Andover Insurance Rates:

Andover, NJ homeowners insurance is roughly $725 to $998, about $60-$83/month. Our in depth research indicates shoppers can save as much as $344 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Andover, NJ Homeowners Insurance By Home Value

Andover, NJ Home Value Total Homes % of Total Average Andover, NJ Homeowners Insurance
Less than $50,000 19 1.0% $60
$100,000 to $124,999 13 1.0% $267
$125,000 to $149,999 50 4.0% $336
$150,000 to $174,999 49 4.0% $405
$175,000 to $199,999 130 11.0% $465
$200,000 to $249,999 245 21.0% $560
$250,000 to $299,999 272 24.0% $680
$300,000 to $399,999 347 30.0% $870

Top Home Insurance Agents Near Andover, NJ

Home Insurance Company Near Andover, NJ Homeowners Insurance Agency Near Andover, NJ Address
Allstate Anthony Sorrentino 153 N Plank Rd, Newburgh, NY, 12550
Travelers Atlantic Insurors Inc 16-17 ROUTE 208 SOUTH, FAIRLAWN, NJ, 7410
Allstate Fran White 1 Executive Dr Ste 102, Monmouth Junction, NJ, 8852
Allstate Frank R. Vento 345 New Dorp Ln, Staten Island, NY, 10306
Allstate Hermann Trocha 130 Main St, Irvington, NY, 10533

Cost Of Homeowners Insurance By Street Near Andover, NJ

Streets in Andover Area Homeowners Insurance Cost
Co Rd 606, Deer Pond Rd, Park Ln, Ottawa Ln, Luchetti Way, Caitlin Ct, Fredon Rd, Wilson Pl, Dorset Ln, Marlene Ln$873
Co Rd 613, Lake Iliff Rd, Hemlock Ave, Walnut Trl, Delaware Vw, Grist Mill Ln, Jacks Dr, Ballantine Rd, Cambridge Rd, Mindys Way$860
W Sunset Blvd, Great Oak Rd, E Hidden Valley Ct, Ridge Cir, Hillside Dr, Spring Dr, Mulford Rd, Dennis Dr, Broadview Dr, Briar Patch Rd$849
Bruce Dr, Iroquois Ct, Snooks Cir, Joyce Dr, Lifecare Dr, Seminole Rd, Brecia Ct, Highland Ct, Mohegan Cir, Whitehall Rd$882
Oxford Dr, O'Brien Ln, Brighton Rd, Terrace Dr, Westview Ter, Tanglewood Dr, Morris Sussex Tpke, Lakeview Ave, Andover Sparta Rd, Vivian Plz$858

Andover, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Andover$127 to $130
Newton$125
Lake Mohawk$130
Byram$127

Andover, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newton town, New Jersey $104 $139 $208
Lake Mohawk CDP, New Jersey $109 $145 $217
Fredon township, Sussex County, New Jersey $109 $145 $218

Andover, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Andover, NJ2.8%7.2%
Newton2.92%7.63%
Lake Mohawk2.65%7.23%
Fredon2.52%7.56%

Andover Renters Insurance as a Percentage of Rent

Andover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 30 19.0% $2653
$1,000 to $1,499 29 19.0% $3778
$1,500 or more 93 61.0% $5428

Andover, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Andover Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,500$17,500
Net Savings to Andover Home Owner from High Deductible Plan $1,000

Andover, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Andover, NJ Home Replacement Value MORE than Home Value Andover, NJ Home Replacement Value LESS than Home Value
Replacement Value $455,500 $285,500
Insurance Premium based on Replacement Value $2,650 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $76,000 Risk Exposure from Under Insuring Coverage is $94,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $450/year

Example Andover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmChubb Group of Insurance
Monthly Premium 729885
Year Built 199319441978
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$300000-$350000$250000-$300000
Deductible > $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Andover, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 230,000 Wood Shake Roof 1,280 3 $500 Deductible 320 4 Wood siding yes
1982 270,000 Membrane Roof 1,620 3 $2500-$5000 Deductible 460 7 Wood siding yes
1949 365,000 Asphalt Shingles Roof 1,850 3 $500 Deductible 400 3 Fiber-Cement Siding No
1992 355,000 Tile Roof 2,210 3 $500 Deductible 1510 9 Fiber-Cement Siding yes
2003 330,000 Tile Roof 1,870 5 $2500-$5000 Deductible 720 9 Stone Siding yes
1961 315,000 Tile Roof 2,100 4 $1000-$2500 Deductible 500 6 Vinyl siding No
2000 365,000 Membrane Roof 1,790 4 $2500-$5000 Deductible 440 4 Vinyl siding No
2006 325,000 Metal Roof 1,990 5 $1000-$2500 Deductible 220 2 Stucco siding No
1978 635,000 Composition Roof 3,840 5 $500 Deductible 2580 7 Stucco siding yes
2010 335,000 Shingles Roof 1,690 4 $1000-$2500 Deductible 320 3 Wood siding No
1971 550,000 Membrane Roof 2,760 4 $500- $1000 Deductible 2300 10 Brick siding No
1992 230,000 Shingles Roof 1,350 3 $1000-$2500 Deductible 860 9 Fiber-Cement Siding No
1978 445,000 Membrane Roof 2,970 5 $500- $1000 Deductible 930 6 Vinyl siding yes
1991 465,000 Shingles Roof 2,780 5 $5000 to $10,000 Deductible 450 4 Brick siding No
2014 480,000 Wood Shake Roof 2,590 5 $5000 to $10,000 Deductible 680 5 Stucco siding yes
1946 380,000 Asphalt Shingles Roof 2,370 4 $5000 to $10,000 Deductible 930 9 Brick siding No
2013 605,000 Wood Shake Roof 3,330 4 $500- $1000 Deductible 1850 10 Fiber-Cement Siding No
2012 355,000 Membrane Roof 1,980 5 $500 Deductible 1020 8 Vinyl siding No
1964 680,000 Asphalt Shingles Roof 4,670 5 $1000-$2500 Deductible 2110 12 Stucco siding yes
2013 850,000 Slate Shingles Roof 4,680 5 $500 Deductible 4670 10 Fiber-Cement Siding yes
1967 195,000 Metal Roof 1,220 3 $500 Deductible 60 1 Fiber-Cement Siding yes
1942 545,000 Shingles Roof 2,920 4 $2500-$5000 Deductible 1690 9 Brick siding No
2000 275,000 Slate Shingles Roof 1,750 3 $500 Deductible 1130 9 Wood siding No
1948 510,000 Composition Roof 3,050 4 $5000 to $10,000 Deductible 180 1 Brick siding yes
1982 335,000 Tile Roof 2,330 4 > $10,000 Deductible 780 12 Stone Siding yes
1967 600,000 Asphalt Shingles Roof 3,940 5 $5000 to $10,000 Deductible 710 7 Vinyl siding No
1973 585,000 Wood Shake Roof 3,260 4 > $10,000 Deductible 1320 10 Stucco siding yes
2003 765,000 Slate Shingles Roof 3,970 5 $2500-$5000 Deductible 1910 12 Fiber-Cement Siding yes
1977 260,000 Asphalt Shingles Roof 1,620 3 $500- $1000 Deductible 520 5 Stucco siding yes
1978 355,000 Tile Roof 2,150 5 $5000 to $10,000 Deductible 130 1 Fiber-Cement Siding yes
1997 280,000 Asphalt Shingles Roof 1,910 3 $2500-$5000 Deductible 440 6 Vinyl siding No
1961 790,000 Slate Shingles Roof 4,040 5 $1000-$2500 Deductible 2950 12 Wood siding No
1966 265,000 Wood Shake Roof 1,590 5 $500 Deductible 1010 10 Wood siding No
1983 555,000 Shingles Roof 2,780 4 $500 Deductible 1100 4 Stone Siding No