Americus Insurance Rates:

Americus, GA homeowners insurance is nearly $730 to $991, about $60-$82/month. Our detailed analysis indicates shoppers can save as much as $344 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
This company is providing great insurance rates. the insurance rates are highly competitive. i think the rates are very reasonable.
Progressive
The online aspect of the company really makes it easy to get the information about your plan easy to get, but sometimes i find interaction with a human to be preferable, which takes some effort to get.
Allstate
I like that the insurance company allstate has beverages at their facility when i go visit them. i always get a pibb ex!
Universal Property & Casualty Insurance Company
They don't notify you of your bill is due. They will send a cancellation notice instead of reaching out for payment
Progressive
The only thing I would say about this company that I dislike is the cost of the premium. They also don't lower the premium for customers who have been with them for a long time like most insurance companies do.
Farmer's Insurance
I really like this company becuase they are nice people, that are very easy to work with.
Geico
They were one of the few to offer me a policy on the home. For others denied to even offer a policy. They were straightforward about the reasons and why my options were limited.
State Farm
I like that they bundle everything together I do not like their high auto insurance rates.
Allstate
Although I have not filed a claim, I like the way this company has served me. Also, its price is good.
Allstate
The experience with the Allstate company was really good. They have an excellent customer service and they give a greater value to customer satisfaction.

Americus, GA Homeowners Insurance By Home Value

Americus, GA Home Value Total Homes % of Total Average Americus, GA Homeowners Insurance
Less than $50,000 978 20.0% $232
$50,000 to $59,999 310 6.0% $490
$60,000 to $69,999 389 8.0% $602
$70,000 to $79,999 311 6.0% $696
$80,000 to $89,999 398 8.0% $791
$90,000 to $99,999 360 7.0% $885
$100,000 to $124,999 408 8.0% $1023
$125,000 to $149,999 385 8.0% $1281
$150,000 to $174,999 624 13.0% $1522
$175,000 to $199,999 132 2.0% $1754
$200,000 to $249,999 343 7.0% $2107
$250,000 to $299,999 97 2.0% $2580
$300,000 to $399,999 64 1.0% $3276

Top Home Insurance Agents Near Americus, GA

Home Insurance Company Near Americus, GA Homeowners Insurance Agency Near Americus, GA Address
NA Southern Harvest Insurance 406 Tripp St, Americus, GA, 31709
Allstate Coley Insurance 231 Broad St, Hawkinsville, GA, 31036
Travelers Doherty Duggan Hart & Tiernan Insurors Inc 701 E 16TH AVE, CORDELE, GA, 31015
Allstate Ew Parish Insurance 341 Broad St, Cusseta, GA, 31805
Travelers Thomas A Barr Ins Agency 202 BLAKELY STREET, CUTHBERT, GA, 39840

Cost Of Homeowners Insurance By Street Near Americus, GA

Streets in Americus Area Homeowners Insurance Cost
Sheffield St, Elm Ave, Elmo St, E Hill St, Lakeshore Dr, Forrest St, Carter St, Cole St, Simmons St, Sherwood Dr$855
Lily Ln, Bill Cross St, Shirley Rd Exd, E Hill St, Magnolia Rd, Lewis Lowe Ct, S Ga Tech Pkwy, Tom Summers Rd, Tulip Dr, Watts St$880
Persimmon St, Radiance Ave, Westlake Cir, W Robin Hill Dr, Ridgeway Dr, Sunset Dr, Oglethorpe Ave, Murphy Mill Rd, Apple Blossom Ln, Judy Ln$848
Edgewood Dr, Birch Way, Anderson St, Havencrest Dr, Mitchell St, Sunny Dale Cir, Spring St, N Pointe Cir, Fairfield Ave, Arlington Dr Exd$848
McDonald Dr, Floyd Rd, Raymond Rd, Dismuke St, W College St, Mallon Rd, Pines Level Rd, Tallent Store Rd, Dry Creek Ln, Hudson St$854

Americus, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Americus$128 to $131
Sumter County$128
Plains$127
Andersonville$129

Americus, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sumter County, Georgia $107 $143 $214
Plains CCD, Sumter County, Georgia $106 $141 $212
Andersonville CCD, Sumter County, Georgia $108 $143 $215

Americus, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Americus, GA6.6%19.7%
Sumter County6.91%18.84%
Plains9.21%16.97%
Andersonville8.98%14.26%

Americus Renters Insurance as a Percentage of Rent

Americus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 230 6.0% $381
$200 to $299 217 5.0% $831
$300 to $499 844 22.0% $1281
$500 to $749 1,623 44.0% $1956
$750 to $999 601 16.0% $2706
$1,000 to $1,499 165 4.0% $3831

Average Cost Of Home Insurance By Company In Areas Nearby Americus For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$150,000 frame Auto-Owners Insurance Company $924.42 $863.94 $786.19
$200,000 frame Bankers Standard Insurance Company N/A $2100 $1858
$350,000 frame California Casualty Indemnity Exchange $3364 $2990 $2559
$400,000 frame Georgia Farm Bureau Casualty Insurance Company $4031 $3909 $3639
$400,000 frame Owners Insurance Company $1917.87 $1792.39 $1621.08
$400,000 frame Praetorian Insurance Company N/A $2950 $2488
$75,000 frame Praetorian Insurance Company N/A $764 $644
$200,000 veneer Preserver Insurance Company N/A $915 $821.00
$350,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $2778
$100,000 frame Trumbull Insurance Company $2194 $2113 $1963

Americus, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Americus, GA Home Replacement Value MORE than Home Value Americus, GA Home Replacement Value LESS than Home Value
Replacement Value $ $
Insurance Premium based on Replacement Value $ $
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $ Risk Exposure from Under Insuring Coverage is $
Premium Impact Insurance cheaper by $/year Insurance costlier by $/year

Sample Home Insurance Rates for Americus, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 105,000 Composition Roof 1,540 2 $1000-$2500 Deductible 130 3 Fiber-Cement Siding No
1981 75,000 Membrane Roof 1,250 2 $500- $1000 Deductible 30 1 Wood siding No
1985 290,000 Shingles Roof 4,290 5 $2500-$5000 Deductible 290 3 Fiber-Cement Siding yes
1945 70,000 Metal Roof 1,040 2 $1000-$2500 Deductible 20 1 Stucco siding yes
1988 200,000 Shingles Roof 3,340 4 $500 Deductible 80 1 Stone Siding No
1971 160,000 Tile Roof 2,890 5 $1000-$2500 Deductible 460 10 Wood siding No
1987 80,000 Membrane Roof 1,110 2 $1000-$2500 Deductible 160 8 Fiber-Cement Siding No
1965 135,000 Metal Roof 1,720 3 $2500-$5000 Deductible 260 8 Brick siding yes
1990 240,000 Slate Shingles Roof 3,420 5 $500- $1000 Deductible 900 10 Vinyl siding yes
1968 135,000 Tile Roof 1,820 4 $500- $1000 Deductible 490 9 Wood siding yes
1977 130,000 Composition Roof 1,950 3 $1000-$2500 Deductible 470 9 Brick siding yes
1976 130,000 Composition Roof 1,760 4 $1000-$2500 Deductible 260 4 Stone Siding No
2004 220,000 Tile Roof 4,070 5 > $10,000 Deductible 490 10 Wood siding No
1987 165,000 Shingles Roof 2,240 3 $5000 to $10,000 Deductible 320 8 Brick siding yes
2006 120,000 Composition Roof 1,590 2 $2500-$5000 Deductible 320 9 Brick siding yes
1941 130,000 Membrane Roof 1,600 4 $500- $1000 Deductible 200 4 Vinyl siding yes
1976 130,000 Metal Roof 1,620 2 $1000-$2500 Deductible 220 5 Vinyl siding No
1970 95,000 Wood Shake Roof 1,320 2 $2500-$5000 Deductible 260 10 Stone Siding yes
1962 130,000 Metal Roof 1,900 4 $500 Deductible 140 2 Vinyl siding No
1965 105,000 Asphalt Shingles Roof 1,930 3 $500- $1000 Deductible 230 6 Brick siding No
1967 70,000 Asphalt Shingles Roof 910 2 $500- $1000 Deductible 130 7 Vinyl siding No
1981 195,000 Slate Shingles Roof 2,510 4 $1000-$2500 Deductible 670 9 Stone Siding yes
1983 110,000 Membrane Roof 2,040 5 $500 Deductible 350 7 Stone Siding No
1964 100,000 Tile Roof 1,270 2 $500- $1000 Deductible 150 4 Vinyl siding No
1975 135,000 Metal Roof 1,800 2 $500- $1000 Deductible 130 2 Fiber-Cement Siding yes
2008 115,000 Asphalt Shingles Roof 1,490 2 $1000-$2500 Deductible 300 8 Stone Siding yes
1961 205,000 Tile Roof 3,370 4 $2500-$5000 Deductible 230 4 Fiber-Cement Siding No
1982 185,000 Asphalt Shingles Roof 2,510 5 $500- $1000 Deductible 420 5 Stucco siding yes
1991 120,000 Asphalt Shingles Roof 1,940 4 $500- $1000 Deductible 250 6 Stone Siding yes
1974 90,000 Shingles Roof 1,660 2 $2500-$5000 Deductible 60 2 Wood siding yes
1996 100,000 Membrane Roof 1,390 2 $1000-$2500 Deductible 340 10 Stone Siding No
2003 185,000 Metal Roof 2,380 3 $500- $1000 Deductible 100 1 Stucco siding yes
1994 195,000 Asphalt Shingles Roof 2,420 5 $500- $1000 Deductible 600 6 Wood siding No
2002 100,000 Membrane Roof 1,270 2 $500- $1000 Deductible 220 6 Wood siding yes