Anchorage Insurance Rates:

Anchorage, AK homeowners insurance is approximately $780 to $1,055, about $65-$87/month. Our all inclusive guide shows customers can save as much as $366 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I would recommend them because they're a large company and they are very thorough in what they do.
Country Financial
I get my homeowners insurance through country companies. they have been my insurance provider for around fifteen years and across two residences.
State Farm
I have few issues with State Farm. They are usually very helpful. The cost of auto insurance can be a little high occasionally but overall it is worth it for the service you receive.
State Farm
I never have an issue getting in touch with my agent or a support professional. Online or via phone, I often have excellent experiences.
State Farm
I am not inundated with materials or communication but I also do not feel like I am ignored or an afterthought to the company. Overall everything is fine
Liberty Mutual
The prices for insurance seem just like other companies, low at the beginning and then rise higher each year. However, the cost right now is not that high and service has been good so far.
Liberty Mutual
I believe Liberty Mutual customer service is great. I have had no issues with their service.
State Farm
The only thing I guess I dislike is the price. Everything can always be lower. However, you do pay for what you get and I can't complain about that.
State Farm
I disliked when the company offered us a credit card. We took but it made us fall way behind in payments.
They don't care about customers. They just want you to pay the premium and then go away. Give them your money and don't ever file a claim.
State Farm
My complaints would be the lack of available discounts or other ways to save on overall insurance costs and the usability of the website. If each of the components could be improved upon I would rate the company as superior for customer service and product innovation.
State Farm
There is nothing that I do not like about this company. I find them to be very professional and very kind as well.
there is not anything that I think that I dislike about my company other than having to pay them the money. they do everything that I want when I want it in a way that is convenient for me
State Farm
When compared to other insurance providers, this company customer service is so good.The proposal of claim and the time of claim is really good. They are passing the claim very quickly.
They are there to help when you have a claim or to help solve problems such as billing. They are efficient.
The companies have sub-par customer service and really needs to update their technology for younger generations.
The rate could be lower but then again that would only lower claim payouts, you get what you pay for in most cases.
State Farm
Overall, I have no major complaints. The options for old homes are a slip, they've given me a good rate for the coverage I have, and customer service is great
Sometimes there is not much time to pay the monthly rate. I'll only have a few days to do so upon receiving the statement.

Anchorage, AK Homeowners Insurance By Home Value

Anchorage, AK Home Value Total Homes % of Total Average Anchorage, AK Homeowners Insurance
Less than $50,000 3,322 6.0% $82
$100,000 to $124,999 1,948 3.0% $357
$125,000 to $149,999 1,642 3.0% $449
$150,000 to $174,999 3,242 6.0% $531
$175,000 to $199,999 3,819 7.0% $614
$200,000 to $249,999 11,454 21.0% $742
$250,000 to $299,999 10,901 20.0% $907
$300,000 to $399,999 15,238 28.0% $1155

Top Home Insurance Agents Near Anchorage, AK

Home Insurance Company Near Anchorage, AK Homeowners Insurance Agency Near Anchorage, AK Address
State Farm Art Dorsey 9191 Old Seward Hwy Ste 6, Anchorage, AK, 99515-2032
State Farm Art Mathias 3900 Arctic Blvd Ste 102, Anchorage, AK, 99503-5780
State Farm Glenn Marlin 172 S Lamont Circle Ste C, Wasilla, AK, 99654
Allstate Pat Blakney 3555 Arctic Blvd # 3, Anchorage, AK, 99503
Allstate Roy Briley 1577 C St Ste 102, Anchorage, AK, 99501

Anchorage, AK Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Anchorage, AK

Streets in Anchorage Area Homeowners Insurance Cost
Gary Cooper Cir, Sanderlin St, Chipper Tree Cir, Dawn St, N Flower St, E 19th Ave, Bellevue Cir, Molanary Dr, Northgate Dr, Marthas Vineyard Cir$915
Ryan Ct, Jones Ave, Stewart Dr, W 8th Ave, Rinner Cir, Le Doux Ln, Wapiti Cir, Ambassador Dr, Willow St, Driftwood Bay Dr$933
E 75th Ct, Tangle Ct, Turnagain Bluff Way, Winterchase Cir, 8th St, St Johann Loop, Helvetia Dr, Dallon Cir, E Potter Dr, Damman Cir$881
Breakwater Cir, Juneau Dr, Big Spruce Cir, Talon Cir, Stargate Cir, Nicoli Way, Hanning Bay Cir, Jordan Cir, Elaine Dr, Silvertip Cir$932
Terrace Hills Dr, Laura Cir, Cordell Cir, Meyer St, Winter Ridge Ct, Lower Cranberry St, Lana Ct, Spruce Park, Sijan Ave, Vernye Pl$906
Bear Mountain Cir, W Lake Dr, W 10th Ave, Minerva Way, Wilma Ave, Mountain Plover Cir, Golden St, Career Center Dr, Lower Canyon Dr, Campbell Pl$940
Windflower St, Baywind Cir, Cameo Ct, New Market Dr, E 64th Ave, Postmark Dr, Woo Blvd, Rachel Cir, Davis Hwy, Penn Cir$892
N Muldoon Rd, Kershner Ave, Havenshire Pl, W 68th Ave, Taiga Ln, Golden Dawn Cir, Lorraine St, Seaforth Pl, Tamarra Cir, Alluvial St$895
E 104th Ave, Brittany Rock Way, Corrie Way, E 25th Ave, Park Place St, Elegante Ln, Nielson Way, Niltina Ln, Imlach Dr, Princeton Way$940
Lighthouse Ct, S St, Basher Dr, Hillcrest Dr, Blackberry St, Arne Erickson Cir, Ketch Cir, Driftwood Ave, Seal Point Cir, Gull Ave$925

Anchorage, AK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Anchorage$137 to $139
Knik River$132

Anchorage, AK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Knik River CDP, Alaska $110 $147 $220
Sunrise CDP, Alaska $102 $135 $203
Hope CDP, Alaska $102 $135 $203

Anchorage, AK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Anchorage, AK3.8%11.4%
Knik River4.98%17.99%

Anchorage Renters Insurance as a Percentage of Rent

Anchorage Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,360 3.0% $1234
$500 to $749 3,493 8.0% $1909
$750 to $999 10,453 26.0% $2659
$1,000 to $1,499 13,056 33.0% $3784
$1,500 or more 9,832 25.0% $5434

Anchorage, AK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Anchorage Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Anchorage Home Owner from High Deductible Plan $600

Anchorage, AK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Anchorage, AK Home Replacement Value MORE than Home Value Anchorage, AK Home Replacement Value LESS than Home Value
Replacement Value $308,000 $213,500
Insurance Premium based on Replacement Value $1,750 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $59,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $200/year

Example Anchorage Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceLiberty Mutual
Monthly Premium 8178157
Year Built 199919852014
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$600000-$700000
Deductible $500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Anchorage, AK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 440,000 Membrane Roof 3,270 4 $1000-$2500 Deductible 160 1 Fiber-Cement Siding No
1976 185,000 Composition Roof 1,530 2 $500 Deductible 320 3 Brick siding No
1970 340,000 Composition Roof 2,330 3 $1000-$2500 Deductible 360 3 Stone Siding No
2002 345,000 Membrane Roof 2,310 3 > $10,000 Deductible 810 8 Stone Siding No
2013 425,000 Wood Shake Roof 3,140 4 $500- $1000 Deductible 660 4 Brick siding yes
2011 140,000 Membrane Roof 1,150 2 $2500-$5000 Deductible 390 7 Wood siding No
1987 465,000 Metal Roof 3,490 5 > $10,000 Deductible 650 9 Fiber-Cement Siding yes
1999 705,000 Slate Shingles Roof 4,260 5 $1000-$2500 Deductible 1430 6 Brick siding yes
1970 555,000 Membrane Roof 4,610 5 $500 Deductible 860 4 Wood siding yes
2011 650,000 Shingles Roof 3,760 5 > $10,000 Deductible 930 8 Stone Siding No
1976 170,000 Asphalt Shingles Roof 1,160 2 $2500-$5000 Deductible 90 2 Vinyl siding yes
2012 495,000 Slate Shingles Roof 3,010 4 $500 Deductible 2020 9 Fiber-Cement Siding yes
1975 190,000 Composition Roof 1,400 3 $500- $1000 Deductible 240 4 Wood siding yes
1978 625,000 Wood Shake Roof 3,610 5 $2500-$5000 Deductible 150 1 Fiber-Cement Siding yes
1974 220,000 Wood Shake Roof 1,750 2 $5000 to $10,000 Deductible 180 4 Fiber-Cement Siding No
2006 690,000 Slate Shingles Roof 4,880 5 $5000 to $10,000 Deductible 380 2 Fiber-Cement Siding yes
1999 215,000 Slate Shingles Roof 1,590 2 > $10,000 Deductible 180 3 Wood siding yes
1992 205,000 Asphalt Shingles Roof 1,740 2 $5000 to $10,000 Deductible 340 5 Stone Siding No
1991 295,000 Wood Shake Roof 2,120 5 > $10,000 Deductible 470 8 Brick siding No
2007 280,000 Metal Roof 2,260 5 > $10,000 Deductible 180 2 Stone Siding No
2008 260,000 Metal Roof 1,930 3 $500- $1000 Deductible 440 4 Fiber-Cement Siding yes
1980 155,000 Asphalt Shingles Roof 1,280 3 $500- $1000 Deductible 200 4 Vinyl siding No
1980 280,000 Tile Roof 2,000 5 $500 Deductible 650 5 Vinyl siding No
1994 590,000 Composition Roof 3,810 5 > $10,000 Deductible 920 6 Fiber-Cement Siding yes
1995 200,000 Composition Roof 1,150 2 $2500-$5000 Deductible 440 10 Fiber-Cement Siding yes
1989 505,000 Membrane Roof 3,290 4 $5000 to $10,000 Deductible 1350 10 Brick siding yes
2009 400,000 Wood Shake Roof 2,990 4 $1000-$2500 Deductible 420 3 Brick siding yes
2013 425,000 Composition Roof 2,460 4 $500 Deductible 420 3 Vinyl siding yes
2003 345,000 Wood Shake Roof 2,010 3 $1000-$2500 Deductible 340 3 Wood siding No

Find Visual Guide for Anchorage, AK Home Insurance Buyers on Insurance Companies and Rates