Alma Insurance Rates:

Alma, AR homeowners insurance is about $936 to $1,281, about $78-$106/month. Our in depth guide indicates shoppers can save upto $443 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Alma, AR Homeowners Insurance By Home Value

Alma, AR Home Value Total Homes % of Total Average Alma, AR Homeowners Insurance
Less than $50,000 131 8.0% $243
$50,000 to $59,999 55 3.0% $510
$60,000 to $69,999 108 6.0% $643
$70,000 to $79,999 172 10.0% $743
$80,000 to $89,999 59 3.0% $842
$90,000 to $99,999 121 7.0% $931
$100,000 to $124,999 350 21.0% $1086
$125,000 to $149,999 225 13.0% $1352
$150,000 to $174,999 81 5.0% $1608
$175,000 to $199,999 161 9.0% $1852
$200,000 to $249,999 132 8.0% $2229

Top Home Insurance Agents Near Alma, AR

Home Insurance Company Near Alma, AR Homeowners Insurance Agency Near Alma, AR Address
NA Boone-Ritter Insurance 109 N Spring St, Springdale, AR, 72764
Liberty Mutual Independent Hilton Insurance 111 E Ray Fine Blvd , Roland, OK, 74954
Farmers Phillip Phil Carter 6417 S Hendrix Heights Dr, Fayetteville, AR, 72704
Liberty Mutual Independent Regions Insurance 1465 E JOYCE BLVD STE 205, FAYETTEVILLE, AR, 72703
Travelers Shore Insurance Agency 801 N Broadway, Poteau, OK, 74953

Cost Of Homeowners Insurance By Street Near Alma, AR

Streets in Alma Area Homeowners Insurance Cost
Fine Way, Meadors Cir, N 28th St, Wilkins Ln, Old Concord Rd, N Lakewood Dr, Figure Five Hts, Clay Acres Loop, Meadors Dr, Co Rd 176$1,107
Peters Dr, E Lincoln Trl, Mallard Ln, Carr Ests, Lovelady Ln, Cross Lanes Rd, E Northbrook Dr, Seals St, Co Rd 52, S Main St$1,106
Church Ave, Green Acres Cir, Otis St, Co Rd 63, Old Freedom Dr, Locke St, Loveland Dr, Shibley Rd, Hwy 71 N, Co Rd 6$1,088
W Red Hill St, Vail Dr, Wornkey Bend, Georgia Ridge Dr, Co Rd 137, Pleasant Hill Rd, Wilder Ln, E Plumwood Rd, W 7th, Pecan Cove Ln$1,107
New Town Rd, Jasmine Ln, S Red Hill St, Valley Ln, US Hwy 64 Bus, US Hwy 71, E 6th St, Industrial Park Dr, Cultivar Rd, Taylor Ln$1,113

Alma, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alma$165 to $167
Dyer$163
Rudy$167
Van Buren$165

Alma, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dyer township, Crawford County, Arkansas $164 $218 $327
Rudy township, Crawford County, Arkansas $167 $223 $335
Dean Springs township, Crawford County, Arkansas $164 $218 $327

Alma, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alma, AR9.4%30.0%
Dyer9.29%27.2%
Rudy9.29%22.42%
Dean Springs10.14%29.48%

Alma Renters Insurance as a Percentage of Rent

Alma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 60 7.0% $371
$200 to $299 38 5.0% $821
$300 to $499 208 27.0% $1271
$500 to $749 249 32.0% $1946
$750 to $999 179 23.0% $2696
$1,000 to $1,499 25 3.0% $3821

Alma, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Alma Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to Alma Home Owner from High Deductible Plan $600

Alma, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alma, AR Home Replacement Value MORE than Home Value Alma, AR Home Replacement Value LESS than Home Value
Replacement Value $112,000 $79,500
Insurance Premium based on Replacement Value $875 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Alma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceTravelers
Monthly Premium 8511887
Year Built 200719962013
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $175000-$200000$175000-$200000$100000-$125000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Alma, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 190,000 Composition Roof 2,420 4 $1000-$2500 Deductible 130 1 Fiber-Cement Siding yes
2003 135,000 Membrane Roof 1,930 3 $2500-$5000 Deductible 230 4 Stucco siding yes
2000 160,000 Asphalt Shingles Roof 2,060 3 $1000-$2500 Deductible 1220 12 Wood siding yes
2002 120,000 Metal Roof 1,620 3 $500- $1000 Deductible 560 7 Vinyl siding No
1996 250,000 Tile Roof 3,390 4 $2500-$5000 Deductible 570 5 Stone Siding No
2003 115,000 Membrane Roof 1,770 4 $500 Deductible 160 3 Stone Siding No
1989 120,000 Composition Roof 1,660 4 $2500-$5000 Deductible 580 8 Brick siding yes
1988 170,000 Membrane Roof 2,090 4 $2500-$5000 Deductible 1150 12 Fiber-Cement Siding No
2013 280,000 Metal Roof 3,390 4 $500- $1000 Deductible 300 2 Stone Siding No
2012 250,000 Tile Roof 3,310 4 $500- $1000 Deductible 450 3 Brick siding No
1983 165,000 Tile Roof 2,470 4 $1000-$2500 Deductible 360 4 Wood siding No
1993 215,000 Tile Roof 2,450 4 $5000 to $10,000 Deductible 660 5 Vinyl siding No
1999 120,000 Membrane Roof 1,970 3 $1000-$2500 Deductible 600 9 Wood siding yes
2008 175,000 Shingles Roof 2,090 4 $500- $1000 Deductible 680 5 Brick siding No