Allentown Insurance Rates:

Allentown, PA homeowners insurance is about $609 to $826, about $50-$68/month. Our exhaustive guide reveals consumers can save as much as $287 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American Commerce Insurance Company
The website for the company is very old and they do not have an app for my smartphone for claims or looking up account information.
Grange Insurance
My main positive that i really like with grange is the fact that they are so much cheap than everyone else i mean almost like half price compared to some of the big names
I would recommend Allstate because they are a trustworthy company with a long history in insurance, and they have paid every claim I've had over the past two decades.
State Farm
I would rate it a 3. The deductible is high but it is doable. I would have liked it lower but I it made my premium lower with the higher deductible.
Liberty Mutual
I have not had much interaction with Liberty Mutual as I have owned my house for two years and nothing has happened that I need to report or get covered.
State Farm
The offerings were great and we were able to get all insurance in one place with great rates even with an umbrella policy.
Grange Insurance
my agent is very helpful helping me find my coverage and my coverage is very good and payments are about the same as other companies
Erie Insurance
I would absolutely recommend Erie Insurance (and do). They offer great coverage for a great price! Their agents have always been kind and very helpful with any questions or concerns that we may have.
I would recommend because they have great customer service and are prompt in answering any questions. Online features are also very user friendly and helpful.
Honestly I would stay with GEICO even if someone gave me a significantly lower premium. With my experience their overall GREAT service and dependability trumps cost. My present and past premiums have been compatible.
I am satisfied with Geico's customer service in regards to my home owners insurance. Everything is streamlined and easy to use online. I give them a rating of 5.
State Farm
I like how patient they are when submitting a claim or when i need clarification on something, such as a bill or payment dispute.
State Farm
We've paid reasonable rates for a decade or more, due to discounts we have a long time account holders. They've been helpful in applying discounts for everything we qualify for as a discount.
Farmer's Insurance
The customer services both online and on the telephone are very polite, kind and try to be as helpful as they can be.
State Farm
I don't like all the young, attitude-laden people that they have working on the phones. They seem to be know-it-alls who don't really want to help the customers, and just want to collect a paycheck and go home. It's not a good feeling to have to know that paying my premium contributes to their paycheck.
State Farm
It was quick and easy, you can do everything from online
Erie Insurance
I like that they treat me like a person. They make me feel like I am not bothering them if have a question and treat me with respect. I would rate them with a 4.
State Farm
I would say they can upgrade their website features and improve the chat features when I really need it. The login is always a pain to navigate.
The company does a fine job of satisfying my current needs. They are professional and I don't feel like I am being ripped off by their premiums. I would choose them again if I had to pick from a list. They do the job well.
Liberty Mutual
The company has a good reputation and is financially stable.
Erie Insurance
I like how they are for the customers and not just for the dollar. They really take each customers needs into consideration and helps them get the best policy. They offer some great discounts. They are very attentive to the needs of each customer and goes out of their way to make everyone happy. I recommend them to everyone I know.
Liberty Mutual
I will recommend Liberty Mutual to anybody. I get value for my money and I get wonderful service from them. It remains of the best out there.
I would not recommend this company unless you have to. There are better options out there, and if you can afford to go with a different options, than you should do that.
Farmer's Insurance
Their customer service is helpful. You can talk to people very quickly instead of getting stuck in an automated loop
Overall the company is good at all point in time and they communicate with us well and help us in any situation by easy claiming
Goodville Mutual
there was not much communication from the company after I submitted a claim. I did receive satisfactory service, and the check arrived with no complications to pay for repairs. the only issue was that it took longer than I would have liked regarding communication.

Allentown, PA Homeowners Insurance By Home Value

Allentown, PA Home Value Total Homes % of Total Average Allentown, PA Homeowners Insurance
Less than $50,000 805 3.0% $122
$50,000 to $59,999 265 1.0% $265
$60,000 to $69,999 449 2.0% $330
$70,000 to $79,999 880 4.0% $380
$80,000 to $89,999 1,256 6.0% $430
$90,000 to $99,999 1,217 6.0% $481
$100,000 to $124,999 3,592 17.0% $560
$125,000 to $149,999 3,107 15.0% $703
$150,000 to $174,999 3,240 16.0% $825
$175,000 to $199,999 1,816 8.0% $954
$200,000 to $249,999 2,149 10.0% $1148
$250,000 to $299,999 699 3.0% $1407
$300,000 to $399,999 771 3.0% $1787

Top Home Insurance Agents Near Allentown, PA

Home Insurance Company Near Allentown, PA Homeowners Insurance Agency Near Allentown, PA Address
NA Warren G. Reiner, Inc. - Clinton 28 Center St, Clinton, NJ, 8809
NA The Wright Agency 1142 Horseshoe Pike 1142 Horseshoe Pike Downingtown, West Brandywine Township, PA, 19335
State Farm Bryan Frey 3553 Rhoads Ave, Newtown Sq, PA, 19073-3616
Travelers Garland Insurance Agency Llc 2516 EASTON AVENUE, BETHLEHEM, PA, 18017
Farmers Tadas Brusokas 2813 Philmont Ave, Huntingdon Valley, PA, 19006

Allentown, PA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Allentown, PA

Streets in Allentown Area Homeowners Insurance Cost
N Berks St, S Brown St, Mack Blvd, E Kurtz St, S Francis St, Blue Heron Dr, Donald St, Quartz St, N Jay St, N Grape St$707
Susquehanna St, Hanover Ave, N Reed St, S Carbon St, Vine St, Onyx St, Sherwood Ct, S Plum St, Basin St, E Pittston St$716
N 6th St Exd, Lanze Rd, S Gate St, Post St, N Niles St, S Leh St, S May St, N Ruhr St, E Jeans St, S 25th St$739
Dorset Ct N, N Charlotte St, N Jay St, N Catherine St, Barber St, Arcadia Ave, E Green St, E Clay St, S Roy St, E Elm St$764
N Hays St, Marks St, American Pkwy, N West St, N Randolph St, Type St, N Leh St, N Knapp St, W Auburn St, S Alice St$713
E Carrot St, N Dent St, N William St, State Rte 2055, S Elizabeth St, N 15th St, N 25th St, E Keats St, Dorset S, N Leh St$765
E Pine St, N Bryan St, Barner St, S Carldon St, N 27th St, Menges Ave, Catalina Ave, S Franklin St, Benner Rd, Sesqui St$763
W Federal St, N Ralph St, W Pine St, Warren St, S Meyer St, S Jute St, Jackson St, W Devonshire Rd, N 36th Ct, E St$717
Bus Park Ln, N West St, College Dr, Rhonda Ln, E Cedar St, Sage St, S St Lucas St, S Jute St, Aster St, S Crest Ave$738
Lynn St, Parkside Ct, Dent St, N Beaver St, Crest Ave, N Bradford St, Primrose Dr, Sandstone St, W Tremont St, T846$707

Allentown, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Allentown$107 to $109

Allentown, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dorneyville CDP, Pennsylvania $96 $127 $191
Fullerton CDP, Pennsylvania $92 $123 $184
Salisbury township, Lehigh County, Pennsylvania $94 $125 $187

Allentown, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Allentown, PA4.5%12.4%

Allentown Renters Insurance as a Percentage of Rent

Allentown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 578 2.0% $344
$200 to $299 887 4.0% $794
$300 to $499 1,538 7.0% $1244
$500 to $749 4,348 20.0% $1919
$750 to $999 7,775 35.0% $2669
$1,000 to $1,499 5,662 26.0% $3794
$1,500 or more 815 3.0% $5444

Allentown, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Allentown Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,700$19,700
Net Savings to Allentown Home Owner from High Deductible Plan $1,000

Allentown, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Allentown, PA Home Replacement Value MORE than Home Value Allentown, PA Home Replacement Value LESS than Home Value
Replacement Value $176,000 $126,500
Insurance Premium based on Replacement Value $1,000 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Allentown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceNationwide Insurance
Monthly Premium 567235
Year Built 196019781946
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$175000-$200000$150000-$175000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Allentown, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 315,000 Membrane Roof 3,910 5 $500 Deductible 1240 12 Fiber-Cement Siding No
1944 210,000 Composition Roof 2,330 4 $5000 to $10,000 Deductible 180 4 Wood siding No
1975 175,000 Metal Roof 2,120 3 $1000-$2500 Deductible 410 6 Wood siding yes
1949 300,000 Membrane Roof 3,940 5 $500- $1000 Deductible 420 4 Brick siding No
1949 160,000 Composition Roof 2,170 4 $1000-$2500 Deductible 580 12 Wood siding yes
1961 190,000 Composition Roof 2,190 3 $1000-$2500 Deductible 130 2 Stucco siding yes
1947 180,000 Asphalt Shingles Roof 1,950 5 $500 Deductible 580 6 Stucco siding yes
1969 190,000 Composition Roof 2,100 3 $500 Deductible 520 9 Vinyl siding No
1962 170,000 Metal Roof 1,740 2 $2500-$5000 Deductible 330 9 Stone Siding No
1978 190,000 Membrane Roof 2,190 4 $500 Deductible 950 12 Stone Siding yes
1977 235,000 Tile Roof 2,750 5 > $10,000 Deductible 570 9 Stone Siding No
1979 160,000 Shingles Roof 1,510 3 $5000 to $10,000 Deductible 600 10 Stucco siding No
1975 265,000 Composition Roof 3,460 5 $500 Deductible 1560 12 Fiber-Cement Siding No
1971 445,000 Tile Roof 4,660 5 $500- $1000 Deductible 1740 10 Stone Siding yes
1977 95,000 Shingles Roof 1,200 2 $2500-$5000 Deductible 40 1 Stucco siding yes
1943 310,000 Slate Shingles Roof 3,280 4 $1000-$2500 Deductible 490 6 Wood siding No
1976 75,000 Membrane Roof 920 2 $1000-$2500 Deductible 80 4 Brick siding yes
1962 315,000 Shingles Roof 4,520 5 $2500-$5000 Deductible 610 5 Wood siding No
1975 135,000 Shingles Roof 1,550 2 $1000-$2500 Deductible 650 12 Wood siding No
1975 225,000 Metal Roof 2,650 5 $2500-$5000 Deductible 620 8 Vinyl siding yes
1973 160,000 Wood Shake Roof 1,580 3 $5000 to $10,000 Deductible 180 4 Vinyl siding yes
1968 215,000 Shingles Roof 2,710 4 $5000 to $10,000 Deductible 130 2 Wood siding yes
1961 255,000 Tile Roof 2,850 5 $1000-$2500 Deductible 370 6 Brick siding yes
1976 335,000 Slate Shingles Roof 4,100 5 $1000-$2500 Deductible 770 9 Brick siding No
1945 165,000 Slate Shingles Roof 2,300 4 $5000 to $10,000 Deductible 160 4 Stucco siding No
1961 230,000 Slate Shingles Roof 3,160 4 $500- $1000 Deductible 740 10 Wood siding yes
1971 140,000 Membrane Roof 1,920 4 $500 Deductible 180 3 Fiber-Cement Siding No
1975 130,000 Asphalt Shingles Roof 1,810 3 $2500-$5000 Deductible 350 12 Vinyl siding No
1974 110,000 Membrane Roof 1,460 3 $2500-$5000 Deductible 310 10 Vinyl siding yes
1945 170,000 Metal Roof 2,320 3 $2500-$5000 Deductible 40 1 Vinyl siding No
1969 45,000 Tile Roof 1,509 3 $500- $1000 Deductible 110 6 Fiber-Cement Siding No

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