American Fork Insurance Rates:

American Fork, UT homeowners insurance is roughly $423 to $573, about $35-$47/month. Our exhaustive analysis reveals consumers can save as much as $199 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I don't have many interactions with my agent but, when I do, it all goes well and he is a nice guy.
Farmer's Insurance
I haven't had to use customer service much. When I have, the experience has always been positive. I get answers fast and easily.
American Family Insurance
There are late fees to my late payments, I lose some discounts and accidents take a long time to fall off record.
American Insurance
I do not like that with this company they are not very good at communicating and I do not like that their navigation system online is not as direct.
Horace Mann Educators Corporation
I have no dislikes about my insurance company. I haven't had any problems to want to dislike them. So no dislikes.
Allstate
I like the company's customer service. I have no complaints with it.
State Farm
This company is just a phone call away. if you have any type of damaged done to your house, they will get the job done.
Allstate
They meet the modern needs of the current living situation and they also offer stable service which is very reliable
Farm Bureau
Sometimes i'm not sure if the coverage i have is too much or too little and sometimes i may not find out until i have to file a claim.

American Fork, UT Homeowners Insurance By Home Value

American Fork, UT Home Value Total Homes % of Total Average American Fork, UT Homeowners Insurance
Less than $50,000 130 2.0% $54
$100,000 to $124,999 252 4.0% $244
$125,000 to $149,999 244 4.0% $303
$150,000 to $174,999 706 13.0% $358
$175,000 to $199,999 775 15.0% $413
$200,000 to $249,999 1,228 24.0% $498
$250,000 to $299,999 984 19.0% $612
$300,000 to $399,999 687 13.0% $776

Top Home Insurance Agents Near American Fork, UT

Home Insurance Company Near American Fork, UT Homeowners Insurance Agency Near American Fork, UT Address
Travelers Insurance Network Lc 5005 SO 900 EAST STE 200, SALT LAKE CITY, UT, 84117
Farmers Kinh Le 290 E 930 S, Orem, T, 84058
Allstate Michael Nunes 675 E Union Sq, Sandy, UT, 84070
Allstate Ryan A Larson 1415 N State St, Orem, UT, 84057
Allstate Smi Insurance Agency 836 S Main St Ste 210, Layton, UT, 84041

Cost Of Homeowners Insurance By Street Near American Fork, UT

Streets in American Fork Area Homeowners Insurance Cost
W Cedar Hills Dr, S 260 E, Mulberry Dr, W 10620 N, W 3150 N, Leslie Cir, N 4350 W, W 7900 N, S 370 E, W 10700 N$514
100 S, W 2430 N, N 20 East St, 10925 N, E 1400 North St, W 10700 North St, E 575 N, N 1800 West St, E 670 N, E Utah Valley Dr$500
S 65 E, 470 E, N 775 E, S 710 E, E 1790 N, W 3540 N, E Evergreen Dr, W 1350 North St, W 9500 N, W 1620 S$490
N 5300 West St, W 14780 S, W 1260 North St, N 810 W, N 1370 W, E 980 N, W Washington Ave, S Wilson Ave, W 10925 North St, N 630 East St$497
Oak Grove Ln, W 10850 North St, Mill Creek Cove, 740 N, Narra Pl, Michael Don Ln, N 780 West St, N 240 W, Hampton Ct, N 1210 W$513
E 230 N, E 530 S, 450 W, N 1250 E, 350 S, E 380 N, 260 E, W 4000 N, N 5470 West St, W 990 North St$494
Silver Lake Dr, W 2850 N, N 1210 West St, W Windsor Ln, W 1730 S, Cedar Hills Dr, W 70 South St, Juliann Pl, W State St, W 9620 N$531
N 380 E, N Forest Lake Cir, E 340 S, W 740 North St, E 1450 N, W 1010 North St, N 5300 W, W Jefferson Ave, S Turley Ave, 7600 W$487
E 875 N, N 6560 W, 5720 W, W 10080 North St, W 920 N, 4230N, W 380 South St, 3490 W, W 2600 N, 250 W$528
N 610 East St, E 380 N, W 10610 North St, N Robinson Ave, N 270 West St, W 50 N, E 840 North St, W 800 North Cir, N 5250 West St, E 760 N$491

American Fork, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
American Fork$74 to $76
Pleasant Grove$75
Highland$80
Cedar Hills$77

American Fork, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pleasant Grove city, Utah $75 $100 $150
Highland city, Utah $80 $107 $161
Cedar Hills city, Utah $77 $103 $155

American Fork, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
American Fork, UT2.7%11.6%
Pleasant Grove2.72%10.74%
Highland1.95%9.09%
Cedar Hills2.15%9.57%

American Fork Renters Insurance as a Percentage of Rent

American Fork Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 1.0% $783
$300 to $499 70 3.0% $1233
$500 to $749 273 15.0% $1908
$750 to $999 596 33.0% $2658
$1,000 to $1,499 601 34.0% $3783
$1,500 or more 185 10.0% $5433

American Fork, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly American Fork Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to American Fork Home Owner from High Deductible Plan $600

American Fork, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario American Fork, UT Home Replacement Value MORE than Home Value American Fork, UT Home Replacement Value LESS than Home Value
Replacement Value $414,000 $258,000
Insurance Premium based on Replacement Value $1,375 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $81,500 Risk Exposure from Under Insuring Coverage is $74,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $275/year

Example American Fork Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmFarmers Insurance
Monthly Premium 353496
Year Built 200420131981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$350000-$400000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for American Fork, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 350,000 Shingles Roof 3,160 4 $1000-$2500 Deductible 710 9 Wood siding yes
2012 560,000 Asphalt Shingles Roof 3,820 5 $1000-$2500 Deductible 980 9 Stone Siding yes
1983 365,000 Asphalt Shingles Roof 2,600 4 $5000 to $10,000 Deductible 740 12 Stone Siding yes
1988 210,000 Composition Roof 2,030 5 $500 Deductible 140 3 Wood siding No
2014 210,000 Wood Shake Roof 1,900 4 > $10,000 Deductible 430 12 Wood siding No
2008 395,000 Shingles Roof 2,770 4 $5000 to $10,000 Deductible 460 7 Brick siding No
1984 290,000 Slate Shingles Roof 2,080 4 > $10,000 Deductible 240 5 Stone Siding yes
2012 240,000 Membrane Roof 1,690 4 $1000-$2500 Deductible 440 9 Fiber-Cement Siding No
2010 260,000 Tile Roof 2,350 4 $500- $1000 Deductible 230 4 Stucco siding yes
2007 170,000 Tile Roof 1,730 5 $1000-$2500 Deductible 250 5 Wood siding yes
2001 325,000 Slate Shingles Roof 2,670 4 > $10,000 Deductible 360 6 Brick siding No
2001 525,000 Metal Roof 3,570 5 > $10,000 Deductible 890 12 Fiber-Cement Siding No
1986 225,000 Shingles Roof 1,630 3 $2500-$5000 Deductible 280 6 Wood siding No
2000 260,000 Metal Roof 2,200 3 $500 Deductible 780 12 Stone Siding yes
2001 590,000 Metal Roof 4,020 5 $1000-$2500 Deductible 1120 9 Fiber-Cement Siding yes
1985 570,000 Metal Roof 4,270 5 $2500-$5000 Deductible 820 8 Fiber-Cement Siding No
1988 360,000 Composition Roof 2,760 5 > $10,000 Deductible 580 10 Vinyl siding yes
1980 295,000 Tile Roof 2,040 5 $500 Deductible 560 7 Fiber-Cement Siding yes
2001 335,000 Tile Roof 2,840 4 $5000 to $10,000 Deductible 560 9 Wood siding No
1980 400,000 Tile Roof 2,790 4 $500- $1000 Deductible 700 8 Vinyl siding yes
2014 260,000 Tile Roof 2,210 3 $5000 to $10,000 Deductible 440 10 Fiber-Cement Siding No
1981 245,000 Metal Roof 2,090 3 $1000-$2500 Deductible 110 2 Brick siding yes
1983 270,000 Asphalt Shingles Roof 1,840 3 $500 Deductible 220 4 Fiber-Cement Siding No
1980 170,000 Metal Roof 1,720 3 $1000-$2500 Deductible 310 7 Wood siding yes
1987 495,000 Tile Roof 4,250 5 > $10,000 Deductible 280 4 Wood siding No
2011 340,000 Slate Shingles Roof 2,970 4 $1000-$2500 Deductible 480 7 Wood siding yes
1988 475,000 Shingles Roof 4,690 5 $5000 to $10,000 Deductible 690 8 Brick siding No
2012 425,000 Shingles Roof 3,380 4 $2500-$5000 Deductible 770 9 Wood siding No