Anniston Insurance Rates:

Anniston, AL homeowners insurance is roughly $799 to $1,084, about $66-$90/month. Our all inclusive research shows customers can save as much as $376 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Customer service is reliable and friendly. every time i have had to contact them, they have been eager to address my concerns and resolve my issues. if they have been unable to assist me, i have been provided resources or contacts.
State Farm
I would like to see more discounts offered by state farm. we do have a bundle discount, but always looking for more ways to save.
State Farm
The state farm insurance company is the cheapest price than other company when your first time to buy the insurance in the company.
Liberty Mutual
I got quotes from four other companies and this one was the best price with the most coverage so I am happy with what I'm paying with this company.
Allstate
AMAZING customer service. They made our switch to them super easy for home insurance, and I have also gotten great customer service from them with our auto insurance. They are also always super polite and thank us for my husband's service.
Nationwide
I would recommend this company as I have had nothing but positive experiences thus far with them. I feel like the price I pay for my policy is fair and is not a hardship to my budget.

Anniston, AL Homeowners Insurance By Home Value

Anniston, AL Home Value Total Homes % of Total Average Anniston, AL Homeowners Insurance
Less than $50,000 4,132 23.0% $244
$50,000 to $59,999 841 4.0% $517
$60,000 to $69,999 949 5.0% $639
$70,000 to $79,999 1,259 7.0% $733
$80,000 to $89,999 1,304 7.0% $837
$90,000 to $99,999 1,189 6.0% $931
$100,000 to $124,999 2,258 12.0% $1082
$125,000 to $149,999 1,855 10.0% $1355
$150,000 to $174,999 1,486 8.0% $1599
$175,000 to $199,999 755 4.0% $1844
$200,000 to $249,999 815 4.0% $2220
$250,000 to $299,999 581 3.0% $2719
$300,000 to $399,999 436 2.0% $3453

Top Home Insurance Agents Near Anniston, AL

Home Insurance Company Near Anniston, AL Homeowners Insurance Agency Near Anniston, AL Address
Nationwide Lambert Agency Inc 8349 1st Ave Suite 110, Leeds, AL, 35094
Travelers Mb Financial Services Inc 800 MARTIN ST S, PELL CITY, AL, 35128
Travelers Alliance Insurance 160 US HIGHWAY 27, BREMEN, GA, 30110
Allstate Andrew Anderton 538 Main St W, Glencoe, AL, 35905
Travelers Bush Insurance Agency 114 WEST AVE, CEDARTOWN, GA, 30125

Cost Of Homeowners Insurance By Street Near Anniston, AL

Streets in Anniston Area Homeowners Insurance Cost
Douglas St, 1st Avenue Pinecrest St, Cedar St, Chip St, Wynfield Ct, Buckner Cir, Patterson St, Lynwood Dr, Choccolocco Rd, Mary Lee St$930
Montclair Pl, Cheaha View Dr, Olga Anne Dr, Clara Sears Dr, Ashlawn Dr, Mountain Cove Cir, Dogwood Dr, King St, Herchel Dr, Amberwood Ln$943
Lockette Dr, Sunrise Dr, Knox Ave, Parker Blvd, Turner Rd, Gardendale Dr, Wilkerson Dr, 2nd St W, W 45th St, Cedar Ln$942
Helena St, Pyle Ave, Marsha Dr, Adams St, Cheatwood Dr, Laurel Canyon St, Duncan Ave, Winwood Dr, Bellwood Ave, Perkerson Dr$952
Bates St, E 7th St, N Hollingsworth St, Sycamore Ln, Old Coldwater Rd, Saks Rd, Harkins Dr, Hunter Pl, Laurel Ave, Douglas Dr$918
Maplewood Pl, Eulaton Rd, Crest Ave, Willingham Dr, 42nd St, Bennett St, Blarney Dr, Roxie Ln, Clydesdale Ave, S Noble St$969
Legarde Ave, Maria Dr, Pelham St, Watson St, Vaughn Dr, S Marshall St, Knoxville Cir, S Colvin St, Huie Rd, E 43rd St$919
W Oak St, Lakeview Dr, Noah Medders Pkwy, E Medders Dr, Lloyd Dr, W 51st St, Chartee Dr, Ashwood Dr, Access Rd, Welch Cir$953
Nottingham Woods Apts Rd, Elm St, S Leighton Ave, Cross St N, Calhoun St, Goode Rd, Crescent Ave, Smith St, Warrior Rd, Valley Cir$970
W 62nd St, Crawford Ave, 44th St, Taylor Ave, E 5th St, Bernard Rd, E C St, Dearmanville Rd, Tutwiler Ct, Randall Dr$961

Anniston, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Anniston$141 to $143
West End-Cobb Town$137
Saks$141
Hobson City$138

Anniston, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West End-Cobb Town CDP, Alabama $115 $153 $229
Saks CDP, Alabama $118 $157 $235
Hobson City town, Alabama $116 $154 $231

Anniston, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Anniston, AL7.7%25.3%
West End-Cobb Town9.57%27.45%
Saks7.63%25.38%
Hobson City8.66%26.28%

Anniston Renters Insurance as a Percentage of Rent

Anniston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 274 3.0% $367
$200 to $299 391 4.0% $817
$300 to $499 1,647 20.0% $1267
$500 to $749 3,252 41.0% $1942
$750 to $999 1,525 19.0% $2692
$1,000 to $1,499 719 9.0% $3817
$1,500 or more 82 1.0% $5467

Average Cost Of Home Insurance By Company In Areas Nearby Anniston For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Country Casualty Insurance Company 1162
$500 $150,000 Country Mutual 967
$500 $150,000 Garrison Property And Casualty Insurance Company 1169
$500 $150,000 Guideone Specialty Mutual Insurance Co 1301
$500 $150,000 Travelers Home And Marine Insurance Company 528
$500 $300,000 Country Casualty Insurance Company 2245
$500 $300,000 Nationwide General Ins Co 1452
$500 $300,000 State Farm Fire & Casualty Company 2509
$500 $300,000 Travelers Home And Marine Insurance Company 949
$500 $300,000 United Services Automobile Association 1744

Anniston, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Anniston Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Anniston Home Owner from High Deductible Plan $600

Anniston, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Anniston, AL Home Replacement Value MORE than Home Value Anniston, AL Home Replacement Value LESS than Home Value
Replacement Value $75,000 $46,500
Insurance Premium based on Replacement Value $300 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Anniston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyAllstate
Monthly Premium 457177
Year Built 197919892008
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Anniston, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 225,000 Metal Roof 2,940 4 $2500-$5000 Deductible 390 6 Vinyl siding No
1998 300,000 Membrane Roof 4,510 5 $5000 to $10,000 Deductible 190 2 Stone Siding No
1967 190,000 Shingles Roof 2,520 4 $500 Deductible 570 8 Fiber-Cement Siding yes
1983 165,000 Membrane Roof 2,020 3 $500- $1000 Deductible 280 4 Brick siding No
1972 180,000 Tile Roof 2,200 4 $500 Deductible 260 3 Vinyl siding No
1982 145,000 Metal Roof 2,120 3 $500 Deductible 60 1 Stone Siding No
1961 110,000 Wood Shake Roof 1,960 4 $500- $1000 Deductible 70 2 Brick siding No
1985 105,000 Asphalt Shingles Roof 1,670 3 $2500-$5000 Deductible 150 4 Brick siding yes
2008 315,000 Composition Roof 3,880 5 > $10,000 Deductible 440 6 Wood siding No
1961 160,000 Shingles Roof 2,030 5 $2500-$5000 Deductible 680 12 Fiber-Cement Siding No
2009 240,000 Shingles Roof 3,210 4 $5000 to $10,000 Deductible 600 12 Brick siding No
2007 205,000 Composition Roof 3,010 5 $1000-$2500 Deductible 850 12 Vinyl siding No
2007 85,000 Shingles Roof 1,440 3 $500 Deductible 320 8 Stucco siding No
2009 165,000 Membrane Roof 2,320 4 $1000-$2500 Deductible 690 10 Wood siding yes
2000 200,000 Composition Roof 2,560 4 $500 Deductible 140 2 Wood siding No
1963 185,000 Slate Shingles Roof 3,310 4 $1000-$2500 Deductible 470 10 Vinyl siding yes
1992 170,000 Slate Shingles Roof 2,410 4 $1000-$2500 Deductible 60 1 Vinyl siding yes
1988 145,000 Membrane Roof 2,460 4 $2500-$5000 Deductible 580 12 Wood siding No
1975 205,000 Metal Roof 2,970 5 $500- $1000 Deductible 1100 12 Stucco siding yes
1983 290,000 Tile Roof 4,930 5 > $10,000 Deductible 80 1 Brick siding No
1982 135,000 Wood Shake Roof 1,950 3 $2500-$5000 Deductible 330 7 Vinyl siding yes
1970 140,000 Metal Roof 1,900 3 $500 Deductible 700 12 Stucco siding No
1998 140,000 Slate Shingles Roof 1,770 4 $1000-$2500 Deductible 90 2 Stone Siding yes
1969 150,000 Shingles Roof 2,260 3 $1000-$2500 Deductible 300 5 Brick siding yes
1967 270,000 Wood Shake Roof 3,310 4 > $10,000 Deductible 560 8 Stone Siding No
1997 120,000 Asphalt Shingles Roof 1,630 4 $500- $1000 Deductible 70 2 Fiber-Cement Siding No
1979 165,000 Slate Shingles Roof 2,780 5 $500- $1000 Deductible 580 8 Brick siding yes
1960 240,000 Metal Roof 4,050 5 $1000-$2500 Deductible 400 5 Stucco siding yes
1986 150,000 Composition Roof 2,250 4 $2500-$5000 Deductible 250 6 Vinyl siding yes
1962 220,000 Shingles Roof 3,410 5 $2500-$5000 Deductible 240 4 Brick siding No
1964 190,000 Composition Roof 2,330 4 $500- $1000 Deductible 680 12 Stucco siding yes
1996 150,000 Shingles Roof 2,010 4 $5000 to $10,000 Deductible 320 8 Vinyl siding No
1993 140,000 Wood Shake Roof 1,810 3 $500- $1000 Deductible 280 5 Stone Siding No