Allegheny County, PA Home Insurance - Analysis On Quotes, Rates & Agents
Allegheny County Insurance Rates:
Allegheny County, PA homeowners insurance is about $603 to $816, about $50-$68/month. Our thorough research indicates shoppers can save as much as $283 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Find Affordable Home Insurance in Allegheny County, PA
The average cost of homeowners insurance in Allegheny County, PA, is $686. From tropical storms to tornadoes and hail, homeowners insurance in Pennsylvania be a challenge. Homeowner's insurance in Allegheny County, PA, will protect the structure of your home from damage by fire, hurricanes, tornadoes, and other perils. Whether you rent or own a house, a home insurance policy can help protect you from the expenditures associated with weather damage, vandalism, theft, and other injuries on the property. When shopping for your home insurance in Allegheny County, you need to get it right the first time. Here are some steps to help you find the right coverage at the right price.
a. Multi-Policy Insurance
Bundle your coverages and save with a multi-policy insurance contract to cover your home and car under one convenient policy. Earn discounts while protecting the vehicles, homes, and lives you love. Your negotiated premium gives you more coverage for less money, plus additional convenience and flexibility. Homeowners get insurance for $562.52 after bundling.
b. Claims History
Are you filing a claim? Filing claims with your insurance company is one way to pay for repairs, but you need to be aware of the consequences when you file a claim. Repeated claims can make your coverage uninsurable or unaffordable. For example, homeowners in Allegheny County, PA, with zero claims history, have to pay a premium of $596.82, whereas homeowners with one or two claims have to pay $740.88 and $768.32 on homeowners insurance in Allegheny County, PA. Homeowners with a spotless track record can save up to $89.18 on home insurance in Allegheny County, PA.
c. Safety Features
Home security and safety features can provide several benefits. It will protect you and your family from intruders and prevent potential losses like fire, smoke, theft, etc. For instance, homeowners equipped with smoke detectors and sprinklers systems pay $589.96 and $603.68 on home insurance in Allegheny County, PA.
Allegheny County, PA Homeowners Insurance By Home Value
| Allegheny County, PA Home Value | Total Homes | % of Total | Average Allegheny County, PA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 37,504 | 11.0% | $141 |
| $50,000 to $59,999 | 14,826 | 4.0% | $304 |
| $60,000 to $69,999 | 18,861 | 5.0% | $382 |
| $70,000 to $79,999 | 20,880 | 6.0% | $439 |
| $80,000 to $89,999 | 24,029 | 7.0% | $496 |
| $90,000 to $99,999 | 21,715 | 6.0% | $553 |
| $100,000 to $124,999 | 42,532 | 13.0% | $645 |
| $125,000 to $149,999 | 33,082 | 10.0% | $808 |
| $150,000 to $174,999 | 33,345 | 10.0% | $957 |
| $175,000 to $199,999 | 18,221 | 5.0% | $1098 |
| $200,000 to $249,999 | 27,173 | 8.0% | $1325 |
| $250,000 to $299,999 | 17,302 | 5.0% | $1623 |
| $300,000 to $399,999 | 17,130 | 5.0% | $2056 |
Top Home Insurance Agents Near Allegheny County, PA
| Home Insurance Company Near Allegheny County, PA | Homeowners Insurance Agency Near Allegheny County, PA | Address |
|---|---|---|
| NA | Pine-Madden Insurance Agency Inc | 300 Mt Lebanon Blvd, Ste 225 , Pittsburgh, PA, 15234 |
| Travelers | A M Craig & Assoc Inc | 2526 MONROEVILLE BLVD ALSTAN MALL STE 105, MONROEVILLE, PA, 15146 |
| Farmers | Anthony Passarelli | 2009 Mackenzie Way Ste 320, Cranberry Twp, PA, 16066 |
| Allstate | Gary Dietz | 1010 National Rd, Wheeling, WV, 26003 |
| Erie | Steven J Kenderes Agency | 213 Robertson Street, West Newton, PA, 15089 |
Allegheny County, PA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Allegheny County, PA
| Streets in Allegheny County Area | Homeowners Insurance Cost |
|---|---|
| Delaware Dr, Buchannon Rd, Boxfield Rd, Economy Grade Rd, Lysle Ave, East Ave, Thornton St, Waddell Ave, Celadine St, Ellesmere St | $684 |
| Corton Ct, Hardin Pl, Overhill St, Richmond Rd, St Norbert Way, Kenyon Ave, Windvale Dr, E Oak Way, Glades Dr, Edgeworth Ln | $673 |
| Southwood Dr, Dutch Hill Rd, Cannon Dr, Margaretta Ave, Scarlet Cir, Peckham Ln, Idola St, Donahue Dr, Flora Rd, Abanda St | $701 |
| Rosina Way, Elwood Dr, Palmer Rd, Royal Oak Ave, Old Ramsey Rd, Castle Shannon Blvd, Clover Dr, Carriage Ln, Kenneth St, Garland St | $686 |
| Scenic Dr, Pleasantvue Cir, Wrescom St, Wardwell St, Winterburn Ave, Mahoning St, Twin Ponds Ln, Lougeay Rd, Rednap St, Shellburne Dr | $719 |
| Brentwood Rd, Chautauqua Dr, Berger Ln, Davidson St, Bigler Dr, Legacy Dr, Korb Way, Thames Pl, Parise Rd, Fleming Ln | $749 |
| Rawlins Run Rd, Brunner Dr, Ridgetop Dr, Bear St, Tybee St, Barnwood Ln, Wall Rd, au Sable Dr, Koehler St, Quaker Hollow Rd | $704 |
| Larose St, Thornberry Dr, Neidel St, Woody Dr, Meander Ln, Carnak St, McNary Blvd, Howe St, Harrison Rd, Crider Hill Rd | $723 |
| Connor Dr, Gloria Dr, Collins Way, Nicklaus Way, Flint Rd, Maryland Dr, Big Meadow Ct, Leech Farm Rd, Mullooly St, Hyatt St | $722 |
| Sylvania Ave, White Pine Pl, Whigham St, Milgate St, Allison Ave, Winridge Dr, Edge Rd, Park Pl, Rosem Ct, Robinson Ct | $683 |
Allegheny County, PA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Allegheny County | $106 to $108 |
| Millvale | $102 |
| Reserve | $105 |
| Pittsburgh | $104 |
Allegheny County, PA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Millvale borough, Pennsylvania | $86 | $114 | $171 |
| Reserve township, Allegheny County, Pennsylvania | $88 | $117 | $176 |
| Pittsburgh city, Pennsylvania | $87 | $116 | $174 |
Allegheny County, PA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Allegheny County, PA | 4.5% | 11.8% |
| Millvale | 5.33% | 13.24% |
| Reserve | 5.21% | 11.73% |
| Pittsburgh | 5.17% | 12.98% |
Allegheny County Renters Insurance as a Percentage of Rent
| Allegheny County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 5,307 | 3.0% | $348 |
| $200 to $299 | 8,418 | 4.0% | $798 |
| $300 to $499 | 20,647 | 12.0% | $1248 |
| $500 to $749 | 54,687 | 31.0% | $1923 |
| $750 to $999 | 46,025 | 26.0% | $2673 |
| $1,000 to $1,499 | 27,795 | 16.0% | $3798 |
| $1,500 or more | 8,471 | 4.0% | $5448 |
Latest Home Insurance Reviews by Location
Pittsburgh, PA
State FarmThis company is fast and responsive and for the most part you maintain the same agent for a long time.
Bethel Park, PA
ProgressiveProgressive's premiums and deductibles are much cheaper in my area for the coverage they provide. I always think companies can do better on price.
Penn Hills, PA
Farmer's InsuranceThe deductible for my policy is $500 which is not out of line its low cost out of pocket and the policy will cover fire and water damage as well as everything else.