Arkansas City Insurance Rates:

Arkansas City, KS homeowners insurance is approximately $808 to $1,099, about $67-$91/month. Our in depth analysis shows customers can save upto $381 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Arkansas City, KS Homeowners Insurance By Home Value

Arkansas City, KS Home Value Total Homes % of Total Average Arkansas City, KS Homeowners Insurance
Less than $50,000 1,052 38.0% $381
$50,000 to $59,999 282 10.0% $810
$60,000 to $69,999 261 9.0% $1011
$70,000 to $79,999 303 11.0% $1163
$80,000 to $89,999 270 9.0% $1316
$90,000 to $99,999 56 2.0% $1478
$100,000 to $124,999 208 7.0% $1707
$125,000 to $149,999 96 3.0% $2136
$150,000 to $174,999 64 2.0% $2528
$175,000 to $199,999 45 1.0% $2919
$200,000 to $249,999 48 1.0% $3510

Top Home Insurance Agents Near Arkansas City, KS

Home Insurance Company Near Arkansas City, KS Homeowners Insurance Agency Near Arkansas City, KS Address
NA Earl Herren Insurance 550 N 159Th Street East Ste 100 Wichita, Andover, KS, 67230
State Farm Andre Hale 6121 E Central Ave, Wichita, KS, 67208-4209
State Farm Mike Dobson 524 N Summit St, Arkansas City, KS, 67005-2228
Farmers Ryan Jenkins 1445 N Rock Rd Ste 150, Wichita, KS, 67206
State Farm Terry Johnson 303 S Hillside St, Wichita, KS, 67211-2130

Cost Of Homeowners Insurance By Street Near Arkansas City, KS

Streets in Arkansas City Area Homeowners Insurance Cost
Catalpa Ave, Hedge Ln, Berry Rd, Horizon Dr, Fitzgerald Loop, N 4th St, Oak, Hillcrest Dr, 256th Dr, E Van Buren Ave$982
Morningview Ave, 91st Dr, C D Soule Rd, 326th Rd, W Elm Ave, N A St, Oakwood Dr, E 33rd Ave, Robin Dr, E Jackson Ave$988
E Poplar Ave, E Birch Ave, Circle Dr, Autumn Rd, Greenway St, Hh Constant Rd, S G St, 196th Rd, Meadowlark Ln, Co Rd 23$992
Oak Ave, Ravina Ct, N Summit St, N 9th St, 244th Rd, 306th Rd, Sycamore St, 23rd St, W Poplar Ave, Meadowbrook Ln$995
318th Dr, E Windsor Rd, N 4th St, Maitland, Co Rd 12, N D St, W Jefferson Ave, E Polk Ave, E 20th St S, W Polk Ave$987

Arkansas City, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arkansas City$142 to $145
Creswell$148
Parkerfield$150
Bolton$144

Arkansas City, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Creswell township, Cowley County, Kansas $148 $197 $296
Parkerfield city, Kansas $151 $201 $302
Bolton township, Cowley County, Kansas $145 $193 $290

Arkansas City, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arkansas City, KS8.6%21.7%
Creswell7.21%19.84%
Parkerfield6.43%18.38%
Bolton7.7%22.8%

Arkansas City Renters Insurance as a Percentage of Rent

Arkansas City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 110 6.0% $812
$300 to $499 281 16.0% $1262
$500 to $749 779 45.0% $1937
$750 to $999 406 23.0% $2687
$1,000 to $1,499 112 6.0% $3812
$1,500 or more 20 1.0% $5462

Average Cost Of Home Insurance By Company In Areas Nearby Arkansas City For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Auto Club Family Insurance Company 3,289 4,991 6,656
100,000 Bremen Farmers Mutual Insurance Company 892 1,093 1,291
100,000 Liberty Insurance Corp 1,517 2,484 2,497
100,000 Mutualaid Exchange 962 1,237 1,355
200,000 Armed Forces Insurance Exchange 3,725 4,462 4,529
200,000 Liberty Insurance Corp 2,429 2,496 2,512
200,000 Usaa Casualty Insurance Company 2,484 2,663 2,663
200,000 United Services Automobile Association 2,295 2,453 2,453
300,000 Liberty Insurance Corp 3,181 3,265 3,285
300,000 Mutualaid Exchange 2,429 3,126 3,423

Arkansas City, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Arkansas City Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,800$12,300
Net Savings to Arkansas City Home Owner from High Deductible Plan $1,500

Arkansas City, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arkansas City, KS Home Replacement Value MORE than Home Value Arkansas City, KS Home Replacement Value LESS than Home Value
Replacement Value $150,000 $98,000
Insurance Premium based on Replacement Value $1,850 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $275/year

Example Arkansas City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 9856186
Year Built 196419451987
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$50000-$75000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Arkansas City, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 180,000 Tile Roof 3,110 5 $500 Deductible 1010 4 Wood siding No
1968 115,000 Shingles Roof 2,250 5 $500 Deductible 1060 7 Brick siding yes
1945 105,000 Asphalt Shingles Roof 2,130 5 $500 Deductible 100 1 Vinyl siding No
1961 95,000 Wood Shake Roof 1,480 3 $1000-$2500 Deductible 500 9 Vinyl siding yes
1966 145,000 Metal Roof 3,350 5 $1000-$2500 Deductible 1040 8 Brick siding yes
1948 80,000 Wood Shake Roof 1,340 3 $500 Deductible 630 7 Stone Siding No
1985 65,000 Asphalt Shingles Roof 1,330 2 $500 Deductible 770 12 Stucco siding No
1968 180,000 Tile Roof 2,950 4 $500 Deductible 340 2 Stucco siding No
1988 75,000 Asphalt Shingles Roof 1,270 2 $500 Deductible 110 1 Stucco siding yes
1943 190,000 Asphalt Shingles Roof 2,930 5 $2500-$5000 Deductible 120 1 Stone Siding yes
1943 65,000 Tile Roof 1,530 2 $500- $1000 Deductible 150 3 Brick siding yes
1987 55,000 Asphalt Shingles Roof 1,130 2 $1000-$2500 Deductible 250 4 Stone Siding yes
1942 80,000 Membrane Roof 1,540 5 $2500-$5000 Deductible 380 8 Wood siding yes
1982 90,000 Shingles Roof 1,740 4 $2500-$5000 Deductible 450 4 Stone Siding yes
1941 75,000 Asphalt Shingles Roof 1,150 2 $1000-$2500 Deductible 120 2 Fiber-Cement Siding No
1966 65,000 Wood Shake Roof 1,420 3 $2500-$5000 Deductible 270 4 Fiber-Cement Siding yes
1963 115,000 Shingles Roof 1,940 3 $2500-$5000 Deductible 390 4 Wood siding No
1946 95,000 Shingles Roof 1,630 2 $1000-$2500 Deductible 740 7 Brick siding No
1949 50,000 Composition Roof 1,050 2 $500- $1000 Deductible 620 10 Vinyl siding yes
1989 170,000 Wood Shake Roof 2,780 4 $500 Deductible 1450 9 Stone Siding yes
1984 225,000 Metal Roof 3,760 5 > $10,000 Deductible 880 9 Stucco siding yes
1943 185,000 Membrane Roof 3,000 5 $2500-$5000 Deductible 780 4 Stucco siding yes
1940 170,000 Composition Roof 3,060 4 $2500-$5000 Deductible 210 2 Vinyl siding yes
1961 175,000 Slate Shingles Roof 2,760 4 $5000 to $10,000 Deductible 1280 10 Fiber-Cement Siding yes
1946 230,000 Slate Shingles Roof 4,150 5 $500 Deductible 1940 9 Wood siding yes
1981 60,000 Membrane Roof 1,230 2 $500- $1000 Deductible 770 12 Wood siding No
1981 110,000 Tile Roof 2,020 4 $2500-$5000 Deductible 910 9 Wood siding yes
1968 75,000 Tile Roof 1,220 2 $500- $1000 Deductible 160 3 Stucco siding No
1940 55,000 Wood Shake Roof 1,110 2 $500- $1000 Deductible 60 1 Stucco siding No
1969 120,000 Shingles Roof 2,510 4 $2500-$5000 Deductible 310 4 Wood siding No