Andover Insurance Rates:

Andover, KS homeowners insurance is nearly $874 to $1,191, about $72-$99/month. Our in depth analysis reveals consumers can save upto $413 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Andover, KS Homeowners Insurance By Home Value

Andover, KS Home Value Total Homes % of Total Average Andover, KS Homeowners Insurance
Less than $50,000 309 9.0% $144
$50,000 to $59,999 79 2.0% $309
$70,000 to $79,999 38 1.0% $454
$80,000 to $89,999 75 2.0% $516
$90,000 to $99,999 48 1.0% $568
$100,000 to $124,999 234 7.0% $661
$125,000 to $149,999 388 11.0% $826
$150,000 to $174,999 696 21.0% $981
$175,000 to $199,999 588 17.0% $1136
$200,000 to $249,999 441 13.0% $1363
$250,000 to $299,999 157 4.0% $1673
$300,000 to $399,999 194 5.0% $2127

Top Home Insurance Agents Near Andover, KS

Home Insurance Company Near Andover, KS Homeowners Insurance Agency Near Andover, KS Address
NA Ag360 Insurance 111 N Kansas Ave, Haven, KS, 67543
NA M & M Insurance 1700 E Douglas, Wichita, KS, 67214
Farmers David Burroughs 8428 W 13th St N Ste 130, Wichita, KS, 67212
Allstate Jon Horning 10011 W 21st St N Ste 107, Wichita, KS, 67205
Allstate Matt Sims 13011 E 21st St N Ste 103, Wichita, KS, 67230

Cost Of Homeowners Insurance By Street Near Andover, KS

Streets in Andover Area Homeowners Insurance Cost
S Prairie Creek Rd, Mountain, SW Deer Ridge, W Market St, Glendevon Pl, W 7th Ave, SW 91st St, SW Millview Ct, Northpointe Ct, SW 144th Ter$1,027
SW 155th St, E Minneha Ave, Ellis Rd, Memorial Rd, SW Comanche Rd, Bluestem Ct, SW Tumbleweed Rd, Clyde St, SW 75th St, W Douglas Ave$1,037
S Pleasantview Dr, Browning, SW Bittersweet Dr, S Westview Cir, Fairway Cir, E French Ct, SW 143rd St, S Yorktown Rd, Sanstone Ct, SW 173rd St$1,032
S Stonewood, Bluestem, Meadowbrook Ln, Glendevon Rd, Prairie Point Dr, SW Ruth Rd, SE Bluestem Rd, Douglas Ct, Cheyenne Pointe Ct, SE Price Rd$1,024
E Lakecrest Dr, SW 95th St, SW 70th St, Koob Ln, W Lee St, Karen Ct, Rosehill Rd, S Andover Rd, Quail Xing, N Broadview Ln$1,027

Andover, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Andover$154 to $157
Bruno$154
Minneha$164
Pleasant$152

Andover, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bruno township, Butler County, Kansas $154 $205 $308
Minneha township, Sedgwick County, Kansas $164 $219 $329
Pleasant township, Butler County, Kansas $152 $203 $305

Andover, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Andover, KS5.5%17.6%
Bruno5.65%17.54%
Minneha4.93%12.83%
Pleasant5.81%15.34%

Andover Renters Insurance as a Percentage of Rent

Andover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 2.0% $331
$200 to $299 76 12.0% $781
$300 to $499 51 8.0% $1231
$500 to $749 88 13.0% $1906
$750 to $999 112 17.0% $2656
$1,000 to $1,499 204 32.0% $3781
$1,500 or more 86 13.0% $5431

Average Cost Of Home Insurance By Company In Areas Nearby Andover For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 American Family Mutual Insurance Company 1,912 2,676 2,964
100,000 Homesite Indemnity Company 1,203 1,540 1,779
100,000 Usaa Casualty Insurance Company 2,136 2,288 2,288
200,000 American Family Mutual Insurance Company 3,308 4,719 5,270
200,000 Armed Forces Insurance Exchange 3,673 4,409 4,478
200,000 Homesite Indemnity Company 1,994 2,576 2,989
300,000 Liberty Insurance Corp 2,704 2,788 2,808
300,000 Marysville Mutual Insurance Company 2,854 3,484 4,280
300,000 Shelter Mutual Insurance Company 3,550 4,799 6,407
300,000 Travelers Property Casualty Insurance Company 3,727 5,447 6,682

Andover, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$4,800
Yearly Andover Homeowner Insurance Premium Example $5,400$4,400
Out of Pocket Expense During Claim$800$4,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $27,800$26,800
Net Savings to Andover Home Owner from High Deductible Plan $1,000

Andover, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Andover, KS Home Replacement Value MORE than Home Value Andover, KS Home Replacement Value LESS than Home Value
Replacement Value $212,500 $149,500
Insurance Premium based on Replacement Value $2,900 $2,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $275/year

Example Andover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 180123352
Year Built 200620141989
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$200000-$250000$250000-$300000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Andover, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 330,000 Membrane Roof 3,230 4 $1000-$2500 Deductible 2060 7 Stone Siding No
2005 235,000 Slate Shingles Roof 2,240 4 $5000 to $10,000 Deductible 1400 9 Stucco siding yes
2010 240,000 Composition Roof 2,260 3 $500 Deductible 2220 8 Vinyl siding No
1986 210,000 Shingles Roof 2,620 5 > $10,000 Deductible 1060 8 Stucco siding No
2012 150,000 Metal Roof 1,290 3 $1000-$2500 Deductible 1350 10 Stucco siding yes
2010 220,000 Tile Roof 2,370 4 > $10,000 Deductible 510 3 Fiber-Cement Siding No
2013 515,000 Metal Roof 4,640 5 > $10,000 Deductible 2040 6 Wood siding yes
2013 400,000 Tile Roof 4,150 5 $5000 to $10,000 Deductible 3240 12 Stone Siding yes
2005 175,000 Tile Roof 1,620 4 $500- $1000 Deductible 150 1 Stone Siding No
2012 525,000 Membrane Roof 4,390 5 $500 Deductible 1640 3 Fiber-Cement Siding No
2002 185,000 Shingles Roof 1,590 3 $5000 to $10,000 Deductible 840 7 Vinyl siding yes
2010 130,000 Composition Roof 1,480 3 $1000-$2500 Deductible 110 1 Stucco siding yes
2004 210,000 Metal Roof 2,300 4 $500- $1000 Deductible 1140 5 Vinyl siding yes
2008 175,000 Composition Roof 1,910 5 $5000 to $10,000 Deductible 1550 12 Vinyl siding yes
2006 205,000 Wood Shake Roof 1,970 3 $500- $1000 Deductible 1490 7 Fiber-Cement Siding No
2004 210,000 Slate Shingles Roof 1,840 3 $500- $1000 Deductible 180 1 Vinyl siding yes
2004 180,000 Shingles Roof 1,890 3 $5000 to $10,000 Deductible 700 6 Stucco siding No
2007 230,000 Wood Shake Roof 2,150 3 $1000-$2500 Deductible 1710 8 Vinyl siding yes
2005 340,000 Metal Roof 3,340 4 $2500-$5000 Deductible 340 1 Stucco siding yes
2010 300,000 Membrane Roof 3,440 5 $500 Deductible 3370 12 Wood siding No
1989 465,000 Membrane Roof 4,030 5 > $10,000 Deductible 2590 12 Stone Siding No
1987 360,000 Asphalt Shingles Roof 3,050 5 $500 Deductible 4910 12 Vinyl siding No
2006 295,000 Slate Shingles Roof 3,260 4 $500 Deductible 1040 3 Stone Siding No
2001 185,000 Slate Shingles Roof 1,630 4 $5000 to $10,000 Deductible 140 1 Vinyl siding yes
1987 445,000 Shingles Roof 4,360 5 $500- $1000 Deductible 1190 3 Wood siding yes
1980 305,000 Slate Shingles Roof 2,960 4 $500- $1000 Deductible 3970 10 Vinyl siding No
1986 275,000 Asphalt Shingles Roof 2,910 5 $1000-$2500 Deductible 2150 8 Stone Siding No
2012 265,000 Wood Shake Roof 3,140 4 $1000-$2500 Deductible 870 4 Stone Siding No
2014 160,000 Shingles Roof 1,670 5 $2500-$5000 Deductible 1560 10 Brick siding No
2002 140,000 Wood Shake Roof 1,450 3 $1000-$2500 Deductible 310 2 Stucco siding yes
2011 285,000 Composition Roof 3,250 4 $2500-$5000 Deductible 2980 10 Vinyl siding yes
2006 430,000 Tile Roof 3,740 5 $5000 to $10,000 Deductible 1970 7 Brick siding No