Apple Valley Insurance Rates:

Apple Valley, CA homeowners insurance is about $508 to $688, about $42-$57/month. Our detailed research reveals consumers can save as much as $239 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would definitely recommend this company for insurance. Not only are they helpful and understand the needs of the customer but they are also extremely timely in their responses.
Nationwide
right now my deductible is at 500 to where as though when i had allstate it was 6 almost 700 not to sure about any other insurance company
Liberty Mutual
The premium and deductible of my policy were comparable or better than other companies. They worked to beat or match any policy.
State Farm
I am quite sure our deductible compares to other company's offerings. We choose the one that was the most affordable deduction in a situation when we need to pay it.
Allstate
I would rate Allstate a 4. I am fairly sure that if I look hard enough and am willing to shop multiple providers that I would be able to find a better deal but what I get from Allstate works for me and saves me a lot of time.
Allstate
I have the best home insurance company ever. my claims are always handled quickly, and i've never had a problem.
Safeco Insurance
First year my insurance cost 330 and now ( 5th year) it is 550 for the same house. so the price went up very much.
Nationwide
I have found that my premium is about average when comparing it to other companies. When you add bundling discounts, it is a little less. I wish the premiums were lower, but since it is on par with other companies I can't complain too much.
State Farm
I have only ever had to call once. It was very easy. The representative was knowledgeable and answered my question in a professional way.
State Farm
I have no problems with the interaction between my home insurance company and myself. The interactions are always pleasant.
State Farm
They are very informative at times, but they still make me think that I am a stranger and not someone who has been a customer for so very long.
Progressive
IN THIS HOME INSURANCE COMPANY THE DEDUCTIBLE AMOUNT WAS VERY LESS COMPARED TO OTHER HOME INSURANCE COMPANIES
Farmer's Insurance
They offered me more coverage then the other company's. Also I get to save money. I think that's a win win for me.

Apple Valley, CA Homeowners Insurance By Home Value

Apple Valley, CA Home Value Total Homes % of Total Average Apple Valley, CA Homeowners Insurance
Less than $50,000 876 6.0% $77
$50,000 to $59,999 200 1.0% $161
$60,000 to $69,999 273 1.0% $197
$70,000 to $79,999 504 3.0% $233
$80,000 to $89,999 664 4.0% $263
$90,000 to $99,999 618 4.0% $293
$100,000 to $124,999 1,163 8.0% $340
$125,000 to $149,999 1,133 7.0% $424
$150,000 to $174,999 1,715 11.0% $502
$175,000 to $199,999 1,175 8.0% $580
$200,000 to $249,999 2,192 15.0% $699
$250,000 to $299,999 1,995 13.0% $855
$300,000 to $399,999 1,895 13.0% $1088

Top Home Insurance Agents Near Apple Valley, CA

Home Insurance Company Near Apple Valley, CA Homeowners Insurance Agency Near Apple Valley, CA Address
Allstate Douglas Yahn 12555 Mariposa Rd Ste D, Victorville, CA, 92395
Allstate James Gardner 27811 Greenspot Rd Ste E, Highland, CA, 92346
Allstate Michael Moses 18838 Us Highway 18 Ste 1, Apple Valley, CA, 92307
Liberty Mutual Nanette Y Sario Lutcf 3633 E. Inland Empire Blvd. 5Th Floor, Ontario, CA, 91764
Nationwide Paul Nicholas Kinan 24124 Sunnymead Blvd, Moreno Valley, CA, 92553

Apple Valley, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Apple Valley, CA

Streets in Apple Valley Area Homeowners Insurance Cost
Ladera Ave, E Abbey Ln, Pitache St, Pagosi Ct, Bear Valley Outerhighway N, Clearview Dr, Talihina Rd, Ta-Wan-Ka Rd, Little Teepee Rd, Tecopa Rd$589
Chamber Ln, Palama St, Sussex Ave, Blackfoot, Stratford Way, Camino Rd, Murieta St, Neola Rd S, Pauhaska Pl, Torosa St$618
Winchester Dr, Waynoka Rd, Modoc Rd, Tonikan Ln, Pipe Line Rd, Colusa Rd, Caribou Rd, Marita Pl, Reno Rd, Gila Ct$583
Redwing Rd, Choctaw Rd, Wigwam Rd, Arthur St, Delaware Rd, Shawnee Ln, Las Tunas Rd, National Trail Hwy, Navajo Pl, Pawhuska Rd$591
Japatul Rd, Braeburn Rd, Hausna Rd, Doberman St, Marmoset Rd, Outer Highway 18 S, Tolowa Rd, Chekwa Rd, Tude Rd, Kona Rd$586
Patomac Rd, Riverside Ln, Lakota Ave, Ponca Rd, Conejo St, Otomian Rd, Katepwa St, Apple Blossom Ln, Denrock Rd, Shoshone Rd$596
Blake Rd, Rose Dr, Thomas Dr, Chianti Ln, Onyx Ln, Dodge Rd, Roanoke Rd, Oneida Ct, Sandia Rd, Caribou Ave$587
Chenin Blanc Ct, Sawgrass Bend, Colony Rd, Dotame Rd, Clark Dr, Drayton Ave, Galloping Hill Rd, Malahat Ct, Shoshonee Rd, Wyandot Rd$586
Vega Rd, Narragansett Rd, Neola Ct, Dallas Rd, Pepper Ln, Di Francesco St, Sarsi Ct, Post Office Rd, Rimrock Rd E, Horizon St$591
Amethyst Dr, Darby Rd, Rubicon St, Toyon Ct, Waverly Dr, Waco Ln, Nyack Ct, Snyder Rd, Lancelet St, Shirwaun Rd$587

Apple Valley, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Apple Valley$89 to $91
Victorville-Hesperia$88
Spring Valley Lake$90
Adelanto$87

Apple Valley, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Victorville-Hesperia CCD, San Bernardino County, California $74 $99 $148
Spring Valley Lake CDP, California $76 $101 $151
Victorville city, California $74 $98 $147

Apple Valley, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Apple Valley, CA3.0%10.7%
Victorville-Hesperia3.05%12.67%
Spring Valley Lake2.73%12.0%
Victorville3.0%12.99%

Apple Valley Renters Insurance as a Percentage of Rent

Apple Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 1.0% $351
$300 to $499 81 1.0% $1251
$500 to $749 1,162 17.0% $1926
$750 to $999 2,342 35.0% $2676
$1,000 to $1,499 1,961 29.0% $3801
$1,500 or more 998 14.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Apple Valley For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewFirst American Ins384
150000250NewHartford (Sentinel)742
150000500NewTravelers413
200000500NewQBE (Balboa)551
2500001000NewCalifornia Casualty435
2500001000NewHartford (Sentinel)880
300000500NewAmerican Security633
4000001000NewChubb/Federal1582
5000001000NewIDS Property Casualty1050
5000002500NewFirst American Ins856
7500002500NewChubb/Federal2097
40000010001-3 YearsGrange914
40000010001-3 YearsStillwater Prop & Cas Co854
50000025001-3 YearsAmerican Security1097
50000025001-3 YearsMercury Ins Group500
1500005004-6 YearsFirst American Ins430
1500005004-6 YearsPacific Specialty524
1500005004-6 YearsQBE (Balboa)526
3000005004-6 YearsUnigard Group917
50000010004-6 YearsGeneral Ins861
50000010004-6 YearsIntegon/National1380
50000010004-6 YearsTokio Marine America927

Apple Valley, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Apple Valley Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,600$8,800
Net Savings to Apple Valley Home Owner from High Deductible Plan $800

Apple Valley, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Apple Valley, CA Home Replacement Value MORE than Home Value Apple Valley, CA Home Replacement Value LESS than Home Value
Replacement Value $304,500 $197,000
Insurance Premium based on Replacement Value $1,100 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,000 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Apple Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceGEICO Insurance
Monthly Premium 276337
Year Built 201219991989
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$175000-$200000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Apple Valley, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 230,000 Metal Roof 2,510 4 $1000-$2500 Deductible 90 2 Stucco siding yes
2010 235,000 Slate Shingles Roof 1,880 3 > $10,000 Deductible 120 3 Brick siding yes
1987 195,000 Wood Shake Roof 2,230 3 $500 Deductible 340 8 Stucco siding No
2010 255,000 Shingles Roof 2,010 4 $5000 to $10,000 Deductible 200 6 Fiber-Cement Siding yes
2013 355,000 Shingles Roof 2,880 5 > $10,000 Deductible 280 4 Stone Siding No
2012 290,000 Asphalt Shingles Roof 2,230 4 > $10,000 Deductible 180 5 Vinyl siding yes
1980 280,000 Shingles Roof 2,970 5 $5000 to $10,000 Deductible 60 1 Brick siding yes
1995 190,000 Composition Roof 2,130 4 $2500-$5000 Deductible 300 10 Vinyl siding yes
2010 280,000 Tile Roof 2,810 4 $5000 to $10,000 Deductible 50 1 Stucco siding yes
2006 285,000 Composition Roof 2,920 4 > $10,000 Deductible 170 5 Fiber-Cement Siding yes
2014 560,000 Wood Shake Roof 4,920 5 $5000 to $10,000 Deductible 130 1 Stucco siding No
1990 160,000 Metal Roof 1,450 3 $2500-$5000 Deductible 30 1 Stone Siding yes
1994 300,000 Shingles Roof 2,760 5 > $10,000 Deductible 440 12 Fiber-Cement Siding yes
2011 240,000 Shingles Roof 2,300 5 $500 Deductible 240 4 Brick siding yes
1994 405,000 Shingles Roof 3,400 4 $500- $1000 Deductible 490 4 Stone Siding No
1983 175,000 Asphalt Shingles Roof 1,970 4 $5000 to $10,000 Deductible 40 2 Wood siding yes
2012 505,000 Asphalt Shingles Roof 4,280 5 $500 Deductible 460 4 Brick siding yes
2004 185,000 Tile Roof 1,810 3 $500- $1000 Deductible 350 8 Stone Siding No
1980 150,000 Wood Shake Roof 1,700 3 $500 Deductible 30 1 Stone Siding yes
2010 315,000 Slate Shingles Roof 2,390 4 > $10,000 Deductible 40 1 Fiber-Cement Siding No
2014 200,000 Metal Roof 1,560 3 $2500-$5000 Deductible 500 10 Wood siding yes
1989 200,000 Membrane Roof 1,910 5 $500- $1000 Deductible 240 5 Fiber-Cement Siding yes
2011 245,000 Wood Shake Roof 2,320 4 > $10,000 Deductible 40 1 Vinyl siding yes
2011 245,000 Tile Roof 2,060 3 $5000 to $10,000 Deductible 100 2 Stone Siding No
1992 290,000 Composition Roof 2,550 4 $1000-$2500 Deductible 650 10 Brick siding yes
2007 325,000 Slate Shingles Roof 2,890 4 > $10,000 Deductible 50 1 Fiber-Cement Siding yes
1992 315,000 Membrane Roof 3,080 4 $500- $1000 Deductible 360 5 Brick siding No
2007 290,000 Tile Roof 2,740 5 $500- $1000 Deductible 720 12 Stucco siding No
1993 385,000 Slate Shingles Roof 3,750 5 $5000 to $10,000 Deductible 190 4 Brick siding No
1994 205,000 Asphalt Shingles Roof 2,050 3 $5000 to $10,000 Deductible 230 6 Stone Siding No
1995 335,000 Membrane Roof 2,710 5 $500 Deductible 360 4 Brick siding No
1992 270,000 Composition Roof 2,340 3 > $10,000 Deductible 250 7 Brick siding No
1987 195,000 Shingles Roof 2,200 5 $500- $1000 Deductible 160 3 Stucco siding yes

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