Apple Valley Insurance Rates:

Apple Valley, MN homeowners insurance is roughly $890 to $1,206, about $74-$100/month. Our all inclusive analysis reveals consumers can save upto $419 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They are not the cheapest policy. I have a 1% deductible and the premiums are reasonable.
Country Financial
Outstanding rates with better coverage than my previous homeowners insurance. has in person representation nearby with friendly service.
Liberty Mutual
I have been with this company for almost 20 years now. They have excellent rates and I could not be happier with their service.
Farmer's Insurance
I would recommend my insurance company to others, almost completely based on the customer service of the company. Its that good.
Progressive
I have never had to file a claim so my experience with Progressive's customer service is limited. I mostly manage my renewals online although I did call in once trying, and failing, to have my coverage adjusted.
Progressive
I chose a higher deductible so the premiums would be lower. I did have different options to chose from.
Allstate
Home insurance company policy offerings compared to other insurance providers is very much.
Farmer's Insurance
I like how easy it is to file a claim. you just call the phone number 24/7 and they handle things really fast.
First National Insurance
It gives me the coverage i need and is at a reasonable price. it was easy signing up and getting approved and they sent me the paperwork very fast.
Allstate
The things I like about the website are the website is straight to the point.it is easy to find what you need. I can't say there's anything I don't like.
State Farm
The agent is very helpful and knowledgeable. The roof clause was the best amongst the insurance companies I looked at.
State Farm
I actually have no opinion on it. I don't keep close tabs on information about my home insurance because it doesn't affect me on a daily basis. If I have a question, I just call my agent.
Grange Insurance
I don't like that my umbrella policy was cancelled because I have my car insurance through a different company.
Allstate
I have not had that much interaction with them, so far. They seem fair, knowledgeable, kind, and honest, however.
Geico
Homeowners insurance is a type of insurance that financially protects your home's structure and your belongings from covered losses.
American Family Insurance
i would recommend them because i have always been satisfyed and never had and issues with them
Farm Bureau
The offerings of my policy with Farm Bureau are similar to other companies, but the main thing is the price of the policy and their speed in settling claims.

Apple Valley, MN Homeowners Insurance By Home Value

Apple Valley, MN Home Value Total Homes % of Total Average Apple Valley, MN Homeowners Insurance
Less than $50,000 490 3.0% $115
$80,000 to $89,999 160 1.0% $387
$90,000 to $99,999 255 1.0% $440
$100,000 to $124,999 772 5.0% $503
$125,000 to $149,999 1,033 7.0% $639
$150,000 to $174,999 1,501 10.0% $754
$175,000 to $199,999 1,439 10.0% $869
$200,000 to $249,999 3,790 26.0% $1048
$250,000 to $299,999 2,370 16.0% $1278
$300,000 to $399,999 2,177 15.0% $1624

Top Home Insurance Agents Near Apple Valley, MN

Home Insurance Company Near Apple Valley, MN Homeowners Insurance Agency Near Apple Valley, MN Address
NA Gregory S. Martinson Agency, Inc. 1359 138Th Ave Nw, Andover, MN, 55304
NA Carlton Agency 1403 Heritage Dr Ste A, Northfield, MN, 55057
Travelers Lana Yatskina 10730 11TH AVE NO, PLYMOUTH, MN, 55441
Allstate Richard Hauer 7876 Hudson Rd, Woodbury, MN, 55125
State Farm Tom Swirtz 14635 Excelsior Blvd, Minnetonka, MN, 55345-6605

Apple Valley, MN Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Apple Valley, MN

Streets in Apple Valley Area Homeowners Insurance Cost
Gallery Ave, 136th Ct, Duluth Ct, Haven Cir, Eastview Curve, Elmira Ct, Ellice Trl W, Pony Ln E, Flamingo Ct, 129th St W$1,073
Hershey Ct, Herald Cir, 130th St W, Cimarron Rd, Hanover Ave, 159th St W, Eveleth Way, 141st St W, 142nd Street Ct, Finesse Way$1,071
Rimrock Dr, 127th St W, 142nd Street Ct, Sweetwater Dr, Hanover Ct, Dundee Ct, Dunraven Dr, Evermore Pkwy, Excelsior Ln, Gable Ln$1,061
Float Ln, Cimarron Cir, Granada Ct, Eastbend Way, George Ct, 141st St W, Barbara Ave E, Gantry Ln, Fernando Ave, Emery Ave E$1,091
Gladiola Way, Hershey Way, 134th St W, Ebony Ln, 140th Ct, Greenleaf Ct, Garden View Dr, Haralson Dr, Baldwin Dr, Foghorn Ln$1,076
Lower 139th Ct W, Hyland Dr, Regent Dr, Court House Blvd, Holiday Ct, Pinewood Cir, 159th St W, Endicott Way, Gavotte Ct, 148th Ct$1,033
Drumlin Ct, Glencove Trl, Firelight Way, 130th St W, Dunbar Blvd, Griffon Ct, Granada Way, Upper 157th St W, Findlay Ave, E 153rd St$1,105
Heywood Path, Cobblestone Ln, 130th St W, Flower Way, 132nd Ct W, Hayes Rd, Flintwood Ct, Hamburg Ct, Oakwood Rd, Fordham Ct$1,043
Holyoke St, Bacardi Ave W, Harwell Ave, 149th Ct, Harmony Way Ct, Dutchess Ct, Hallmark Ct, Fairlawn Ct, Flotilla Trl, Edgewater Path$1,023
Glen Way, Eland Ct, Elkwood Dr, 146th Way, Euclid Ave, Galena Way, Dupont Path, Eastbrook Ln, Bonaire Path W, Lower 127th St W$1,075

Apple Valley, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Apple Valley$156 to $159
Burnsville$156
Lakeville$159
Farmington$155

Apple Valley, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Burnsville city, Minnesota $156 $208 $312
Lakeville city, Minnesota $159 $212 $318
Eagan city, Minnesota $159 $212 $318

Apple Valley, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Apple Valley, MN5.1%16.7%
Burnsville5.26%15.93%
Lakeville4.58%16.68%
Eagan5.01%16.73%

Apple Valley Renters Insurance as a Percentage of Rent

Apple Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 2.0% $326
$200 to $299 87 2.0% $776
$300 to $499 200 5.0% $1226
$500 to $749 490 14.0% $1901
$750 to $999 524 15.0% $2651
$1,000 to $1,499 1,500 43.0% $3776
$1,500 or more 600 17.0% $5426

Apple Valley, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Apple Valley Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,200$13,400
Net Savings to Apple Valley Home Owner from High Deductible Plan $800

Apple Valley, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Apple Valley, MN Home Replacement Value MORE than Home Value Apple Valley, MN Home Replacement Value LESS than Home Value
Replacement Value $309,500 $218,000
Insurance Premium based on Replacement Value $2,525 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $425/year

Example Apple Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceTravelers
Monthly Premium 125144163
Year Built 201419952002
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Apple Valley, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 265,000 Asphalt Shingles Roof 2,680 4 $500 Deductible 900 7 Stone Siding No
2000 240,000 Shingles Roof 2,070 3 $500- $1000 Deductible 1310 10 Brick siding yes
1994 290,000 Tile Roof 2,200 3 > $10,000 Deductible 250 2 Vinyl siding yes
1985 485,000 Membrane Roof 4,630 5 $5000 to $10,000 Deductible 2940 12 Brick siding No
1994 305,000 Tile Roof 2,170 4 $5000 to $10,000 Deductible 1250 9 Fiber-Cement Siding No
1985 485,000 Slate Shingles Roof 4,950 5 $500- $1000 Deductible 2490 10 Stucco siding yes
1984 235,000 Composition Roof 1,980 3 $500 Deductible 290 2 Stone Siding No
1993 430,000 Membrane Roof 3,000 4 $500- $1000 Deductible 1950 7 Wood siding yes
1992 255,000 Asphalt Shingles Roof 2,460 4 $2500-$5000 Deductible 770 5 Fiber-Cement Siding No
1987 285,000 Asphalt Shingles Roof 2,660 4 $2500-$5000 Deductible 1680 10 Brick siding yes
2012 150,000 Wood Shake Roof 1,420 3 $2500-$5000 Deductible 420 5 Brick siding yes
1981 580,000 Slate Shingles Roof 4,850 5 $2500-$5000 Deductible 900 4 Wood siding No
1999 480,000 Wood Shake Roof 3,920 5 $5000 to $10,000 Deductible 380 2 Vinyl siding No
2010 200,000 Shingles Roof 2,010 3 $1000-$2500 Deductible 1260 8 Brick siding No
1980 185,000 Shingles Roof 1,740 3 $500- $1000 Deductible 170 1 Stone Siding No
1988 245,000 Wood Shake Roof 1,890 3 $500 Deductible 200 1 Vinyl siding yes
2010 205,000 Metal Roof 1,920 4 $500 Deductible 1000 8 Fiber-Cement Siding No
1995 175,000 Composition Roof 1,690 3 $1000-$2500 Deductible 380 5 Stone Siding No
1981 240,000 Tile Roof 1,820 3 $500- $1000 Deductible 200 1 Stone Siding yes
1987 300,000 Membrane Roof 2,690 4 $500 Deductible 180 1 Stucco siding yes
1998 300,000 Metal Roof 2,160 4 $500- $1000 Deductible 380 2 Stucco siding yes
1993 325,000 Wood Shake Roof 3,240 4 $5000 to $10,000 Deductible 150 1 Wood siding No
2006 270,000 Shingles Roof 2,170 4 $500 Deductible 3080 12 Stucco siding No
2007 490,000 Membrane Roof 3,320 5 > $10,000 Deductible 1640 8 Brick siding yes
2012 175,000 Slate Shingles Roof 1,210 3 $500- $1000 Deductible 600 7 Wood siding yes
1983 265,000 Metal Roof 2,050 5 $2500-$5000 Deductible 470 3 Stone Siding yes
2003 165,000 Membrane Roof 1,660 3 $500 Deductible 1550 12 Vinyl siding yes
2005 230,000 Tile Roof 1,790 3 $1000-$2500 Deductible 480 3 Stone Siding No
2011 435,000 Slate Shingles Roof 3,360 5 $5000 to $10,000 Deductible 1250 7 Brick siding No
2009 325,000 Membrane Roof 3,270 4 $1000-$2500 Deductible 1380 8 Vinyl siding No
1985 490,000 Wood Shake Roof 3,390 5 > $10,000 Deductible 1170 8 Fiber-Cement Siding yes
1990 125,000 Asphalt Shingles Roof 1,240 3 $500 Deductible 210 2 Wood siding No
1996 460,000 Asphalt Shingles Roof 3,220 4 $1000-$2500 Deductible 1740 8 Wood siding yes

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