Allen, TX homeowners insurance is roughly $913 to $1,236, about $76-$103/month. Our detailed analysis indicates shoppers can save upto $429 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Allen, TX | Homeowners Insurance Agency Near Allen, TX | Address |
|---|---|---|
| Farmers | Edward Vazquez | 2117 Martin Dr, Bedford, TX, 76021 |
| Farmers | Elizabeth Hernandez | 2730 N Stemmons Fwy Ste 406, Dallas, TX, 75207 |
| Nationwide | Mellissa Cruz Agency Llc | 1106 Hwy 360 STE 100, Grand Prairie, TX, 75050 |
| State Farm | Ron Morgan | 2101 E Highway 114 Ste B, Trophy Club, TX, 76262-7002 |
| Allstate | Terry Leflar | 1100 E Campbell Rd Ste 160, Richardson, TX, 75081 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Plano CCD, Collin County, Texas | $163 | $217 | $326 |
| Parker city, Texas | $182 | $243 | $365 |
| Fairview town, Texas | $169 | $225 | $338 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Allen, TX | 4.7% | 11.9% |
| Plano | 4.63% | 11.92% |
| Parker | 2.98% | 11.49% |
| Fairview | 3.57% | 10.5% |
| Allen Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 58 | 1.0% | $336 |
| $500 to $749 | 352 | 6.0% | $1911 |
| $750 to $999 | 1,384 | 24.0% | $2661 |
| $1,000 to $1,499 | 2,363 | 42.0% | $3786 |
| $1,500 or more | 1,384 | 24.0% | $5436 |
| Streets in Allen Area | Homeowners Insurance Cost |
|---|---|
| Placer Dr, Villa Dr, Edgewood Dr, Blackenhurst Ln, Freestone Dr, Bardwell Dr, Spring Brook Dr, Hammerly, Watters Crossing Ct, Bridle Ct | $1,062 |
| Spinnaker Dr, Woodbridge Dr, Frisco Rd, Emerson Ct, Carrington Ln, Mockingbird Dr, Oakley Dr, Colgate Dr, E Lucas Rd, Sutter Dr | $1,149 |
| Pine Lakes Dr, Rainier Ct, S Greenville Ave, Wakefield Ln, S Central Expy, Willow Wood St, Hanna St, Granger Dr, Pheasant Dr, Blackwood Dr | $1,139 |
| Bright Star Way, Capstan Dr, Abby Ln, Silent Oak Ln, Giddings Ct, Oak Ridge Dr, Beechmont Ct, Westminister Ave, Sycamore Creek Rd, Overland Dr | $1,064 |
| Tearose Dr, Astoria Dr, Red Oak St, Snider Ct, Neches Dr, San Leanna Dr, Marsalis Ln, Weeping Willow Ct, Versailles Ave, Woodview Ct | $1,065 |
| Oak Forest Ln, Shoal Creek Dr, Clearcrest Dr, Eastwick Cir, Linhurst Dr, Margaret Ln, Shirehurst Dr, Cabernet Dr, Sandy Trail Dr, Ridgemont Dr | $1,145 |
| Echo Ridge Ln, Combine Dr, Dumont Ct, Crestland Dr, Tree Row Dr, Duke Ct, Rainhurst Ln, Lake Texoma Cir, Bellmead Ct, Walker Ln | $1,155 |
| Meghan Ct, Shady Oaks Ct, Gannon Dr, Aylesbury Dr, Fox Trail Dr, E Ridge St, E McDermott Dr, Llano Dr, Silver Spur Dr, Crestwood Ct | $1,060 |
| Ironwood Dr, Carnegie Ct, Mid Pines Dr, Audubon Dr, Clover Dr, Elm Brook Dr, Rockport Ln, Highpoint Dr, Oakhollow Dr, Lancelot Dr | $1,062 |
| Co Rd 719, Londonderry Dr, Landsford Dr, Sun Meadow Dr, Sterling Ct, Blackstone Dr, Pine Trail Dr, Deerfield Rd, Belhaven Dr, Zilker Ct | $1,142 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Allen | $160 to $163 |
| Plano | $162 |
| Parker | $182 |
| Fairview | $169 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Allen Homeowner Insurance Premium Example | $2,600 | $2,100 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $17,300 | $16,300 |
| Net Savings to Allen Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Allen, TX Home Replacement Value MORE than Home Value | Allen, TX Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $425,500 | $241,000 |
| Insurance Premium based on Replacement Value | $4,425 | $2,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $89,000 | Risk Exposure from Under Insuring Coverage is $95,500 |
| Premium Impact | Insurance cheaper by $1,000/year | Insurance costlier by $925/year |
| Insurance Company | GEICO Insurance | Allstate | Travelers |
| Monthly Premium | 239 | 386 | 318 |
| Year Built | 2002 | 1997 | 2010 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $350000-$400000 | $400000-$500000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500 Deductible |