Ankeny Insurance Rates:

Ankeny, IA homeowners insurance is roughly $588 to $798, about $49-$66/month. Our exhaustive analysis shows customers can save as much as $277 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
With this company, i never have to worry about an agent giving their attention to someone before me. i am always taken care of and all of my questions are always left answered.
Allstate
I don't like that i get calls from my insurance company regularly.
Amica Mutual Insurance
We have been with this company for quite some time. i am overall happy with my home owners insurance coverage through amica because they are affordable and have good customer service. they are not very well-known, but those who know them seem to be very happy with them. i like that they don't spend a lot of money on advertising.
Liberty Mutual
Liberty Mutual gives us what we need, which is home and auto, for a price we can afford without overcharging us. Our tune might change if we have to ever file a claim with them.
Travelers
I have been with them for a long time and have got good coverage and good service. It would not be in my best interest to change unless there was a significant difference in rates.
Allstate
The agent waves to me when I pass the office and is always available for a quick question or a more complex issue.

Ankeny, IA Homeowners Insurance By Home Value

Ankeny, IA Home Value Total Homes % of Total Average Ankeny, IA Homeowners Insurance
Less than $50,000 535 3.0% $97
$90,000 to $99,999 370 2.0% $374
$100,000 to $124,999 1,085 7.0% $436
$125,000 to $149,999 1,883 13.0% $547
$150,000 to $174,999 2,795 20.0% $644
$175,000 to $199,999 1,958 14.0% $741
$200,000 to $249,999 2,306 16.0% $893
$250,000 to $299,999 1,429 10.0% $1094
$300,000 to $399,999 872 6.0% $1392

Top Home Insurance Agents Near Ankeny, IA

Home Insurance Company Near Ankeny, IA Homeowners Insurance Agency Near Ankeny, IA Address
NA Agency Insurance Services, Inc. 1200 Valley West Dr, Ste 107 West Des Moines, West Des Moines, IA, 50266
State Farm Brock Walaska 710 1st Ave E, Newton, IA, 50208-3306
Allstate David Karsjen 2007 S Center St Ste B, Marshalltown, IA, 50158
Travelers Goodhue Nolte Insurance Agency Inc 100 Hwy 5, Carlisle, IA, 50047
Liberty Mutual Independent Midwest Insurance Corporation 93 Main, Maxwell, IA, 50161

Cost Of Homeowners Insurance By Street Near Ankeny, IA

Streets in Ankeny Area Homeowners Insurance Cost
NW 84th Ave, NE Trilein Dr, NE Robert Dr, SE Honeysuckle Ct, SW Sawgrass Pkwy, NW Heritage Ave, SW 18th St, NE Cottonwood Ln, NW Springbrooke Ct, SW Maize Dr$715
SE Lowell Dr, NE Crestmoor Pl, NE 34th St, NW Jackson Dr, NE 134th Ave, NE Sherman Dr, NW 1st St, NW 44th Ave, NW 12th St, NE 7th St$689
SW Tradition Cir, NW 57th Pl, NE 82nd St, NE 3rd St, NW 60th Ave, NW Crestview Dr, SE Lorenz Dr, Franklin St, NE Raintree Ln, NE 78th Ct$715
NW 45th Ct, Copper Creek Dr, NE 57th Ave, NE 97th Pl, NE 106th St, NE 118th Ave, SW Irvinedale Dr, Augusta Ln, SW Tanglewood Ln, NW Kline St$672
NE 39th Ave, NW Mt Pleasant St, N Baseline St, NW 23rd Ln, Evergreen Cir NW, NW 73rd Ave, Andrews Dr, NW 78th Ave, SW Logan St, NW 66th Ave$712
SW Sharmin Dr, 36th St SW, NE 38th St, NE 66th St, NE Rosewood Ln, N Ankeny Blvd, SE Waywin Dr, W 148th St, NW 83rd Pl, Sunset Dr$713
SW Westlawn Dr, NW 103rd Pl, SW 21st Ct, SW 36th Ln, NE 70th Pl, NE 69th Pl, NW 70th Pl, NE 86th Ave, NW Rock Creek Cir, US Hwy 65$711
NW 50th Pl, Stoneridge Ct, SE Convenience Blvd, NE 8th Ct, NW Scott St, SE Hillside Dr, SE Magazine Rd, SW White Birch Cir, 3rd St SE, NW 5th Ct$696
Brook View Dr, Mulberry Dr NW, NE 106th St, NE 105th Pl, NW 4th Ct, SW Country Club Dr, SW Woodland Dr, SW 32nd Ct, NE 36th St, NE Greenview Dr$714
35th St SW, NW Parkridge Dr, SW Woods Ct, SW Elm Ct, NW Greenwood St, SW 21st St, 10th St SE, NW Georgetown Blvd, SW Snyder Blvd, SE 54th St$708

Ankeny, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ankeny$103 to $106
Crocker$104
Polk County$102
Saylorville$103

Ankeny, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crocker township, Polk County, Iowa $87 $116 $174
Polk County, Iowa $85 $113 $170
Saylorville CDP, Iowa $87 $115 $173

Ankeny, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ankeny, IA3.8%10.9%
Crocker3.75%10.74%
Polk County4.12%11.93%
Saylorville3.94%12.34%

Ankeny Renters Insurance as a Percentage of Rent

Ankeny Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 66 1.0% $772
$300 to $499 264 7.0% $1222
$500 to $749 1,507 40.0% $1897
$750 to $999 929 25.0% $2647
$1,000 to $1,499 828 22.0% $3772
$1,500 or more 93 2.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Ankeny For Different Scenarios

Coverage ($) Premium ($) Company
836100000American Family Mutual Insurance company
877150000Nationwide Affinity Insurance Company of America
571150000Travelers Commercial Insurance Company
55770000Allstate Prop & Cas Ins Co
988250000Country Mutual Insurance Company
1037150000Shelter Mutual Insurance Company
30270000Travelers Commercial Insurance Company
9325000Travelers Home and Marine Insurance Company
68770000United Services Automobile Association (USAA)
571150000Westfield National Insurance

Ankeny, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Ankeny Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,800$7,300
Net Savings to Ankeny Home Owner from High Deductible Plan $500

Ankeny, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ankeny, IA Home Replacement Value MORE than Home Value Ankeny, IA Home Replacement Value LESS than Home Value
Replacement Value $190,000 $128,500
Insurance Premium based on Replacement Value $1,075 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $200/year

Example Ankeny Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 56113142
Year Built 200820111987
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$350000-$400000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Ankeny, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 130,000 Shingles Roof 1,370 3 $2500-$5000 Deductible 670 10 Stucco siding yes
1986 160,000 Asphalt Shingles Roof 1,620 4 $500- $1000 Deductible 90 1 Fiber-Cement Siding yes
1984 400,000 Asphalt Shingles Roof 3,390 5 $500- $1000 Deductible 680 3 Stone Siding yes
2012 190,000 Membrane Roof 2,350 4 $5000 to $10,000 Deductible 340 5 Brick siding yes
2013 245,000 Membrane Roof 2,230 3 $500- $1000 Deductible 1220 8 Fiber-Cement Siding yes
2005 230,000 Membrane Roof 2,280 3 $1000-$2500 Deductible 670 7 Wood siding No
2014 310,000 Tile Roof 3,100 5 $500 Deductible 2050 10 Fiber-Cement Siding No
2005 150,000 Wood Shake Roof 1,450 3 $500- $1000 Deductible 440 5 Brick siding yes
2003 365,000 Slate Shingles Roof 3,120 4 $2500-$5000 Deductible 670 4 Fiber-Cement Siding No
2014 260,000 Wood Shake Roof 3,190 4 $5000 to $10,000 Deductible 120 1 Brick siding yes
2002 305,000 Metal Roof 2,710 4 $2500-$5000 Deductible 820 8 Stone Siding yes
2010 235,000 Tile Roof 2,480 4 $2500-$5000 Deductible 690 7 Brick siding yes
1987 180,000 Composition Roof 1,920 3 $5000 to $10,000 Deductible 180 3 Brick siding No
2008 215,000 Slate Shingles Roof 1,990 4 $500 Deductible 420 4 Vinyl siding No
2007 220,000 Tile Roof 2,410 4 $500- $1000 Deductible 700 6 Stucco siding No
2009 165,000 Membrane Roof 1,740 5 $5000 to $10,000 Deductible 130 2 Brick siding No
2011 310,000 Slate Shingles Roof 3,090 4 > $10,000 Deductible 930 9 Fiber-Cement Siding yes
1983 155,000 Shingles Roof 1,800 3 $1000-$2500 Deductible 180 3 Stone Siding yes
2002 260,000 Slate Shingles Roof 2,440 4 $1000-$2500 Deductible 210 2 Wood siding yes
1982 265,000 Tile Roof 2,170 3 $5000 to $10,000 Deductible 1480 12 Vinyl siding yes
2010 245,000 Composition Roof 2,250 4 $1000-$2500 Deductible 220 2 Wood siding No
2004 150,000 Asphalt Shingles Roof 1,780 4 $2500-$5000 Deductible 120 2 Fiber-Cement Siding yes
2012 320,000 Tile Roof 2,820 5 $500 Deductible 150 1 Brick siding yes