Alpena County Insurance Rates:

Alpena County, MI homeowners insurance is nearly $621 to $844, about $51-$70/month. Our thorough research shows customers can save as much as $293 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Home insurance is based on what it would cost to rebuild, not necessarily what the home is worth. this is good as you would need a rebuild if the whole place was destroyed.
Geico
Not all breeds of dogs can be included under this insurance company, which is disappointing if i ever wanted to have a dog that they consider a "dangerous breed". considering all the work that's been done to raise awareness about these breeds, geico seems very behind on the times.
State Farm
This company has many price plans available to fit every budget. i like the fact that i can choose a low plan .
Progressive
The app & the website are top of the line. They were developed very well. They are very responsive.
Geico
I DISLIKE THAT COMMUNICATION IS LACKING, CLAIMS ARE SO DIFFICULT, CUSTOMER SERVICE DOES NOT REALLY EXIST, AND NOBODY EVER HAS AN ANSWER WHEN YOU ASK QUESTIONS.
State Farm
Overall, they are okay. I sometimes get my way with things and other times not so much but they are well to keep me satisfied as a lifelong customer.
Liberty Mutual
I like that I can access my policies and claims 24 hours a day and 7 days a week and pay online if needed.
State Farm
Overall I think my company deserves a 5 they have not disappointed me yet

Alpena County, MI Homeowners Insurance By Home Value

Alpena County, MI Home Value Total Homes % of Total Average Alpena County, MI Homeowners Insurance
Less than $50,000 1,292 12.0% $175
$50,000 to $59,999 518 5.0% $373
$60,000 to $69,999 925 9.0% $461
$70,000 to $79,999 800 7.0% $535
$80,000 to $89,999 1,011 10.0% $608
$90,000 to $99,999 525 5.0% $681
$100,000 to $124,999 1,491 14.0% $791
$125,000 to $149,999 903 8.0% $989
$150,000 to $174,999 942 9.0% $1165
$175,000 to $199,999 447 4.0% $1348
$200,000 to $249,999 654 6.0% $1619
$250,000 to $299,999 328 3.0% $1986
$300,000 to $399,999 205 2.0% $2521

Top Home Insurance Agents Near Alpena County, MI

Home Insurance Company Near Alpena County, MI Homeowners Insurance Agency Near Alpena County, MI Address
NA Skiba Insurance Services, Inc. 127 W River St, Alpena, MI, 49707
NA Top O' Michigan Insurance Agency Inc 5101 Us-23 North , Oscoda, MI, 48750
NA Tawas Bay Insurance Agency, Llc 108 W State St East Tawas, East Tawas, MI, 48730
State Farm Cory Budnick 176 N 3rd St, Rogers City, MI, 49779-1609
Allstate Lois Ann Gibbs 712 S Brook St, Alpena, MI, 49707

Cost Of Homeowners Insurance By Street Near Alpena County, MI

Streets in Alpena County Area Homeowners Insurance Cost
Long Lake Rd, Brilinski Rd, S 10th Ave, Monaghan Point Rd, Lake St, O'Brien St, Lakeshore Dr, Willowdale Dr, Wintland Rd, Garfield St$743
Klemens Dr, Bloom Rd, E Bingham St, N 13th Ave, Samp Rd, Ossineke Rd, Long Rapids Plz, Parson St, St Onge St, Kaiser Rd$754
E Maple St, Haken Rd, Commerce Dr, Gilbert Cir, Sitting Bull Rd, W Baldwin St, Yuker Rd, Dallas Dr, N 14th Ave, N 9th Ave$739
Brilinski Rd, Bradbury Rd, Woodland Dr, N Bagley St, S Manning Hill Rd, Sheridan Dr, S Bagley St, Hinks Park Rd, Paad Ct, W Hamilton St$743
Wiraryasz Rd, Irwin Rd, Emory, Frederick St, Wolf Creek Rd, Herron Rd, W Alfred St, W Lake St, W Maple St, Ralph Ave$733

Alpena County, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alpena County$109 to $112
Sanborn$110
Alcona$114
Lost Lake Woods$113

Alpena County, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sanborn township, Alpena County, Michigan $92 $122 $183
Alcona township, Alcona County, Michigan $96 $127 $191
Lost Lake Woods CDP, Michigan $95 $126 $189

Alpena County, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alpena County, MI6.1%16.4%
Alpena County6.1%16.38%
Alcona5.47%15.51%
Lost Lake Woods5.96%15.33%

Alpena County Renters Insurance as a Percentage of Rent

Alpena County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 164 6.0% $356
$200 to $299 258 10.0% $806
$300 to $499 648 26.0% $1256
$500 to $749 907 36.0% $1931
$750 to $999 355 14.0% $2681
$1,000 to $1,499 123 5.0% $3806