Amherst Insurance Rates:

Amherst, NH homeowners insurance is approximately $627 to $853, about $52-$71/month. Our in depth guide reveals consumers can save as much as $296 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Amherst, NH Homeowners Insurance By Home Value

Amherst, NH Home Value Total Homes % of Total Average Amherst, NH Homeowners Insurance
$100,000 to $124,999 40 1.0% $229
$150,000 to $174,999 133 5.0% $340
$175,000 to $199,999 99 4.0% $392
$200,000 to $249,999 231 9.0% $466
$250,000 to $299,999 558 23.0% $577
$300,000 to $399,999 1,328 54.0% $732

Top Home Insurance Agents Near Amherst, NH

Home Insurance Company Near Amherst, NH Homeowners Insurance Agency Near Amherst, NH Address
NA Carlisle Insurance Brokerage 50 School Street, Carlisle, MA, 1741
NA Assurance Group Inc 45 Lyman Street Suite 25, Westborough, MA, 1581
NA Denard Insurance Agency 842 Blue Hill Avenue Dorchester, Boston, MA, 2124
Travelers Foy Insurance - Scarborough 391 W MAIN ST, TILTON, NH, 3276
Travelers Haddad Insurance Agency 9 WAVERLY RD STE 3, NORTH ANDOVER, MA, 1845

Cost Of Homeowners Insurance By Street Near Amherst, NH

Streets in Amherst Area Homeowners Insurance Cost
Old Manchester Rd, Greenwood Rd, Pavillion Rd, Brander Ct, Winding Hollow Rd, Columbia Dr, Mack Hill Rd, Merrimack Rd, Pinnacle Rd, Douglas Dr$733
Chestnut Hill Rd, Gowing Woods, Camp Rd, Stockwell Rd, Black Birch Dr, Thornton Ferry Road II, Pond Parrish Rd, Balsam Dr, Aspen Ct, Melody Ln$749
Norton St, Balsam Ln, Junkins Ln, Hemlock Hill Rd, Arrow Ln, Wilkins Rd, Towncrier Rd, Fellows Farm Rd, Summerfield Way, Orchard View Dr$735
Courthouse Rd, Old Quarry Ln, Owen Ln, Simeon Wilson Rd, Bayberry Dr, Red Gate Ln, Southfield Rd, Fieldstone Dr, Brookwood Dr, Border St$748
Old Lantern Way, Shaunna Ln, Chatham Ct, Melendy Hollow, Caldwell Dr, Lord Jeffrey Dr, Laurel Ln, Ralmar Rd, Thatcher Dr, Glen Ct$735

Amherst, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Amherst$110 to $113
Merrimack$106
Bedford$112
Mont Vernon$110

Amherst, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Merrimack town, Hillsborough County, New Hampshire $89 $119 $178
Bedford town, Hillsborough County, New Hampshire $94 $125 $187
Mont Vernon town, Hillsborough County, New Hampshire $92 $122 $183

Amherst, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Amherst, NH2.4%6.2%
Merrimack2.77%7.22%
Bedford2.32%6.23%
Mont Vernon2.42%6.43%

Amherst Renters Insurance as a Percentage of Rent

Amherst Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 3.0% $314
$750 to $999 12 2.0% $2639
$1,000 to $1,499 212 49.0% $3764
$1,500 or more 188 43.0% $5414

Amherst, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Amherst Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,300$4,800
Net Savings to Amherst Home Owner from High Deductible Plan $500

Amherst, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Amherst, NH Home Replacement Value MORE than Home Value Amherst, NH Home Replacement Value LESS than Home Value
Replacement Value $424,500 $245,500
Insurance Premium based on Replacement Value $2,375 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $86,000 Risk Exposure from Under Insuring Coverage is $93,000
Premium Impact Insurance cheaper by $525/year Insurance costlier by $475/year

Example Amherst Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualChubb Group of Insurance
Monthly Premium 113143136
Year Built 199620141944
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$500000-$600000$600000-$700000
Deductible > $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Amherst, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 260,000 Composition Roof 1,840 3 $2500-$5000 Deductible 540 7 Fiber-Cement Siding yes
1948 635,000 Tile Roof 3,780 5 $2500-$5000 Deductible 1300 7 Wood siding No
1977 335,000 Metal Roof 1,820 5 $5000 to $10,000 Deductible 590 9 Stone Siding No
1983 415,000 Slate Shingles Roof 2,480 4 $2500-$5000 Deductible 290 2 Vinyl siding No
2005 305,000 Tile Roof 2,000 3 > $10,000 Deductible 620 7 Fiber-Cement Siding yes
2010 210,000 Wood Shake Roof 1,280 3 $2500-$5000 Deductible 310 6 Stone Siding yes
2006 435,000 Membrane Roof 3,010 4 $2500-$5000 Deductible 150 1 Stone Siding yes
1997 670,000 Wood Shake Roof 3,880 5 $500 Deductible 3000 12 Wood siding yes
1985 445,000 Asphalt Shingles Roof 2,150 3 $5000 to $10,000 Deductible 880 9 Stone Siding No
1982 320,000 Tile Roof 1,760 3 $500- $1000 Deductible 120 1 Stucco siding yes
2011 365,000 Slate Shingles Roof 2,120 3 $2500-$5000 Deductible 110 1 Wood siding No
1975 415,000 Shingles Roof 2,090 5 > $10,000 Deductible 560 5 Stone Siding yes
1997 300,000 Membrane Roof 1,930 4 $5000 to $10,000 Deductible 540 6 Stucco siding yes
2012 385,000 Metal Roof 1,940 3 $1000-$2500 Deductible 160 1 Wood siding No
2009 495,000 Composition Roof 2,850 4 $500 Deductible 1100 4 Brick siding yes
1989 680,000 Tile Roof 3,530 5 $2500-$5000 Deductible 290 1 Stucco siding No
1949 410,000 Tile Roof 2,210 4 $1000-$2500 Deductible 1630 9 Fiber-Cement Siding yes
1949 250,000 Metal Roof 1,430 3 > $10,000 Deductible 650 12 Wood siding yes
1941 305,000 Tile Roof 1,980 4 $5000 to $10,000 Deductible 480 7 Stone Siding No
1998 545,000 Membrane Roof 3,200 4 $500 Deductible 550 3 Stucco siding yes
1972 385,000 Wood Shake Roof 2,700 4 $500- $1000 Deductible 580 4 Stone Siding yes
1997 355,000 Tile Roof 1,740 4 $500 Deductible 870 7 Brick siding yes
1993 590,000 Metal Roof 3,070 4 $500 Deductible 1010 5 Stucco siding No
2012 345,000 Asphalt Shingles Roof 2,210 3 $2500-$5000 Deductible 400 4 Wood siding No
1980 405,000 Slate Shingles Roof 1,960 3 > $10,000 Deductible 260 4 Brick siding yes
1987 360,000 Tile Roof 2,540 4 $500 Deductible 690 4 Fiber-Cement Siding yes
1990 255,000 Shingles Roof 1,810 4 > $10,000 Deductible 220 4 Stone Siding No
1946 585,000 Composition Roof 3,140 5 $1000-$2500 Deductible 970 6 Stucco siding No
1979 595,000 Composition Roof 3,000 4 $2500-$5000 Deductible 380 2 Vinyl siding yes
1996 230,000 Shingles Roof 1,350 3 $500 Deductible 330 4 Stone Siding No
1943 470,000 Wood Shake Roof 2,360 3 > $10,000 Deductible 910 8 Brick siding No
1973 520,000 Slate Shingles Roof 2,650 5 $500 Deductible 2560 10 Wood siding No
1945 345,000 Asphalt Shingles Roof 2,090 3 $5000 to $10,000 Deductible 1020 8 Brick siding No
1990 390,000 Asphalt Shingles Roof 2,390 3 $5000 to $10,000 Deductible 190 2 Vinyl siding yes