Alton Insurance Rates:

Alton, TX homeowners insurance is roughly $842 to $1,148, about $70-$95/month. Our thorough research indicates shoppers can save as much as $398 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Alton, TX Homeowners Insurance By Home Value

Alton, TX Home Value Total Homes % of Total Average Alton, TX Homeowners Insurance
Less than $50,000 1,045 45.0% $437
$50,000 to $59,999 194 8.0% $915
$60,000 to $69,999 284 12.0% $1144
$70,000 to $79,999 173 7.0% $1313
$80,000 to $89,999 174 7.0% $1492
$90,000 to $99,999 149 6.0% $1671
$100,000 to $124,999 128 5.0% $1930
$125,000 to $149,999 62 2.0% $2417
$150,000 to $174,999 78 3.0% $2855
$175,000 to $199,999 26 1.0% $3293

Top Home Insurance Agents Near Alton, TX

Home Insurance Company Near Alton, TX Homeowners Insurance Agency Near Alton, TX Address
NA Newkirk And Newkirk 3101 N Jackson Rd Mcallen, Pharr, TX, 78501
Allstate Edward Anderson 1837 W Tyler Ave Ste 1, Harlingen, TX, 78550
State Farm Eliborio Saenz Jr 200 West Expressway Suite F, San Juan, TX, 78589
Allstate Mario Garcia 1322 E Harrison Ave, Harlingen, TX, 78550
Liberty Mutual Independent Montalvo Insurance Agency 208 S TEXAS BLVD, WESLACO, TX, 78596

Cost Of Homeowners Insurance By Street Near Alton, TX

Streets in Alton Area Homeowners Insurance Cost
Kantunil Dr, Dora Ln, Linda St, Swiss Ln, E Mile 5 Rd, Mile 4 Line, Ramirez Ln, Lima Ln, Eisenhower Ave, Ramirez St$1,027
L H Groves, Berta St, W Kohala Ave, Carlos St, Rabbit Run St, Delissa Dr, Amigo St, Field Dr, Warbler Ave, Regina Dr$994
Campeche Ave, Mississippi St, Shuerbach Rd, Danielle Dr, Chiquita Cir, E Main Ave, W Hayes Ave, E 6 Mile Line, N Alaska St, Garfield St$998
Clavele St, Buchanan St, Los Ebanos Blvd, Nogales St, Palmhurst Dr, Chicago St, 5 Mile Rd, Eagle Pass St, Elida St, Nogales Dr$1,004
E Mile 2 Rd, Anna Cir, N Dallas St, S Michigan St, Monroe Ave, Bonnie St, Sierra Dr, E Mile 4 Rd, Iowa St, Buena Vista St$986

Alton, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alton$148 to $150
West Sharyland$151
Palmhurst$156
La Homa$149

Alton, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Sharyland CDP, Texas $126 $168 $252
Palmhurst city, Texas $131 $174 $261
Mission CCD, Hidalgo County, Texas $126 $167 $251

Alton, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alton, TX9.8%26.5%
West Sharyland8.01%24.88%
Palmhurst4.92%22.82%
Mission7.89%24.54%

Alton Renters Insurance as a Percentage of Rent

Alton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 2.0% $363
$200 to $299 82 7.0% $813
$300 to $499 50 4.0% $1263
$500 to $749 671 63.0% $1938
$750 to $999 179 16.0% $2688
$1,000 to $1,499 45 4.0% $3813

Alton, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Alton Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Alton Home Owner from High Deductible Plan $600

Alton, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alton, TX Home Replacement Value MORE than Home Value Alton, TX Home Replacement Value LESS than Home Value
Replacement Value $69,000 $51,500
Insurance Premium based on Replacement Value $550 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Alton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualAllstate
Monthly Premium 435051
Year Built 200519962010
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$50000-$75000$100000-$125000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Alton, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 60,000 Wood Shake Roof 1,400 2 $2500-$5000 Deductible 260 8 Brick siding yes
2013 90,000 Tile Roof 2,090 4 $2500-$5000 Deductible 320 9 Brick siding yes
2002 45,000 Membrane Roof 940 2 $500- $1000 Deductible 370 9 Stone Siding yes
2012 50,000 Tile Roof 970 2 $1000-$2500 Deductible 360 8 Stucco siding yes
2010 85,000 Composition Roof 1,690 2 $500 Deductible 320 5 Wood siding No
2005 160,000 Slate Shingles Roof 3,200 4 $2500-$5000 Deductible 990 10 Brick siding yes
2014 130,000 Tile Roof 2,380 3 $500- $1000 Deductible 470 6 Fiber-Cement Siding No
1996 105,000 Slate Shingles Roof 2,050 4 $500 Deductible 780 10 Stone Siding yes
2011 45,000 Tile Roof 990 2 $1000-$2500 Deductible 100 4 Stucco siding No
1992 185,000 Wood Shake Roof 3,210 4 $500 Deductible 410 4 Fiber-Cement Siding yes
2006 110,000 Membrane Roof 1,910 3 $2500-$5000 Deductible 640 9 Fiber-Cement Siding yes
2000 55,000 Asphalt Shingles Roof 1,030 2 $1000-$2500 Deductible 110 3 Fiber-Cement Siding No
1991 95,000 Wood Shake Roof 1,950 3 $1000-$2500 Deductible 590 10 Wood siding No
2014 80,000 Wood Shake Roof 1,600 2 $1000-$2500 Deductible 400 9 Brick siding yes
1996 90,000 Slate Shingles Roof 1,880 4 $500 Deductible 610 9 Vinyl siding yes
2008 110,000 Tile Roof 2,560 4 $500- $1000 Deductible 160 3 Vinyl siding yes
2014 100,000 Tile Roof 2,260 3 $2500-$5000 Deductible 140 2 Stone Siding No
2000 75,000 Tile Roof 1,530 3 $2500-$5000 Deductible 180 7 Wood siding yes
1998 105,000 Slate Shingles Roof 2,360 4 $500- $1000 Deductible 500 8 Fiber-Cement Siding No
2014 80,000 Membrane Roof 1,760 2 $500 Deductible 490 8 Brick siding yes
2009 180,000 Composition Roof 2,870 4 $1000-$2500 Deductible 460 4 Fiber-Cement Siding yes
2011 90,000 Tile Roof 1,890 3 $1000-$2500 Deductible 170 3 Brick siding No
2013 75,000 Shingles Roof 1,630 4 $2500-$5000 Deductible 620 12 Brick siding No
1993 70,000 Slate Shingles Roof 1,670 3 $500 Deductible 130 3 Brick siding yes
2010 90,000 Shingles Roof 1,710 3 $2500-$5000 Deductible 50 1 Vinyl siding No
2010 135,000 Shingles Roof 3,330 4 $2500-$5000 Deductible 510 7 Vinyl siding yes
2010 115,000 Shingles Roof 1,910 4 $500 Deductible 820 12 Fiber-Cement Siding No
1991 60,000 Slate Shingles Roof 1,350 3 $500 Deductible 190 4 Vinyl siding yes
2012 95,000 Slate Shingles Roof 2,150 3 $500 Deductible 370 5 Vinyl siding yes
1994 75,000 Asphalt Shingles Roof 1,210 3 $500- $1000 Deductible 370 8 Vinyl siding yes