Arlington, TX homeowners insurance is roughly $886 to $1,199, about $73-$99/month. Our in depth research shows customers can save as much as $417 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Homeowners in Arlington, TX pay an average of $1562 for home insurance. However, the cost of your policy will vary based on a number of factors including coverage type and deductible amount as well as age of property or materials used to build it.Below is the summary of average home insurance costs available to Arlington Homeowners based on the deductible and other variables.
Arlington, Home Insurance Cost for different deductibles.
Homeowners are given discounts when they opt for higher deductibles which translates into cheaper monthly payments and affordable premiums over time. A high deductible policy is an easy way to benefit more while saving money. Arlington homeowners paying a high deductible of $2500 can avail of home insurance for $1,121.8.Homeowners receive insurance for $1,193.36and $1,314.6 respectively, on deductibles $2000 and $1500.
The average cost of house insurance is directly proportional to the age of the home. Newly constructed Arlington homes can avail lower insurance of $1109 since newly built homes have a lesser threat to damage. As a result, home insurance companies offer substantial discounts to newly constructed homes. An older housing means higher rates since houses are more prone to damage and as a result, those with homes over 40 or 50 years old have an additional $1603-$1622 per year tacked onto their premiums.
Construction type is an integral factor in the cost of homeowners insurance. The more resistant your house to damage, the less expensive homeowners insurance will be for you. For instance, if a person lives in Arlington and has fire-resistant construction on their roof they can benefit from average rates at $1359 per year.Insurance companies in Arlington offer home insurance for $1484 for homes built with Masonry and Brick. Homes constructed with superior and hail resistant roofs attract a higher amount $1422 and $1516 respectively.
Apart from all these factors, homeowners can avail cheap home insurance costs from insurance companies based on the security features and senior citizens residing in the households. Senior occupied houses in Arlington can save upto $158 in home insurance.
The average cost of home insurance in Arlington, Texas, is $1,562. vHome’s extensive analysis reveals that Arlington homeowners can save as much as $417 by comparing quotes from multiple home insurance companies and choosing the cheapest one. Below are the top 5 home insurance companies in Arlington, TX, by market share.
State Farm is the most prominent company in Texas, occupying the majority of the market share with 19.55%. The renowned home insurance company has written direct premiums worth $1,847,041. It has earned direct premiums worth $1,842,124. State Farm holds a financial strength rating of A++ from A.M. Best for its superior financial capacity to grant potential claims of current Arlington policyholders. It also received a customer satisfaction score of 4/5 from J.D. Power based on the feedback collected from policyholders.
Allstate comes second to State Farm in terms of market share, occupying 13.08% of the home insurance market. Allstate has written direct premiums of $1,236,065 and earned direct premiums of $1,178,535. Allstate has the superior financial ability in granting potential claims of current Arlington policyholders and has been awarded a rating of A+ from A.M. Best. It received a customer satisfaction score of 3/5 from J.D. Power’s customer feedback survey.
Farmers is another major player in the insurance segment holding a market share of 10.39% in Texas. The company has direct premiums written for a total value of $981,914. It has earned direct premiums worth $964,870. Farmers holds a financial strength rating of A+ for their superior financial ability to grant claims of current policyholders. According to customer feedback curated by J.D. Power, Farmers received a customer satisfaction rating of 3/5.
Even though USAA only offers its services to veterans, active, and retired military personnel, it has managed to hold a market share of 9.70%. It has direct premiums written worth $916,464, and direct premiums earned worth $881,961. USAA is the only home insurance company other than State Farm to receive a financial strength rating of A++ for its superior financial ability in granting claims of current Arlington policyholders. It also holds a perfect customer satisfaction score of 5/5 from J.D. Power.
According to NAIC, Liberty Mutual holds a market share of 7.37% in Texas. The home insurance company has direct premiums written worth $696,450 and direct premiums earned worth $706,863. A.M. Best rated Liberty Mutual with an A for its excellent ability to grant potential claims of current policyholders. In terms of overall customer satisfaction, Liberty Mutual received a score of 3/5 from J.D Power.
|Arlington, TX Home Value||Total Homes||% of Total||Average Arlington, TX Homeowners Insurance|
|Less than $50,000||4,265||4.0%||$177|
|$50,000 to $59,999||1,348||1.0%||$385|
|$60,000 to $69,999||2,306||2.0%||$479|
|$70,000 to $79,999||3,218||3.0%||$552|
|$80,000 to $89,999||5,723||5.0%||$625|
|$90,000 to $99,999||6,904||6.0%||$698|
|$100,000 to $124,999||17,985||17.0%||$813|
|$125,000 to $149,999||17,636||17.0%||$1011|
|$150,000 to $174,999||14,008||13.0%||$1199|
|$175,000 to $199,999||9,112||8.0%||$1387|
|$200,000 to $249,999||10,589||10.0%||$1668|
|$250,000 to $299,999||5,581||5.0%||$2033|
|$300,000 to $399,999||3,800||3.0%||$2586|
|Home Insurance Company Near Arlington, TX||Homeowners Insurance Agency Near Arlington, TX||Address|
|NA||Allen Insurance||1305 Brownwood D , Carrollton, TX, 75006|
|NA||Asmait Insurance Agency||800 E. Campbell Dr., Richardson, TX, 78081|
|Farmers||Chris Thomas||5134 Jacksboro Hwy Ste D, Fort Worth, TX, 76114|
|Allstate||Danny Wilson||600 N Hays Rd, Prosper, TX, 75078|
|Nationwide||Gregory Wade Hunt||211 Fort Worth Dr, Denton, TX, 76201|
|Streets in Arlington Area||Homeowners Insurance Cost|
|Levy Acres Cir N, Los Altos Ct, Kelly Perkins Rd, E Rogers St, Haddonstone Dr, Fox Hill Dr, Curtis Ct, Eric Ave, Drawbridge Dr, Miller Rd N||$1,045|
|Marie Weldon Ct, Comstock Dr, Steeplechase Ct, Catamaran Ln, Garden Oaks Pl, Royal Glen Dr, Faithful Trl, Russell Curry Rd, Big Buck Trl, Dunkirk Ln||$1,075|
|Potomac, Rock Haven St, Rocky Branch Dr, Gardiner St, Wagon Bow Dr, Friendly Dr, Garden Grove Dr, Kings Way Dr, Halifax Ct, Aires Dr||$1,029|
|Barrett St, Pathway Ct, Chinquapin Oak Ln, Redwood St, Timber Oaks Ln, Pennie Ct, Willowglen, N Kirbywood Trl, Packard Dr, Enchanted Isle Ct||$1,065|
|S 5th Ave, Pleasant Pl, Anson Ct, Serrano, Eunice St, Valparaiso Ct, Ridgefield Ct, Walden Trl, Silver Creek Dr, Denise Ct||$1,063|
|Perkins Pl, Olivia Meadow Dr, Seine, Clovis Ct, Secret Ct, Buckingham Dr, Santa Fe Cir, Turtle Cove Ct, Jimat Dr, Silver Oak Ln||$None|
|Guinn Dr, Carol Ln, Woodhill Dr, Lost Trail Ct, W Cove Way, Ferdinand, Orchid Ct, San Miguel Ct, Alcala, S Eden Rd||$1,098|
|Sigh Ct, Davis, Auburndale Dr, Westmoor Pl, Jones Dr, Cydnie St, Miguel Ln, Misty Creek Dr, Shelterwood Ln, Hyannis Dr||$1,035|
|Lakehill Ct, Safe Harbour Dr, Elm Crest Dr, W Santa Fe Trl, White Wing Dr, Manchester Dr, Trailerdell St, Zachary Ct, Huntington Dr, Calcutta Ct||$1,041|
|Kennington Dr, Trisha Val Ct, Mertis Dr, Ashley St, S Jeffries St, Grasswood Dr, Kalmia Dr, Kristin Ln, Banks Rd, Glenlawn Ct||$1,037|
|Place||Savings For Senior Occupied Homes|
|Arlington||$156 to $158|
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Dalworthington Gardens city, Texas||$170||$227||$341|
|Pantego town, Texas||$159||$212||$318|
|Kennedale city, Texas||$158||$210||$315|
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Arlington Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$300 to $499||1,823||2.0%||$1247|
|$500 to $749||20,021||29.0%||$1922|
|$750 to $999||20,646||30.0%||$2672|
|$1,000 to $1,499||18,959||28.0%||$3797|
|$1,500 or more||5,297||7.0%||$5447|
|Zip Code||Median Home Value||Median Homeowners Insurance|
|Low Deductible||High Deductible|
|Yearly Arlington Homeowner Insurance Premium Example||$1,500||$1,000|
|Out of Pocket Expense During Claim||$500||$1,500|
|Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim||$5,000||$4,500|
|Net Savings to Arlington Home Owner from High Deductible Plan||$500|
|Scenario||Arlington, TX Home Replacement Value MORE than Home Value||Arlington, TX Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$2,475||$1,525|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $48,500||Risk Exposure from Under Insuring Coverage is $43,000|
|Premium Impact||Insurance cheaper by $450/year||Insurance costlier by $500/year|
|Insurance Company||Allstate||Amica Mutual Insurance Company||State Farm|
|Home Details||3 Beds, 1 Baths||4 Beds, 3 Baths||5 Beds, 3 Baths|
|Deductible||$500 Deductible||$2500-$5000 Deductible||$500- $1000 Deductible|
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|2014||185,000||Composition Roof||2,400||4||$500- $1000 Deductible||470||4||Brick siding||yes|
|1986||320,000||Shingles Roof||3,360||4||$5000 to $10,000 Deductible||340||3||Wood siding||No|
|2013||250,000||Composition Roof||2,450||4||$500- $1000 Deductible||630||3||Brick siding||No|
|2014||240,000||Metal Roof||2,340||3||$500 Deductible||1410||8||Wood siding||No|
|2007||215,000||Composition Roof||2,290||3||$1000-$2500 Deductible||240||2||Stucco siding||yes|
|1985||275,000||Asphalt Shingles Roof||3,260||4||$2500-$5000 Deductible||550||4||Vinyl siding||yes|
|1990||125,000||Asphalt Shingles Roof||1,290||3||$1000-$2500 Deductible||150||2||Wood siding||yes|
|2012||405,000||Tile Roof||4,050||5||$2500-$5000 Deductible||1210||7||Brick siding||No|
|1996||215,000||Slate Shingles Roof||2,570||4||$500 Deductible||780||5||Stone Siding||No|
|1998||135,000||Wood Shake Roof||1,380||3||$2500-$5000 Deductible||420||8||Fiber-Cement Siding||yes|
|2005||115,000||Wood Shake Roof||1,380||3||$2500-$5000 Deductible||190||3||Brick siding||No|
|1991||115,000||Wood Shake Roof||1,430||2||$500- $1000 Deductible||320||4||Brick siding||No|
|1997||235,000||Wood Shake Roof||2,850||5||$500 Deductible||1540||8||Stucco siding||No|
|2005||185,000||Wood Shake Roof||2,160||4||$1000-$2500 Deductible||940||12||Vinyl siding||yes|
|2007||200,000||Metal Roof||2,100||3||> $10,000 Deductible||700||7||Stone Siding||No|
|1989||250,000||Composition Roof||2,430||5||$2500-$5000 Deductible||1790||12||Fiber-Cement Siding||No|
|1990||355,000||Membrane Roof||4,050||5||> $10,000 Deductible||530||4||Fiber-Cement Siding||No|
|2004||125,000||Composition Roof||1,480||3||$500 Deductible||80||1||Stone Siding||No|
|2012||145,000||Asphalt Shingles Roof||1,490||3||$2500-$5000 Deductible||840||10||Wood siding||yes|
|2011||395,000||Tile Roof||4,460||5||$1000-$2500 Deductible||1230||6||Brick siding||No|
|1984||165,000||Membrane Roof||2,320||5||$500 Deductible||820||7||Brick siding||No|
|1996||145,000||Composition Roof||1,570||3||$2500-$5000 Deductible||70||1||Fiber-Cement Siding||yes|
|2010||145,000||Asphalt Shingles Roof||1,520||3||$2500-$5000 Deductible||90||1||Stucco siding||No|
|1995||170,000||Composition Roof||2,190||4||$2500-$5000 Deductible||490||5||Vinyl siding||No|
|2000||195,000||Membrane Roof||2,420||4||$500- $1000 Deductible||1370||10||Wood siding||yes|
|1998||215,000||Slate Shingles Roof||2,570||4||$2500-$5000 Deductible||1250||10||Stone Siding||yes|
|1997||105,000||Wood Shake Roof||1,020||2||$500- $1000 Deductible||610||10||Wood siding||No|
|1989||175,000||Asphalt Shingles Roof||2,100||3||$500 Deductible||140||1||Brick siding||yes|
|1997||90,000||Wood Shake Roof||1,080||2||$500 Deductible||730||12||Fiber-Cement Siding||yes|
|2012||235,000||Metal Roof||2,780||4||$5000 to $10,000 Deductible||160||2||Stone Siding||yes|
|1985||155,000||Wood Shake Roof||2,392||4||$1000-$2500 Deductible||1850||12||Wood siding||yes|