Andalusia Insurance Rates:

Andalusia, AL homeowners insurance is approximately $796 to $1,084, about $66-$90/month. Our exhaustive analysis indicates shoppers can save as much as $376 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Andalusia, AL Homeowners Insurance By Home Value

Andalusia, AL Home Value Total Homes % of Total Average Andalusia, AL Homeowners Insurance
Less than $50,000 1,346 25.0% $244
$50,000 to $59,999 459 8.0% $526
$60,000 to $69,999 222 4.0% $648
$70,000 to $79,999 168 3.0% $752
$80,000 to $89,999 327 6.0% $855
$90,000 to $99,999 351 6.0% $949
$100,000 to $124,999 388 7.0% $1099
$125,000 to $149,999 417 8.0% $1381
$150,000 to $174,999 493 9.0% $1626
$175,000 to $199,999 297 5.0% $1880
$200,000 to $249,999 347 6.0% $2265
$250,000 to $299,999 166 3.0% $2763
$300,000 to $399,999 230 4.0% $3515

Top Home Insurance Agents Near Andalusia, AL

Home Insurance Company Near Andalusia, AL Homeowners Insurance Agency Near Andalusia, AL Address
NA Acentria, Inc. 776 Baldwin Ave Ste A , Defuniak Springs, FL, 32435
NA Insurance Solutions Group Of Greenville Llc 415 E Commerce St, Greenville, AL, 36037
Allstate Bancorpsouth Ins 1012 Douglas Ave, Brewton, AL, 36426
Travelers Legacy Insurance Of Nw Fl 301 N Ferdon Blvd, Crestview, FL, 32536
Liberty Mutual Independent Witherington Ins Agency Inc 1200 ELBA HWY, TROY, AL, 36079

Cost Of Homeowners Insurance By Street Near Andalusia, AL

Streets in Andalusia Area Homeowners Insurance Cost
Walden Ln, Mac - Marie Ln, Blake Pruit Ln, Regal Flats Dr, Hillcrest Dr, Cherokee St, Co Rd 98, Babbie Rd, McGowin St, Holly St$916
Elaine Rd, Bowers Rd, Minnow Ln, Bethel Rd, Lewis Carpenter Dr, Mills Rd, Main St, Dixon St, Hidden Forest Ln, Lucas Ln$938
Woodlawn Ave, Joe, Kearley Rd, Kersey Fish Pond Rd, Youpon Dr, Bagley St, King Rd, Beasley St, Austin Ln, E Watson St$922
Eagen Ave, Laurel Ln, Bethleham Rd, Hilda St, Riverside Rd, Veranda Ln, Dell Ln, Max Ln, Thweat St, E College St$942
Soggy Bottom Ln, 1st St, Regal Heights Dr, Beasley Ave, Red Oak Rd, Cawthon St, Music Rd, Cv Ln, Homer Smith Rd, Pate Rd$942

Andalusia, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Andalusia$140 to $143
River Falls$138
Heath$141
Gantt$137

Andalusia, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
River Falls town, Alabama $116 $154 $231
Heath town, Alabama $118 $157 $235
Gantt town, Alabama $115 $153 $229

Andalusia, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Andalusia, AL8.1%24.3%
River Falls9.58%23.86%
Heath7.04%26.64%
Gantt11.52%19.52%

Andalusia Renters Insurance as a Percentage of Rent

Andalusia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 100 6.0% $368
$200 to $299 144 9.0% $818
$300 to $499 390 25.0% $1268
$500 to $749 508 33.0% $1943
$750 to $999 235 15.0% $2693
$1,000 to $1,499 85 5.0% $3818
$1,500 or more 39 2.0% $5468

Average Cost Of Home Insurance By Company In Areas Nearby Andalusia For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1276
$500 $150,000 Allstate Vehicle And Property Insurance Company 716
$500 $150,000 Nationwide Mutual Fire Ins Company 1036
$500 $300,000 Coastal American Insurance Company 472
$500 $300,000 Country Mutual 1760
$500 $300,000 Garrison Property And Casualty Insurance Company 1621
$500 $300,000 Nationwide General Ins Co 1192
$500 $300,000 Nationwide Property & Casualty Ins Company 1881
$500 $300,000 Safeco Insurance Company Of America 1745
$500 $300,000 United Services Automobile Association 1578

Andalusia, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Andalusia Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$7,500
Net Savings to Andalusia Home Owner from High Deductible Plan $1,200

Andalusia, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Andalusia, AL Home Replacement Value MORE than Home Value Andalusia, AL Home Replacement Value LESS than Home Value
Replacement Value $100,500 $56,500
Insurance Premium based on Replacement Value $450 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Andalusia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceGEICO Insurance
Monthly Premium 186061
Year Built 198019661978
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $50000-$75000$150000-$175000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Andalusia, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 95,000 Tile Roof 1,450 3 $1000-$2500 Deductible 240 7 Wood siding yes
1977 230,000 Composition Roof 2,910 5 $500 Deductible 720 7 Brick siding yes
1998 80,000 Slate Shingles Roof 1,210 3 $500- $1000 Deductible 220 8 Fiber-Cement Siding No
1975 335,000 Membrane Roof 4,490 5 $500- $1000 Deductible 300 2 Vinyl siding No
2003 265,000 Shingles Roof 3,340 5 $500 Deductible 680 6 Wood siding yes
1969 135,000 Shingles Roof 2,370 3 $500 Deductible 320 8 Vinyl siding yes
1965 160,000 Wood Shake Roof 2,250 5 $1000-$2500 Deductible 480 8 Brick siding No
1994 190,000 Metal Roof 2,350 5 $500 Deductible 620 10 Fiber-Cement Siding No
2003 115,000 Tile Roof 2,050 5 $500- $1000 Deductible 40 1 Stucco siding yes
2008 140,000 Asphalt Shingles Roof 1,770 3 $500- $1000 Deductible 770 12 Stone Siding No
1984 170,000 Membrane Roof 2,400 5 $2500-$5000 Deductible 410 9 Fiber-Cement Siding yes
1974 115,000 Composition Roof 1,710 3 $2500-$5000 Deductible 50 1 Vinyl siding No
1972 255,000 Membrane Roof 4,680 5 $1000-$2500 Deductible 470 6 Brick siding No
1996 330,000 Metal Roof 5,000 5 $5000 to $10,000 Deductible 570 7 Fiber-Cement Siding yes
1972 170,000 Wood Shake Roof 2,160 3 $500- $1000 Deductible 150 2 Stucco siding No
2005 130,000 Asphalt Shingles Roof 1,920 4 $1000-$2500 Deductible 490 9 Vinyl siding yes
1996 130,000 Shingles Roof 1,710 4 $2500-$5000 Deductible 40 1 Stone Siding No
2001 140,000 Slate Shingles Roof 1,850 3 $1000-$2500 Deductible 140 3 Stucco siding No
1995 125,000 Wood Shake Roof 1,690 3 $1000-$2500 Deductible 350 12 Wood siding No
1964 140,000 Tile Roof 2,070 5 $500- $1000 Deductible 190 3 Wood siding No
2005 105,000 Composition Roof 1,300 3 $1000-$2500 Deductible 140 4 Wood siding yes
1988 135,000 Slate Shingles Roof 1,710 3 $500- $1000 Deductible 180 4 Wood siding No
1993 225,000 Tile Roof 3,970 5 $500 Deductible 370 4 Vinyl siding yes
1986 155,000 Composition Roof 2,240 3 $5000 to $10,000 Deductible 290 10 Wood siding yes
1982 160,000 Composition Roof 2,220 3 $500- $1000 Deductible 210 4 Stucco siding No
1968 290,000 Metal Roof 4,570 5 > $10,000 Deductible 690 10 Fiber-Cement Siding yes
1992 135,000 Tile Roof 1,710 3 $500- $1000 Deductible 500 8 Brick siding yes
1963 180,000 Tile Roof 2,270 4 $5000 to $10,000 Deductible 290 5 Fiber-Cement Siding No
1985 95,000 Wood Shake Roof 1,260 3 $1000-$2500 Deductible 70 2 Wood siding No
1975 130,000 Composition Roof 2,380 5 $500- $1000 Deductible 440 12 Brick siding yes
1979 105,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 290 7 Vinyl siding yes
1991 280,000 Membrane Roof 4,810 5 > $10,000 Deductible 600 10 Brick siding yes
2006 240,000 Metal Roof 3,260 5 $500 Deductible 230 3 Stucco siding No
1997 90,000 Wood Shake Roof 1,430 3 $2500-$5000 Deductible 340 12 Stone Siding No