Alpharetta Insurance Rates:

Alpharetta, GA homeowners insurance is nearly $835 to $1,140, about $69-$95/month. Our thorough research indicates shoppers can save as much as $394 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
I pay about $800 per year with a $1,000 deductible. I am happy with the coverage for what I pay.
Allstate
My home insurance company requires less a month than any of the other insurance agencies that I have looked at or spoke with. I changed to this insurance agency because of the lower prices and better coverage.
American Home Shield
I like when my insurance company hurries up and gets on the phone with the subcontractors and approves the job so they can repair my stuff.
Nationwide
I believe that Nationwide has premiums as good as if not better than others out there. I have shopped around and their prices are always just as low if not lower than others.
State Farm
I shopped around and for what the cost, State Farm was able to beat out the competition.
Allstate
Overall very good insurance company which offers a wide variety of coverage and options. The customer service is fairly responsive via phone or email. Their cost is a little high but they do provide very good services.
Farmer's Insurance
I have been very satisfied with the customer service of Farmer's Insurance . We have never had any difficulty resolving issues with them in the past.
Farmer's Insurance
I think that I would recommend Farmers. They have a decent customer service department and the rates are fairly reasonable.
State Farm
I started with one agent and asked a question that she gave me the wrong answer to. Once I sent her info from what she had sent me asking more questions she said I was correct. I changed agents immediately.
Progressive
The insurance offerings I got with my company were very good compared to other companies I had looked for. I got a fair price and I’m happy with the policy I signed up for.
Nationwide
I am not very happy with the rate that my insurance premiums have increased over the years. My policy renews every 6 months and the rate has increased between $5 to $10 for each renewal period.
Liberty Mutual
The premium and deductible are very affordable, especially when you bundle home and auto. I recommend going this route to save a nice chunk of money.
Geico
Geico gives me the option and opportunity to change my deductible how ever I want it to be and they explain everything to you.
Allstate
They helped us when we had to file a claim about damage to our house and were able to expedite the process.
Progressive
I like progressive's customer service department who i feel is more responsive than your typical customer service department.
State Farm
My premium is relatively low. The only complaint I have is that the value of my home has decreased since I bought it. Also, I have never filed a claim. For some reason, however, the premium keeps going up every year. That seems wrong to me.
State Farm
I like that they have a functioning website that I can quickly grab policy information, cards, make changes, etc. They break down the information well and I’ve never had any huge issue with them. I also like to pay quarterly and they allow that.
State Farm
I found State Farm homeowners insurance to be reasonably priced, and they were very detailed with my policy. State Farm has always been easy to work with when filing claims, and they pay for damages quickly.
American Strategic Insurance
Whenever I do speak to them it's usually a good conversation, they answer my questions quickly and clearly. They make whatever changes I want to make and email me documents immediately.
Country Financial
I like their service. I like their employees. I really cannot find much to complain about overall.
Allstate
I would recommend our insurance company to others because the price was excellent, best quote we got. The customer service has been top notch.
Progressive
I would recommend this company for insurance, especially if you have other things insured through them. They offer a great bundle discount and their staff if super friendly and helpful.
Allstate
The insurance policy offerings are fair and well articulated compared to other insurance providers.

Alpharetta, GA Homeowners Insurance By Home Value

Alpharetta, GA Home Value Total Homes % of Total Average Alpharetta, GA Homeowners Insurance
Less than $50,000 120 1.0% $69
$90,000 to $99,999 174 1.0% $286
$100,000 to $124,999 211 2.0% $325
$125,000 to $149,999 512 5.0% $414
$150,000 to $174,999 524 5.0% $493
$175,000 to $199,999 531 5.0% $562
$200,000 to $249,999 1,947 20.0% $681
$250,000 to $299,999 2,049 21.0% $829
$300,000 to $399,999 3,348 35.0% $1056

Top Home Insurance Agents Near Alpharetta, GA

Home Insurance Company Near Alpharetta, GA Homeowners Insurance Agency Near Alpharetta, GA Address
Allstate Alan Varon 1875 Old Alabama Rd Ste 840, Roswell, GA, 30076
Travelers Guardian Insurance Group 500 SUN VALLEY DR SUITE A1, ROSWELL, GA, 30076
State Farm John Driscoll 24 Eagle Parkway, Adairsville, GA, 30103-2209
Allstate Kenneth Epperson 1135 Church St SE, Covington, GA, 30014
Nationwide The Henry Agency 2754 North Decatur Road Suite 110, Decatur, GA, 30033

Alpharetta, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Alpharetta, GA

Streets in Alpharetta Area Homeowners Insurance Cost
Lake Forest Way, Providence Farms Ln, Morning Mountain Way, Northern Oaks Ct, Sterling Ct, Seaward Vw, Cagle Rd, Rillridge Ct, Summer Breeze Ter, Landrum Rd$1,034
Meadow Crest Ln, Weathervane Ct, Lantern Ridge Dr, Providence Lake Pt, Aqueduct Ct, Bracebridge Rd, Park Brooke Walk Way, Stanyan Pl, Esquire Dr, Newport Trce$995
Marrywood Ct, Turner Rd, Enger Pl, S Burgess Trl, Pine Bough Ct, Wood Branch Dr, Webb Rd, Glenrose Ct, Snow Chief Ct, Providence Oak St$924
Birchington Close, Cogdell Ridge, Hughes Branch Close, Oakmere Rd, Spruell Cir, Atherton Park, Governors Cir, Great Rissington Way, Barrington Dr W, Turner Rd$1,103
Rounsaville Ct, Rossiter Ridge, Mayapple Dr, Lynne Cir, Westwood Way, Nocturne Dr, Huntington Trace Ln, Willow Meadow Cir, Barrow Downs, Providence Rd$959
Christine Dr, Stanyan St, Rosalie Ct, Sedalia Ct, Haney Dr, Park Creek Dr, N Point Pkwy, Wendy Hill Dr, Sonata Ln, Nakomis Pl$1,040
Calypso Dr, Cox Rd, Monroe Dr, Coachmans Cir, Patterstone Dr, Crabapple Tree Ct, E Creek Cir, Southlake Dr, Ashleigh Ln, Buckfield Ln$924
N Saint Phillip Ln, Newport Ct, Jardin Ct, Crabapple Lake Ct, Woodvale Ct, Bluff Oak Dr, Myers Dr, Calibre Creek Pkwy, Morning Mist Dr, Crab Orchard Ct$934
Thermopylae Ct, Turlough Trl, Roxburgh Ln, Sunflower Way, Abbey Ter, Cello Ct, Spring View Dr, Aurelia Trce, Spinnaker Cir, Hembree Circle Dr$923
Feyston Ct, Crossing Creek Ct, Kimball Park Ct, Dancliff Trce, S Satinwood Pl, Angelica Way, Wentworth Trl, Bluesedge Ln, Gates Mill Way, Park Brooke Trce$1,015

Alpharetta, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alpharetta$147 to $150
Roswell-Alpharetta$148
Roswell$145
Johns Creek$149

Alpharetta, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roswell-Alpharetta CCD, Fulton County, Georgia $148 $197 $296
Roswell city, Georgia $146 $194 $291
Johns Creek city, Georgia $149 $198 $297

Alpharetta, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alpharetta, GA3.8%12.9%
Roswell-Alpharetta3.71%12.51%
Roswell3.87%12.59%
Johns Creek3.64%11.32%

Alpharetta Renters Insurance as a Percentage of Rent

Alpharetta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 283 3.0% $1876
$750 to $999 2,022 27.0% $2626
$1,000 to $1,499 4,220 57.0% $3751
$1,500 or more 604 8.0% $5401

Average Cost Of Home Insurance By Company In Areas Nearby Alpharetta For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame Allstate Vehicle And Property Insurance Company N/A N/A N/A
$75,000 veneer American National General Insurance Company N/A $429 $401
$250,000 frame Buckeye State Mutual Insurance Company N/A $1426.00 $1076.00
$150,000 veneer Country Mutual Insurance Company $704.72 $623.26 $514.37
$400,000 frame Hartford Casualty Insurance Company $3631 $3527 $3334
$100,000 veneer Hartford Insurance Company Of The Southeast $1099 $1052 $973
$250,000 veneer Hartford Insurance Company Of The Southeast $2350 $2271 $2132
$400,000 veneer Horace Mann Property And Casualty Insurance Company N/A $1774 $1617
$350,000 frame Safeco Insurance Company Of Indiana $1811.06 $1695.93 $1570.71
$75,000 veneer Trustgard Insurance Company $598 $526 $434

Alpharetta, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Alpharetta Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,900$12,900
Net Savings to Alpharetta Home Owner from High Deductible Plan $1,000

Alpharetta, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alpharetta, GA Home Replacement Value MORE than Home Value Alpharetta, GA Home Replacement Value LESS than Home Value
Replacement Value $485,000 $292,000
Insurance Premium based on Replacement Value $2,225 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $119,000 Risk Exposure from Under Insuring Coverage is $74,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $550/year

Example Alpharetta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmerican Family InsuranceAllstate
Monthly Premium 45356138
Year Built 200419932010
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$700000-$800000$300000-$350000
Deductible > $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Alpharetta, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 515,000 Composition Roof 3,100 4 > $10,000 Deductible 920 7 Stone Siding No
2012 415,000 Asphalt Shingles Roof 2,190 5 $5000 to $10,000 Deductible 700 5 Vinyl siding No
2008 310,000 Slate Shingles Roof 1,560 5 > $10,000 Deductible 330 5 Wood siding yes
2011 255,000 Asphalt Shingles Roof 1,440 3 > $10,000 Deductible 380 8 Wood siding No
2011 420,000 Shingles Roof 2,320 4 $5000 to $10,000 Deductible 440 4 Fiber-Cement Siding No
1999 355,000 Metal Roof 2,020 3 $500 Deductible 570 4 Wood siding yes
2010 565,000 Membrane Roof 3,240 4 $2500-$5000 Deductible 1010 9 Vinyl siding yes
2000 130,000 Tile Roof 910 2 $1000-$2500 Deductible 440 10 Stone Siding No
2012 760,000 Composition Roof 4,140 5 $2500-$5000 Deductible 880 3 Brick siding yes
2010 545,000 Shingles Roof 3,450 5 $5000 to $10,000 Deductible 700 4 Stucco siding yes
2013 320,000 Asphalt Shingles Roof 1,770 2 $2500-$5000 Deductible 100 1 Fiber-Cement Siding No
1996 800,000 Asphalt Shingles Roof 4,740 5 $500 Deductible 290 1 Wood siding yes
2014 365,000 Shingles Roof 2,350 5 $1000-$2500 Deductible 470 5 Stone Siding No
1999 325,000 Asphalt Shingles Roof 2,020 3 $2500-$5000 Deductible 740 9 Stucco siding yes
1996 160,000 Asphalt Shingles Roof 1,060 2 $2500-$5000 Deductible 260 5 Wood siding No
2005 365,000 Asphalt Shingles Roof 2,090 5 $2500-$5000 Deductible 870 8 Stone Siding No
2008 455,000 Shingles Roof 3,150 4 $500 Deductible 1440 8 Brick siding No
2001 285,000 Shingles Roof 2,110 4 > $10,000 Deductible 440 8 Brick siding No
1998 175,000 Wood Shake Roof 1,020 2 $2500-$5000 Deductible 60 1 Stucco siding No
1991 320,000 Slate Shingles Roof 2,070 5 $2500-$5000 Deductible 150 1 Wood siding No
2006 615,000 Slate Shingles Roof 3,830 5 $500- $1000 Deductible 660 3 Fiber-Cement Siding yes
2009 225,000 Slate Shingles Roof 1,610 3 > $10,000 Deductible 380 8 Brick siding yes
1997 460,000 Shingles Roof 2,330 3 $2500-$5000 Deductible 640 5 Fiber-Cement Siding No
1990 295,000 Slate Shingles Roof 1,780 5 > $10,000 Deductible 90 2 Wood siding No
2010 160,000 Shingles Roof 1,200 2 $2500-$5000 Deductible 270 6 Wood siding No
2013 615,000 Membrane Roof 3,240 4 $500 Deductible 540 2 Brick siding yes
2012 640,000 Tile Roof 3,690 5 > $10,000 Deductible 670 4 Stucco siding No
2001 185,000 Metal Roof 1,010 2 $1000-$2500 Deductible 390 7 Stucco siding yes
1990 280,000 Wood Shake Roof 1,570 3 $2500-$5000 Deductible 520 6 Stone Siding yes
2013 255,000 Composition Roof 1,360 2 > $10,000 Deductible 390 8 Brick siding yes
2008 220,000 Wood Shake Roof 1,170 2 $5000 to $10,000 Deductible 200 4 Stucco siding No
2005 285,000 Composition Roof 1,760 4 $500 Deductible 1620 12 Fiber-Cement Siding yes
2001 495,000 Metal Roof 2,720 5 $500- $1000 Deductible 420 2 Stucco siding No
2012 375,000 Membrane Roof 2,200 4 $500- $1000 Deductible 440 3 Brick siding No

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