Alma, AR homeowners insurance is about $936 to $1,281, about $78-$106/month. Our in depth guide indicates shoppers can save upto $443 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Alma, AR | Homeowners Insurance Agency Near Alma, AR | Address |
|---|---|---|
| Farmers | Phillip Phil Carter | 6417 S Hendrix Heights Dr, Fayetteville, AR, 72704 |
| Liberty Mutual Independent | Regions Insurance | 1465 E JOYCE BLVD STE 205, FAYETTEVILLE, AR, 72703 |
| Travelers | Shore Insurance Agency | 801 N Broadway, Poteau, OK, 74953 |
| Liberty Mutual Independent | Hilton Insurance | 111 E Ray Fine Blvd , Roland, OK, 74954 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Dyer township, Crawford County, Arkansas | $164 | $218 | $327 |
| Rudy township, Crawford County, Arkansas | $167 | $223 | $335 |
| Dean Springs township, Crawford County, Arkansas | $164 | $218 | $327 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Alma, AR | 9.4% | 30.0% |
| Dyer | 9.29% | 27.2% |
| Rudy | 9.29% | 22.42% |
| Dean Springs | 10.14% | 29.48% |
| Alma Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 60 | 7.0% | $371 |
| $200 to $299 | 38 | 5.0% | $821 |
| $300 to $499 | 208 | 27.0% | $1271 |
| $500 to $749 | 249 | 32.0% | $1946 |
| $750 to $999 | 179 | 23.0% | $2696 |
| $1,000 to $1,499 | 25 | 3.0% | $3821 |
| Streets in Alma Area | Homeowners Insurance Cost |
|---|---|
| Fine Way, Meadors Cir, N 28th St, Wilkins Ln, Old Concord Rd, N Lakewood Dr, Figure Five Hts, Clay Acres Loop, Meadors Dr, Co Rd 176 | $1,107 |
| Peters Dr, E Lincoln Trl, Mallard Ln, Carr Ests, Lovelady Ln, Cross Lanes Rd, E Northbrook Dr, Seals St, Co Rd 52, S Main St | $1,106 |
| Church Ave, Green Acres Cir, Otis St, Co Rd 63, Old Freedom Dr, Locke St, Loveland Dr, Shibley Rd, Hwy 71 N, Co Rd 6 | $1,088 |
| W Red Hill St, Vail Dr, Wornkey Bend, Georgia Ridge Dr, Co Rd 137, Pleasant Hill Rd, Wilder Ln, E Plumwood Rd, W 7th, Pecan Cove Ln | $1,107 |
| New Town Rd, Jasmine Ln, S Red Hill St, Valley Ln, US Hwy 64 Bus, US Hwy 71, E 6th St, Industrial Park Dr, Cultivar Rd, Taylor Ln | $1,113 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Alma | $165 to $167 |
| Dyer | $163 |
| Rudy | $167 |
| Van Buren | $165 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Alma Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,500 | $4,900 |
| Net Savings to Alma Home Owner from High Deductible Plan | $600 | |
| Scenario | Alma, AR Home Replacement Value MORE than Home Value | Alma, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $112,000 | $79,500 |
| Insurance Premium based on Replacement Value | $875 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $10,000 | Risk Exposure from Under Insuring Coverage is $22,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $75/year |
| Insurance Company | Liberty Mutual | Farmers Insurance | Travelers |
| Monthly Premium | 85 | 118 | 87 |
| Year Built | 2007 | 1996 | 2013 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $175000-$200000 | $175000-$200000 | $100000-$125000 |
| Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible | $500 Deductible |