Allegan Insurance Rates:

Allegan, MI homeowners insurance is about $611 to $838, about $50-$69/month. Our comprehensive research reveals consumers can save upto $289 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Allegan, MI Homeowners Insurance By Home Value

Allegan, MI Home Value Total Homes % of Total Average Allegan, MI Homeowners Insurance
Less than $50,000 121 10.0% $202
$50,000 to $59,999 120 10.0% $427
$60,000 to $69,999 105 8.0% $528
$70,000 to $79,999 144 12.0% $608
$80,000 to $89,999 121 10.0% $687
$90,000 to $99,999 97 8.0% $767
$100,000 to $124,999 153 13.0% $890
$125,000 to $149,999 162 13.0% $1114
$150,000 to $174,999 74 6.0% $1317
$175,000 to $199,999 14 1.0% $1520
$250,000 to $299,999 53 4.0% $2237

Top Home Insurance Agents Near Allegan, MI

Home Insurance Company Near Allegan, MI Homeowners Insurance Agency Near Allegan, MI Address
NA Grand Valley Insurance Agency, Inc 11410 48Th Ave, Allendale, MI, 49401
Liberty Mutual Independent Collins & Associates 5075 CASCADE RD SE, GRAND RAPIDS, MI, 49546
State Farm Jeff Kiessling 676 Capital Ave SW, Battle Creek, MI, 49015-5030
State Farm Jon Sepeshy 5341 Grand Haven Rd Ste A, Norton Shores, MI, 49441-6245
State Farm Lisa Sands 103 Greenfield Blvd, Marshall, MI, 49068-1067

Cost Of Homeowners Insurance By Street Near Allegan, MI

Streets in Allegan Area Homeowners Insurance Cost
Sunfish Dr, Red Fox Ct, Littlejohn Lake Rd, Frederick Ln, Fern St, Adams St, Fairview Dr, Bailey Ln, Padgham Dr, Pine Tree St$752
Bond St, Spruce St, Ravine Ct, Tompkins Dr, Vernon St, Front St, 33rd St, Jennings Ct, Bayview Dr, N Eastern Ave$717
Carrie Ave, Leverich Ln, Hillside Dr, Tamarack St, 29th St, Merson St, W Village Dr, Jeffrey Dr, Snowfarm Ln, Eastern Ave$750
Hill Dr, Sarah St, Haas Dr, Jenner Dr, Hudson St, Dumont Rd, Parkway Ave, Williams Ln, Arnold St, June Ave$752
Julia St, Highbanks Dr, Old Pine Rd, Robinson St, S Cedar St, Riverfront Plz, Pine Rd, Bluebird Ln, N Vista Ln, Dillingham Dr$718

Allegan, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Allegan$107 to $109
Trowbridge$113
Valley$112
Cheshire$110

Allegan, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Trowbridge township, Allegan County, Michigan $95 $126 $189
Valley township, Allegan County, Michigan $94 $125 $188
Watson township, Allegan County, Michigan $94 $125 $188

Allegan, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Allegan, MI5.9%15.1%
Trowbridge5.12%16.22%
Valley5.14%15.93%
Watson4.68%14.13%

Allegan Renters Insurance as a Percentage of Rent

Allegan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 3.0% $361
$200 to $299 60 6.0% $811
$300 to $499 85 9.0% $1261
$500 to $749 332 37.0% $1936
$750 to $999 299 33.0% $2686
$1,000 to $1,499 44 4.0% $3811
$1,500 or more 40 4.0% $5461

Allegan, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Allegan Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,500$8,000
Net Savings to Allegan Home Owner from High Deductible Plan $1,500

Allegan, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Allegan, MI Home Replacement Value MORE than Home Value Allegan, MI Home Replacement Value LESS than Home Value
Replacement Value $144,000 $108,000
Insurance Premium based on Replacement Value $800 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Allegan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateLiberty Mutual
Monthly Premium 454340
Year Built 194620111985
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$75000-$100000$75000-$100000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Allegan, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 135,000 Shingles Roof 1,990 5 $500- $1000 Deductible 520 12 Stucco siding yes
1946 200,000 Membrane Roof 2,960 5 $5000 to $10,000 Deductible 110 2 Vinyl siding yes
1987 85,000 Shingles Roof 1,080 2 $500- $1000 Deductible 280 10 Stone Siding yes
1986 260,000 Composition Roof 4,940 5 > $10,000 Deductible 640 7 Vinyl siding No
1945 185,000 Wood Shake Roof 2,370 3 $500- $1000 Deductible 370 6 Stone Siding No
1984 60,000 Slate Shingles Roof 1,010 2 $500- $1000 Deductible 20 1 Stucco siding No
1984 140,000 Membrane Roof 1,900 3 $500 Deductible 470 9 Stucco siding yes
1949 110,000 Asphalt Shingles Roof 1,570 3 $500- $1000 Deductible 230 6 Brick siding yes
1946 275,000 Wood Shake Roof 4,840 5 $500- $1000 Deductible 670 7 Wood siding No
2014 150,000 Composition Roof 2,220 4 $1000-$2500 Deductible 360 7 Vinyl siding yes
1941 155,000 Asphalt Shingles Roof 2,140 3 $500- $1000 Deductible 350 6 Stone Siding yes
1941 65,000 Metal Roof 1,160 2 $500- $1000 Deductible 50 2 Vinyl siding No
2011 135,000 Membrane Roof 2,340 3 $500- $1000 Deductible 340 9 Brick siding yes
2014 230,000 Shingles Roof 3,510 5 $2500-$5000 Deductible 100 2 Fiber-Cement Siding yes
1980 65,000 Membrane Roof 930 2 $500- $1000 Deductible 110 5 Stucco siding yes
1988 90,000 Slate Shingles Roof 1,670 4 $500- $1000 Deductible 230 6 Wood siding yes
1941 150,000 Shingles Roof 2,810 4 $500 Deductible 820 12 Fiber-Cement Siding No
2011 105,000 Membrane Roof 1,680 2 $1000-$2500 Deductible 230 7 Stucco siding No
1985 215,000 Tile Roof 3,930 5 $1000-$2500 Deductible 670 7 Vinyl siding yes
1943 305,000 Slate Shingles Roof 4,170 5 $2500-$5000 Deductible 340 4 Brick siding No
2011 125,000 Slate Shingles Roof 2,260 3 $500 Deductible 630 10 Fiber-Cement Siding No
1980 115,000 Metal Roof 2,010 4 $1000-$2500 Deductible 390 10 Stone Siding No
1987 205,000 Asphalt Shingles Roof 2,750 5 > $10,000 Deductible 310 5 Vinyl siding yes
1948 105,000 Metal Roof 1,720 2 $500- $1000 Deductible 310 8 Stucco siding yes
1947 115,000 Membrane Roof 2,170 4 $500 Deductible 320 10 Brick siding yes
1980 125,000 Shingles Roof 2,090 3 $1000-$2500 Deductible 520 12 Wood siding No
2014 95,000 Composition Roof 1,330 3 $1000-$2500 Deductible 300 12 Wood siding yes
1985 75,000 Composition Roof 1,430 3 $1000-$2500 Deductible 140 6 Fiber-Cement Siding No
2013 200,000 Asphalt Shingles Roof 3,040 4 $500- $1000 Deductible 590 6 Stone Siding No
2010 75,000 Wood Shake Roof 1,250 3 $1000-$2500 Deductible 350 10 Stone Siding No
1987 80,000 Slate Shingles Roof 1,360 2 $500 Deductible 100 3 Brick siding No
1985 225,000 Metal Roof 3,100 4 $2500-$5000 Deductible 500 5 Wood siding yes
1948 120,000 Composition Roof 1,560 2 $1000-$2500 Deductible 480 10 Wood siding No
2010 120,000 Tile Roof 2,250 3 $2500-$5000 Deductible 410 10 Wood siding No