Anacortes Insurance Rates:

Anacortes, WA homeowners insurance is roughly $530 to $719, about $44-$59/month. Our detailed guide shows customers can save upto $249 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Good company that seems to care but can be slow to answer claims and questions via email and over-the-phone during an afternoon.
Travelers
They are entirely too high priced. they don’t offer enough discounts and accident forgiveness/zero claims options or incentives. they are always looking for a way to not cover things.
Country Financial
When i call people always seen to be very knowledgeable about my situation, my needs. they quickly answer my question and on the few occasions where they didn't have an answer they are able to get one and get back to me in a timely manner.
Allstate
My insurance company communicates with me quickly in response to any questions that I may have relative to my coverage options, claims information or other pertinent information.
Geico
Geico representatives have always been extremely hospitable and personable over the phone. They have resolved my every issue and answered my every inquiry pretty seamlessly. Every time I call them I feel confident my insurance issue will be resolved.
Safeco Insurance
The website is easy to use, allows me to view current policy information, has up to date billing info and allows me to pay the bills easily online. It also has all the info needed to contact the local office and agent, email, phone, address.
American National Property And Casualty Company
My insurance agent engages in small talk with other customers while helping me. My agent is not very computer literate.
State Farm
sometimes when you get a new person they seem to get a little impatient with you otherwise they have been great

Anacortes, WA Homeowners Insurance By Home Value

Anacortes, WA Home Value Total Homes % of Total Average Anacortes, WA Homeowners Insurance
Less than $50,000 91 2.0% $43
$100,000 to $124,999 62 1.0% $187
$125,000 to $149,999 69 1.0% $237
$150,000 to $174,999 162 4.0% $280
$175,000 to $199,999 210 5.0% $324
$200,000 to $249,999 711 19.0% $393
$250,000 to $299,999 914 24.0% $480
$300,000 to $399,999 1,423 38.0% $611

Top Home Insurance Agents Near Anacortes, WA

Home Insurance Company Near Anacortes, WA Homeowners Insurance Agency Near Anacortes, WA Address
Allstate Courtney Richards 16108 Ash Way Ste 111B, Lynnwood, WA, 98087
State Farm Dave Burns 101 Grover St, Lynden, WA, 98264-1420
Farmers Hien Luong Lutcf 3405 188th St SW Ste 303, LYNNWOOD, WA, 98037
State Farm Jon Jack 350 W Washington St, Sequim, WA, 98382-3340
Farmers Mark Sayko 8227 44th Ave W Ste L, Mukilteo, WA, 98275

Cost Of Homeowners Insurance By Street Near Anacortes, WA

Streets in Anacortes Area Homeowners Insurance Cost
35th Pl, Grant Pl, Bartholomew Rd, 15th St, Homestead Ln, Marchs Point Rd, Dublin Pl, 30th St, Havekost Rd, Lewis Ln$648
S Deception Shores Dr, Perks St, Cascade Ct, Pinkerton Rd, V Ave, J Ave, Eye of the Isle Rd, San Juan Blvd, Whitecap Ln, Hickory Dr$645
Christianson Rd, 13th St, Mountain View Ln, Ivy St, 6th St, 33rd St, 26th St, Sky Island Ln, Millett Rd, Pennsylvania Ave$640
C Ave, S March Point Rd, 24th St, Heart Lake Pl, 25th St, L Ave, C Ave, Anacopper Rd, Quantum Ln, Holiday Blvd$641
Isle Way, Crater Lake Rd, Millet Rd, Windsor St, 11th St, Kansas Ave, Reservation Rd, 14th St, Edens Rd, Forest Park Ln$658

Anacortes, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Anacortes$93 to $95
Swinomish Reservation$92
Bay View$93
Lopez$99

Anacortes, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Swinomish Reservation CCD, Skagit County, Washington $92 $122 $183
Bay View CCD, Skagit County, Washington $93 $124 $186
Lopez CCD, San Juan County, Washington $99 $132 $198

Anacortes, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Anacortes, WA2.8%10.0%
Swinomish Reservation2.81%10.96%
Bay View2.5%9.04%
Lopez3.58%12.43%

Anacortes Renters Insurance as a Percentage of Rent

Anacortes Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 70 2.0% $324
$200 to $299 92 3.0% $774
$300 to $499 155 6.0% $1224
$500 to $749 407 15.0% $1899
$750 to $999 608 23.0% $2649
$1,000 to $1,499 737 28.0% $3774
$1,500 or more 514 19.0% $5424

Anacortes, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Anacortes Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,800$8,200
Net Savings to Anacortes Home Owner from High Deductible Plan $600

Anacortes, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Anacortes, WA Home Replacement Value MORE than Home Value Anacortes, WA Home Replacement Value LESS than Home Value
Replacement Value $554,000 $408,500
Insurance Premium based on Replacement Value $1,325 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $100,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Anacortes Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceState Farm
Monthly Premium 608744
Year Built 199820031949
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$400000-$500000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Anacortes, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 275,000 Membrane Roof 1,720 2 $2500-$5000 Deductible 330 8 Fiber-Cement Siding yes
2014 200,000 Shingles Roof 1,200 2 $5000 to $10,000 Deductible 80 2 Wood siding No
1942 240,000 Membrane Roof 1,160 2 $2500-$5000 Deductible 190 4 Fiber-Cement Siding No
1949 255,000 Metal Roof 1,510 5 $1000-$2500 Deductible 290 6 Stone Siding No
2014 325,000 Tile Roof 2,160 3 $2500-$5000 Deductible 430 8 Brick siding No
1941 345,000 Wood Shake Roof 2,090 4 $5000 to $10,000 Deductible 340 6 Fiber-Cement Siding yes
1986 430,000 Composition Roof 2,150 4 $1000-$2500 Deductible 990 9 Stucco siding No
1987 415,000 Metal Roof 2,780 4 $500 Deductible 700 10 Stucco siding No
2007 245,000 Metal Roof 1,480 3 $500- $1000 Deductible 400 9 Stone Siding yes
1945 265,000 Metal Roof 1,460 3 $2500-$5000 Deductible 190 4 Stone Siding yes
2013 965,000 Membrane Roof 5,000 5 $500 Deductible 2700 12 Brick siding No
1987 905,000 Slate Shingles Roof 4,730 5 $1000-$2500 Deductible 200 1 Wood siding yes
2009 135,000 Metal Roof 920 2 $2500-$5000 Deductible 130 6 Stucco siding No
2014 425,000 Tile Roof 1,990 4 $5000 to $10,000 Deductible 320 5 Brick siding yes
2014 540,000 Tile Roof 3,150 4 $2500-$5000 Deductible 360 4 Vinyl siding yes
1994 715,000 Composition Roof 4,330 5 $500 Deductible 2700 12 Stucco siding yes
1991 610,000 Slate Shingles Roof 3,070 4 $500 Deductible 930 6 Fiber-Cement Siding yes
1996 325,000 Shingles Roof 1,670 4 > $10,000 Deductible 380 9 Wood siding yes
1981 415,000 Asphalt Shingles Roof 2,260 4 $500 Deductible 390 5 Brick siding No
2006 295,000 Wood Shake Roof 1,560 3 > $10,000 Deductible 460 12 Stone Siding yes
2013 190,000 Membrane Roof 1,240 2 $500 Deductible 360 8 Brick siding yes
1943 255,000 Tile Roof 1,630 4 > $10,000 Deductible 190 5 Stucco siding No
1947 430,000 Wood Shake Roof 2,020 5 $500 Deductible 120 1 Stone Siding No
1984 340,000 Asphalt Shingles Roof 2,340 4 $5000 to $10,000 Deductible 110 2 Brick siding No
1948 290,000 Slate Shingles Roof 1,660 2 $5000 to $10,000 Deductible 220 5 Wood siding No
2012 225,000 Slate Shingles Roof 1,260 2 $5000 to $10,000 Deductible 110 3 Vinyl siding yes
2000 700,000 Asphalt Shingles Roof 4,630 5 > $10,000 Deductible 870 8 Vinyl siding yes