Arcadia Insurance Rates:

Arcadia, NY homeowners insurance is nearly $497 to $673, about $41-$56/month. Our comprehensive research reveals consumers can save as much as $234 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Arcadia, NY Homeowners Insurance By Home Value

Arcadia, NY Home Value Total Homes % of Total Average Arcadia, NY Homeowners Insurance
Less than $50,000 409 10.0% $157
$50,000 to $59,999 162 4.0% $339
$60,000 to $69,999 415 10.0% $421
$70,000 to $79,999 457 11.0% $485
$80,000 to $89,999 623 15.0% $549
$90,000 to $99,999 412 10.0% $620
$100,000 to $124,999 651 16.0% $713
$125,000 to $149,999 384 9.0% $895
$150,000 to $174,999 186 4.0% $1058
$175,000 to $199,999 192 4.0% $1222
$200,000 to $249,999 42 1.0% $1468
$250,000 to $299,999 44 1.0% $1795
$300,000 to $399,999 50 1.0% $2287

Top Home Insurance Agents Near Arcadia, NY

Home Insurance Company Near Arcadia, NY Homeowners Insurance Agency Near Arcadia, NY Address
NA Michael Bruno 2240 Long Pond Road , Rochester, NY, 14606
NA Ioa Northeast Inc. 126 N Salina St, Syracuse, NY, 13202
Travelers Bergan & Young Inc 34 Mary Street, Auburn, NY, 13021
Travelers Brizee Associates Inc 30 Grove St Ste 4A, Pittsford, NY, 14534
Allstate Rocco Distaffen 251 W Ridge Rd, Rochester, NY, 14615

Cost Of Homeowners Insurance By Street Near Arcadia, NY

Streets in Arcadia Area Homeowners Insurance Cost
Blue Cut Rd, Wilson St, Bramer Rd, Bauer Van Wickle Rd, Hale St, Van Dusen St, Driving Park Cir, McDermott St, Prospect St, Desmith Rd$583
Chestnut St, Fink Rd, Sebring Rd, Jason Dr, Skinner Rd, Tack Rd, Fleshman Rd, Grant St, Eastland Valley, Hydesville Rd$585
State Rte 31 E, Lee Rd, Pardy Smith Rd, Nathanial Way, Tya Dr, Pleasant Valley Rd, Pilgrimport Rd, Filkins Rd, Grace Ave, Bartle Ave$586
Co Rd 228, Dry Dock Rd, Mud Mills Rd, Thompson Station Rd, Pardy Smith Rd, Fish Farm Rd, Dell St, New Preemption Rd, State Rte 31 W, Sohn Alloway Rd$586
Stebbins Rd, Park Ave, W Shore Blvd, Whitings Corners Rd, Peirson Ave, Hyman Rd, Dunn Rd, Co Rd 233, Frey St, County House Rd$585

Arcadia, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arcadia$87 to $89
Newark$87
Palmyra$88
Macedon$89

Arcadia, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newark village, New York $73 $97 $146
Lyons town, Wayne County, New York $73 $97 $145
Palmyra town, Wayne County, New York $73 $97 $146

Arcadia, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arcadia, NY4.4%9.7%
Newark4.5%9.36%
Lyons4.7%8.93%
Palmyra3.83%9.19%

Arcadia Renters Insurance as a Percentage of Rent

Arcadia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 76 4.0% $350
$200 to $299 140 7.0% $800
$300 to $499 229 12.0% $1250
$500 to $749 637 34.0% $1925
$750 to $999 508 27.0% $2675
$1,000 to $1,499 246 13.0% $3800
$1,500 or more 23 1.0% $5450

Arcadia, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Arcadia Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,500$10,500
Net Savings to Arcadia Home Owner from High Deductible Plan $1,000

Arcadia, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arcadia, NY Home Replacement Value MORE than Home Value Arcadia, NY Home Replacement Value LESS than Home Value
Replacement Value $105,500 $79,000
Insurance Premium based on Replacement Value $1,050 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Arcadia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceState FarmLiberty Mutual
Monthly Premium 9814455
Year Built 199319431968
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$75000-$100000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Arcadia, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 80,000 Composition Roof 1,290 3 $500- $1000 Deductible 220 3 Brick siding No
1962 55,000 Asphalt Shingles Roof 950 2 $2500-$5000 Deductible 360 8 Wood siding yes
1949 225,000 Slate Shingles Roof 2,870 5 $500- $1000 Deductible 810 7 Fiber-Cement Siding No
1989 80,000 Tile Roof 1,250 3 $500- $1000 Deductible 250 6 Wood siding yes
1999 260,000 Asphalt Shingles Roof 4,680 5 $2500-$5000 Deductible 1130 10 Stucco siding yes
1982 65,000 Asphalt Shingles Roof 1,000 2 $2500-$5000 Deductible 260 7 Wood siding yes
1989 250,000 Tile Roof 3,390 4 $500 Deductible 640 4 Stucco siding No
1942 190,000 Tile Roof 2,460 4 $1000-$2500 Deductible 410 3 Brick siding No
1942 70,000 Shingles Roof 1,260 3 $2500-$5000 Deductible 180 5 Fiber-Cement Siding yes
1948 105,000 Wood Shake Roof 1,620 2 $500 Deductible 910 9 Stucco siding yes
1990 75,000 Wood Shake Roof 1,400 2 $2500-$5000 Deductible 210 4 Brick siding yes
1948 70,000 Composition Roof 1,070 2 $500 Deductible 530 9 Fiber-Cement Siding No
1941 95,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 610 10 Stone Siding yes
1999 255,000 Wood Shake Roof 3,560 5 > $10,000 Deductible 660 6 Brick siding yes
1986 200,000 Tile Roof 3,350 4 $1000-$2500 Deductible 1130 10 Brick siding No
1961 80,000 Membrane Roof 1,500 3 $500 Deductible 780 12 Vinyl siding yes
1966 110,000 Asphalt Shingles Roof 2,090 4 $500 Deductible 730 9 Brick siding No
1994 80,000 Tile Roof 1,400 2 $500- $1000 Deductible 260 4 Stone Siding No
1961 215,000 Metal Roof 2,780 4 $2500-$5000 Deductible 800 6 Brick siding No
1966 325,000 Asphalt Shingles Roof 4,290 5 $2500-$5000 Deductible 550 2 Wood siding yes
1942 65,000 Metal Roof 920 2 $1000-$2500 Deductible 310 6 Stone Siding No
1991 125,000 Metal Roof 2,060 3 $500 Deductible 440 4 Wood siding yes
1985 100,000 Membrane Roof 1,280 3 $500- $1000 Deductible 190 3 Wood siding No
1945 175,000 Slate Shingles Roof 3,090 4 $500 Deductible 1600 9 Stucco siding yes
1988 95,000 Asphalt Shingles Roof 1,800 3 $500- $1000 Deductible 130 2 Vinyl siding No
1946 120,000 Composition Roof 2,100 3 $2500-$5000 Deductible 800 12 Wood siding yes
1946 255,000 Slate Shingles Roof 4,840 5 $500 Deductible 2130 10 Brick siding No
1948 115,000 Tile Roof 1,740 5 $2500-$5000 Deductible 300 4 Vinyl siding yes
1985 140,000 Wood Shake Roof 2,390 5 $2500-$5000 Deductible 190 2 Wood siding No
1982 295,000 Shingles Roof 3,750 5 $500 Deductible 2860 12 Wood siding yes
1946 135,000 Wood Shake Roof 2,060 4 $1000-$2500 Deductible 1040 12 Stucco siding No
1982 180,000 Composition Roof 2,870 4 $2500-$5000 Deductible 1270 10 Stone Siding yes