Anaheim, CA Home Insurance - Analysis On Quotes, Rates & Agents

Anaheim, CA Insurance Rates:

vHome Insurance undertook a detailed analysis of the cost of insurance in different cities of the country. This analysis helped in narrowing down the list of the top home insurance providers in Anaheim, CA. The average cost of insurance in Anaheim, CA is $1583. The following analysis stresses the importance of comparing multiple quotes. Enter your Zip Code in the banner below to get instant home insurance quotes.

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Average Home Insurance Premium in Anaheim, CA

National Average Premium State Average Premium Anaheim Average Premium
$1,438 $1,291 $1,583

Top Home Insurance Companies in Anaheim, CA | Back to Top

The following is a list of home insurance companies that provide the best home insurance quotes in Anaheim, CA.

Company Name Coverage $70,000 Coverage $150,000 Coverage $200,000 Coverage $350,000
Chubb $826 $1,181 $1,272 $1,481
Travelers $560 $764 $925 $1,169
Grange $460 $715 $826 $1,061
Chubb $726 $1,137 $1,182 $1,604
Hartford $941 $1,120 $1,241 $1,717

Anaheim, CA Homeowners Insurance for Different Coverages | Back to Top

Coverage Type Home Insurance Cost($)
$100,000 To $124,999 352.23
$150,000 To $174,999 446.28
$175,000 To $199,999 547.75
$200,000 To $249,999 691.63
$250,000 To $299,999 1,009.91
$300,000 To $399,999 1,286.78
$400,000 To $499,999 1,570.99
$500,000 To $749,999 2,010.86
$750,000 To $999,999 2,325.06
$1000,000 To $1499,999 2,560.71
$1500,000 To $2000,000 2,749.23

Visual Guide for Anaheim, CA Home Insurance Buyers on Insurance Companies and Rates

Top Home Insurance Agents Near Anaheim, CA | Back to Top

Home Insurance Company Near Anaheim, CA Homeowners Insurance Agency Near Anaheim, CA Address
Travelers Abernathy Insurance Agency Inc 133 E DUARTE RD, ARCADIA, CA, 91006
Travelers Arthur J Gallagher & Co Ins Brokers Of Ca Inc 505 N Brand Blvd #600, Glendale, CA, 91203
Farmers Edmund Janik 3505 Long Beach Blvd Ste 2o, Long Beach, CA, 90807
Allstate Eileen Hovelsen 2440 S Hacienda Blvd Ste 213, Hacienda Heights, CA, 91745
Allstate Lucy Ablaza Viado 17200 Ventura Blvd Ste 305, Encino, CA, 91316

List of Anaheim, CA Home Insurance Agents by Companies

Anaheim, CA Homeowners Insurance Rates Based on Claims Filed | Back to Top

A discount of $205.79 on the home insurance premium is offered to Anaheim, CA homeowners who have no previous history of claims filed, Anaheim, CA homeowners with one claim have to file an additional home insurance rate of $111, while Anaheim, CA homeowners with 2 claims have to pay $206 more for their home insurance premium.

Type of Claim Homeowners Insurance Cost Increase/Decrease($) Homeowners Insurance Cost($)
No Claim Discount -206 1,377
One Claim +111 1,694
Two Claim +206 1,789

Anaheim, CA Homeowners Insurance by Zip Code | Back to Top

Zip Code Median Home Value($) Home Insurance Cost($)
92808 600,200 1,504
92807 577,900 1,472
92806 423,300 1,602
92804 376,000 1,472
92802 374,700 1,496
92805 360,800 1,504
92801 343,900 1,602

Factors Affecting Home Insurance Premiums in Anaheim, CA

Anaheim, CA homeowners pay an average home insurance premium of $1583. Homeowners in Anaheim, CA can lower their home insurance premiums by considering various factors. vHomeInsurance lists the factors that could help homeowners reduce their home insurance premiums.

Anaheim, CA Home Insurance Premium Based on the Number of Bedrooms | Back to Top

Bedroom Size Average Homeowners Insurance Cost($)
2 Bedroom 1,065
3 Bedroom 1,141
4 Bedroom 1,749
5 Bedroom 3,422

Anaheim, CA Home Insurance Premiums for Different Deductibles | Back to Top

Anaheim, CA Homeowners with a deductible of $500 pay a higher amount for home insurance, while Anaheim, CA homeowners who pay a deductible of $2500 pay a lower amount on their home insurance, as seen in the table below.

Deductible Type Average Homeowners Insurance Cost($)
$500 Deductible 1,564
$1000 Deductible 1,415
$1500 Deductible 1,332
$2000 Deductible 1,209
$2500 Deductible 1,137

Anaheim, CA Homeowners Insurance Premium Based on the Age of the Home | Back to Top

Homeowners in Anaheim, CA pay a much lower home insurance rate if their homes are newly constructed. Homeowners with homes that are older than 50 years pay a much higher rate on their home insurance premium as seen in the table below.

Home Age Homeowners Insurance Cost($)
Newly Constructed Home 1,219
Year 30 Old 1,607
Year 40 Old 1,624
Year 50 Old 1,643
Above Year 50 1,659

Anaheim, CA Homeowners Insurance Cost Based on the Construction Type of the Home | Back to Top

Construction Type Home Insurance Cost Savings($) Home Insurance Cost($)
Fire Resistive 174 1,409
Masonry 79 1,504
Brick 79 1,504
Superior 142 1,441
Hail Resistant Roof 32 1,551

Top Saving Tips on Anaheim, CA Homeowners Insurance | Back to Top

Anaheim, CA Homeowners can earn discounts on homeowners insurance based on the construction type of their home. Homes that are built using damage-resistant materials are considered a safe bet for home insurance companies. Anaheim, CA Homeowners can also choose to bundle their home and auto insurance policies to further reduce their home insurance premium. Apart from this, senior citizens also receive substantial discounts from home insurance companies. Homes equipped with home security devices are less prone to burglaries. As a result, Anaheim, CA homeowners receive attractive discounts from home insurance companies.

The tables below contain the complete list of discounts that Anaheim, CA homeowners can take advantage of to increase their savings.

Anaheim, CA Auto & Homeowners Insurance Bundling Discounts and Senior Citizen Discounts

Discount Type Home Insurance Cost Savings($) Home Insurance Cost($)
Bundle Discount 269 1,314
Retiree Discount (Senior Citizen Discount) 222 1,805
Newly Constructed Home 364 1,219

Anaheim, CA Home Insurance Discounts for Home Safety Devices | Back to Top

Home Safety Devices Home Insurance Cost Savings($) Home Insurance Cost($)
Deadbolts 222 1,361
Fire Extinguishers 174 1,409
Smoke Detectors 222 1,361
Sprinkler System 158 1,425
Fire Alarm 111 1,472
Burglar Alarm 142 1,441
Lightning Protection 47 1,536

Latest Home Insurance Reviews

I would recommend progressive to anyone who wants a low cost high benefit company. The customer service is wonderful also
My premium is at a good rate and my deductible is fair for what I pay and am saving by buying my policy through Geico since I get to bundle it with my auto insurance.
State Farm
Our premium is $1826 per year with $1000 deductible. This covers $300,000 for the home itself and $200,000 worth of property inside the home.
State Farm
The premium and deductible of my home insurance policy is comparable to other home insurance policies for the same coverage, and somehow is even less expensive.
State Farm
nice home insurance company because my friends are recommend to me.... and they provide a best service... and i recommend to all friends and families
Allstate seems to offer most/all of the products that other home insurers offer.
State Farm
My insurance company worked a deal through so i could afford my insurance needs. for that, i will stay with them.
Farmer's Insurance
Although they do have good coverage, some of their coverages are not what is implied in the policy. you have to really read the policy and understand what is covered and not covered. the fine print can be easily missed.
My insurance is escrowed as part of my monthly mortgage payments. my bank has dropped the ball a few times on giving nationwide the money they are owed. nationwide has never come after me for the money and has always been patient in working with my bank.
I find the website easy to navigate. I do not have any problems finding the information that I am looking for when I am using their app.
Saving as much money as I do every year by going with this company is enough to make any person happy. The extra friendly agents and staff are just icing on the cake. I have not one complaint about this company and would recommend them to anyone asking me whom I use for my auto and homeowners insurance.
Farmer's Insurance
Overall, I am very happy with Farmers. My agent is top notch and one of those guys you would recommend to everybody.
Liberty Mutual
I kind of dislike the lack of customization available in the plan options. It would be nice to get a plan with a little less coverage in order to cut my cost a little bit. I would also like to be able the pay more per month in order to gain a lower deductible.
I like that customer service is a real person I can talk to. I like that they are prompt in answering my questions. I like that claims are taken care of promptly.
State Farm
The price seems to be the best among other insurance companies. I get prompt response when I call the office.
Allied Insurance
My premium is much lower than what I was previously paying for State Farm. I was able to save a considerable amount each year on my premium.
Been with them for 18 yrs that I've owned my home. My agent's office is a few blocks Away from me So I'm glad he's very local and easily assessable.
Stillwater Insurance Group
I'm happy with the coverage I have and the customer service I have experienced. I have not had a claim or issues yet where I have to interact with them. Overall I'm happy.
I would recommend this homeowners insurance due to the fact that they stand behind their customers. They paid off our mortgage.
The deductible is higher than normal but that's because I chose to have it that way. The amounts are competitive compared to other policies.
State Farm
I like the company because they have been friendly to me and understanding.
I like the way they handled my parents' claims 20+ years ago, and research has shown me that their premium is very reasonable for what's being provided, so I'm happy overall with the company.