Anniston, AL homeowners insurance is roughly $799 to $1,084, about $66-$90/month. Our all inclusive research shows customers can save as much as $376 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Anniston, AL | Homeowners Insurance Agency Near Anniston, AL | Address |
|---|---|---|
| Nationwide | Lambert Agency Inc | 8349 1st Ave Suite 110, Leeds, AL, 35094 |
| Travelers | Mb Financial Services Inc | 800 MARTIN ST S, PELL CITY, AL, 35128 |
| Travelers | Alliance Insurance | 160 US HIGHWAY 27, BREMEN, GA, 30110 |
| Allstate | Andrew Anderton | 538 Main St W, Glencoe, AL, 35905 |
| Travelers | Bush Insurance Agency | 114 WEST AVE, CEDARTOWN, GA, 30125 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| West End-Cobb Town CDP, Alabama | $115 | $153 | $229 |
| Saks CDP, Alabama | $118 | $157 | $235 |
| Hobson City town, Alabama | $116 | $154 | $231 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Anniston, AL | 7.7% | 25.3% |
| West End-Cobb Town | 9.57% | 27.45% |
| Saks | 7.63% | 25.38% |
| Hobson City | 8.66% | 26.28% |
| Anniston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 274 | 3.0% | $367 |
| $200 to $299 | 391 | 4.0% | $817 |
| $300 to $499 | 1,647 | 20.0% | $1267 |
| $500 to $749 | 3,252 | 41.0% | $1942 |
| $750 to $999 | 1,525 | 19.0% | $2692 |
| $1,000 to $1,499 | 719 | 9.0% | $3817 |
| $1,500 or more | 82 | 1.0% | $5467 |
| Streets in Anniston Area | Homeowners Insurance Cost |
|---|---|
| Douglas St, 1st Avenue Pinecrest St, Cedar St, Chip St, Wynfield Ct, Buckner Cir, Patterson St, Lynwood Dr, Choccolocco Rd, Mary Lee St | $930 |
| Montclair Pl, Cheaha View Dr, Olga Anne Dr, Clara Sears Dr, Ashlawn Dr, Mountain Cove Cir, Dogwood Dr, King St, Herchel Dr, Amberwood Ln | $943 |
| Lockette Dr, Sunrise Dr, Knox Ave, Parker Blvd, Turner Rd, Gardendale Dr, Wilkerson Dr, 2nd St W, W 45th St, Cedar Ln | $942 |
| Helena St, Pyle Ave, Marsha Dr, Adams St, Cheatwood Dr, Laurel Canyon St, Duncan Ave, Winwood Dr, Bellwood Ave, Perkerson Dr | $952 |
| Bates St, E 7th St, N Hollingsworth St, Sycamore Ln, Old Coldwater Rd, Saks Rd, Harkins Dr, Hunter Pl, Laurel Ave, Douglas Dr | $918 |
| Maplewood Pl, Eulaton Rd, Crest Ave, Willingham Dr, 42nd St, Bennett St, Blarney Dr, Roxie Ln, Clydesdale Ave, S Noble St | $969 |
| Legarde Ave, Maria Dr, Pelham St, Watson St, Vaughn Dr, S Marshall St, Knoxville Cir, S Colvin St, Huie Rd, E 43rd St | $919 |
| W Oak St, Lakeview Dr, Noah Medders Pkwy, E Medders Dr, Lloyd Dr, W 51st St, Chartee Dr, Ashwood Dr, Access Rd, Welch Cir | $953 |
| Nottingham Woods Apts Rd, Elm St, S Leighton Ave, Cross St N, Calhoun St, Goode Rd, Crescent Ave, Smith St, Warrior Rd, Valley Cir | $970 |
| W 62nd St, Crawford Ave, 44th St, Taylor Ave, E 5th St, Bernard Rd, E C St, Dearmanville Rd, Tutwiler Ct, Randall Dr | $961 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Anniston | $141 to $143 |
| West End-Cobb Town | $137 |
| Saks | $141 |
| Hobson City | $138 |
| Deductible | Coverage | Company | Premium ($) |
|---|---|---|---|
| $500 | $150,000 | Country Casualty Insurance Company | 1162 |
| $500 | $150,000 | Country Mutual | 967 |
| $500 | $150,000 | Garrison Property And Casualty Insurance Company | 1169 |
| $500 | $150,000 | Guideone Specialty Mutual Insurance Co | 1301 |
| $500 | $150,000 | Travelers Home And Marine Insurance Company | 528 |
| $500 | $300,000 | Country Casualty Insurance Company | 2245 |
| $500 | $300,000 | Nationwide General Ins Co | 1452 |
| $500 | $300,000 | State Farm Fire & Casualty Company | 2509 |
| $500 | $300,000 | Travelers Home And Marine Insurance Company | 949 |
| $500 | $300,000 | United Services Automobile Association | 1744 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Anniston Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,200 | $6,600 |
| Net Savings to Anniston Home Owner from High Deductible Plan | $600 | |
| Scenario | Anniston, AL Home Replacement Value MORE than Home Value | Anniston, AL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $105,500 | $65,500 |
| Insurance Premium based on Replacement Value | $625 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,500 | Risk Exposure from Under Insuring Coverage is $20,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | Liberty Mutual | State Farm | GEICO Insurance |
| Monthly Premium | 22 | 55 | 42 |
| Year Built | 1994 | 2003 | 1979 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $50000-$75000 | $125000-$150000 | $125000-$150000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |