American Fork, UT homeowners insurance is roughly $423 to $573, about $35-$47/month. Our exhaustive analysis reveals consumers can save as much as $199 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near American Fork, UT | Homeowners Insurance Agency Near American Fork, UT | Address |
|---|---|---|
| Travelers | Insurance Network Lc | 5005 SO 900 EAST STE 200, SALT LAKE CITY, UT, 84117 |
| Farmers | Kinh Le | 290 E 930 S, Orem, T, 84058 |
| Allstate | Michael Nunes | 675 E Union Sq, Sandy, UT, 84070 |
| Allstate | Ryan A Larson | 1415 N State St, Orem, UT, 84057 |
| Allstate | Smi Insurance Agency | 836 S Main St Ste 210, Layton, UT, 84041 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pleasant Grove city, Utah | $75 | $100 | $150 |
| Highland city, Utah | $80 | $107 | $161 |
| Cedar Hills city, Utah | $77 | $103 | $155 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| American Fork, UT | 2.7% | 11.6% |
| Pleasant Grove | 2.72% | 10.74% |
| Highland | 1.95% | 9.09% |
| Cedar Hills | 2.15% | 9.57% |
| American Fork Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 31 | 1.0% | $783 |
| $300 to $499 | 70 | 3.0% | $1233 |
| $500 to $749 | 273 | 15.0% | $1908 |
| $750 to $999 | 596 | 33.0% | $2658 |
| $1,000 to $1,499 | 601 | 34.0% | $3783 |
| $1,500 or more | 185 | 10.0% | $5433 |
| Streets in American Fork Area | Homeowners Insurance Cost |
|---|---|
| W Cedar Hills Dr, S 260 E, Mulberry Dr, W 10620 N, W 3150 N, Leslie Cir, N 4350 W, W 7900 N, S 370 E, W 10700 N | $514 |
| 100 S, W 2430 N, N 20 East St, 10925 N, E 1400 North St, W 10700 North St, E 575 N, N 1800 West St, E 670 N, E Utah Valley Dr | $500 |
| S 65 E, 470 E, N 775 E, S 710 E, E 1790 N, W 3540 N, E Evergreen Dr, W 1350 North St, W 9500 N, W 1620 S | $490 |
| N 5300 West St, W 14780 S, W 1260 North St, N 810 W, N 1370 W, E 980 N, W Washington Ave, S Wilson Ave, W 10925 North St, N 630 East St | $497 |
| Oak Grove Ln, W 10850 North St, Mill Creek Cove, 740 N, Narra Pl, Michael Don Ln, N 780 West St, N 240 W, Hampton Ct, N 1210 W | $513 |
| E 230 N, E 530 S, 450 W, N 1250 E, 350 S, E 380 N, 260 E, W 4000 N, N 5470 West St, W 990 North St | $494 |
| Silver Lake Dr, W 2850 N, N 1210 West St, W Windsor Ln, W 1730 S, Cedar Hills Dr, W 70 South St, Juliann Pl, W State St, W 9620 N | $531 |
| N 380 E, N Forest Lake Cir, E 340 S, W 740 North St, E 1450 N, W 1010 North St, N 5300 W, W Jefferson Ave, S Turley Ave, 7600 W | $487 |
| E 875 N, N 6560 W, 5720 W, W 10080 North St, W 920 N, 4230N, W 380 South St, 3490 W, W 2600 N, 250 W | $528 |
| N 610 East St, E 380 N, W 10610 North St, N Robinson Ave, N 270 West St, W 50 N, E 840 North St, W 800 North Cir, N 5250 West St, E 760 N | $491 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| American Fork | $74 to $76 |
| Pleasant Grove | $75 |
| Highland | $80 |
| Cedar Hills | $77 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly American Fork Homeowner Insurance Premium Example | $500 | $300 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,500 | $4,900 |
| Net Savings to American Fork Home Owner from High Deductible Plan | $600 | |
| Scenario | American Fork, UT Home Replacement Value MORE than Home Value | American Fork, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $414,000 | $258,000 |
| Insurance Premium based on Replacement Value | $1,375 | $850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $81,500 | Risk Exposure from Under Insuring Coverage is $74,500 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $275/year |
| Insurance Company | GEICO Insurance | State Farm | Farmers Insurance |
| Monthly Premium | 35 | 34 | 96 |
| Year Built | 2004 | 2013 | 1981 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $200000-$250000 | $175000-$200000 | $350000-$400000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |