Ann Arbor Insurance Rates:

Ann Arbor, MI homeowners insurance is roughly $690 to $937, about $57-$78/month. Our all inclusive research indicates shoppers can save as much as $325 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are able to provide homeowners, car, life and disability insurance. i can shop for all my insurance needs at one place.
Wolverine Mutual Insurance
Submitting claims is super easy! i had a claim recently and all i had to do was provide some simple documentation and it wasn't long at all before i was compensated for my issues. it was very painless and my agent was able to walk me through everything i needed to do. i don't like that the company charges me to send me copies of my bill. there is no other alternative so i have to pay this fee. to me, it seems excessive and silly to have to do this.
Wolverine Mutual Insurance
I also don't like that the nearest office is several miles away. i work with an agent that is local, but if i ever have to go to their offices, then i have to drive pretty far away. it would be nice to have a local office, especially considering that there are so many people here locally that use this company.
State Farm
I can be in touch with State Farm on the phone, online or in person at almost any point during any day. They are easy to communicate with and expert when it comes to interaction like when coming out to do an appraisal or when I go to the office.
They are very compensating and care about your individual needs. it is refreshing to have a company that really cares.
Nothing. I would like to see lower rates, but understand why they charge what they do. I would definitely keep them and pay more as we've heard horror stories about how the "other" insurance companies reimburse when you file a claim. Never switching.
When I had to file a claim their customer service was excellent, very friendly and knowledgeable employees and very quick to respond.

Ann Arbor, MI Homeowners Insurance By Home Value

Ann Arbor, MI Home Value Total Homes % of Total Average Ann Arbor, MI Homeowners Insurance
Less than $50,000 545 3.0% $81
$50,000 to $59,999 191 1.0% $178
$60,000 to $69,999 224 1.0% $227
$70,000 to $79,999 220 1.0% $260
$80,000 to $89,999 379 2.0% $292
$90,000 to $99,999 363 2.0% $333
$100,000 to $124,999 1,089 6.0% $382
$125,000 to $149,999 956 5.0% $479
$150,000 to $174,999 1,747 9.0% $569
$175,000 to $199,999 2,246 12.0% $650
$200,000 to $249,999 3,845 21.0% $788
$250,000 to $299,999 2,803 15.0% $959
$300,000 to $399,999 3,128 17.0% $1227

Top Home Insurance Agents Near Ann Arbor, MI

Home Insurance Company Near Ann Arbor, MI Homeowners Insurance Agency Near Ann Arbor, MI Address
NA Brighton Insurance & Financial Services 4750 Old Us 23 , Brighton, MI, 48114
NA America One Inc. 2380 Science Parkway Ste 106, Okemos, MI, 48864
Travelers Kraft Food Employees 4 PARKLANE BLVD SUITE 414, DEARBORN, MI, 48126
Allstate Renee Sitarski 1509 N Opdyke Rd, Auburn Hills, MI, 48326
State Farm Steve Dombrowski 2515 S Dye Rd, Flint, MI, 48532-4154

Cost Of Homeowners Insurance By Street Near Ann Arbor, MI

Streets in Ann Arbor Area Homeowners Insurance Cost
Dogwood Ct, 3rd St, Lancashire Dr, Honey Creek Dr, N Division St, Tappan Ave, E William St, Georgetown Blvd, S Green Rd, Kenilworth Dr$790
Dorset Rd, Vaughn St, Ticknor Ct, Wayside Dr, Heatherbrook Ln, Sciomeadows Dr, W William St, Northwood St, Breckland Dr, Hall Ave$839
Bolgos Cir, E Park Pl, Rockland Ct, Katie Jo Ct, Williamsburg Rd, Dolph Dr, Pear St, Kuebler Dr, Maynard St, White Oak Ct$908
Commonwealth Dr, Valhalla Dr, N Revena Blvd, Apple St, Plum Hollow Dr, Heatherway St, Millbrook Dr, Morton Ave, Krause St, N Glendale Dr$971
Cloverdale St, S University Ave, Tacoma Cir, 8th St, Country Club Rd, Runnymede Blvd, Parkridge Dr, Devonshire Rd, Lake Shore Dr, Shady Ln$873
Rolling Meadows Dr, Dean Rd, Phoenix Dr, Westaire Ct, Foster Ave, Forest, Old Pear Tree Ct, Manitou Ct, Eton Ct, Pleasant Pl$738
Whitshire Ct, Kim St, Ironwood Dr, John A Woods Dr, W Liberty Rd, Manhattan Dr, Nottingham Rd, Alpine Dr, Starwick Dr, Christine Dr$788
Riverview Dr, W Summit St, Turnberry Ln, Perennial Ln, Springbrook, Drappatz Hts, Brooks St, Lohr Cir, Watersedge Dr, Starak Ln$792
Rockport Ct, Oswego St, E Huron River Svc Rd, Shirley Ln, Fuller St, E Summit St, Mystic Dr, Varsity Dr, Brentwood Dr, Verle Ave$835
Baldwin Pl, Day St, Hilton Blvd, au Sable Pl, Edgewood Pl, Severn Ct, King George Blvd, Bending Rd, Dewey Ave, Hidden Brook Ln$964

Ann Arbor, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ann Arbor$121 to $124
Barton Hills$177
Ann Arbor charter$135
Pittsfield charter$121

Ann Arbor, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Barton Hills village, Michigan $178 $237 $356
Ann Arbor charter township, Washtenaw County, Michigan $135 $180 $270
Pittsfield charter township, Washtenaw County, Michigan $122 $162 $243

Ann Arbor, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ann Arbor, MI3.6%9.5%
Barton Hills2.47%9.87%
Ann Arbor charter2.81%8.19%
Pittsfield charter3.36%10.19%

Ann Arbor Renters Insurance as a Percentage of Rent

Ann Arbor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 359 1.0% $303
$200 to $299 394 1.0% $753
$300 to $499 960 3.0% $1203
$500 to $749 3,565 14.0% $1878
$750 to $999 7,515 30.0% $2628
$1,000 to $1,499 8,121 33.0% $3753
$1,500 or more 3,547 14.0% $5403

Ann Arbor, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Ann Arbor Homeowner Insurance Premium Example $2,200$1,400
Out of Pocket Expense During Claim$1,000$5,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,200$13,400
Net Savings to Ann Arbor Home Owner from High Deductible Plan $800

Ann Arbor, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ann Arbor, MI Home Replacement Value MORE than Home Value Ann Arbor, MI Home Replacement Value LESS than Home Value
Replacement Value $249,000 $192,500
Insurance Premium based on Replacement Value $1,400 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Ann Arbor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 869766
Year Built 200819611974
Home Details 3 Beds, 1 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$300000-$350000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Ann Arbor, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 155,000 Slate Shingles Roof 1,430 2 $1000-$2500 Deductible 320 5 Fiber-Cement Siding No
1997 490,000 Metal Roof 3,720 5 $500 Deductible 2430 9 Wood siding yes
1996 230,000 Metal Roof 1,790 3 $500 Deductible 1050 10 Stucco siding No
1942 405,000 Membrane Roof 3,810 5 $5000 to $10,000 Deductible 570 5 Fiber-Cement Siding yes
1963 250,000 Membrane Roof 1,920 3 $2500-$5000 Deductible 730 10 Stone Siding yes
1960 600,000 Asphalt Shingles Roof 4,010 5 $5000 to $10,000 Deductible 960 7 Fiber-Cement Siding yes
1942 225,000 Tile Roof 1,540 3 $500 Deductible 640 7 Brick siding yes
2009 170,000 Tile Roof 1,690 4 $500- $1000 Deductible 360 6 Stucco siding yes
1987 175,000 Composition Roof 1,360 3 $500 Deductible 200 3 Vinyl siding yes
2003 200,000 Tile Roof 1,590 3 $500 Deductible 220 2 Stone Siding yes
1996 125,000 Asphalt Shingles Roof 1,170 2 $2500-$5000 Deductible 90 2 Stucco siding yes
1971 230,000 Tile Roof 2,050 3 $5000 to $10,000 Deductible 160 3 Stone Siding No
2005 235,000 Shingles Roof 2,310 5 $500- $1000 Deductible 290 3 Brick siding No
1996 160,000 Metal Roof 1,450 2 $500 Deductible 230 4 Vinyl siding yes
1958 620,000 Tile Roof 3,299 4 $500- $1000 Deductible 1550 6 Wood siding No