Arcadia Insurance Rates:

Arcadia, CA homeowners insurance is nearly $584 to $798, about $48-$66/month. Our detailed guide indicates shoppers can save upto $276 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would recommend this company. They are easy to work with, friendly, they offer what is necessary for people to have insurance coverage on their homes.
Allied Insurance
Another positive trait of my insurance company is they are large, responsive and well staffed. i have always had good service from them whether that is shifting an auto policy to a new car or changing coverage to a new house.
Geico
I would recommend the prices are decent and the customer service is good. There is room for improvement with every company but I trust them to provide me with the services I need.
Farmer's Insurance
Yes, I would recommend just because it is cheaper to start off. It covers the basic of damages and for new homeowners it is a nice way to start.
Progressive
They have very good coverage. the pricing was competitive. the customer service was very helpful. i had prompt, kind service every time.
State Farm
It is expensive. i pay about $35 a month more than the cheapest and $10 a month more than the competitors.
State Farm
I LIKE THE CUSTOMER SERVICE OF MY INSURANCE COMPANY. BECAUSE THEY GIVE INSTANT FEEDBACK TO ME. WHENEVER I CALL THEM WITHIN NEXT DAY THEY SEND THEIR COMPANY AGENT TO OVERCOME MY PROBLEM RELATED MY QUERY.
State Farm
The only thing I dislike is the occasional crashing or freezing of the website and the time I have to wait sometimes for it to be functional again.
Allstate
My home insurance, Allstate, is the friendliest company. I would recommend them to anyone looking for home insurance. The deductible and premiums are reasonable.

Arcadia, CA Homeowners Insurance By Home Value

Arcadia, CA Home Value Total Homes % of Total Average Arcadia, CA Homeowners Insurance
Less than $50,000 65 6.0% $20
$50,000 to $59,999 10 1.0% $41
$70,000 to $79,999 18 1.0% $62
$80,000 to $89,999 14 1.0% $69
$90,000 to $99,999 38 3.0% $82
$100,000 to $124,999 53 5.0% $96
$125,000 to $149,999 17 1.0% $117
$150,000 to $174,999 19 1.0% $138
$175,000 to $199,999 21 2.0% $165
$200,000 to $249,999 53 5.0% $200
$250,000 to $299,999 79 8.0% $241
$300,000 to $399,999 565 59.0% $310

Top Home Insurance Agents Near Arcadia, CA

Home Insurance Company Near Arcadia, CA Homeowners Insurance Agency Near Arcadia, CA Address
Travelers Ahtky Insurance Agency Llc 1451 W ARTESIA BLVD-STE A, GARDENA, CA, 90248
State Farm Cia Harris 26302 Western Ave Ste 1B, Lomita, CA, 90717-3534
Allstate Jeanny Chu 2528 W Olympic Blvd Ste 201, Los Angeles, CA, 90006
Travelers Mills Insurance Services 4281 Katella Avenue, Suite 128 Los Alamitos, Stanton, CA, 90720
Allstate Tram Ly 13571 Beach Blvd, Westminster, CA, 92683

Arcadia, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Arcadia, CA

Streets in Arcadia Area Homeowners Insurance Cost
Danimere Ave, Northview Ave, Glencoe Dr, E Wistaria Ave, Harvard Dr, Celine St, Coyle Ave, Farna Ave, Olema St, Callita St$695
E Forest Ave, Garypark Ave, W Grandview Ave, Coronado Dr, la Cadena Ave, San Miguel Dr, E Haven Ave, Joyce Ave, E Camino Grove Ave, W Live Oak Ave$694
Standish Pl, Rancho Rd, Albert Way, Hugo Reid Dr, Arbolada Dr, Longley Way, Bungalow Pl, Embree Dr, W Cam Real, W Winnie Way$None
Lucile St, Azure Way, Cedar Cir, Englemann Ct, E Magna Vista Ave, Santa Clara St, Ilene Dr, Buffington Rd, la Rosa Rd, Sharon Rd$695
S Old Ranch Rd, Country Oaks Dr, Wendon St, Andrea Ln, Roseglen St, Magnolia Ct, Panorama Dr, Florinda Ave, Hungate Ln, Ewell Ln$719
McClean Dr, Victoria Dr, Lynrose St, Highland Vista Dr, Linda Rae Way, Foss Ave, Canyon Rd, Balboa Dr, Hillgreen Pl, Wildflower Rd$704
San Vicente Rd, Cortez Rd, McCulloch Ave, N Altura Rd, Palo Alto Dr, W Woodruff Ave, Carriage House Rd, W Colorado Pl, Orlando Dr, W Armijo St$713
Magellan Rd, Colorado St, W Sycamore Ave, Armada Rd, Campus Dr, W Longden Ave, Goldring Rd, W Sandra Ave, Campesina Rd, W Pamela Rd$715
Dexter Ave, la Porte St, W Birchcroft St, Rolyn Pl, Gilpin Way, Tindalo Rd, Carriage House Dr, E Naomi Ave, N Old Ranch Rd, San Rio St$None
S Sunset Blvd, el Norte Ave, W Hondo Pkwy, Catalpa Rd, Leda Ln, Paloma Dr, Country Oaks Cir, Trelawney Ave, Colorado St, Oakwood Dr$682

Arcadia, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Arcadia$103 to $106
Upper San Gabriel Valley$96
East Pasadena$99
South Monrovia Island$93

Arcadia, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Upper San Gabriel Valley CCD, Los Angeles County, California $81 $107 $161
Mayflower Village CDP, California $81 $107 $161
North El Monte CDP, California $80 $107 $160

Arcadia, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Arcadia, CA1.9%9.5%
Upper San Gabriel Valley2.25%12.21%
Mayflower Village2.26%17.51%
North El Monte2.26%18.58%

Arcadia Renters Insurance as a Percentage of Rent

Arcadia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 305 4.0% $1876
$750 to $999 840 11.0% $2626
$1,000 to $1,499 2,775 38.0% $3751
$1,500 or more 3,125 43.0% $5401

Average Cost Of Home Insurance By Company In Areas Nearby Arcadia For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
15000025041-70 YearsAIG Prop Cas1121
1500005001-3 YearsAmerican Reliable554
15000050016-25 YearsCalifornia Casualty570
15000050016-25 YearsUniversal North America530
15000050026-40 YearsForemost Insurance833
200000500NewWawanesa490
200000500NewWestern Mutual/Residence759
2000005004-6 YearsKemper920
2000005007-15 YearsAmco749
20000050016-25 YearsStillwater Ins Co669
20000050041-70 YearsIntegon/National959
2500001000NewAIG Prop Cas1207
25000010001-3 YearsAmerican Modern898
25000010001-3 YearsGeneral Ins281
25000010001-3 YearsMetropolitan Direct556
250000100016-25 YearsState Farm758
250000100016-25 YearsWawanesa614
2500005001-3 YearsMercury Ins Group350
2500005004-6 YearsChubb/Federal2414
25000050026-40 YearsStillwater Ins Co846

Arcadia, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Arcadia Homeowner Insurance Premium Example $2,100$1,900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,800$17,200
Net Savings to Arcadia Home Owner from High Deductible Plan $600

Arcadia, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Arcadia, CA Home Replacement Value MORE than Home Value Arcadia, CA Home Replacement Value LESS than Home Value
Replacement Value $983,500 $755,000
Insurance Premium based on Replacement Value $3,450 $2,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $123,000 Risk Exposure from Under Insuring Coverage is $105,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $425/year

Example Arcadia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceState Farm
Monthly Premium 160101132
Year Built 195819961968
Home Details 5 Beds, 2 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount More than 10000000$500000-$600000$500000-$600000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Arcadia, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 1,260,000 Metal Roof 2,980 5 $500- $1000 Deductible 1310 6 Fiber-Cement Siding No
1978 1,010,000 Wood Shake Roof 2,660 4 $2500-$5000 Deductible 610 4 Stucco siding No
1981 345,000 Asphalt Shingles Roof 1,010 2 $1000-$2500 Deductible 300 4 Wood siding yes
1995 525,000 Metal Roof 1,600 2 $2500-$5000 Deductible 510 4 Brick siding yes
1998 1,385,000 Wood Shake Roof 4,750 5 $500 Deductible 3600 12 Fiber-Cement Siding yes
1977 860,000 Tile Roof 2,640 4 $500 Deductible 1960 9 Stucco siding No
1950 440,000 Asphalt Shingles Roof 1,540 2 $5000 to $10,000 Deductible 140 2 Stone Siding yes
1997 395,000 Composition Roof 1,110 2 $1000-$2500 Deductible 840 12 Brick siding yes
1952 455,000 Membrane Roof 1,190 2 > $10,000 Deductible 60 1 Vinyl siding No
1985 1,520,000 Slate Shingles Roof 3,730 5 $1000-$2500 Deductible 1570 7 Brick siding yes
1980 580,000 Shingles Roof 1,850 3 $500- $1000 Deductible 110 1 Brick siding yes
1951 1,030,000 Membrane Roof 3,160 4 $2500-$5000 Deductible 770 4 Brick siding yes
1952 1,365,000 Slate Shingles Roof 4,220 5 $500 Deductible 280 1 Brick siding No
1983 590,000 Slate Shingles Roof 1,660 3 $1000-$2500 Deductible 150 1 Wood siding yes
1963 1,765,000 Metal Roof 4,480 5 $500 Deductible 2330 10 Stone Siding yes
1989 1,195,000 Membrane Roof 3,220 5 $500- $1000 Deductible 1850 9 Brick siding yes
1956 645,000 Wood Shake Roof 1,890 4 $5000 to $10,000 Deductible 1320 12 Wood siding No
1982 860,000 Membrane Roof 2,300 4 $2500-$5000 Deductible 260 2 Wood siding No
1996 420,000 Asphalt Shingles Roof 1,260 3 $2500-$5000 Deductible 890 12 Wood siding No
1995 510,000 Composition Roof 1,500 5 $500- $1000 Deductible 440 3 Brick siding yes
1976 640,000 Asphalt Shingles Roof 1,940 3 $500 Deductible 1270 6 Vinyl siding yes
1985 1,485,000 Asphalt Shingles Roof 4,420 5 > $10,000 Deductible 980 6 Fiber-Cement Siding yes
1967 1,770,000 Composition Roof 4,220 5 $2500-$5000 Deductible 1180 6 Stone Siding No
1978 1,260,000 Slate Shingles Roof 3,270 4 $5000 to $10,000 Deductible 720 5 Stucco siding No
1998 920,000 Shingles Roof 3,090 4 $5000 to $10,000 Deductible 300 2 Fiber-Cement Siding yes
1950 465,000 Membrane Roof 1,320 3 $5000 to $10,000 Deductible 580 7 Vinyl siding yes
1999 1,155,000 Membrane Roof 2,850 5 > $10,000 Deductible 220 2 Stone Siding yes
1986 1,440,000 Metal Roof 3,910 5 $5000 to $10,000 Deductible 940 6 Brick siding yes
1997 690,000 Asphalt Shingles Roof 1,830 5 $1000-$2500 Deductible 1170 9 Stucco siding yes
1953 915,000 Shingles Roof 2,720 4 > $10,000 Deductible 140 1 Stone Siding yes
1958 380,000 Membrane Roof 1,220 2 $500 Deductible 1180 9 Wood siding yes
1976 1,485,000 Slate Shingles Roof 4,480 5 $5000 to $10,000 Deductible 1230 8 Fiber-Cement Siding No
1961 970,000 Membrane Roof 2,640 4 $5000 to $10,000 Deductible 140 1 Stucco siding No
1987 865,000 Slate Shingles Roof 2,120 4 $500- $1000 Deductible 1380 7 Vinyl siding No

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