Allen Insurance Rates:

Allen, TX homeowners insurance is roughly $913 to $1,236, about $76-$103/month. Our detailed analysis indicates shoppers can save upto $429 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
My rating would be a 3, due to the coverage vs. the cost. I would be looking for a better rate provided my coverage
State Farm
I would absolutely recommend State Farm to anyone. I have done plenty of research and shopped around and I assure you they simply cannot be beat'.
Geico
Most of the things can make it worth it but most are the extras that make you satisfied as a costumer and will vary at times
Progressive
My premium an deductible is WAY lower when compared to other companies. The judge me by my home's features rather than my age or where I live, What I pay is more than reasonable.
State Farm
I've been with state farm since I was 16. They have given me many discounts by combining my home insurance along with my auto. They give me the best options for what I need. Very affordable rates.
Progressive
I would definitely reccomend to others due to their great customer service, coverage and also willingness to cover those in flood zones.
Progressive
Progressive home insurance company offers various insurance packages. policies of each package are satisfying and somewhat similar to what is obtainable with other insurance companies
Progressive
The pricing we have found has been incomparable to other companies, however, we have found that offering the same amount of coverage.
Allstate
Available to answer my questions about my coverage at any time. there is always someone available to answer my calls.
Farmer's Insurance
My insurance rates, while they do go down from time to time, are still some of the highest in the insurance industry.
State Farm
The company is very large so sometimes you do feel like a number as you have to wait when you make a phone call due to call volume.
Farmer's Insurance
I am very happy with this part of Farmers. They are always right there if I need them. I've literally had to call them at 3 am and I got right through and they were more than ready to help me and my family.
State Farm
I did some shopping for auto insurance first. I was becoming increasingly dissatisfied with customer service from a variety of insurance companies. However, when I sat down 'yes old fashioned I want face to face, not a voice over the phone' with the two agents 'one was auto specialist and one was the homeowners specialist' I felt very comfortable they were nice, competent and very easy to work with.
State Farm
I like that they have a fair price and I can bundle my car and home insurance, I've also been with them for a long time so I feel comfortable with the people that I have to deal with from there
State Farm
I dislike the lack of discounts for no previous claims. I did not like that the policies had to be rewritten instead of amended. It resulted in multiple refunds and payments. It was more hassle than it needed to be.
State Farm
I would recommend Allstate because they have fair prices, better than average coverage and excellent customer service which is crucial in getting the help you need
Farmer's Insurance
I have not had much experience dealing with them as I have not had a claim requiring me to use the customer service. I use a broker and deal with her mainly.
Allstate
I will definitely recommend this company since has a good customer service. They is agents that are always willing to work with you. Prices are also very affordable.

Allen, TX Homeowners Insurance By Home Value

Allen, TX Home Value Total Homes % of Total Average Allen, TX Homeowners Insurance
Less than $50,000 219 1.0% $128
$90,000 to $99,999 351 1.0% $515
$100,000 to $124,999 1,004 4.0% $590
$125,000 to $149,999 2,425 11.0% $741
$150,000 to $174,999 3,845 18.0% $880
$175,000 to $199,999 3,410 16.0% $1009
$200,000 to $249,999 4,014 19.0% $1224
$250,000 to $299,999 2,289 11.0% $1492
$300,000 to $399,999 2,629 12.0% $1900

Top Home Insurance Agents Near Allen, TX

Home Insurance Company Near Allen, TX Homeowners Insurance Agency Near Allen, TX Address
Farmers Edward Vazquez 2117 Martin Dr, Bedford, TX, 76021
Farmers Elizabeth Hernandez 2730 N Stemmons Fwy Ste 406, Dallas, TX, 75207
Nationwide Mellissa Cruz Agency Llc 1106 Hwy 360 STE 100, Grand Prairie, TX, 75050
State Farm Ron Morgan 2101 E Highway 114 Ste B, Trophy Club, TX, 76262-7002
Allstate Terry Leflar 1100 E Campbell Rd Ste 160, Richardson, TX, 75081

Allen, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Allen, TX

Streets in Allen Area Homeowners Insurance Cost
Placer Dr, Villa Dr, Edgewood Dr, Blackenhurst Ln, Freestone Dr, Bardwell Dr, Spring Brook Dr, Hammerly, Watters Crossing Ct, Bridle Ct$1,062
Spinnaker Dr, Woodbridge Dr, Frisco Rd, Emerson Ct, Carrington Ln, Mockingbird Dr, Oakley Dr, Colgate Dr, E Lucas Rd, Sutter Dr$1,149
Pine Lakes Dr, Rainier Ct, S Greenville Ave, Wakefield Ln, S Central Expy, Willow Wood St, Hanna St, Granger Dr, Pheasant Dr, Blackwood Dr$1,139
Bright Star Way, Capstan Dr, Abby Ln, Silent Oak Ln, Giddings Ct, Oak Ridge Dr, Beechmont Ct, Westminister Ave, Sycamore Creek Rd, Overland Dr$1,064
Tearose Dr, Astoria Dr, Red Oak St, Snider Ct, Neches Dr, San Leanna Dr, Marsalis Ln, Weeping Willow Ct, Versailles Ave, Woodview Ct$1,065
Oak Forest Ln, Shoal Creek Dr, Clearcrest Dr, Eastwick Cir, Linhurst Dr, Margaret Ln, Shirehurst Dr, Cabernet Dr, Sandy Trail Dr, Ridgemont Dr$1,145
Echo Ridge Ln, Combine Dr, Dumont Ct, Crestland Dr, Tree Row Dr, Duke Ct, Rainhurst Ln, Lake Texoma Cir, Bellmead Ct, Walker Ln$1,155
Meghan Ct, Shady Oaks Ct, Gannon Dr, Aylesbury Dr, Fox Trail Dr, E Ridge St, E McDermott Dr, Llano Dr, Silver Spur Dr, Crestwood Ct$1,060
Ironwood Dr, Carnegie Ct, Mid Pines Dr, Audubon Dr, Clover Dr, Elm Brook Dr, Rockport Ln, Highpoint Dr, Oakhollow Dr, Lancelot Dr$1,062
Co Rd 719, Londonderry Dr, Landsford Dr, Sun Meadow Dr, Sterling Ct, Blackstone Dr, Pine Trail Dr, Deerfield Rd, Belhaven Dr, Zilker Ct$1,142

Allen, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Allen$160 to $163
Plano$162
Parker$182
Fairview$169

Allen, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plano CCD, Collin County, Texas $163 $217 $326
Parker city, Texas $182 $243 $365
Fairview town, Texas $169 $225 $338

Allen, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Allen, TX4.7%11.9%
Plano4.63%11.92%
Parker2.98%11.49%
Fairview3.57%10.5%

Allen Renters Insurance as a Percentage of Rent

Allen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 1.0% $336
$500 to $749 352 6.0% $1911
$750 to $999 1,384 24.0% $2661
$1,000 to $1,499 2,363 42.0% $3786
$1,500 or more 1,384 24.0% $5436

Allen, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Allen Homeowner Insurance Premium Example $2,600$2,100
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,300$16,300
Net Savings to Allen Home Owner from High Deductible Plan $1,000

Allen, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Allen, TX Home Replacement Value MORE than Home Value Allen, TX Home Replacement Value LESS than Home Value
Replacement Value $425,500 $241,000
Insurance Premium based on Replacement Value $4,425 $2,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $89,000 Risk Exposure from Under Insuring Coverage is $95,500
Premium Impact Insurance cheaper by $1,000/year Insurance costlier by $925/year

Example Allen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateTravelers
Monthly Premium 239386318
Year Built 200219972010
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$400000-$500000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Allen, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 430,000 Tile Roof 3,540 5 $1000-$2500 Deductible 4660 12 Stone Siding yes
2014 320,000 Membrane Roof 2,630 4 $1000-$2500 Deductible 800 4 Fiber-Cement Siding No
2002 270,000 Membrane Roof 2,430 4 $2500-$5000 Deductible 670 4 Brick siding No
2006 220,000 Wood Shake Roof 2,370 4 $500 Deductible 700 4 Brick siding No
1990 210,000 Tile Roof 1,670 4 $5000 to $10,000 Deductible 500 6 Stone Siding No
2012 330,000 Tile Roof 3,060 4 $1000-$2500 Deductible 880 5 Wood siding yes
1995 355,000 Tile Roof 2,890 5 $2500-$5000 Deductible 700 3 Stone Siding No
1993 220,000 Shingles Roof 1,700 4 $2500-$5000 Deductible 500 3 Wood siding No
2010 175,000 Membrane Roof 1,650 5 $500 Deductible 1040 9 Vinyl siding No
2007 375,000 Composition Roof 3,180 4 $1000-$2500 Deductible 1650 7 Brick siding yes
2012 405,000 Metal Roof 3,350 4 > $10,000 Deductible 1270 10 Vinyl siding yes
2010 320,000 Metal Roof 3,060 5 > $10,000 Deductible 420 4 Brick siding No
2013 345,000 Asphalt Shingles Roof 3,790 5 $2500-$5000 Deductible 1350 8 Stucco siding No
2011 320,000 Shingles Roof 3,180 4 $2500-$5000 Deductible 1300 7 Brick siding No
2014 280,000 Membrane Roof 2,320 5 $1000-$2500 Deductible 1690 7 Brick siding yes
2007 305,000 Wood Shake Roof 2,540 5 $5000 to $10,000 Deductible 1880 12 Wood siding yes
2012 415,000 Asphalt Shingles Roof 4,500 5 $500- $1000 Deductible 1540 7 Wood siding No
2014 435,000 Shingles Roof 4,290 5 $2500-$5000 Deductible 2110 9 Wood siding yes
2013 510,000 Slate Shingles Roof 4,230 5 $1000-$2500 Deductible 280 1 Stucco siding No
1996 210,000 Shingles Roof 1,880 5 > $10,000 Deductible 540 8 Stone Siding yes
2014 175,000 Metal Roof 1,770 4 $500- $1000 Deductible 1140 10 Stone Siding yes
1990 185,000 Slate Shingles Roof 1,830 5 $500- $1000 Deductible 480 4 Fiber-Cement Siding yes
1996 360,000 Asphalt Shingles Roof 3,870 5 $5000 to $10,000 Deductible 790 4 Brick siding yes
2014 265,000 Asphalt Shingles Roof 2,350 4 $500 Deductible 270 2 Stone Siding No
2014 170,000 Metal Roof 1,590 5 $2500-$5000 Deductible 1430 12 Wood siding No
2013 325,000 Asphalt Shingles Roof 3,100 4 $1000-$2500 Deductible 1220 8 Stucco siding No
2007 290,000 Shingles Roof 2,640 4 $500 Deductible 760 3 Wood siding yes
2001 320,000 Slate Shingles Roof 3,220 4 $5000 to $10,000 Deductible 1670 9 Stucco siding No
1992 595,000 Metal Roof 4,590 5 $2500-$5000 Deductible 2110 5 Wood siding yes
2008 250,000 Asphalt Shingles Roof 1,930 4 $500 Deductible 990 6 Brick siding No
1996 170,000 Shingles Roof 1,900 4 $2500-$5000 Deductible 210 2 Fiber-Cement Siding yes
2007 255,000 Asphalt Shingles Roof 2,200 4 $500- $1000 Deductible 560 4 Fiber-Cement Siding yes
1995 255,000 Membrane Roof 1,970 4 > $10,000 Deductible 200 2 Stucco siding yes
1998 150,000 Metal Roof 1,516 3 $5000 to $10,000 Deductible 270 2 Brick siding No

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