Arlington Insurance Rates:

Arlington, TX homeowners insurance is roughly $886 to $1,199, about $73-$99/month. Our in depth research shows customers can save as much as $417 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cost of Homeowners Insurance in Arlington, TX

Homeowners in Arlington, TX pay an average of $1562 for home insurance. However, the cost of your policy will vary based on a number of factors including coverage type and deductible amount as well as age of property or materials used to build it.Below is the summary of average home insurance costs available to Arlington Homeowners based on the deductible and other variables.

Arlington, Home Insurance Cost for different deductibles.


Homeowners are given discounts when they opt for higher deductibles which translates into cheaper monthly payments and affordable premiums over time. A high deductible policy is an easy way to benefit more while saving money. Arlington homeowners paying a high deductible of $2500 can avail of home insurance for $1,121.8.Homeowners receive insurance for $1,193.36and $1,314.6 respectively, on deductibles $2000 and $1500.

The average cost of house insurance is directly proportional to the age of the home. Newly constructed Arlington homes can avail lower insurance of $1109 since newly built homes have a lesser threat to damage. As a result, home insurance companies offer substantial discounts to newly constructed homes. An older housing means higher rates since houses are more prone to damage and as a result, those with homes over 40 or 50 years old have an additional $1603-$1622 per year tacked onto their premiums.

Construction type is an integral factor in the cost of homeowners insurance. The more resistant your house to damage, the less expensive homeowners insurance will be for you. For instance, if a person lives in Arlington and has fire-resistant construction on their roof they can benefit from average rates at $1359 per year.Insurance companies in Arlington offer home insurance for $1484 for homes built with Masonry and Brick. Homes constructed with superior and hail resistant roofs attract a higher amount $1422 and $1516 respectively.

Apart from all these factors, homeowners can avail cheap home insurance costs from insurance companies based on the security features and senior citizens residing in the households. Senior occupied houses in Arlington can save upto $158 in home insurance.

Arlington, TX, Best Home Insurance Companies

The average cost of home insurance in Arlington, Texas, is $1,562. vHome’s extensive analysis reveals that Arlington homeowners can save as much as $417 by comparing quotes from multiple home insurance companies and choosing the cheapest one. Below are the top 5 home insurance companies in Arlington, TX, by market share.


State Farm

State Farm is the most prominent company in Texas, occupying the majority of the market share with 19.55%. The renowned home insurance company has written direct premiums worth $1,847,041. It has earned direct premiums worth $1,842,124. State Farm holds a financial strength rating of A++ from A.M. Best for its superior financial capacity to grant potential claims of current Arlington policyholders. It also received a customer satisfaction score of 4/5 from J.D. Power based on the feedback collected from policyholders.


Allstate comes second to State Farm in terms of market share, occupying 13.08% of the home insurance market. Allstate has written direct premiums of $1,236,065 and earned direct premiums of $1,178,535. Allstate has the superior financial ability in granting potential claims of current Arlington policyholders and has been awarded a rating of A+ from A.M. Best. It received a customer satisfaction score of 3/5 from J.D. Power’s customer feedback survey.


Farmers is another major player in the insurance segment holding a market share of 10.39% in Texas. The company has direct premiums written for a total value of $981,914. It has earned direct premiums worth $964,870. Farmers holds a financial strength rating of A+ for their superior financial ability to grant claims of current policyholders. According to customer feedback curated by J.D. Power, Farmers received a customer satisfaction rating of 3/5.


Even though USAA only offers its services to veterans, active, and retired military personnel, it has managed to hold a market share of 9.70%. It has direct premiums written worth $916,464, and direct premiums earned worth $881,961. USAA is the only home insurance company other than State Farm to receive a financial strength rating of A++ for its superior financial ability in granting claims of current Arlington policyholders. It also holds a perfect customer satisfaction score of 5/5 from J.D. Power.

Liberty Mutual

According to NAIC, Liberty Mutual holds a market share of 7.37% in Texas. The home insurance company has direct premiums written worth $696,450 and direct premiums earned worth $706,863. A.M. Best rated Liberty Mutual with an A for its excellent ability to grant potential claims of current policyholders. In terms of overall customer satisfaction, Liberty Mutual received a score of 3/5 from J.D Power.

Arlington, TX Homeowners Insurance By Home Value

Arlington, TX Home Value Total Homes % of Total Average Arlington, TX Homeowners Insurance
Less than $50,000 4,265 4.0% $177
$50,000 to $59,999 1,348 1.0% $385
$60,000 to $69,999 2,306 2.0% $479
$70,000 to $79,999 3,218 3.0% $552
$80,000 to $89,999 5,723 5.0% $625
$90,000 to $99,999 6,904 6.0% $698
$100,000 to $124,999 17,985 17.0% $813
$125,000 to $149,999 17,636 17.0% $1011
$150,000 to $174,999 14,008 13.0% $1199
$175,000 to $199,999 9,112 8.0% $1387
$200,000 to $249,999 10,589 10.0% $1668
$250,000 to $299,999 5,581 5.0% $2033
$300,000 to $399,999 3,800 3.0% $2586

Top Home Insurance Agents Near Arlington, TX

Home Insurance Company Near Arlington, TX Homeowners Insurance Agency Near Arlington, TX Address
NA Allen Insurance 1305 Brownwood D , Carrollton, TX, 75006
NA Asmait Insurance Agency 800 E. Campbell Dr., Richardson, TX, 78081
Farmers Chris Thomas 5134 Jacksboro Hwy Ste D, Fort Worth, TX, 76114
Allstate Danny Wilson 600 N Hays Rd, Prosper, TX, 75078
Nationwide Gregory Wade Hunt 211 Fort Worth Dr, Denton, TX, 76201

Arlington, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Arlington, TX

Streets in Arlington Area Homeowners Insurance Cost
Levy Acres Cir N, Los Altos Ct, Kelly Perkins Rd, E Rogers St, Haddonstone Dr, Fox Hill Dr, Curtis Ct, Eric Ave, Drawbridge Dr, Miller Rd N$1,045
Marie Weldon Ct, Comstock Dr, Steeplechase Ct, Catamaran Ln, Garden Oaks Pl, Royal Glen Dr, Faithful Trl, Russell Curry Rd, Big Buck Trl, Dunkirk Ln$1,075
Potomac, Rock Haven St, Rocky Branch Dr, Gardiner St, Wagon Bow Dr, Friendly Dr, Garden Grove Dr, Kings Way Dr, Halifax Ct, Aires Dr$1,029
Barrett St, Pathway Ct, Chinquapin Oak Ln, Redwood St, Timber Oaks Ln, Pennie Ct, Willowglen, N Kirbywood Trl, Packard Dr, Enchanted Isle Ct$1,065
S 5th Ave, Pleasant Pl, Anson Ct, Serrano, Eunice St, Valparaiso Ct, Ridgefield Ct, Walden Trl, Silver Creek Dr, Denise Ct$1,063
Perkins Pl, Olivia Meadow Dr, Seine, Clovis Ct, Secret Ct, Buckingham Dr, Santa Fe Cir, Turtle Cove Ct, Jimat Dr, Silver Oak Ln$None
Guinn Dr, Carol Ln, Woodhill Dr, Lost Trail Ct, W Cove Way, Ferdinand, Orchid Ct, San Miguel Ct, Alcala, S Eden Rd$1,098
Sigh Ct, Davis, Auburndale Dr, Westmoor Pl, Jones Dr, Cydnie St, Miguel Ln, Misty Creek Dr, Shelterwood Ln, Hyannis Dr$1,035
Lakehill Ct, Safe Harbour Dr, Elm Crest Dr, W Santa Fe Trl, White Wing Dr, Manchester Dr, Trailerdell St, Zachary Ct, Huntington Dr, Calcutta Ct$1,041
Kennington Dr, Trisha Val Ct, Mertis Dr, Ashley St, S Jeffries St, Grasswood Dr, Kalmia Dr, Kristin Ln, Banks Rd, Glenlawn Ct$1,037

Arlington, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arlington$156 to $158
Dalworthington Gardens$170

Arlington, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dalworthington Gardens city, Texas $170 $227 $341
Pantego town, Texas $159 $212 $318
Kennedale city, Texas $158 $210 $315

Arlington, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arlington, TX5.6%14.8%
Dalworthington Gardens3.61%10.09%

Arlington Renters Insurance as a Percentage of Rent

Arlington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,823 2.0% $1247
$500 to $749 20,021 29.0% $1922
$750 to $999 20,646 30.0% $2672
$1,000 to $1,499 18,959 28.0% $3797
$1,500 or more 5,297 7.0% $5447

Arlington, TX Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
76014 $94,900 $1,020
76010 $84,200 $1,020
76006 $188,300 $1,090
76012 $163,800 $1,060
76016 $153,700 $1,060
76002 $145,900 $1,050
76013 $145,100 $1,050
76001 $143,600 $1,060
76017 $135,500 $1,040
76018 $120,000 $1,030
76015 $118,200 $1,040
76011 $102,100 $1,020

Arlington, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Arlington Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,000$4,500
Net Savings to Arlington Home Owner from High Deductible Plan $500

Arlington, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arlington, TX Home Replacement Value MORE than Home Value Arlington, TX Home Replacement Value LESS than Home Value
Replacement Value $238,000 $146,500
Insurance Premium based on Replacement Value $2,475 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $500/year

Example Arlington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyState Farm
Monthly Premium 12318481
Year Built 200119822010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$300000-$350000$125000-$150000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Arlington, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 185,000 Composition Roof 2,400 4 $500- $1000 Deductible 470 4 Brick siding yes
1986 320,000 Shingles Roof 3,360 4 $5000 to $10,000 Deductible 340 3 Wood siding No
2013 250,000 Composition Roof 2,450 4 $500- $1000 Deductible 630 3 Brick siding No
2014 240,000 Metal Roof 2,340 3 $500 Deductible 1410 8 Wood siding No
2007 215,000 Composition Roof 2,290 3 $1000-$2500 Deductible 240 2 Stucco siding yes
1985 275,000 Asphalt Shingles Roof 3,260 4 $2500-$5000 Deductible 550 4 Vinyl siding yes
1990 125,000 Asphalt Shingles Roof 1,290 3 $1000-$2500 Deductible 150 2 Wood siding yes
2012 405,000 Tile Roof 4,050 5 $2500-$5000 Deductible 1210 7 Brick siding No
1996 215,000 Slate Shingles Roof 2,570 4 $500 Deductible 780 5 Stone Siding No
1998 135,000 Wood Shake Roof 1,380 3 $2500-$5000 Deductible 420 8 Fiber-Cement Siding yes
2005 115,000 Wood Shake Roof 1,380 3 $2500-$5000 Deductible 190 3 Brick siding No
1991 115,000 Wood Shake Roof 1,430 2 $500- $1000 Deductible 320 4 Brick siding No
1997 235,000 Wood Shake Roof 2,850 5 $500 Deductible 1540 8 Stucco siding No
2005 185,000 Wood Shake Roof 2,160 4 $1000-$2500 Deductible 940 12 Vinyl siding yes
2007 200,000 Metal Roof 2,100 3 > $10,000 Deductible 700 7 Stone Siding No
1989 250,000 Composition Roof 2,430 5 $2500-$5000 Deductible 1790 12 Fiber-Cement Siding No
1990 355,000 Membrane Roof 4,050 5 > $10,000 Deductible 530 4 Fiber-Cement Siding No
2004 125,000 Composition Roof 1,480 3 $500 Deductible 80 1 Stone Siding No
2012 145,000 Asphalt Shingles Roof 1,490 3 $2500-$5000 Deductible 840 10 Wood siding yes
2011 395,000 Tile Roof 4,460 5 $1000-$2500 Deductible 1230 6 Brick siding No
1984 165,000 Membrane Roof 2,320 5 $500 Deductible 820 7 Brick siding No
1996 145,000 Composition Roof 1,570 3 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
2010 145,000 Asphalt Shingles Roof 1,520 3 $2500-$5000 Deductible 90 1 Stucco siding No
1995 170,000 Composition Roof 2,190 4 $2500-$5000 Deductible 490 5 Vinyl siding No
2000 195,000 Membrane Roof 2,420 4 $500- $1000 Deductible 1370 10 Wood siding yes
1998 215,000 Slate Shingles Roof 2,570 4 $2500-$5000 Deductible 1250 10 Stone Siding yes
1997 105,000 Wood Shake Roof 1,020 2 $500- $1000 Deductible 610 10 Wood siding No
1989 175,000 Asphalt Shingles Roof 2,100 3 $500 Deductible 140 1 Brick siding yes
1997 90,000 Wood Shake Roof 1,080 2 $500 Deductible 730 12 Fiber-Cement Siding yes
2012 235,000 Metal Roof 2,780 4 $5000 to $10,000 Deductible 160 2 Stone Siding yes
1985 155,000 Wood Shake Roof 2,392 4 $1000-$2500 Deductible 1850 12 Wood siding yes

Latest Home Insurance Reviews

Hochheim Prairie Insurance
Hochheim prairie insurance has insured my home for about six years and i have had no problems with them processing my claims in a prompt manner.
State Farm
I would recommend this company. My agent works very hard to get me a good deal and solves any issues I have. They have worked me to make sure I get the best deal and coverage.
I have never had to interact with this company's customer service department. If I had to give them a rating I would say 4, because I have never had an issue with my account.
Saferoad Insurance
Sometimes they give you one deal over the phone but tell you another thing when you show up at the office, they can be a little more consistent while making deals with their prices.
State Farm
My level of satisfaction with my insurance company is around a 4. I have never had any problems customer service wise and they have solved all my minor problems quickly.
A deductible is the amount you pay for health care services each year before your health insurance begins to pay.In most cases, the higher a plan’s deductible, the lower the premium.
Farmer's Insurance
I would definately recommend this company to anyone. They are one of the largest insurance companies in the country so you know what you are getting when you sign up. They are going to be around for a while.
State Farm
The insurance when in my need When the hurricane came and the window broke thing got wet. They had someone come fix it.
Amica Mutual Insurance
I would recommend Amica for home insurance. The company is local with headquarters in my state. The agents are extremely friendly. Working with them to file a claim or get a quote was painless.
They have very satisfied policy and premium. I like there premium and deductible as compared to other home insurance companies.
Liberty Mutual
i have floor storm and basic coverage. if for some reason i cant stay in my home i get hotel coverage i love the coverage
Farmer's Insurance
Genuine interaction, and being personable with customers is always a plus when doing business with a company.
Farmer's Insurance
When we feel that our insurance rates have gone up and we question our agent, he is very quick to find a way to keep our rates as low as possible.
State Farm
Like I said before the company reached out to us when hurricane Irma occurred, we did not have to wait for them.
State Farm
I feel like our premium is a little too high. I've shopped around and found policies that have the same coverage for less, but it would be a hassle changing everything over to another company.
I like the affordable rate I am paying and I like that they are responsive and communicate with me. I also like the discounts they offer
State Farm
I think it was the best we could get young first time home buyers, but in the future, we will probably shop around with some other companies that may have lower premiums.
Texan Insurance
i am using TEXAN Home Insurance services..they have very polite customer services,very fastest approval..
Liberty Mutual
State farm has a lower rate than aaa as I did shop around for rates from other insurance companies. State farm fit my needs the best
I dislike that the pricing is so high. I wish that they had some more innovative incentives for new houses but apparently the market is too hot. I wish they provided more education for first time home buyers too.
I find that the premiums are too expensive and are going up unnecessarily each year especially since I have not made any claims. Every home repair I find would be cheaper, in the long run, to pay out of pocket and not file a claim and risk getting gouged more from the insurance company.
Overall, I feel this company is on my side and will help me in any way they can. As a first time homebuyer and homeowner, they are very good at explaining things to me without making me feel ill-informed.
State Farm
I really just think that insurance companies are extortionists but with the company I have now, I do not really feel that way. I feel that they put a good face on and try to make me feel as comfortable as possible while they take my money.
The price and very corporate
Liberty Mutual
I suppose I feel a little mislead that Geico gave me the homeowners quote and then had Liberty Mutual write the policy. I was not aware of this until it was all done. I don't have any issue with Liberty Mutual, but I feel like I should have been told upfront.
I have had very little interaction with Allstate's customer service, thankfully. I did once contemplate making a claim regarding stolen personal property, and although I didn't follow through.
Safeco Insurance
Nothing really but I do not know my agent since we did everything online.
State Auto
I like that the company does not have a lot of overhead ie advertising and fancy websites. This enables to offer the best prices on coverage. They also have a local office I can go to if I need to speak with someone in person.

How To Make Your Arlington, TX Home Insurance Cheaper

How Much Does Arlington, TX Home Insurance Cost?