Alva Insurance Rates:

Alva, OK homeowners insurance is about $1,202 to $1,646, about $100-$137/month. Our thorough research shows customers can save as much as $569 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Alva, OK Homeowners Insurance By Home Value

Alva, OK Home Value Total Homes % of Total Average Alva, OK Homeowners Insurance
Less than $50,000 254 16.0% $441
$50,000 to $59,999 109 7.0% $939
$60,000 to $69,999 261 16.0% $1153
$70,000 to $79,999 162 10.0% $1338
$80,000 to $89,999 87 5.0% $1509
$90,000 to $99,999 96 6.0% $1694
$100,000 to $124,999 228 14.0% $1965
$125,000 to $149,999 60 3.0% $2449
$150,000 to $174,999 141 9.0% $2904
$200,000 to $249,999 72 4.0% $4029
$300,000 to $399,999 47 3.0% $6265

Top Home Insurance Agents Near Alva, OK

Home Insurance Company Near Alva, OK Homeowners Insurance Agency Near Alva, OK Address
NA Mcclure Agency 131 East Oklahoma Blvd, Alva, OK, 73717
NA Rapp Insurance Agency 115 E Main, Wakita, OK, 73771
NA J & M Insurance Agency, Llc 105 E. Main, Harper, KS, 67058
Allstate Aylward Ins Agency Box 236, Fairview, OK, 73737
Travelers Eck Agency Inc 123 N MAIN, ATTICA, KS, 67009

Cost Of Homeowners Insurance By Street Near Alva, OK

Streets in Alva Area Homeowners Insurance Cost
Government St, Harmon Rd, Tumbleweed Ln, N Ridgeway Rd, 1st St, E Barnes Ave, Rattlesnake Ridge, Cowboy Ln, Harper Rd, Myers Dr$1,445
Tara Dr, Co Rd 330, Co Rd 70, Co Rd 452, Greely Rd, Dusty Trl, Mimosa Dr, 3rd St, Co Rd 300, Cimarron Pass$1,450
10th St, Hwy 50, Co Rd 450, Co Rd 250, Burton Pl, Sunset Dr, Locust St, Davis St, E0010 Rd, Sandbar Ln$1,453
Olive St, Choctaw St, Eagle Pass, Broad Way St, Logan Rd, Center St, Boat Hill Ln, Co Rd 440, Kiowa Rd, 9th St$1,441
Kraft St, Baker Pl, Murray Dr, Country Club Pl, Co Rd 260, Co Rd 460, State Hwy 11, Skyline Dr, Meno St, Main St$1,433

Alva, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alva$211 to $215
Woods County$213
Capron$202
Hardtner$140

Alva, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woods County, Oklahoma $178 $237 $355
Hardtner city, Kansas $117 $156 $234
Aetna township, Barber County, Kansas $114 $151 $227

Alva, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alva, OK12.7%36.9%
Woods County12.79%36.78%
Hardtner7.83%31.94%
Dacoma12.25%51.02%

Alva Renters Insurance as a Percentage of Rent

Alva Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 73 7.0% $840
$300 to $499 135 14.0% $1290
$500 to $749 548 60.0% $1965
$750 to $999 138 15.0% $2715
$1,000 to $1,499 19 2.0% $3840

Alva, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Alva Homeowner Insurance Premium Example $2,700$2,300
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,300$19,500
Net Savings to Alva Home Owner from High Deductible Plan $800

Alva, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alva, OK Home Replacement Value MORE than Home Value Alva, OK Home Replacement Value LESS than Home Value
Replacement Value $105,500 $84,500
Insurance Premium based on Replacement Value $3,600 $2,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $400/year

Example Alva Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceState Farm
Monthly Premium 209326580
Year Built 194119761980
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$150000-$175000$175000-$200000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Alva, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 235,000 Tile Roof 3,320 5 $500 Deductible 4010 7 Brick siding yes
1978 145,000 Composition Roof 2,260 3 $500- $1000 Deductible 1080 3 Stucco siding No
1985 105,000 Composition Roof 1,720 3 $2500-$5000 Deductible 2600 12 Stone Siding yes
1967 95,000 Metal Roof 1,720 5 $2500-$5000 Deductible 1660 8 Stone Siding yes
1967 80,000 Shingles Roof 1,270 3 $500- $1000 Deductible 1180 4 Fiber-Cement Siding No
1986 150,000 Asphalt Shingles Roof 2,690 4 $1000-$2500 Deductible 2310 5 Fiber-Cement Siding No
1986 275,000 Slate Shingles Roof 4,860 5 $500- $1000 Deductible 8600 12 Brick siding No
1975 225,000 Slate Shingles Roof 4,110 5 $1000-$2500 Deductible 3000 4 Stucco siding No
1975 145,000 Shingles Roof 1,960 3 $1000-$2500 Deductible 420 1 Vinyl siding yes
1949 335,000 Metal Roof 4,860 5 $1000-$2500 Deductible 3770 6 Vinyl siding No
1976 135,000 Tile Roof 2,210 4 $2500-$5000 Deductible 1710 6 Fiber-Cement Siding yes
1941 85,000 Slate Shingles Roof 1,770 3 $2500-$5000 Deductible 310 2 Stone Siding No
1941 105,000 Metal Roof 1,530 3 $500- $1000 Deductible 1960 6 Stucco siding yes
1947 170,000 Membrane Roof 2,840 5 $500- $1000 Deductible 1560 3 Stone Siding yes
1987 125,000 Membrane Roof 2,360 3 $500- $1000 Deductible 320 1 Vinyl siding yes
1960 125,000 Tile Roof 2,510 5 $1000-$2500 Deductible 1400 6 Brick siding yes
1973 130,000 Slate Shingles Roof 2,490 4 $2500-$5000 Deductible 1350 6 Fiber-Cement Siding yes
1983 150,000 Shingles Roof 2,110 3 $500 Deductible 2080 5 Wood siding yes
1976 105,000 Slate Shingles Roof 1,670 5 $1000-$2500 Deductible 3250 12 Vinyl siding yes
1978 175,000 Composition Roof 2,730 4 $5000 to $10,000 Deductible 1400 5 Stone Siding No
1973 250,000 Shingles Roof 3,410 5 $1000-$2500 Deductible 540 1 Stone Siding yes
1976 105,000 Composition Roof 1,680 3 $500- $1000 Deductible 530 2 Vinyl siding yes
1949 100,000 Composition Roof 1,560 3 $500- $1000 Deductible 2610 10 Stucco siding No
1942 135,000 Composition Roof 2,150 4 $500 Deductible 470 1 Stucco siding No
1949 200,000 Composition Roof 3,300 5 $500- $1000 Deductible 1100 2 Stucco siding yes
1946 100,000 Asphalt Shingles Roof 1,390 3 $500 Deductible 2790 10 Vinyl siding yes
1966 265,000 Asphalt Shingles Roof 4,470 5 $500- $1000 Deductible 8860 12 Stucco siding No
1978 130,000 Wood Shake Roof 1,920 4 $500- $1000 Deductible 1270 4 Stucco siding No
1945 220,000 Asphalt Shingles Roof 3,650 5 $2500-$5000 Deductible 3250 9 Wood siding yes
1982 190,000 Wood Shake Roof 3,350 5 $500 Deductible 2840 5 Vinyl siding yes