Arcadia Insurance Rates:

Arcadia, FL homeowners insurance is nearly $949 to $1,299, about $79-$108/month. Our extensive research shows customers can save as much as $449 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Arcadia, FL Homeowners Insurance By Home Value

Arcadia, FL Home Value Total Homes % of Total Average Arcadia, FL Homeowners Insurance
Less than $50,000 267 19.0% $314
$50,000 to $59,999 79 5.0% $673
$60,000 to $69,999 171 12.0% $831
$70,000 to $79,999 103 7.0% $954
$80,000 to $89,999 87 6.0% $1089
$90,000 to $99,999 82 6.0% $1212
$100,000 to $124,999 162 12.0% $1403
$125,000 to $149,999 115 8.0% $1763
$150,000 to $174,999 105 7.0% $2077
$175,000 to $199,999 33 2.0% $2403
$200,000 to $249,999 53 3.0% $2897
$250,000 to $299,999 68 5.0% $3537
$300,000 to $399,999 20 1.0% $4492

Top Home Insurance Agents Near Arcadia, FL

Home Insurance Company Near Arcadia, FL Homeowners Insurance Agency Near Arcadia, FL Address
NA Amberg Insurance Center Inc 17801 Murdock Circle Ste B , Port Charlotte, FL, 33948
Travelers Acg South Insurance Agency Llc 11531-A1 PALMBRUSH TRAIL, BRADENTON, FL, 34202
Allstate David Carreras 5620 Tara Blvd Ste 103, Bradenton, FL, 34203
Travelers Roger Bouchard Insurance Inc 8191 COLLEGE PKWY, FORT MYERS, FL, 33919
Travelers Time Insurance Agency Inc 115 OLYMPIA AVE W, PUNTA GORDA, FL, 33950

Cost Of Homeowners Insurance By Street Near Arcadia, FL

Streets in Arcadia Area Homeowners Insurance Cost
N 10th Ave, S W Fletcher St, Sunrise St, SW Hibiscus Dr, Pax Duces Rd, Mantee Ave, SW Pearl Ave, SE Rowena Ave, NE Hansel Ave, Lasolona Ave$1,108
Murcott Dr, NW Brownsville Rd, NW Myrtle Ave, SW Opossum Trl, NE Edwards Dr, Kelly Dr, NW Forest Tower Ave, SE Whispering Pine Dr, W Whidden St, Hillsborough Ave$1,169
SE Tangelo Dr, NW Mizell Ave, SW Jernigan Rd, Melody Ave, 4 Mile Grade, Brevard Ave, NW Pine Hurst Dr, Ohio Ave, Arcadia Ave, Durrance St$1,117
S Volusa Ave, 87th Ave, S Citrus Ave, NW Pine Bluff Ave, Sams St, SW Kabrich Ter, Oleander Dr, Roger Ave, SW Paradise Cir, 54th Ave$1,179
Saraf Ct, Opal Dr, McKinley Ave, 12th Ave, SE 5th St, SW Mildred St, S Watson Ave, NW Windy Pine Exd, NE Citrus Ave, NW Hickory St$1,198

Arcadia, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arcadia$167 to $169
Southeast Arcadia$167
DeSoto County$169
Arcadia West$174

Arcadia, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Southeast Arcadia CDP, Florida $167 $223 $335
DeSoto County, Florida $170 $226 $339
Arcadia West CCD, DeSoto County, Florida $174 $232 $348

Arcadia, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arcadia, FL9.4%29.7%
Southeast Arcadia9.78%33.33%
DeSoto County8.27%29.0%
Arcadia West6.92%29.14%

Arcadia Renters Insurance as a Percentage of Rent

Arcadia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 1.0% $350
$200 to $299 35 3.0% $800
$300 to $499 88 9.0% $1250
$500 to $749 309 32.0% $1925
$750 to $999 312 32.0% $2675
$1,000 to $1,499 131 13.0% $3800
$1,500 or more 59 6.0% $5450

Arcadia, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Arcadia Homeowner Insurance Premium Example $2,000$1,400
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,000$13,800
Net Savings to Arcadia Home Owner from High Deductible Plan $1,200

Arcadia, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arcadia, FL Home Replacement Value MORE than Home Value Arcadia, FL Home Replacement Value LESS than Home Value
Replacement Value $188,000 $137,500
Insurance Premium based on Replacement Value $3,100 $2,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $400/year

Example Arcadia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 120169146
Year Built 201019731942
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Arcadia, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 90,000 Tile Roof 1,670 2 $500- $1000 Deductible 420 2 Fiber-Cement Siding yes
1993 105,000 Membrane Roof 1,720 2 $500 Deductible 1680 12 Stone Siding yes
2013 150,000 Tile Roof 2,160 3 $500- $1000 Deductible 2470 9 Stucco siding yes
2010 135,000 Slate Shingles Roof 1,940 4 $500 Deductible 1230 8 Fiber-Cement Siding No
1968 110,000 Wood Shake Roof 1,680 3 $1000-$2500 Deductible 740 7 Stucco siding yes
2011 130,000 Wood Shake Roof 2,310 3 $1000-$2500 Deductible 1590 8 Brick siding yes
1940 75,000 Composition Roof 1,290 2 $500- $1000 Deductible 1330 10 Wood siding yes
1940 185,000 Tile Roof 3,280 4 $5000 to $10,000 Deductible 2530 12 Stucco siding yes
1994 110,000 Slate Shingles Roof 1,700 3 $500- $1000 Deductible 900 5 Stucco siding yes
2011 130,000 Wood Shake Roof 1,970 3 $2500-$5000 Deductible 1360 10 Brick siding No
1995 175,000 Metal Roof 2,550 4 $500- $1000 Deductible 1740 8 Stone Siding No
1977 70,000 Slate Shingles Roof 1,050 2 $2500-$5000 Deductible 800 12 Fiber-Cement Siding yes
1997 180,000 Shingles Roof 2,980 4 $500 Deductible 2160 8 Stone Siding yes
1961 180,000 Asphalt Shingles Roof 3,140 4 $1000-$2500 Deductible 2510 10 Wood siding yes
1987 100,000 Composition Roof 1,720 2 $500- $1000 Deductible 920 7 Wood siding No
1980 240,000 Shingles Roof 3,180 4 $2500-$5000 Deductible 2140 9 Vinyl siding yes
1947 85,000 Asphalt Shingles Roof 1,250 3 $2500-$5000 Deductible 910 9 Stone Siding No
1969 235,000 Asphalt Shingles Roof 3,230 4 $500- $1000 Deductible 2550 7 Vinyl siding yes
2012 120,000 Wood Shake Roof 1,530 3 $2500-$5000 Deductible 680 6 Stone Siding No
1966 90,000 Composition Roof 1,560 3 $500- $1000 Deductible 860 8 Fiber-Cement Siding yes
1969 165,000 Slate Shingles Roof 2,200 4 $5000 to $10,000 Deductible 310 2 Stucco siding No
1981 170,000 Membrane Roof 2,280 4 $1000-$2500 Deductible 210 1 Vinyl siding No
1987 105,000 Asphalt Shingles Roof 1,900 3 $500- $1000 Deductible 350 2 Vinyl siding No
2010 80,000 Tile Roof 1,230 3 $500 Deductible 1230 9 Vinyl siding No
1993 140,000 Slate Shingles Roof 1,910 4 $2500-$5000 Deductible 1070 6 Vinyl siding No
1974 70,000 Composition Roof 1,340 3 $500 Deductible 1170 10 Brick siding No
1970 85,000 Asphalt Shingles Roof 1,160 2 $500- $1000 Deductible 690 5 Vinyl siding No
2007 135,000 Tile Roof 1,840 3 $1000-$2500 Deductible 390 2 Brick siding yes
1942 145,000 Shingles Roof 2,660 4 $1000-$2500 Deductible 1170 5 Fiber-Cement Siding No
2011 95,000 Membrane Roof 1,470 2 $500 Deductible 310 2 Fiber-Cement Siding No