Annville Insurance Rates:

Annville, KY homeowners insurance is approximately $624 to $853, about $52-$71/month. Our extensive research indicates shoppers can save as much as $295 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Annville, KY Homeowners Insurance By Home Value

Annville, KY Home Value Total Homes % of Total Average Annville, KY Homeowners Insurance
Less than $50,000 648 37.0% $258
$50,000 to $59,999 64 3.0% $539
$60,000 to $69,999 124 7.0% $672
$70,000 to $79,999 245 14.0% $775
$80,000 to $89,999 155 8.0% $879
$90,000 to $99,999 63 3.0% $982
$100,000 to $124,999 220 12.0% $1138
$125,000 to $149,999 61 3.0% $1418
$150,000 to $174,999 41 2.0% $1677
$200,000 to $249,999 34 1.0% $2327
$250,000 to $299,999 75 4.0% $2845

Top Home Insurance Agents Near Annville, KY

Home Insurance Company Near Annville, KY Homeowners Insurance Agency Near Annville, KY Address
NA Hays Brothers Insurance 823 South Highway 27, #3 , Somerset, KY, 42501
Nationwide Albert Gala 301 Boone Ave, Winchester, KY, 40391-2324
State Farm Jim Boone 19 Linden Ave, Winchester, KY, 40391-1409
State Farm Kevin Stewart 1126 S Highway 27, Somerset, KY, 42501-3523
Liberty Mutual Independent Parker Insurance Agency Inc 118 N MAIN ST, SOMERSET, KY, 42501

Cost Of Homeowners Insurance By Street Near Annville, KY

Streets in Annville Area Homeowners Insurance Cost
A J Johnson Rd, Hwy 290 S, Asa Flat Rd, Roark Rd, Hog Camp Branch Rd, Wiley Hillard Rd, State Hwy 30 E, Campus Dr, Buncomb Rd, Barn Rd$738
Tyner Tower Rd, Buncomb Creek Rd, L Vickers Ln, Hazel Branch Rd, Moores Creek Green Hill Rd, Moores Rd, Cr-1178, Cr-1377, Smith Rd, Quail Rd$736
Medlock Ln, Ridgewood Dr, Boss Vaughn Rd, Jackson Dr, Wilford Fork Rd, Phil Baker Rd, State Hwy 2003, Greenhill Welchburg Rd, Hazelwood Rd, Peter Cave Rd$741
Phil Baker Fork Rd, Boggs Rd, Allen Rd, Maulden Branch Rd, Hwy 578 N, Conway Rd, Pigeon Roost Rd, Welchburg Estates Rd, Dunnigan Rd, Cr-1701$742
Jacobs Hollow Rd, Woodland Dr, D J Dotson Rd, Cr-1286-20, Doolittle Rd, Carpenter Dr, Hellard Rd, David Ball Rd, Peter Cave Branch Rd, Barb Smith Rd$738

Annville, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Annville$110 to $113
Jackson County$109
Greenmount-Langnau$110
London$114

Annville, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jackson County, Kentucky $110 $146 $219
McKee CCD, Jackson County, Kentucky $110 $146 $219
Greenmount-Langnau CCD, Laurel County, Kentucky $110 $147 $221

Annville, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Annville, KY8.1%20.3%
Jackson County7.85%21.58%
McKee7.34%20.47%
Greenmount-Langnau7.77%20.07%

Annville Renters Insurance as a Percentage of Rent

Annville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 11 4.0% $809
$300 to $499 43 16.0% $1259
$500 to $749 120 44.0% $1934
$750 to $999 82 30.0% $2684
$1,000 to $1,499 12 4.0% $3809

Annville, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Annville Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Annville Home Owner from High Deductible Plan $600

Annville, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Annville, KY Home Replacement Value MORE than Home Value Annville, KY Home Replacement Value LESS than Home Value
Replacement Value $88,500 $61,500
Insurance Premium based on Replacement Value $450 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Annville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceLiberty MutualFarmers Insurance
Monthly Premium 394651
Year Built 198719962014
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$150000-$175000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Annville, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 175,000 Membrane Roof 3,160 4 $2500-$5000 Deductible 60 1 Vinyl siding yes
1972 110,000 Wood Shake Roof 1,660 3 $500 Deductible 60 1 Wood siding No
1987 110,000 Metal Roof 1,730 4 $500 Deductible 40 1 Brick siding No
1990 80,000 Tile Roof 1,290 3 $2500-$5000 Deductible 110 6 Brick siding yes
2012 85,000 Wood Shake Roof 1,720 4 $1000-$2500 Deductible 460 12 Wood siding No
2012 80,000 Wood Shake Roof 1,410 3 $1000-$2500 Deductible 250 7 Stucco siding yes
2010 110,000 Membrane Roof 1,890 4 $2500-$5000 Deductible 190 7 Brick siding No
2003 175,000 Membrane Roof 3,150 4 $1000-$2500 Deductible 610 12 Vinyl siding yes
2009 140,000 Tile Roof 2,320 3 $500 Deductible 390 6 Brick siding yes
2013 85,000 Composition Roof 1,480 3 $2500-$5000 Deductible 150 5 Stucco siding yes
1987 150,000 Membrane Roof 3,270 4 $2500-$5000 Deductible 80 2 Vinyl siding yes
1975 140,000 Tile Roof 2,930 4 $2500-$5000 Deductible 310 8 Wood siding No
1971 185,000 Composition Roof 2,860 4 $500 Deductible 80 1 Fiber-Cement Siding No
2014 115,000 Asphalt Shingles Roof 2,060 3 $1000-$2500 Deductible 530 12 Vinyl siding yes
2011 165,000 Wood Shake Roof 2,400 4 $2500-$5000 Deductible 520 12 Fiber-Cement Siding No
1973 170,000 Shingles Roof 2,670 4 $500- $1000 Deductible 540 7 Stucco siding No
1989 160,000 Metal Roof 2,820 4 $5000 to $10,000 Deductible 80 2 Wood siding yes
1989 185,000 Composition Roof 2,660 4 $1000-$2500 Deductible 280 4 Vinyl siding No
1995 130,000 Slate Shingles Roof 1,830 3 $2500-$5000 Deductible 500 12 Wood siding No
1979 150,000 Metal Roof 2,920 4 $500- $1000 Deductible 400 5 Brick siding yes
2008 130,000 Tile Roof 1,980 3 $2500-$5000 Deductible 310 6 Fiber-Cement Siding No
1990 100,000 Shingles Roof 1,900 3 $500 Deductible 80 2 Vinyl siding No
1973 70,000 Composition Roof 1,280 3 $500 Deductible 180 7 Brick siding yes
1992 95,000 Slate Shingles Roof 1,390 3 $2500-$5000 Deductible 240 7 Stone Siding No
1970 100,000 Tile Roof 1,700 3 $500- $1000 Deductible 80 2 Stucco siding No
1988 110,000 Asphalt Shingles Roof 2,190 4 $500- $1000 Deductible 270 6 Stone Siding No
1975 140,000 Membrane Roof 2,950 4 $2500-$5000 Deductible 410 10 Stucco siding yes
1997 100,000 Membrane Roof 1,970 3 $500 Deductible 310 7 Stucco siding No
1988 95,000 Slate Shingles Roof 1,910 3 $500 Deductible 550 12 Vinyl siding yes
2004 125,000 Tile Roof 1,840 4 $500 Deductible 300 7 Vinyl siding yes
1997 130,000 Composition Roof 2,460 4 $500 Deductible 270 5 Vinyl siding No