Alpine Insurance Rates:

Alpine, CA homeowners insurance is approximately $549 to $752, about $45-$62/month. Our all inclusive analysis indicates shoppers can save as much as $260 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
Rates vary widely between insurance companies and it pays to shop around. For me, Safeco offered the best option for homeowners insurance.
Farmer's Insurance
They saved me a lot of money by bundling with my car insurance. I haven’t had to file a claim yet, but my interactions with them have been easy and professional.
Progressive
These companies do it best according to the results of customer satisfaction survey from the top insurance rating organizations. The highest rated companies for claims services are USAA.

Alpine, CA Homeowners Insurance By Home Value

Alpine, CA Home Value Total Homes % of Total Average Alpine, CA Homeowners Insurance
Less than $50,000 104 9.0% $26
$50,000 to $59,999 52 4.0% $65
$60,000 to $69,999 22 2.0% $78
$70,000 to $79,999 16 1.0% $91
$80,000 to $89,999 24 2.0% $104
$100,000 to $124,999 38 3.0% $130
$125,000 to $149,999 20 1.0% $169
$175,000 to $199,999 12 1.0% $227
$200,000 to $249,999 287 27.0% $273
$250,000 to $299,999 60 5.0% $338
$300,000 to $399,999 418 39.0% $429

Top Home Insurance Agents Near Alpine, CA

Home Insurance Company Near Alpine, CA Homeowners Insurance Agency Near Alpine, CA Address
Liberty Mutual Independent Alliant Ins Services Inc 570 RANCHEROS DR STE 100, SAN MARCOS, CA, 92069
Liberty Mutual Annabel Buso 1900 Wright Place Suite 120, Carlsbad, CA, 92008
State Farm Bob Peterson 1174 Broadway Unit 104, El Cajon, CA, 92021-7419
Allstate George Tiamzon 9310 Carmel Mountain Rd Ste C, San Diego, CA, 92129
Nationwide Richard Turner Insurance Agency 4411 30th Street STE 103, San Diego, CA, 92116

Cost Of Homeowners Insurance By Street Near Alpine, CA

Streets in Alpine Area Homeowners Insurance Cost
Plz Viejas, Tavern Ct, Valle de Las Sombras, Tavern Rd, Alpine Terrace Rd, Cam del Vecino, Tavern Rd, Cam Artemisa, Night Star Pl, Corte Maria$665
Klucewich Rd, N Victoria Dr, Summerhill Pt, Ave del Cielo, S Village Cir, Victoria Heights Pl, River Dance Ct, Olive View Rd, Michael Ct, Alpine Heights Ln$664
Hialeah Ln, John Dewitt Pl, Via Viejas Oeste, Via Palo Verde Lago, Willows Rd, Roble Grande Rd, Amapola Ct, Clayburn Ct, Cam Scarpitta, Kyrsten Terrace Ct$624
Anderson Ln, Summerhill Vw, Sunny Acres Ave, Columbine Dr, Roble Grande Trl, Big Boulder Ln, Gentian Way, Boulders Rd, Kumeyai Trl, Country Meadows Rd$655
Charles Dewitt Way, Rushings Trce, Verde View Rd, Via Viejas, N Glen Oaks Dr, Chestnut Roan Way, Foss Ln, Corte Plata Espuela, Administration Way, Conestoga Cir$668

Alpine, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alpine$96 to $98
Harbison Canyon$93
Crest$94
Descanso$92

Alpine, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harbison Canyon CDP, California $94 $125 $188
Crest CDP, California $94 $125 $188
Descanso CDP, California $92 $123 $185

Alpine, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alpine, CA1.9%7.3%
Harbison Canyon1.94%12.0%
Crest2.5%10.72%
Descanso2.64%9.15%

Alpine Renters Insurance as a Percentage of Rent

Alpine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 1.0% $322
$500 to $749 106 6.0% $1897
$750 to $999 174 11.0% $2647
$1,000 to $1,499 790 51.0% $3772
$1,500 or more 432 28.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Alpine For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewHartford (Sentinel)501
200000500NewAmco488
5000001000NewOregon Mutual706
7500002500NewHorace Mann P & C796
2500005001-3 YearsWawanesa455
50000010001-3 YearsHorace Mann P & C774
50000025001-3 YearsTravelers678
75000025001-3 YearsCalifornia Capital977
1500005004-6 YearsMetropolitan Direct812
50000010004-6 YearsHartford (Sentinel)1194
50000025004-6 YearsAmerican Security983
75000025004-6 YearsFarmers (Fire Ins)1959
1500002507-15 YearsIDS Property Casualty703
2000005007-15 YearsSafeco665
25000010007-15 YearsState Farm1272
2500005007-15 YearsIDS Property Casualty924
3000005007-15 YearsBankers Standard2153
3000005007-15 YearsIntegon/National931
40000010007-15 YearsAmerican Modern1392
40000010007-15 YearsFarmers (Fire Ins)1742
50000010007-15 YearsUSAA1107

Alpine, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$5,800
Yearly Alpine Homeowner Insurance Premium Example $2,100$1,300
Out of Pocket Expense During Claim$1,800$5,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,400$13,600
Net Savings to Alpine Home Owner from High Deductible Plan $800

Alpine, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alpine, CA Home Replacement Value MORE than Home Value Alpine, CA Home Replacement Value LESS than Home Value
Replacement Value $518,000 $300,000
Insurance Premium based on Replacement Value $1,250 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $111,000 Risk Exposure from Under Insuring Coverage is $107,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $250/year

Example Alpine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualNationwide Insurance
Monthly Premium 9351110
Year Built 198220082011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$350000-$400000$500000-$600000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Alpine, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 365,000 Membrane Roof 1,510 3 $5000 to $10,000 Deductible 770 12 Stucco siding No
2003 790,000 Composition Roof 3,080 5 $5000 to $10,000 Deductible 540 3 Stucco siding No
1983 465,000 Asphalt Shingles Roof 1,800 3 $5000 to $10,000 Deductible 270 4 Fiber-Cement Siding No
2001 820,000 Asphalt Shingles Roof 3,190 4 $500 Deductible 1930 10 Stone Siding yes
1984 715,000 Composition Roof 3,210 4 $2500-$5000 Deductible 1260 8 Stucco siding yes
2005 685,000 Wood Shake Roof 2,310 3 $500- $1000 Deductible 580 4 Fiber-Cement Siding yes
1981 485,000 Metal Roof 1,950 3 $2500-$5000 Deductible 1010 12 Stucco siding No
1999 735,000 Metal Roof 2,700 4 $2500-$5000 Deductible 1640 12 Brick siding No
2013 510,000 Metal Roof 2,520 5 $500 Deductible 150 1 Stone Siding No
2000 880,000 Shingles Roof 4,290 5 $2500-$5000 Deductible 280 2 Fiber-Cement Siding yes
1992 890,000 Composition Roof 3,420 5 $500- $1000 Deductible 1500 6 Stucco siding yes
2012 670,000 Composition Roof 2,320 3 $1000-$2500 Deductible 300 2 Stone Siding No
2013 605,000 Wood Shake Roof 2,280 3 $5000 to $10,000 Deductible 540 4 Wood siding yes
1986 430,000 Wood Shake Roof 1,510 3 $500 Deductible 540 6 Stucco siding No
2012 325,000 Wood Shake Roof 1,490 3 $500- $1000 Deductible 890 10 Stucco siding yes
2004 900,000 Slate Shingles Roof 4,390 5 $500 Deductible 2170 12 Vinyl siding No
2012 340,000 Wood Shake Roof 1,440 3 $500- $1000 Deductible 1200 10 Stone Siding yes
2008 700,000 Composition Roof 2,420 4 $2500-$5000 Deductible 820 6 Wood siding No
1991 455,000 Membrane Roof 1,640 3 $1000-$2500 Deductible 1100 9 Wood siding yes
2012 995,000 Membrane Roof 4,050 5 $1000-$2500 Deductible 1010 6 Brick siding No
2014 840,000 Tile Roof 3,580 5 $1000-$2500 Deductible 180 1 Vinyl siding yes
2010 700,000 Membrane Roof 2,500 4 $500- $1000 Deductible 680 5 Fiber-Cement Siding No
2007 430,000 Shingles Roof 1,500 3 $5000 to $10,000 Deductible 310 6 Brick siding yes
2013 575,000 Shingles Roof 1,960 3 $5000 to $10,000 Deductible 300 3 Vinyl siding yes
1989 680,000 Asphalt Shingles Roof 3,330 5 $2500-$5000 Deductible 530 5 Vinyl siding No
1989 885,000 Slate Shingles Roof 3,330 5 $5000 to $10,000 Deductible 880 8 Wood siding No
1982 1,005,000 Membrane Roof 4,520 5 $500- $1000 Deductible 230 1 Wood siding No
1994 395,000 Metal Roof 1,430 3 $500 Deductible 610 7 Stucco siding yes
2005 1,115,000 Asphalt Shingles Roof 3,940 5 $500- $1000 Deductible 1850 9 Stucco siding No
2012 445,000 Membrane Roof 1,480 3 $2500-$5000 Deductible 640 10 Vinyl siding yes
1994 385,000 Membrane Roof 1,810 4 $5000 to $10,000 Deductible 700 10 Wood siding yes
2013 525,000 Wood Shake Roof 1,880 5 $1000-$2500 Deductible 540 4 Stone Siding No
1984 570,000 Shingles Roof 2,150 4 $500 Deductible 150 1 Wood siding No
2010 840,000 Wood Shake Roof 3,160 5 $500 Deductible 1660 9 Stone Siding No