Allendale Insurance Rates:

Allendale, MI homeowners insurance is about $652 to $886, about $54-$73/month. Our exhaustive analysis shows customers can save upto $307 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Allendale, MI Homeowners Insurance By Home Value

Allendale, MI Home Value Total Homes % of Total Average Allendale, MI Homeowners Insurance
Less than $50,000 303 10.0% $115
$80,000 to $89,999 33 1.0% $399
$90,000 to $99,999 45 1.0% $453
$100,000 to $124,999 274 9.0% $522
$125,000 to $149,999 427 14.0% $653
$150,000 to $174,999 911 30.0% $776
$175,000 to $199,999 340 11.0% $892
$200,000 to $249,999 341 11.0% $1076
$250,000 to $299,999 184 6.0% $1314
$300,000 to $399,999 82 2.0% $1668

Top Home Insurance Agents Near Allendale, MI

Home Insurance Company Near Allendale, MI Homeowners Insurance Agency Near Allendale, MI Address
NA Ottawa Services Agency 26 North Church, Zeeland, MI, 49464
Liberty Mutual Independent Coldbrook Insurance Group 45 Coldbrook Street Nw Grand Rapids, Grand Rapids, MI, 49503
Farmers Eric Calkins 2745 10 Mile Rd NE Ste D, Rockford, MI, 49341
State Farm Lee Lancaster 441 E Bridge St, Plainwell, MI, 49080-1846
Farmers Scott Bates 3140 Division Ave SW, Grandville, MI, 49418

Cost Of Homeowners Insurance By Street Near Allendale, MI

Streets in Allendale Area Homeowners Insurance Cost
Matterhorn Ln, Maple Bend Trl, Skyway Ln, Alger St, Stowe Ave, Scott St, Willow Creek Ln, Oakland Dr, Eric St, Summit Ln$770
Stadium Dr, Aspen St, Mary Elizabeth Dr, Timber Dr, Caberfae Ave, Village Ln, Hunters Meadow, Groen Ct, Watermark Dr, Brookland Dr$772
Wqterway Dr, 61st Ave, Valley View Ave, Ridgeland Ct, Country Pl, Whispering Creek Dr, Campus View Dr, Mt Holiday Ln, Circlewood Ln, 74th Ave$771
Woodedge St, Highland Dr W, Ivory Rd, Chalet St, Timberline Dr, Creekside Ct, Wood Ln, Cardinal St, Wake Dr, Boyne Ct$771
Pebble Dr, Pine Valley Dr, Wood Hollow Dr, Deer Way, Lynn Dr, Summerbrook Dr, Jordan Dr, 53th Ave, Crabtree St, Wood Hollow Ct$770

Allendale, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Allendale$114 to $117
Allendale charter$115
Coopersville$112
Tallmadge charter$116

Allendale, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Allendale charter township, Ottawa County, Michigan $96 $128 $192
Coopersville city, Michigan $93 $124 $186
Tallmadge charter township, Ottawa County, Michigan $97 $129 $194

Allendale, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Allendale, MI4.6%13.1%
Allendale charter4.47%13.92%
Coopersville5.24%14.72%
Tallmadge charter4.52%14.77%

Allendale Renters Insurance as a Percentage of Rent

Allendale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 1.0% $332
$200 to $299 25 1.0% $782
$300 to $499 188 11.0% $1232
$500 to $749 538 32.0% $1907
$750 to $999 342 20.0% $2657
$1,000 to $1,499 343 20.0% $3782
$1,500 or more 189 11.0% $5432

Allendale, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Allendale Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,600$14,100
Net Savings to Allendale Home Owner from High Deductible Plan $500

Allendale, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Allendale, MI Home Replacement Value MORE than Home Value Allendale, MI Home Replacement Value LESS than Home Value
Replacement Value $187,000 $121,000
Insurance Premium based on Replacement Value $950 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $225/year

Example Allendale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceChubb Group of Insurance
Monthly Premium 387590
Year Built 201019961983
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Allendale, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 225,000 Metal Roof 2,310 5 $500 Deductible 960 12 Wood siding yes
2014 280,000 Wood Shake Roof 3,280 4 > $10,000 Deductible 660 9 Stucco siding yes
1982 455,000 Slate Shingles Roof 4,620 5 $5000 to $10,000 Deductible 1070 12 Wood siding No
1998 205,000 Shingles Roof 1,800 5 $500 Deductible 320 4 Stucco siding No
2012 190,000 Composition Roof 2,370 3 $2500-$5000 Deductible 260 6 Wood siding No
1984 230,000 Wood Shake Roof 3,040 4 $1000-$2500 Deductible 260 3 Fiber-Cement Siding No
2010 205,000 Composition Roof 2,360 3 > $10,000 Deductible 290 5 Fiber-Cement Siding yes
1997 430,000 Asphalt Shingles Roof 3,810 5 $2500-$5000 Deductible 890 7 Wood siding No
1989 305,000 Composition Roof 3,260 5 $1000-$2500 Deductible 1010 10 Brick siding yes
1982 180,000 Asphalt Shingles Roof 1,610 5 $500 Deductible 320 3 Vinyl siding No
1980 220,000 Shingles Roof 2,000 4 $500- $1000 Deductible 410 5 Wood siding No
1982 255,000 Wood Shake Roof 2,380 5 $2500-$5000 Deductible 150 2 Stucco siding No
1985 125,000 Wood Shake Roof 1,590 3 $500 Deductible 500 12 Brick siding No
2008 165,000 Composition Roof 1,890 3 $5000 to $10,000 Deductible 290 8 Fiber-Cement Siding yes
2001 210,000 Shingles Roof 1,990 4 $500- $1000 Deductible 690 8 Stone Siding yes
1989 180,000 Shingles Roof 1,900 4 $2500-$5000 Deductible 50 1 Brick siding No
1983 260,000 Membrane Roof 2,340 3 $2500-$5000 Deductible 280 3 Vinyl siding yes
2013 170,000 Tile Roof 1,810 3 $500- $1000 Deductible 590 9 Brick siding yes
1996 420,000 Membrane Roof 4,950 5 $500 Deductible 920 7 Vinyl siding No
1988 150,000 Asphalt Shingles Roof 1,850 3 $500 Deductible 350 7 Brick siding No
2010 150,000 Slate Shingles Roof 1,690 3 $500- $1000 Deductible 110 2 Stucco siding yes
2004 145,000 Wood Shake Roof 1,780 3 $1000-$2500 Deductible 390 9 Fiber-Cement Siding yes
2013 265,000 Wood Shake Roof 3,200 4 > $10,000 Deductible 240 4 Stone Siding No
1987 205,000 Wood Shake Roof 2,250 4 $1000-$2500 Deductible 60 1 Stucco siding No
2010 340,000 Composition Roof 3,720 5 > $10,000 Deductible 70 1 Stucco siding yes
1983 280,000 Asphalt Shingles Roof 2,900 4 > $10,000 Deductible 670 10 Stone Siding No
2012 220,000 Asphalt Shingles Roof 2,260 3 $500- $1000 Deductible 100 1 Brick siding No
2002 205,000 Shingles Roof 2,210 3 $5000 to $10,000 Deductible 600 12 Stucco siding yes
2012 525,000 Wood Shake Roof 4,800 5 $500 Deductible 2930 9 Stucco siding No
2013 265,000 Membrane Roof 2,800 4 $500 Deductible 640 6 Fiber-Cement Siding No
1984 130,000 Wood Shake Roof 1,320 3 $1000-$2500 Deductible 40 1 Stucco siding No
1994 240,000 Wood Shake Roof 2,410 4 $1000-$2500 Deductible 770 9 Vinyl siding yes
1994 175,000 Composition Roof 2,280 3 $1000-$2500 Deductible 500 10 Vinyl siding No