Andover Insurance Rates:

Andover, MN homeowners insurance is about $897 to $1,219, about $74-$101/month. Our all inclusive analysis indicates shoppers can save as much as $423 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate didn't have to have my credit score to offer me good insurance through their company, and i really appreciated it because i have bad credit.
Progressive
For the coverage that is provided through progressive's home insurance it is a little bit more pricey than some of the other local options.
State Farm
The agents employed by state farm seem very dedicated to educating the consumer and providing the best possible coverage at the best rate for a particular customer.
Geico
We generally use the website and find it easy to navigate. The layout is quite straightforward. Once we logged into our account. We can find our information without much effort. You can find other insurance availability with few click of the mouse key. Overall we have no issue using the website.
Safeco Insurance
I like this company because they are giving me insurance for my car and house that I can afford to pay annually.
Safeco Insurance
The website is very easy to use. I can locate my agent quickly if need be. I know who to call if I need to make a payment for if I have to file a claim
State Farm
I think that I get a pretty good rate. On the other hand, looking at other companies... and me compared State Farm to at least two others when I purchased it, I think that the cost could actually be slightly lower for the number of claims that I actually have.
American Family
For the rate we received, we are super satisfied with the company. We wanted a budget insurance plan and we got what we wanted. We have the coverage we need and are happy with the level of service.

Andover, MN Homeowners Insurance By Home Value

Andover, MN Home Value Total Homes % of Total Average Andover, MN Homeowners Insurance
Less than $50,000 140 1.0% $105
$100,000 to $124,999 227 2.0% $476
$125,000 to $149,999 282 3.0% $592
$150,000 to $174,999 835 10.0% $708
$175,000 to $199,999 919 11.0% $814
$200,000 to $249,999 2,389 28.0% $983
$250,000 to $299,999 1,753 21.0% $1195
$300,000 to $399,999 1,630 19.0% $1523

Top Home Insurance Agents Near Andover, MN

Home Insurance Company Near Andover, MN Homeowners Insurance Agency Near Andover, MN Address
Farmers Brock Tatge 312 Main St NW, Elk River, MN, 55330
State Farm Gus Anchondo 8800 Highway 7 Ste 300, St Louis Park, MN, 55426-3928
Travelers J A Price Agency Ioc 6640 SHADY OAK RD STE 500, EDEN PRAIRIE, MN, 55344
NA Elmquist & Zitzloff Insurance Agency, Inc. 7040 Lakeland Ave N #201 Brooklyn Park, Brooklyn Park, MN, 55428
NA Test Agency 43 43 Oak Street 43 City, Birchwood Village, MN, 55427

Cost Of Homeowners Insurance By Street Near Andover, MN

Streets in Andover Area Homeowners Insurance Cost
168th Ave, Old Constance Blvd NW, 135th Ave NW, 176th Ln NW, Eidelweiss Ct NW, N 4th Ave, Lipan St NW, 138th Ave NW, 141st Ave NW, 171st Ave NW$1,067
Co Rd 59, Juniper St, 155th Ln, 160th Ave NW, 138th Ln NW, Co Rd 109, 173rd Ln NW, Prairie Rd NW, Grant St, Tonto St NW$1,056
Fox St NW, Constance Blvd NW, Northwood Dr NW, Sunny Ln, 38th Ln, Aldrich Ave, 171st Ave, Buchanan St, 165th Ln NW, Norway Ct$1,016
Lincoln St, 14th Ave, Grant Cir S, 172nd Ave NW, 175th Ln NW, Ridge Ave, Silverod Ct NW, 137th Ave NW, 175th Ave NW, Veterans Memorial Blvd NW$1,024
149th Ave NW, 138th Ct NW, Andover Blvd NW, 8th Ln N, Inca St NW, 155th Ave NW, 150th Ave NW, 174th Cir NW, 16th Ave, 137th Ln NW$1,014

Andover, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Andover$158 to $161
Anoka$153
Anoka County$155
Ramsey$156

Andover, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Anoka city, Minnesota $153 $204 $306
Anoka County, Minnesota $155 $207 $311
Ramsey city, Minnesota $157 $209 $314

Andover, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Andover, MN4.8%17.0%
Anoka5.67%17.27%
Anoka County5.15%18.01%
Ramsey4.95%17.02%

Andover Renters Insurance as a Percentage of Rent

Andover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 49 8.0% $1222
$500 to $749 70 11.0% $1897
$750 to $999 129 21.0% $2647
$1,000 to $1,499 144 23.0% $3772
$1,500 or more 216 35.0% $5422

Andover, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Andover Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,200$9,700
Net Savings to Andover Home Owner from High Deductible Plan $1,500

Andover, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Andover, MN Home Replacement Value MORE than Home Value Andover, MN Home Replacement Value LESS than Home Value
Replacement Value $202,000 $142,000
Insurance Premium based on Replacement Value $1,375 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Andover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceAllstate
Monthly Premium 131156385
Year Built 199220072010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$400000-$500000$500000-$600000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Andover, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 240,000 Wood Shake Roof 1,890 3 $500 Deductible 2110 12 Stucco siding No
1990 265,000 Slate Shingles Roof 2,170 4 $500 Deductible 1350 10 Fiber-Cement Siding No
1992 405,000 Metal Roof 2,990 4 $2500-$5000 Deductible 570 3 Stucco siding yes
2012 220,000 Tile Roof 1,590 3 $500- $1000 Deductible 460 4 Wood siding yes
2011 205,000 Wood Shake Roof 1,810 3 > $10,000 Deductible 1160 12 Brick siding yes
2010 235,000 Shingles Roof 1,660 4 $500 Deductible 730 5 Stone Siding No
2002 215,000 Shingles Roof 1,520 5 > $10,000 Deductible 360 4 Fiber-Cement Siding yes
2013 535,000 Composition Roof 4,260 5 $5000 to $10,000 Deductible 1890 10 Vinyl siding yes
2014 180,000 Shingles Roof 1,630 4 $2500-$5000 Deductible 730 9 Stone Siding yes
2004 210,000 Shingles Roof 1,820 5 $500 Deductible 800 6 Vinyl siding yes
1995 615,000 Membrane Roof 4,570 5 > $10,000 Deductible 1050 5 Stone Siding No
2011 130,000 Wood Shake Roof 1,230 3 $500- $1000 Deductible 510 6 Brick siding yes
2007 215,000 Wood Shake Roof 1,800 3 > $10,000 Deductible 440 5 Wood siding No
2012 445,000 Shingles Roof 4,290 5 $2500-$5000 Deductible 220 1 Wood siding No
1981 325,000 Asphalt Shingles Roof 2,780 4 $500 Deductible 490 2 Fiber-Cement Siding No
1982 440,000 Composition Roof 3,080 5 $2500-$5000 Deductible 420 2 Fiber-Cement Siding yes
1984 250,000 Shingles Roof 2,040 4 $1000-$2500 Deductible 1980 12 Stucco siding No
1989 270,000 Metal Roof 2,270 3 $5000 to $10,000 Deductible 970 10 Brick siding yes
2011 140,000 Slate Shingles Roof 1,330 3 $500- $1000 Deductible 200 3 Brick siding No
2001 635,000 Wood Shake Roof 4,720 5 $500- $1000 Deductible 4040 10 Vinyl siding No
1991 575,000 Slate Shingles Roof 3,790 5 $2500-$5000 Deductible 2850 9 Stone Siding yes
1987 260,000 Wood Shake Roof 1,950 5 $2500-$5000 Deductible 510 3 Fiber-Cement Siding No
1992 180,000 Slate Shingles Roof 1,540 3 $1000-$2500 Deductible 100 1 Vinyl siding No
1994 435,000 Composition Roof 3,230 4 $2500-$5000 Deductible 480 2 Fiber-Cement Siding yes
1996 305,000 Wood Shake Roof 2,190 3 $2500-$5000 Deductible 580 4 Wood siding No