Altoona Insurance Rates:

Altoona, PA homeowners insurance is roughly $589 to $797, about $49-$66/month. Our detailed research shows customers can save upto $277 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I can only recommend this company based on value - since I have never had a claim I cannot attest to there ability to aid when an issue occurs.,
Progressive
in my personal opinion is this company is more satisfied by other company and i am really happy in this company i am really prefer to another persons
State Farm
State Farm made it super easy to set up home owner's insurance.They were able to do most of the leg work over the phone and fax. I haven't had to make a claim yet.
Progressive
I would recommend Progressive because you really do save hundreds of dollars when you switch, like the commercials say. The customer service is great, the claims process is easy, and the benefits are rewarding.
State Farm
Sometimes it is not convenient to bring my children into the agent office.
Erie Insurance
My insurance company is located in the city i reside in, if i ever need anything i am always more than welcome to go down and pay them a visit. the are usually more than welcome to help with whatever issues i am having
Erie Insurance
I don't believe Erie has a mobile application for their insurance. If they do, I was never told about it. As for the website, it is very basic and doesn't provide much detailed information. Instead, it is more of a summary page.
State Farm
I generally find the company's website easy to use. From the home page, it's easy to figure out how to navigate, where I need to login to see bills or do other kinds of services. From there, everything else is easy enough to figure out.
Erie Insurance
We have not had to use it yet. We have only been living here for 3 months,
Liberty Mutual
They tell what the annual premium is and layout in the policies what the coverage amounts are and how I can pay the premiums via online.
Allstate
They are great! They handle the issue right away and the customer service is very nice and caring.
Travelers
I would recommend this company because the agent was extremely knowledgeable and helpful. Also, the specific points in the policy cover many things that are helpful to me in the event of an issue.

Altoona, PA Homeowners Insurance By Home Value

Altoona, PA Home Value Total Homes % of Total Average Altoona, PA Homeowners Insurance
Less than $50,000 2,334 18.0% $207
$50,000 to $59,999 1,124 8.0% $436
$60,000 to $69,999 1,267 10.0% $540
$70,000 to $79,999 1,278 10.0% $623
$80,000 to $89,999 1,222 9.0% $706
$90,000 to $99,999 1,225 9.0% $790
$100,000 to $124,999 1,433 11.0% $921
$125,000 to $149,999 1,062 8.0% $1150
$150,000 to $174,999 839 6.0% $1358
$175,000 to $199,999 334 2.0% $1566
$200,000 to $249,999 221 1.0% $1884
$250,000 to $299,999 142 1.0% $2307

Top Home Insurance Agents Near Altoona, PA

Home Insurance Company Near Altoona, PA Homeowners Insurance Agency Near Altoona, PA Address
NA Teeter Group 3375 Lynnwood Drive, Altoona, PA, 16602
Travelers Best Insurance Group Inc 110 APPLE LN, INDIANA, PA, 15701
Travelers Best Insurance Group Inc 110 Apple Ln, INDIANA, PA, 15701
Allstate Carl Ogline 1252 Scalp Ave Ste 1, Johnstown, PA, 15904
State Farm Lisa Mancinelli 719 Blair St, Hollidaysburg, PA, 16648-1860

Altoona, PA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Altoona, PA

Streets in Altoona Area Homeowners Insurance Cost
Crescent Rd, Burns Ave, Carl Ave, Eveningtide Ave, S 24th St, E 25th Ave, Oneida Ave, W 9th Ave, 20th St, Pearl St$709
Hamilton Ln, 13th Ave, Walton Ave, Pine Ave, 40th St, P R R Expy, E Alta Ave, 38th St, 20th St, Wren Ave$707
30th St, E 2nd Ave, 16th Ave, Burgoon Rd, Mabel Pl, Jackson Ave, S Beckman Dr, S 13th St, S 15th St, Lloyd St$706
Spruce Ave, Millville Rd, Bloom Rd, E Southey Ave, 22nd Ave, Broadway, Elm Spring Dr, 32nd St, Laughlin Cir, Lexington Ave$684
27th St, W Plank Rd, 60th St, Bellwood Ave, 33rd St, Rosehill Dr, N 10th Ave, E Plank Rd, W Chestnut Ave, W 13th Ave$692

Altoona, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Altoona$103 to $106
Logan$106
Greenwood$104
Lakemont$105

Altoona, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Logan township, Blair County, Pennsylvania $106 $141 $212
Greenwood CDP, Pennsylvania $104 $139 $209
Lakemont CDP, Pennsylvania $105 $140 $210

Altoona, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Altoona, PA6.3%15.7%
Logan5.43%16.21%
Greenwood5.32%19.78%
Lakemont5.41%16.32%

Altoona Renters Insurance as a Percentage of Rent

Altoona Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 245 4.0% $356
$200 to $299 715 11.0% $806
$300 to $499 1,507 24.0% $1256
$500 to $749 2,163 35.0% $1931
$750 to $999 1,010 16.0% $2681
$1,000 to $1,499 399 6.0% $3806

Altoona, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Altoona Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Altoona Home Owner from High Deductible Plan $600

Altoona, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Altoona, PA Home Replacement Value MORE than Home Value Altoona, PA Home Replacement Value LESS than Home Value
Replacement Value $104,000 $71,500
Insurance Premium based on Replacement Value $475 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Altoona Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 3310478
Year Built 195019661942
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$300000-$350000$175000-$200000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Altoona, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 145,000 Membrane Roof 2,040 4 $500- $1000 Deductible 650 10 Stucco siding yes
1942 105,000 Shingles Roof 1,650 4 $500 Deductible 470 12 Stucco siding yes
1969 130,000 Shingles Roof 2,370 3 $500- $1000 Deductible 300 6 Fiber-Cement Siding yes
1951 105,000 Composition Roof 1,800 3 $2500-$5000 Deductible 180 9 Stucco siding No
1943 110,000 Tile Roof 1,450 3 $2500-$5000 Deductible 220 7 Wood siding yes
1944 140,000 Slate Shingles Roof 1,990 3 $2500-$5000 Deductible 170 4 Vinyl siding No
1960 160,000 Shingles Roof 2,250 5 $500 Deductible 570 9 Stucco siding No
1950 180,000 Metal Roof 2,940 5 $500- $1000 Deductible 190 2 Stucco siding yes
1958 165,000 Metal Roof 2,320 3 $1000-$2500 Deductible 160 2 Fiber-Cement Siding No
1948 165,000 Tile Roof 3,040 5 $500- $1000 Deductible 490 8 Vinyl siding No
1944 110,000 Metal Roof 1,660 2 $500- $1000 Deductible 200 4 Wood siding yes
1942 70,000 Slate Shingles Roof 1,360 3 $500- $1000 Deductible 130 5 Vinyl siding yes
1951 100,000 Asphalt Shingles Roof 1,510 2 $500 Deductible 370 9 Brick siding No
1961 140,000 Asphalt Shingles Roof 2,240 5 $500 Deductible 270 5 Vinyl siding yes
1964 180,000 Metal Roof 2,880 4 $1000-$2500 Deductible 470 10 Wood siding No
1947 170,000 Tile Roof 2,420 5 $1000-$2500 Deductible 380 6 Wood siding yes
1968 75,000 Asphalt Shingles Roof 1,070 2 $500 Deductible 150 4 Brick siding No
1944 120,000 Membrane Roof 1,720 3 $500 Deductible 170 3 Fiber-Cement Siding yes
1965 155,000 Asphalt Shingles Roof 2,190 4 $2500-$5000 Deductible 30 1 Stucco siding yes
1940 75,000 Metal Roof 1,510 2 $1000-$2500 Deductible 40 2 Wood siding yes
1969 90,000 Slate Shingles Roof 1,520 2 $2500-$5000 Deductible 250 8 Vinyl siding yes
1942 140,000 Wood Shake Roof 2,140 3 $500 Deductible 100 2 Wood siding No
1963 100,000 Membrane Roof 1,610 2 $500- $1000 Deductible 330 8 Stone Siding yes
1965 115,000 Metal Roof 1,710 4 $1000-$2500 Deductible 40 1 Wood siding yes
1944 155,000 Membrane Roof 2,300 4 $5000 to $10,000 Deductible 130 4 Stucco siding No
1961 90,000 Asphalt Shingles Roof 1,710 4 $500- $1000 Deductible 140 4 Stone Siding yes
1941 105,000 Wood Shake Roof 1,670 3 $500 Deductible 400 12 Stucco siding No
1964 125,000 Composition Roof 1,750 3 $2500-$5000 Deductible 280 6 Vinyl siding yes
1966 135,000 Slate Shingles Roof 2,250 3 $2500-$5000 Deductible 390 7 Vinyl siding No
1956 95,000 Asphalt Shingles Roof 1,740 3 $1000-$2500 Deductible 30 1 Wood siding yes
1956 90,000 Metal Roof 1,450 2 $500- $1000 Deductible 460 12 Fiber-Cement Siding yes
1950 130,000 Membrane Roof 2,620 4 $500- $1000 Deductible 590 12 Brick siding No
1941 125,000 Composition Roof 1,760 2 $500 Deductible 130 3 Fiber-Cement Siding yes
1967 210,000 Shingles Roof 3,100 4 > $10,000 Deductible 160 4 Stone Siding No

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