Arlington ,TX Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Arlington, TX homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Arlington, TX is $2132. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Arlington, TX. VHome Insurance will help you navigate the world of homeowners insurance coverages in Arlington, TX.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $853 |
| $200,000 | $1,450 |
| $300,000 | $1,791 |
| $400,000 | $2,729 |
| $500,000 | $3,433 |
Home insurance costs in Arlington can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.
| Zipcode | Average Insurance Premium |
|---|---|
| 076014 | $2,713 |
| 76010 | $2,691 |
| 76006 | $2,851 |
| 76012 | $2,827 |
| 76016 | $2,823 |
| 76002 | $2,810 |
| 76013 | $2,814 |
| 76001 | $2,842 |
| 76017 | $2,791 |
| 76018 | $2,739 |
| 76015 | $2,742 |
| 76011 | $2,735 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Arlington, TX, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $2,186 |
| $1000 Deductible | $1,955 |
| $1500 Deductible | $1,844 |
| $2500 Deductible | $1,663 |
| $5000 Deductible | $1,407 |
| Home Insurance Company Near Arlington, TX | Homeowners Insurance Agency Near Arlington, TX | Address |
|---|---|---|
| Farmers | Chris Thomas | 5134 Jacksboro Hwy Ste D, Fort Worth, TX, 76114 |
| Allstate | Danny Wilson | 600 N Hays Rd, Prosper, TX, 75078 |
| Nationwide | Gregory Wade Hunt | 211 Fort Worth Dr, Denton, TX, 76201 |
| NA | Allen Insurance | 1305 Brownwood D , Carrollton, TX, 75006 |
| NA | Asmait Insurance Agency | 800 E. Campbell Dr., Richardson, TX, 78081 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Dalworthington Gardens city, Texas | $170 | $227 | $341 |
| Pantego town, Texas | $159 | $212 | $318 |
| Kennedale city, Texas | $158 | $210 | $315 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Arlington, TX | 5.6% | 14.8% |
| Dalworthington Gardens | 3.61% | 10.09% |
| Pantego | 5.28% | 13.97% |
| Kennedale | 5.03% | 23.46% |
| Arlington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 1,823 | 2.0% | $1247 |
| $500 to $749 | 20,021 | 29.0% | $1922 |
| $750 to $999 | 20,646 | 30.0% | $2672 |
| $1,000 to $1,499 | 18,959 | 28.0% | $3797 |
| $1,500 or more | 5,297 | 7.0% | $5447 |
| Streets in Arlington Area | Homeowners Insurance Cost |
|---|---|
| Levy Acres Cir N, Los Altos Ct, Kelly Perkins Rd, E Rogers St, Haddonstone Dr, Fox Hill Dr, Curtis Ct, Eric Ave, Drawbridge Dr, Miller Rd N | $1,045 |
| Marie Weldon Ct, Comstock Dr, Steeplechase Ct, Catamaran Ln, Garden Oaks Pl, Royal Glen Dr, Faithful Trl, Russell Curry Rd, Big Buck Trl, Dunkirk Ln | $1,075 |
| Potomac, Rock Haven St, Rocky Branch Dr, Gardiner St, Wagon Bow Dr, Friendly Dr, Garden Grove Dr, Kings Way Dr, Halifax Ct, Aires Dr | $1,029 |
| Barrett St, Pathway Ct, Chinquapin Oak Ln, Redwood St, Timber Oaks Ln, Pennie Ct, Willowglen, N Kirbywood Trl, Packard Dr, Enchanted Isle Ct | $1,065 |
| S 5th Ave, Pleasant Pl, Anson Ct, Serrano, Eunice St, Valparaiso Ct, Ridgefield Ct, Walden Trl, Silver Creek Dr, Denise Ct | $1,063 |
| Perkins Pl, Olivia Meadow Dr, Seine, Clovis Ct, Secret Ct, Buckingham Dr, Santa Fe Cir, Turtle Cove Ct, Jimat Dr, Silver Oak Ln | $None |
| Guinn Dr, Carol Ln, Woodhill Dr, Lost Trail Ct, W Cove Way, Ferdinand, Orchid Ct, San Miguel Ct, Alcala, S Eden Rd | $1,098 |
| Sigh Ct, Davis, Auburndale Dr, Westmoor Pl, Jones Dr, Cydnie St, Miguel Ln, Misty Creek Dr, Shelterwood Ln, Hyannis Dr | $1,035 |
| Lakehill Ct, Safe Harbour Dr, Elm Crest Dr, W Santa Fe Trl, White Wing Dr, Manchester Dr, Trailerdell St, Zachary Ct, Huntington Dr, Calcutta Ct | $1,041 |
| Kennington Dr, Trisha Val Ct, Mertis Dr, Ashley St, S Jeffries St, Grasswood Dr, Kalmia Dr, Kristin Ln, Banks Rd, Glenlawn Ct | $1,037 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Arlington | $156 to $158 |
| Dalworthington Gardens | $170 |
| Pantego | $159 |
| Kennedale | $157 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Arlington Homeowner Insurance Premium Example | $1,500 | $1,000 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $5,000 | $4,500 |
| Net Savings to Arlington Home Owner from High Deductible Plan | $500 | |
| Scenario | Arlington, TX Home Replacement Value MORE than Home Value | Arlington, TX Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $238,000 | $146,500 |
| Insurance Premium based on Replacement Value | $2,475 | $1,525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $48,500 | Risk Exposure from Under Insuring Coverage is $43,000 |
| Premium Impact | Insurance cheaper by $450/year | Insurance costlier by $500/year |
| Insurance Company | Allstate | Amica Mutual Insurance Company | State Farm |
| Monthly Premium | 123 | 184 | 81 |
| Year Built | 2001 | 1982 | 2010 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $125000-$150000 |
| Deductible | $500 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |