Ansonia, CT homeowners insurance is approximately $727 to $989, about $60-$82/month. Our thorough research reveals consumers can save as much as $343 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Ansonia, CT | Homeowners Insurance Agency Near Ansonia, CT | Address |
|---|---|---|
| Allstate | John Murphy | 954 E Main St, Torrington, CT, 6790 |
| Nationwide | Michael J Pagano Jr | 9 Spring Hill Ct, Wappingers Falls, NY, 12590-6215 |
| Travelers | The Allan Twitty Insurance Agency | 16 MT EBO RD S STE 3, BREWSTER, NY, 10509 |
| Travelers | Tranquist Insurance Group Llc | 420 CENTER ST FL 1, WALLINGFORD, CT, 6492 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Derby city, Connecticut | $128 | $170 | $255 |
| Seymour town, New Haven County, Connecticut | $130 | $173 | $260 |
| Woodbridge town, New Haven County, Connecticut | $140 | $187 | $281 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Ansonia, CT | 3.4% | 9.6% |
| Derby | 3.67% | 8.76% |
| Seymour | 3.53% | 9.11% |
| Woodbridge | 2.2% | 7.79% |
| Ansonia Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 271 | 8.0% | $338 |
| $200 to $299 | 44 | 1.0% | $788 |
| $300 to $499 | 97 | 3.0% | $1238 |
| $500 to $749 | 174 | 5.0% | $1913 |
| $750 to $999 | 532 | 16.0% | $2663 |
| $1,000 to $1,499 | 1,542 | 49.0% | $3788 |
| $1,500 or more | 475 | 15.0% | $5438 |
| Streets in Ansonia Area | Homeowners Insurance Cost |
|---|---|
| Adam St, Lawton Ter, Bruns Rd, Byron Ave, N State St, Ells St, N Spring St, Wesley St, Beverly Dr, Beaver St | $851 |
| Friars Dr, Page St, Middle St, Prindle Ave, Burke St, Henry Healey Dr, Scenic View Ter, Central St, Crestwood Rd, N Cliff St | $866 |
| Gardners Ln, Hodge Ave, Condon Dr, May St E, Holbrook St, French St, Benz St, Dempsey Ct, Beaver St, Marshall Ln | $867 |
| Robert Barry Rd, Renehan Dr, N Spring St, Hunters Ln, Golden Rod Dr, Deerfield Rd, Toro Ln, Elaine Dr, Fern Cir, N Prospect St Exd | $856 |
| Rufus St, Woodbridge Ave, Star St, Davies Ct, Marinelli Ln, Cottage Ave, Dorel Ter, Farrell Dr, Bishop Williams Ct, Granite Ter | $854 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Ansonia | $128 to $131 |
| Derby | $127 |
| Seymour | $129 |
| Woodbridge | $140 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $6,900 |
| Yearly Ansonia Homeowner Insurance Premium Example | $3,200 | $2,000 |
| Out of Pocket Expense During Claim | $900 | $6,900 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $20,100 | $18,900 |
| Net Savings to Ansonia Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Ansonia, CT Home Replacement Value MORE than Home Value | Ansonia, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $312,500 | $195,500 |
| Insurance Premium based on Replacement Value | $3,350 | $2,100 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $65,000 | Risk Exposure from Under Insuring Coverage is $52,000 |
| Premium Impact | Insurance cheaper by $575/year | Insurance costlier by $675/year |
| Insurance Company | State Farm | Travelers | Hartford Insurance Group |
| Monthly Premium | 141 | 247 | 455 |
| Year Built | 1945 | 1979 | 1980 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $500000-$600000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |