Altamonte Springs Insurance Rates:

Altamonte Springs, FL homeowners insurance is roughly $991 to $1,346, about $82-$112/month. Our in depth analysis indicates shoppers can save as much as $467 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
They are helpful in explaining policy intricacies when i have questions regarding what is or is not covered with my home.
Allstate
I don't like all the restrictions they have on what counts as a home insurance claim. many companies are this way unfortunately.
Allstate
What i like about my home insurance company is that they are well known and trustworthy in my area.
State Farm
I only deal with the local office, and they are very friendly and helpful. They know me by name, and they seem to be knowledgeable about their products and services.
State Farm
I haven't found anything as of yet I dislike about them. I haven't had to have a ton of interaction yet though so we shall see
People's Trust Insurance
Every time I've called I have been able to get a real human. They've usually been helpful and either solved my problem or directed me to someone who could.
People's Trust Insurance
Every time I've called I have been able to get a real human. They've usually been helpful and either solved my problem or directed me to someone who could.
Allstate
I do not like paying for a service when there is zero communication. I like to have noticed or a phone call about inspections those need to be scheduled.

Altamonte Springs, FL Homeowners Insurance By Home Value

Altamonte Springs, FL Home Value Total Homes % of Total Average Altamonte Springs, FL Homeowners Insurance
Less than $50,000 462 5.0% $175
$50,000 to $59,999 350 4.0% $374
$60,000 to $69,999 344 4.0% $455
$70,000 to $79,999 243 2.0% $526
$80,000 to $89,999 409 4.0% $607
$90,000 to $99,999 334 3.0% $678
$100,000 to $124,999 626 7.0% $783
$125,000 to $149,999 1,010 11.0% $981
$150,000 to $174,999 1,161 13.0% $1157
$175,000 to $199,999 921 10.0% $1332
$200,000 to $249,999 1,394 16.0% $1613
$250,000 to $299,999 777 9.0% $1963
$300,000 to $399,999 502 5.0% $2501

Top Home Insurance Agents Near Altamonte Springs, FL

Home Insurance Company Near Altamonte Springs, FL Homeowners Insurance Agency Near Altamonte Springs, FL Address
NA Ribeiro Insurance Group, Llc 1515 S Orlando Ave Ste D, Maitland, FL, 32751
Allstate Ezekiel Palmer 12231 E Colonial Dr Ste 140, Orlando, FL, 32826
Travelers South Lake Insurance Inc 7799 STYLES BLVD, KISSIMMEE, FL, 34747
Liberty Mutual Independent T.M.C. Agencies Inc. Dba Hugh Cotton Insurance 2315 Curry Ford Rd, Orlando, FL, 32806
Travelers The Ormond Agency 555 GRANADA BLVD W STE H5, ORMOND BEACH, FL, 32174

Cost Of Homeowners Insurance By Street Near Altamonte Springs, FL

Streets in Altamonte Springs Area Homeowners Insurance Cost
W Hillcrest St, Bunnell Rd, Citrus Tree Dr, Teresa Ct, Silverglen Ln, Island Dr, Via del Oro Dr, Cedarbrook Ln, Poplar Dr, Teague Middle School Dr$1,156
Blackwood St, Hunter Lake Way, Devonshire Ct, Arthur St, Cadillac Ct, Oakview St, San Estaban Ave, Salem St, Jay Ct, Live Oak Gardens$1,164
E Hillcrest St, Woodfern Way, Calibre Crest Pkwy, Teresa Ct, Mobile Ave, Lamar Dr, Spring Valley Rd, Lake Placid Ct, Orange Ct, Calabria Dr$1,165
Oakwood Cove, Columbia Ave, Shining Armor Ln, Elm Creek Ct, Colgate Dr, N Forest Lake Dr, Sultana Ln, Oakland Rd, Melanie Way, Homeward Ln$1,186
High Castle Ln, Arletta St, Lake Destiny Rd, Fernwood Dr, Bear Lake Rd, Curlew Cir, Laura St, Charter Oak Ln, N Line Dr, Pine Tree Ln$1,251
Tranquility Cove, Sweetwater Creek Ct, Indigo Rd, Camden Rd, San Sebastian Ct, Baylor Ave, Orange Ln, Dunbar St, Ranier Dr, Cattail Ct$1,141
E Center St, Escondido Cir, Mathews Rd, Alden Pkwy, Firewood Ct, Colby Ct, Pine Needle Ln, Hunter Pl, Vivaldi Pl, Ridgeview Way$1,156
Shore Dr, Mercury St, Endsley Ave, Alpine St, Park Forest Ct, Hattaway Dr, Shady Banks Rd, Spring Valley Dr, Vandenberg St, Barberry Ln$1,146
Levee Ct, Greencove Ter, Quincy Ct, Center Point Cir, W State Rd 436, Commercial St, Fir Ct, Overlook Dr, Applewood Ave, Salem Ct$1,233
Pershing Dr, Lake Harriet Dr, Bonaire Dr, Riviera Dr, Brantley Club Pl, 2nd St, Sagewood Ct, Tiger Lily Ct, Sanlando Rd, Tamarack Trl$1,156

Altamonte Springs, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Altamonte Springs$174 to $177
Casselberry-Altamonte Springs$177
Maitland$189
Forest City$178

Altamonte Springs, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Casselberry-Altamonte Springs CCD, Seminole County, Florida $177 $236 $354
Maitland city, Florida $190 $253 $380
Forest City CDP, Florida $179 $238 $357

Altamonte Springs, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Altamonte Springs, FL6.7%17.9%
Casselberry-Altamonte Springs6.32%19.63%
Maitland5.07%17.0%
Forest City6.52%21.07%

Altamonte Springs Renters Insurance as a Percentage of Rent

Altamonte Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 1,123 14.0% $1912
$750 to $999 3,196 40.0% $2662
$1,000 to $1,499 2,960 37.0% $3787
$1,500 or more 582 7.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby Altamonte Springs For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $2,488
150,000 27 NO First Protective Insurance $1,284
150,000 27 NO Florida Family Insurance $1,778
150,000 27 NO Southern Oak Insurance $1,722
150,000 27 YES American Integrity Insurance $1,198
150,000 27 YES Castle Key Indemnity Company Insurance $1,956
150,000 27 YES Florida Farm Bureau Casualty Insurance $888
150,000 27 YES Florida Peninsula Insurance $962
150,000 27 YES Tower Hill Preferred Insurance $1,236
300,000 12 NA American Integrity Insurance $1,612
300,000 12 NA Castle Key Indemnity Company Insurance $2,868
300,000 12 NA Security First Insurance $1,913
300,000 12 NA Stillwater Property And Casualty Insurance $1,259
300,000 12 NA Tower Hill Preferred Insurance $1,731
300,000 12 NA Tower Hill Prime Insurance $2,206
300,000 12 NA Tower Hill Signature Insurance $2,358

Altamonte Springs, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Altamonte Springs Homeowner Insurance Premium Example $5,900$5,400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $30,800$29,300
Net Savings to Altamonte Springs Home Owner from High Deductible Plan $1,500

Altamonte Springs, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Altamonte Springs, FL Home Replacement Value MORE than Home Value Altamonte Springs, FL Home Replacement Value LESS than Home Value
Replacement Value $231,000 $156,000
Insurance Premium based on Replacement Value $3,800 $2,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $700/year Insurance costlier by $525/year

Example Altamonte Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersLiberty Mutual
Monthly Premium 387186181
Year Built 199920061981
Home Details 4 Beds, 2 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$100000-$125000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Altamonte Springs, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 215,000 Asphalt Shingles Roof 2,530 5 $5000 to $10,000 Deductible 2440 8 Wood siding No
1984 155,000 Membrane Roof 1,450 2 $500- $1000 Deductible 2390 7 Wood siding yes
1992 420,000 Metal Roof 4,620 5 $500 Deductible 2770 4 Brick siding yes
2002 435,000 Composition Roof 4,500 5 $500- $1000 Deductible 8100 12 Vinyl siding yes
2008 245,000 Slate Shingles Roof 2,120 3 $2500-$5000 Deductible 310 1 Wood siding No
2006 180,000 Shingles Roof 1,750 3 $500- $1000 Deductible 2240 9 Stucco siding No
1980 360,000 Asphalt Shingles Roof 3,250 5 $1000-$2500 Deductible 880 2 Wood siding yes
1991 275,000 Slate Shingles Roof 2,350 4 > $10,000 Deductible 2770 9 Brick siding No
1989 195,000 Wood Shake Roof 1,900 3 $500- $1000 Deductible 2770 7 Wood siding yes
2001 125,000 Membrane Roof 1,470 2 $1000-$2500 Deductible 1550 10 Wood siding No
2000 145,000 Metal Roof 1,560 2 $500- $1000 Deductible 210 1 Brick siding No
1996 140,000 Shingles Roof 1,540 2 $500- $1000 Deductible 1480 8 Stucco siding yes
1983 225,000 Tile Roof 2,840 4 > $10,000 Deductible 1430 6 Brick siding No
1981 155,000 Asphalt Shingles Roof 1,640 3 $2500-$5000 Deductible 470 3 Vinyl siding yes
1988 210,000 Asphalt Shingles Roof 2,390 4 $500- $1000 Deductible 3010 9 Wood siding No
1980 180,000 Wood Shake Roof 1,600 5 $1000-$2500 Deductible 1250 5 Wood siding No
1989 265,000 Slate Shingles Roof 2,470 4 $5000 to $10,000 Deductible 250 1 Stucco siding No
1988 165,000 Asphalt Shingles Roof 1,920 4 $1000-$2500 Deductible 300 1 Stone Siding yes
1981 140,000 Composition Roof 1,630 4 $2500-$5000 Deductible 350 2 Brick siding yes
2004 455,000 Tile Roof 4,830 5 > $10,000 Deductible 3280 10 Stucco siding No
2005 105,000 Asphalt Shingles Roof 1,150 2 $500- $1000 Deductible 720 5 Vinyl siding No
1990 360,000 Shingles Roof 3,140 4 $500- $1000 Deductible 2730 5 Stucco siding yes
1998 260,000 Slate Shingles Roof 2,320 4 > $10,000 Deductible 720 4 Stone Siding yes