Anchorage, AK Home Insurance - Analysis On Quotes, Rates & Agents
Anchorage Insurance Rates:
Anchorage, AK homeowners insurance is approximately $780 to $1,055, about $65-$87/month. Our all inclusive guide shows customers can save as much as $366 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
I never have an issue getting in touch with my agent or a support professional. Online or via phone, I often have excellent experiences.
I am not inundated with materials or communication but I also do not feel like I am ignored or an afterthought to the company. Overall everything is fine
The prices for insurance seem just like other companies, low at the beginning and then rise higher each year. However, the cost right now is not that high and service has been good so far.
I believe Liberty Mutual customer service is great. I have had no issues with their service.
The only thing I guess I dislike is the price. Everything can always be lower. However, you do pay for what you get and I can't complain about that.
I disliked when the company offered us a credit card. We took but it made us fall way behind in payments.
They don't care about customers. They just want you to pay the premium and then go away. Give them your money and don't ever file a claim.
My complaints would be the lack of available discounts or other ways to save on overall insurance costs and the usability of the website. If each of the components could be improved upon I would rate the company as superior for customer service and product innovation.
There is nothing that I do not like about this company. I find them to be very professional and very kind as well.
there is not anything that I think that I dislike about my company other than having to pay them the money. they do everything that I want when I want it in a way that is convenient for me
The companies have sub-par customer service and really needs to update their technology for younger generations.
The rate could be lower but then again that would only lower claim payouts, you get what you pay for in most cases.
Overall, I have no major complaints. The options for old homes are a slip, they've given me a good rate for the coverage I have, and customer service is great
Sometimes there is not much time to pay the monthly rate. I'll only have a few days to do so upon receiving the statement.
I have few issues with State Farm. They are usually very helpful. The cost of auto insurance can be a little high occasionally but overall it is worth it for the service you receive.
I get my homeowners insurance through country companies. they have been my insurance provider for around fifteen years and across two residences.
Anchorage, AK Homeowners Insurance By Home Value
|Anchorage, AK Home Value||Total Homes||% of Total||Average Anchorage, AK Homeowners Insurance|
|Less than $50,000||3,322||6.0%||$82|
|$100,000 to $124,999||1,948||3.0%||$357|
|$125,000 to $149,999||1,642||3.0%||$449|
|$150,000 to $174,999||3,242||6.0%||$531|
|$175,000 to $199,999||3,819||7.0%||$614|
|$200,000 to $249,999||11,454||21.0%||$742|
|$250,000 to $299,999||10,901||20.0%||$907|
|$300,000 to $399,999||15,238||28.0%||$1155|
Top Home Insurance Agents Near Anchorage, AK
|Home Insurance Company Near Anchorage, AK||Homeowners Insurance Agency Near Anchorage, AK||Address|
|State Farm||Art Dorsey||9191 Old Seward Hwy Ste 6, Anchorage, AK, 99515-2032|
|State Farm||Art Mathias||3900 Arctic Blvd Ste 102, Anchorage, AK, 99503-5780|
|State Farm||Glenn Marlin||172 S Lamont Circle Ste C, Wasilla, AK, 99654|
|Allstate||Pat Blakney||3555 Arctic Blvd # 3, Anchorage, AK, 99503|
|Allstate||Roy Briley||1577 C St Ste 102, Anchorage, AK, 99501|
Cost Of Homeowners Insurance By Street Near Anchorage, AK
|Streets in Anchorage Area||Homeowners Insurance Cost|
|Gary Cooper Cir, Sanderlin St, Chipper Tree Cir, Dawn St, N Flower St, E 19th Ave, Bellevue Cir, Molanary Dr, Northgate Dr, Marthas Vineyard Cir||$915|
|Ryan Ct, Jones Ave, Stewart Dr, W 8th Ave, Rinner Cir, Le Doux Ln, Wapiti Cir, Ambassador Dr, Willow St, Driftwood Bay Dr||$933|
|E 75th Ct, Tangle Ct, Turnagain Bluff Way, Winterchase Cir, 8th St, St Johann Loop, Helvetia Dr, Dallon Cir, E Potter Dr, Damman Cir||$881|
|Breakwater Cir, Juneau Dr, Big Spruce Cir, Talon Cir, Stargate Cir, Nicoli Way, Hanning Bay Cir, Jordan Cir, Elaine Dr, Silvertip Cir||$932|
|Terrace Hills Dr, Laura Cir, Cordell Cir, Meyer St, Winter Ridge Ct, Lower Cranberry St, Lana Ct, Spruce Park, Sijan Ave, Vernye Pl||$906|
|Bear Mountain Cir, W Lake Dr, W 10th Ave, Minerva Way, Wilma Ave, Mountain Plover Cir, Golden St, Career Center Dr, Lower Canyon Dr, Campbell Pl||$940|
|Windflower St, Baywind Cir, Cameo Ct, New Market Dr, E 64th Ave, Postmark Dr, Woo Blvd, Rachel Cir, Davis Hwy, Penn Cir||$892|
|N Muldoon Rd, Kershner Ave, Havenshire Pl, W 68th Ave, Taiga Ln, Golden Dawn Cir, Lorraine St, Seaforth Pl, Tamarra Cir, Alluvial St||$895|
|E 104th Ave, Brittany Rock Way, Corrie Way, E 25th Ave, Park Place St, Elegante Ln, Nielson Way, Niltina Ln, Imlach Dr, Princeton Way||$940|
|Lighthouse Ct, S St, Basher Dr, Hillcrest Dr, Blackberry St, Arne Erickson Cir, Ketch Cir, Driftwood Ave, Seal Point Cir, Gull Ave||$925|
Anchorage, AK Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Anchorage||$137 to $139|
Anchorage, AK Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Knik River CDP, Alaska||$110||$147||$220|
|Sunrise CDP, Alaska||$102||$135||$203|
|Hope CDP, Alaska||$102||$135||$203|
Anchorage, AK Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
Anchorage Renters Insurance as a Percentage of Rent
|Anchorage Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$300 to $499||1,360||3.0%||$1234|
|$500 to $749||3,493||8.0%||$1909|
|$750 to $999||10,453||26.0%||$2659|
|$1,000 to $1,499||13,056||33.0%||$3784|
|$1,500 or more||9,832||25.0%||$5434|
Anchorage, AK Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Anchorage Homeowner Insurance Premium Example||$1,000||$800|
|Out of Pocket Expense During Claim||$1,600||$2,600|
|Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim||$9,600||$9,000|
|Net Savings to Anchorage Home Owner from High Deductible Plan||$600|
Anchorage, AK Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Anchorage, AK Home Replacement Value MORE than Home Value||Anchorage, AK Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$1,750||$1,225|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $35,000||Risk Exposure from Under Insuring Coverage is $59,500|
|Premium Impact||Insurance cheaper by $325/year||Insurance costlier by $200/year|
Example Anchorage Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||Allstate||GEICO Insurance||Liberty Mutual|
|Home Details||3 Beds, 1 Baths||2 Beds, 1 Baths||5 Beds, 2 Baths|
|Deductible||$500 Deductible||$500 Deductible||> $10,000 Deductible|
Sample Home Insurance Rates for Anchorage, AK from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|2011||140,000||Membrane Roof||1,150||2||$2500-$5000 Deductible||390||7||Wood siding||No|
|1987||465,000||Metal Roof||3,490||5||> $10,000 Deductible||650||9||Fiber-Cement Siding||yes|
|1999||705,000||Slate Shingles Roof||4,260||5||$1000-$2500 Deductible||1430||6||Brick siding||yes|
|1970||555,000||Membrane Roof||4,610||5||$500 Deductible||860||4||Wood siding||yes|
|2011||650,000||Shingles Roof||3,760||5||> $10,000 Deductible||930||8||Stone Siding||No|
|1976||170,000||Asphalt Shingles Roof||1,160||2||$2500-$5000 Deductible||90||2||Vinyl siding||yes|
|2012||495,000||Slate Shingles Roof||3,010||4||$500 Deductible||2020||9||Fiber-Cement Siding||yes|
|1975||190,000||Composition Roof||1,400||3||$500- $1000 Deductible||240||4||Wood siding||yes|
|1978||625,000||Wood Shake Roof||3,610||5||$2500-$5000 Deductible||150||1||Fiber-Cement Siding||yes|
|1974||220,000||Wood Shake Roof||1,750||2||$5000 to $10,000 Deductible||180||4||Fiber-Cement Siding||No|
|2006||690,000||Slate Shingles Roof||4,880||5||$5000 to $10,000 Deductible||380||2||Fiber-Cement Siding||yes|
|1999||215,000||Slate Shingles Roof||1,590||2||> $10,000 Deductible||180||3||Wood siding||yes|
|1992||205,000||Asphalt Shingles Roof||1,740||2||$5000 to $10,000 Deductible||340||5||Stone Siding||No|
|1991||295,000||Wood Shake Roof||2,120||5||> $10,000 Deductible||470||8||Brick siding||No|
|2007||280,000||Metal Roof||2,260||5||> $10,000 Deductible||180||2||Stone Siding||No|
|2008||260,000||Metal Roof||1,930||3||$500- $1000 Deductible||440||4||Fiber-Cement Siding||yes|
|1980||155,000||Asphalt Shingles Roof||1,280||3||$500- $1000 Deductible||200||4||Vinyl siding||No|
|1980||280,000||Tile Roof||2,000||5||$500 Deductible||650||5||Vinyl siding||No|
|1994||590,000||Composition Roof||3,810||5||> $10,000 Deductible||920||6||Fiber-Cement Siding||yes|
|1995||200,000||Composition Roof||1,150||2||$2500-$5000 Deductible||440||10||Fiber-Cement Siding||yes|
|1989||505,000||Membrane Roof||3,290||4||$5000 to $10,000 Deductible||1350||10||Brick siding||yes|
|2009||400,000||Wood Shake Roof||2,990||4||$1000-$2500 Deductible||420||3||Brick siding||yes|
|2013||425,000||Composition Roof||2,460||4||$500 Deductible||420||3||Vinyl siding||yes|
|2003||345,000||Wood Shake Roof||2,010||3||$1000-$2500 Deductible||340||3||Wood siding||No|