Arlington Heights Insurance Rates:

Arlington Heights, IL homeowners insurance is about $719 to $977, about $59-$81/month. Our in depth research shows customers can save upto $339 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Arlington Heights, IL, Discounts on Homeowners Insurance

In‌‌ ‌‌Arlington Heights,‌‌ Illinois,‌‌ ‌‌homeowners‌‌ ‌‌pay‌‌ ‌‌an‌‌ ‌‌average‌‌ ‌‌home‌‌ ‌‌insurance‌‌ ‌‌rate‌‌ ‌‌ranging‌‌ ‌‌‌ ‌between‌‌ ‌‌$719 ‌‌to‌‌ ‌‌$977.‌‌ ‌‌Arlington Heights ‌‌homeowners‌‌ ‌‌can‌‌ ‌‌use‌‌ ‌‌discounts‌‌ ‌‌offered‌‌ ‌‌by‌‌ ‌home‌‌ ‌‌insurance‌‌ ‌‌companies‌‌ ‌‌to‌‌ ‌‌reduce‌‌ ‌‌their‌‌ ‌‌home‌‌ ‌‌insurance‌‌ ‌‌rates.‌‌ ‌‌Below‌‌ ‌‌is‌‌ ‌‌a‌‌ ‌‌list‌‌ ‌‌of‌‌ ‌‌the‌‌ ‌discounts‌‌ ‌‌provided‌‌ ‌‌to‌‌ ‌‌Arlington Heights ‌‌homeowners‌‌ ‌‌that‌‌ ‌‌they‌‌ ‌‌can‌‌ ‌‌take‌‌ ‌‌advantage‌‌ ‌‌of‌‌ ‌‌to‌‌ ‌‌‌save‌‌ ‌‌on‌‌ ‌‌home‌‌ ‌‌insurance.‌‌


Newly constructed Arlington Heights homes can avail of discounts of up to $259 on homeowners insurance. New homes have a low propensity to damage. As a result, home insurance companies offer substantial discounts to newly built homes. On the other hand, older homes attract higher insurance rates. Arlington Heights homes older than 40 and 50 years receive an additional charge of $29 and $54, respectively, on home insurance.

Home insurance companies consider the lifestyle of homeowners to determine insurance rates. If all the household residents are non-smokers, insurance companies offer special discounts on home insurance rates. Arlington Heights homeowners who own a swimming pool attract an additional insurance cost of up to $68. Installing a fence around the pool with self-latching and self-closing gates will help homeowners get discounts from home insurance companies. Additionally, senior citizens in Arlington Heights also receive discounts on home insurance.

Although most of the factors to avail discounts are not under the purview of homeowners, they can benefit most by choosing deductibles to reduce home insurance rates. Homeowners can avail of attractive discounts by opting for higher deductibles. Arlington Heights homeowners paying a high deductible of $2,500 can avail of a discount of $318 on homeowners insurance. Homeowners receive discounts of $266 and $178, respectively, on deductibles of $2,000 and $1,500. Arlington Heights homeowners save an average of $800 on a high deductible of $2,900 compared to a standard deductible of $900 for a lock-in period of 7 years.

Home insurance companies provide discounts to homeowners who have a claims-free history. In contrast, homeowners with prior claims can attract an additional charge on their home insurance premiums. The cost of home insurance in Arlington Heights increases by up to 44% based on the nature and number of claims. Arlington Heights homeowners who have a history of two fire claims and two water claims attract an additional charge of $473 and $372, respectively.

Arlington Heights, IL Homeowners Insurance By Home Value

Arlington Heights, IL Home Value Total Homes % of Total Average Arlington Heights, IL Homeowners Insurance
Less than $50,000 352 2.0% $59
$80,000 to $89,999 362 2.0% $203
$100,000 to $124,999 657 4.0% $271
$125,000 to $149,999 633 4.0% $339
$150,000 to $174,999 754 5.0% $398
$175,000 to $199,999 824 5.0% $457
$200,000 to $249,999 2,370 16.0% $551
$250,000 to $299,999 2,715 18.0% $678
$300,000 to $399,999 5,706 38.0% $856

Top Home Insurance Agents Near Arlington Heights, IL

Home Insurance Company Near Arlington Heights, IL Homeowners Insurance Agency Near Arlington Heights, IL Address
NA Lifonti Insurance Services, Ltd 10 E 22Nd Street 10 E 22Nd Street, lombard, IL, 60148
Farmers Christopher Broderick Csp 414 Plaza Dr Ste 104, Westmont, IL, 60559
Allstate Daniel Baldwin 2037 E Euclid Ave, Mount Prospect, IL, 60056
Liberty Mutual Janee Ferrari 100 Saunders Rd Suite 140, Lake Forest, IL, 60045
Farmers Manny Logalbo 15 E Northwest Hwy, Palatine, IL, 60067

Arlington Heights, IL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Arlington Heights, IL

Streets in Arlington Heights Area Homeowners Insurance Cost
Pheasant Trail Dr, Cherrywood Rd, N Volz Dr W, W Greenwood Ct, W Partridge Ln, W Kingsley Dr, New Haven Ave, N Williams Dr, Center Ln, N Flake Dr$813
E Best Dr, N Hickory Ln, Falcon Dr, N Birchwood Ln, W Newport Ln, Strathmore Ct, W Happfield Dr, Pin Oak Ln, N Reynolds Dr, N Waterman Ln$842
N Lake Shore Cir, S Canford Cliffs Dr, E Shady Way, W Marion St, Apple Ct, E Amhurst Ct, W Kenilworth Ave, E Flake Dr, S Rammer Ave, Orange Ct$821
E Sigwalt St, Perrie Dr, N Oak Wood Dr, W Grove St, Radcliffe Rd, N Everett Dr, N Fosket Dr, E Woodbury Dr, Yarmouth Pl, W Estates Dr$837
W Victoria Ln, Corey Ln, S Crambourne Way, Sprucewood Dr, Mc Kone Ct, Dempster Ave, E Slayton Dr, Avon Ct, E Cherry Ln, W Salt Creek Ln$841
W Woods Dr, E Peachtree Ln, N Forrest Ave, Kaspar Ave, N Proctor Cir, Crabtree Dr, W South St, Burke Dr, N Williamsburg St, N Carlyle Pl$884
Brighton Pl, Bob O Link Rd, S Drury Ln, Brown St, Melinda Ln, Bennett Rd, Stanley St, Belaire Dr, Dryden Ln, N Schaefer Rd$811
Inverrary Ln, S Chatham Pl, W Francis Dr, N Spruce Ter, S Helena Ave, Palmer Ln, S Hicks Rd, Stonebridge Ln, N Page St, Lehigh Ln$840
Salem Ave, Covington Ter, S Kennicott Ave, Crest Ave, E Park View Ct, E Alison Dr, E Payton Run, Cottonwood Dr, E Plate Dr, W Campbell Ct$792
N Newkirk Ln, Greenbriar St, Mill Creek Dr, S Shag Bark Trl, S Cedar Glen Dr, S Cedar Glen Dr, Carpenter Dr, N Orchid Ln, Lancaster Ave, N Lake Arlington Dr$856

Arlington Heights, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arlington Heights$126 to $129
Rolling Meadows$120
Prospect Heights$123

Arlington Heights, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wheeling township, Cook County, Illinois $103 $137 $206
Rolling Meadows city, Illinois $101 $134 $201
Prospect Heights city, Illinois $103 $137 $205

Arlington Heights, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arlington Heights, IL3.2%9.0%
Rolling Meadows3.62%10.15%
Prospect Heights3.82%8.77%

Arlington Heights Renters Insurance as a Percentage of Rent

Arlington Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 163 2.0% $293
$200 to $299 92 1.0% $743
$300 to $499 135 2.0% $1193
$500 to $749 254 3.0% $1868
$750 to $999 1,669 24.0% $2618
$1,000 to $1,499 3,063 45.0% $3743
$1,500 or more 1,364 20.0% $5393

Arlington Heights, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Arlington Heights Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,000$9,200
Net Savings to Arlington Heights Home Owner from High Deductible Plan $800

Arlington Heights, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arlington Heights, IL Home Replacement Value MORE than Home Value Arlington Heights, IL Home Replacement Value LESS than Home Value
Replacement Value $447,500 $277,500
Insurance Premium based on Replacement Value $2,325 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,500 Risk Exposure from Under Insuring Coverage is $100,500
Premium Impact Insurance cheaper by $525/year Insurance costlier by $350/year

Example Arlington Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceNationwide Insurance
Monthly Premium 13615161
Year Built 199319861961
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$300000-$350000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Arlington Heights, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 250,000 Shingles Roof 1,530 3 $1000-$2500 Deductible 210 3 Fiber-Cement Siding No
1989 190,000 Tile Roof 1,360 2 $2500-$5000 Deductible 290 6 Vinyl siding No
1963 470,000 Asphalt Shingles Roof 2,540 4 $2500-$5000 Deductible 1050 9 Vinyl siding No
1972 255,000 Asphalt Shingles Roof 1,530 3 $2500-$5000 Deductible 350 6 Wood siding yes
1999 280,000 Shingles Roof 1,570 2 > $10,000 Deductible 290 6 Wood siding No
1985 265,000 Asphalt Shingles Roof 1,650 5 $500- $1000 Deductible 480 5 Stone Siding No
1974 190,000 Shingles Roof 1,370 2 $500 Deductible 690 10 Stucco siding No
1975 205,000 Asphalt Shingles Roof 1,190 2 $500- $1000 Deductible 780 9 Vinyl siding No
1972 820,000 Composition Roof 4,320 5 $1000-$2500 Deductible 1260 5 Vinyl siding No
1989 150,000 Shingles Roof 1,020 2 $500- $1000 Deductible 230 5 Brick siding yes
1965 505,000 Shingles Roof 3,090 4 $5000 to $10,000 Deductible 530 3 Fiber-Cement Siding yes
1974 405,000 Metal Roof 2,840 5 $500- $1000 Deductible 210 1 Vinyl siding yes
1962 220,000 Tile Roof 1,360 2 $2500-$5000 Deductible 200 3 Stone Siding yes
1973 575,000 Asphalt Shingles Roof 3,730 5 $500 Deductible 3770 12 Fiber-Cement Siding yes
1983 315,000 Wood Shake Roof 1,580 2 $500 Deductible 710 4 Wood siding No
1965 280,000 Slate Shingles Roof 2,000 4 > $10,000 Deductible 400 8 Brick siding yes
1992 960,000 Tile Roof 4,790 5 > $10,000 Deductible 1120 6 Stone Siding yes
1970 265,000 Metal Roof 1,860 4 $1000-$2500 Deductible 610 7 Wood siding yes
1974 215,000 Membrane Roof 1,500 3 > $10,000 Deductible 60 1 Fiber-Cement Siding No
1995 400,000 Membrane Roof 2,010 4 $500 Deductible 1190 6 Fiber-Cement Siding No
1962 340,000 Wood Shake Roof 2,080 4 $500- $1000 Deductible 690 5 Wood siding yes
1992 655,000 Metal Roof 3,410 5 $500 Deductible 1380 7 Fiber-Cement Siding yes
1984 525,000 Composition Roof 3,240 4 $500 Deductible 3240 12 Stucco siding yes
1999 460,000 Metal Roof 2,340 3 $500- $1000 Deductible 1130 6 Stone Siding No
1964 250,000 Metal Roof 1,310 3 $1000-$2500 Deductible 980 12 Stucco siding No
1963 300,000 Metal Roof 1,590 2 $500- $1000 Deductible 430 5 Vinyl siding No
1977 345,000 Tile Roof 1,820 5 $5000 to $10,000 Deductible 310 3 Stucco siding No
1987 425,000 Metal Roof 2,320 4 $2500-$5000 Deductible 980 8 Brick siding yes
1987 350,000 Wood Shake Roof 1,870 4 $500- $1000 Deductible 1430 10 Stone Siding No
1968 435,000 Metal Roof 2,600 4 > $10,000 Deductible 1160 10 Wood siding yes
1967 340,000 Wood Shake Roof 1,840 3 $500- $1000 Deductible 1670 10 Stone Siding No
1971 225,000 Slate Shingles Roof 1,200 2 $1000-$2500 Deductible 660 9 Stone Siding No
1978 305,000 Wood Shake Roof 1,510 5 > $10,000 Deductible 340 4 Stucco siding yes
1978 185,000 Shingles Roof 950 2 $1000-$2500 Deductible 540 8 Stucco siding No

Latest Home Insurance Reviews

Erie Insurance
I have a $250 deductible which seems to be the norm for what I have seen. So I am happy with the deductible on my policy.
They offer the same amount of coverage that other insurance companies offer. I have not had any issues with this company whatsoever. I would rate them a 5.
State Farm
I would recommend this company because they are pretty much available nationwide, they have been great by providing service to me and they are always friendly and helpful.
State Farm
Good with reasonable prices and great service whenever we have had a question. They took the time and actually looked at what kind of insurance we needed for our home.
Grange Insurance
I have the same amount of protection as I did with the previous insurance company that I had for three years prior.
State Farm
Statefarm not only covers my home insurance but they also protect my car and i feel very confident that with statefarm im receiving awesome service.
American Family Insurance
The american family policy company was more offered distributed li life help to others was the american family insurance. more satisfied and percentage for the dis satisfied
Farmer's Insurance
3 - I feel as if other companies offer various programs to allow your rates to lower, such as when you have no claims. My rates seem to go up every year.
I'm truly happy with the service nationwide has provided. i have not yet had any major issues with the company in the past year that i have had them. they are prompt and easy.
When contacting their call center be prepared to wait on hold. while their representatives are very friendly and keen to help, it will take a while before you will be able to speak with them.
State Farm
I like my insurance because they have a convenient location within the town and it is easy to get to from where i live.
The company is very easy to work with, any claims we have ever had have been handled quickly and professionally. The agent is always available and willing to help with any concerns we have and always check in every 6 months or so to review the policy and make sure we have all the coverage we need and are getting all the discounts we can. The interactions on phone and in person are really helpful
Country Financial
All of the communication we have had with the company so far has been good. All of our questions have been answered.
Ease of access and communications. Effective mobile application and great customer service
I do not like one of the employees at a local office. She is always snotty whenever a customer comes in to insure a new product. It is unprofessional considering those policies pay her salary.
It is easy for an older person to navigate and file a claim. You can also choose to live chat with an agent.
Erie Insurance
i would tell all my friends and relatives about my new ins co.ERIE and tell how good they were to me on the phone .

How To Make Your Arlington Heights, IL Home Insurance Cheaper

How Much Does Arlington Heights, IL Home Insurance Cost?