizona St, 10th St S | $825 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Arlington | $126 to $129 |
| Arlington | $127 |
| Seven Corners | $112 |
| Bailey's Crossroads | $114 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $3,100 |
| Yearly Arlington Homeowner Insurance Premium Example | $2,100 | $1,600 |
| Out of Pocket Expense During Claim | $1,100 | $3,100 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $13,700 | $12,700 |
| Net Savings to Arlington Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Arlington, VA Home Replacement Value MORE than Home Value | Arlington, VA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $873,000 | $564,000 |
| Insurance Premium based on Replacement Value | $4,625 | $3,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $208,500 | Risk Exposure from Under Insuring Coverage is $100,500 |
| Premium Impact | Insurance cheaper by $525/year | Insurance costlier by $1,100/year |
| Insurance Company | Amica Mutual Insurance Company | Erie Insurance | State Farm |
| Monthly Premium | 144 | 127 | 227 |
| Year Built | 1969 | 1970 | 1952 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 3 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $400000-$500000 | $500000-$600000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |