Arcadia Insurance Rates:

Arcadia, MO homeowners insurance is approximately $795 to $1,091, about $66-$90/month. Our complete guide reveals consumers can save as much as $377 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Arcadia, MO Homeowners Insurance By Home Value

Arcadia, MO Home Value Total Homes % of Total Average Arcadia, MO Homeowners Insurance
Less than $50,000 417 26.0% $282
$50,000 to $59,999 133 8.0% $594
$60,000 to $69,999 73 4.0% $735
$70,000 to $79,999 143 9.0% $848
$80,000 to $89,999 78 5.0% $961
$90,000 to $99,999 103 6.0% $1084
$100,000 to $124,999 236 15.0% $1254
$125,000 to $149,999 105 6.0% $1565
$150,000 to $174,999 80 5.0% $1848
$175,000 to $199,999 60 3.0% $2131
$200,000 to $249,999 71 4.0% $2574
$250,000 to $299,999 28 1.0% $3140
$300,000 to $399,999 30 1.0% $3988

Top Home Insurance Agents Near Arcadia, MO

Home Insurance Company Near Arcadia, MO Homeowners Insurance Agency Near Arcadia, MO Address
NA Tec Insurance 546 Maple Valley Dr, Farmington, MO, 63640
Liberty Mutual Independent First State Insurance Agency 204 E Liberty St, Farmington, MO, 63640
State Farm Matt Woods 10540 Business 21, Hillsboro, MO, 63050-5901
State Farm Mike Klaus 402 S 2nd St, De Soto, MO, 63020-2007
Travelers Wright Financial Inc 1108 N TRUMAN BLVD, CRYSTAL CITY, MO, 63019

Cost Of Homeowners Insurance By Street Near Arcadia, MO

Streets in Arcadia Area Homeowners Insurance Cost
Annie St, S Mountain St, Carter Ln, Hawthorn Ct, Shepherd Mountain Rd, St Joseph St, Kim St, Adams Creek Rd, Co Rd 138, Jaguar Ln$936
Berryman Rd, E Wayne St, Bounbon, Lynn Rd, Hidden Valley Lakes, Guhse Farms Rd, Co Rd 5, Kirk Dr, Warren Hill Rd, 2nd St$959
Co Rd 2466, Co Rd 109, E Reynolds St, Duree, Co Rd 102, St Mary St, Co Rd 73, Billings St, Hwy 21, W Reynolds St$957
Harmon St, Walnut St, Cty Rd 42, Forest Rd 2192, Co Rd 131, McCune St, N Front St, Co Rd 103A, Minimum Rd, Frisco Rd$938
Co Rd 39E, State Hwy C, Shepherd Mountain Rd, Stoney Battery Rd, Donna St, Cty Rd 95, N Shepherd St, S Marshall St, Chivey Blvd, Co Rd 118$931

Arcadia, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arcadia$140 to $142
Ironton$140
Pilot Knob$138
Iron Mountain Lake$137

Arcadia, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ironton city, Missouri $140 $187 $281
Pilot Knob city, Missouri $138 $184 $276
Iron County, Missouri $140 $187 $281

Arcadia, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arcadia, MO8.9%29.8%
Ironton9.5%26.62%
Pilot Knob12.22%25.84%
Iron County9.55%29.58%

Arcadia Renters Insurance as a Percentage of Rent

Arcadia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 44 6.0% $809
$300 to $499 219 34.0% $1259
$500 to $749 212 33.0% $1934
$750 to $999 135 21.0% $2684
$1,500 or more 18 2.0% $5459

Arcadia, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Arcadia Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Arcadia Home Owner from High Deductible Plan $600

Arcadia, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arcadia, MO Home Replacement Value MORE than Home Value Arcadia, MO Home Replacement Value LESS than Home Value
Replacement Value $81,000 $59,500
Insurance Premium based on Replacement Value $350 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Arcadia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateLiberty Mutual
Monthly Premium 686047
Year Built 197019941949
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$100000-$125000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Arcadia, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 115,000 Membrane Roof 2,300 3 $500- $1000 Deductible 480 10 Fiber-Cement Siding No
1961 195,000 Shingles Roof 2,910 5 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding yes
1982 90,000 Shingles Roof 1,780 4 $500 Deductible 600 12 Vinyl siding No
1960 110,000 Asphalt Shingles Roof 1,580 3 $500 Deductible 170 3 Brick siding yes
1992 90,000 Composition Roof 1,310 2 $500- $1000 Deductible 280 9 Stone Siding yes
1947 85,000 Metal Roof 1,490 3 $2500-$5000 Deductible 40 2 Wood siding No
1982 115,000 Metal Roof 2,260 3 $2500-$5000 Deductible 190 9 Stucco siding yes
2001 55,000 Wood Shake Roof 1,050 2 $2500-$5000 Deductible 10 1 Vinyl siding No
1980 65,000 Slate Shingles Roof 1,210 2 $1000-$2500 Deductible 80 4 Fiber-Cement Siding No
1974 140,000 Wood Shake Roof 2,250 4 $500 Deductible 340 8 Brick siding No
1985 85,000 Wood Shake Roof 1,690 3 $1000-$2500 Deductible 230 9 Vinyl siding No
2001 110,000 Membrane Roof 1,460 2 $2500-$5000 Deductible 100 3 Stone Siding No
1995 300,000 Metal Roof 4,020 5 $1000-$2500 Deductible 850 12 Wood siding No
2008 120,000 Asphalt Shingles Roof 1,790 2 $500 Deductible 490 12 Fiber-Cement Siding yes
1960 265,000 Membrane Roof 3,980 5 $5000 to $10,000 Deductible 660 10 Stucco siding No
2004 150,000 Metal Roof 2,270 4 $2500-$5000 Deductible 250 7 Stucco siding yes
2005 120,000 Shingles Roof 1,630 3 $1000-$2500 Deductible 300 8 Stucco siding No
1987 130,000 Shingles Roof 1,790 2 $2500-$5000 Deductible 350 8 Vinyl siding yes
2005 195,000 Asphalt Shingles Roof 2,990 4 $500- $1000 Deductible 480 5 Stucco siding yes
1960 205,000 Membrane Roof 2,990 5 $500- $1000 Deductible 350 7 Vinyl siding yes
1948 225,000 Slate Shingles Roof 3,350 4 $5000 to $10,000 Deductible 620 12 Fiber-Cement Siding yes
1993 125,000 Slate Shingles Roof 2,210 3 $2500-$5000 Deductible 180 4 Vinyl siding yes
2005 65,000 Metal Roof 1,260 2 $1000-$2500 Deductible 100 4 Stone Siding yes
1986 55,000 Metal Roof 1,080 2 $500- $1000 Deductible 80 6 Stucco siding No
1990 80,000 Composition Roof 1,430 2 $2500-$5000 Deductible 40 2 Stucco siding yes
1987 80,000 Composition Roof 1,490 3 $500- $1000 Deductible 130 5 Vinyl siding No
1975 150,000 Composition Roof 2,050 3 $1000-$2500 Deductible 300 6 Stone Siding yes
1948 90,000 Membrane Roof 1,220 3 $500 Deductible 100 4 Stucco siding No
1948 150,000 Composition Roof 2,220 4 $500 Deductible 500 12 Brick siding No
1970 100,000 Slate Shingles Roof 1,560 2 $500 Deductible 40 1 Vinyl siding No
2001 110,000 Tile Roof 1,770 4 $500- $1000 Deductible 670 12 Stucco siding yes
2007 280,000 Composition Roof 4,850 5 $500 Deductible 760 5 Stone Siding yes
1999 340,000 Shingles Roof 4,830 5 $1000-$2500 Deductible 350 4 Stone Siding yes
2005 215,000 Wood Shake Roof 2,930 5 $1000-$2500 Deductible 820 9 Stone Siding yes