Alma Insurance Rates:

Alma, GA homeowners insurance is about $712 to $976, about $59-$81/month. Our detailed research indicates shoppers can save as much as $337 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Alma, GA Homeowners Insurance By Home Value

Alma, GA Home Value Total Homes % of Total Average Alma, GA Homeowners Insurance
Less than $50,000 870 43.0% $337
$50,000 to $59,999 91 4.0% $708
$60,000 to $69,999 159 7.0% $877
$70,000 to $79,999 245 12.0% $1012
$80,000 to $89,999 105 5.0% $1147
$90,000 to $99,999 42 2.0% $1282
$100,000 to $124,999 226 11.0% $1493
$125,000 to $149,999 38 1.0% $1865
$150,000 to $174,999 81 4.0% $2202
$175,000 to $199,999 37 1.0% $2540
$200,000 to $249,999 57 2.0% $3063
$300,000 to $399,999 27 1.0% $4751

Top Home Insurance Agents Near Alma, GA

Home Insurance Company Near Alma, GA Homeowners Insurance Agency Near Alma, GA Address
NA Parker Insurance & Realty 265 S Macon St, Jesup, GA, 31545
NA Eunice Crop Insurance Po Box 658, Baxley, GA, 31515
NA Brown Insurance Group 510 Church St, Vidalia, GA, 30474
Allstate Jay Shaw Company 39 S Valdosta Rd, Lakeland, GA, 31635
Liberty Mutual Independent Zorn & Son Insurance Agency 603 W 1St St, Vidalia, GA, 30474

Cost Of Homeowners Insurance By Street Near Alma, GA

Streets in Alma Area Homeowners Insurance Cost
Co Rd 218, Alder Ln, Pinewalk Ln, James M Lee Rd, Iowa River Rd, S Glynn St, Co Rd 314, Myra St, Spree Rd, Cypress Cir$842
Coral Rd, Grady Tanner Ln, China Rd, Fisherman's Rd, Altman Rd, Anderson Ln, Ports End Ln, Pine St, W 7th St, Arno Rd$845
Clover Ln, Pope Dr, Kight Ln, Biscayne Rd, N Dixon St, Nutmeg Rd, S Bead St, Elm Rd, Smith Dr, Old Alma Waycross Hwy$841
Pine Grove Rd, Snapper Rd, Lanier Dr, Gene Lewis Rd, Red River Ln, Friendship Church Rd, Ganges Rd, Meadow Rd, W 12th St, Co Rd 209$850
Lees Chapel Rd, Douglas Etate Rd, Johnnies Ln, Shad Rd, E 5th St, Elkie Taylor Ln, W 11th St, Clinch River Trl, Gulf Rd, Poplar St$848

Alma, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alma$125 to $127
Rockingham$131
Bacon County$127
Nicholls$126

Alma, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rockingham CCD, Bacon County, Georgia $109 $145 $218
Bacon County, Georgia $106 $141 $212
Nicholls CCD, Coffee County, Georgia $105 $140 $210

Alma, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alma, GA9.3%23.7%
Rockingham6.96%21.45%
Bacon County8.89%23.3%
Nicholls8.68%29.29%

Alma Renters Insurance as a Percentage of Rent

Alma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 1.0% $391
$200 to $299 107 13.0% $841
$300 to $499 245 30.0% $1291
$500 to $749 350 43.0% $1966
$750 to $999 84 10.0% $2716

Alma, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Alma Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Alma Home Owner from High Deductible Plan $600

Alma, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alma, GA Home Replacement Value MORE than Home Value Alma, GA Home Replacement Value LESS than Home Value
Replacement Value $56,500 $43,500
Insurance Premium based on Replacement Value $325 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $5,000 Risk Exposure from Under Insuring Coverage is $8,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year

Example Alma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmerican Family Insurance
Monthly Premium 776966
Year Built 196120051990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$150000-$175000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Alma, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 85,000 Metal Roof 1,540 3 $500 Deductible 280 6 Vinyl siding yes
1997 140,000 Membrane Roof 2,260 3 $500- $1000 Deductible 260 5 Vinyl siding yes
1992 120,000 Slate Shingles Roof 1,910 3 $2500-$5000 Deductible 420 10 Fiber-Cement Siding yes
1964 120,000 Wood Shake Roof 1,870 3 $1000-$2500 Deductible 340 10 Stucco siding yes
1972 90,000 Composition Roof 2,060 4 $1000-$2500 Deductible 370 12 Brick siding No
2006 195,000 Wood Shake Roof 3,160 4 $2500-$5000 Deductible 330 6 Vinyl siding No
1964 85,000 Slate Shingles Roof 1,960 4 $2500-$5000 Deductible 30 1 Wood siding yes
1971 90,000 Membrane Roof 1,680 3 $2500-$5000 Deductible 110 5 Brick siding yes
2008 85,000 Shingles Roof 1,980 3 $2500-$5000 Deductible 20 1 Stone Siding yes
1996 200,000 Shingles Roof 3,370 5 $500 Deductible 190 3 Stone Siding No
2006 290,000 Composition Roof 4,870 5 $500- $1000 Deductible 690 8 Wood siding yes
1990 180,000 Tile Roof 3,470 5 $500- $1000 Deductible 210 3 Brick siding No
1966 185,000 Tile Roof 3,180 4 $500 Deductible 620 10 Vinyl siding No