Alhambra Insurance Rates:

Alhambra, CA homeowners insurance is about $547 to $742, about $45-$61/month. Our comprehensive guide indicates shoppers can save upto $257 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
It has good plan to cover medical policy coverage and family medical policy and life time insurance. In a single insurance policy
Travelers
I would recommend because they offer a great price, great quality of services, and they have responsive customer service. In the insurance industry, this is often very difficult to find.
Progressive
Obtaining progressive insurance was fairly simple and an easy process. many of my previous insurance companies were more difficult to use.
State Farm
They don't offer discounts on new homes or if you have a home and have done new renovations like other insurance companies i've heard before that they do offer their customer's those services.
First American Home Warranty
My home warranty company has an online service request option. i can easily go online and describe my problem and they call within a day to schedule service.
State Farm
I have been a long-term customer because of ease of claims. The very few claims I have had over the last 38 years have been handled as they should be.
Progressive
Sometimes the waiting can be a while on the phone but I’ve come to accept that with most American companies. Otherwise, they're very responsive.
Farmer's Insurance
I honestly don't know how my premium compares. It seems high to me, but I don't have a frame of reference.
Allstate
Overall, I am happy with the premium, the level of services offered, the confidence we feel about being able to file a claim without it being a hassle, and we would highly recommend Allstate to anyone
Farmer's Insurance
I would recommend Farmer's insurance for a few reasons: reason 1 is excellent customer service, reason 2 is great price when compared with similar offerings.

Alhambra, CA Homeowners Insurance By Home Value

Alhambra, CA Home Value Total Homes % of Total Average Alhambra, CA Homeowners Insurance
Less than $50,000 194 6.0% $32
$150,000 to $174,999 86 2.0% $212
$200,000 to $249,999 183 6.0% $296
$250,000 to $299,999 336 11.0% $360
$300,000 to $399,999 2,140 70.0% $463

Top Home Insurance Agents Near Alhambra, CA

Home Insurance Company Near Alhambra, CA Homeowners Insurance Agency Near Alhambra, CA Address
Allstate Benjamin Navarro 4701 Arrow Hwy Ste A, Montclair, CA, 91763
Liberty Mutual Independent Comprehensive Insurance Svs 26429 RANCHO PKWY S STE 120, LAKE FOREST, CA, 92630
State Farm Connie Baldwin 2045 Foothill Blvd, La Verne, CA, 91750-3560
Travelers Isu Insurance Services -The Chun Ha Agency 12912 BROOKHURST ST STE 480, GARDEN GROVE, CA, 92840
Allstate Mike Tadros 2601 W Ball Rd Ste 103, Anaheim, CA, 92804

Alhambra, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Alhambra, CA

Streets in Alhambra Area Homeowners Insurance Cost
W Poplar Blvd, la France Ave, W San Marino Ave, W Glenridge Ave, W San Marino Ave, W Alahambra Rd, Milan Ave, Pyrenees Dr, el Paseo St, Avondale Dr$647
Pico Aly, E Bay State St, Camelia Dr, W Alahambra Rd, Oxley St, Court Ave, Crestlake Ave, E Los Higos St, W Beacon St, Chelton Way$692
Champion Pl, Fremont Ave, Mound Ave, Donaldo Ct, Palmetto Dr, el Cerrito Cir, S Curtis Ave, Glen View Dr, N Electric Ave, Sherwood Ave$723
Oneonta Aly, W Adams Ave, Stratford Ave, N Almansor St, Mimsoa St, Meridian Pl, E San Marino Ave, Oneonta Knoll, Warwick Rd, Elm Park St$672
Carlos St, Halsted Cir, Story Pl, Jurich Pl, N Almansor St, Guest Dr, N Monterey St, Almansor St Ovp, Marengo Aly, N Dos Robles Pl$652

Alhambra, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alhambra$96 to $98
South Pasadena$105
Southwest San Gabriel Valley$96
San Gabriel$98

Alhambra, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Pasadena city, California $105 $140 $210
Southwest San Gabriel Valley CCD, Los Angeles County, California $96 $128 $192
San Gabriel city, California $98 $131 $197

Alhambra, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alhambra, CA2.4%13.4%
South Pasadena1.82%9.88%
Southwest San Gabriel Valley2.39%13.3%
San Gabriel2.3%13.68%

Alhambra Renters Insurance as a Percentage of Rent

Alhambra Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 245 1.0% $776
$300 to $499 186 1.0% $1226
$500 to $749 769 4.0% $1901
$750 to $999 3,024 18.0% $2651
$1,000 to $1,499 8,676 52.0% $3776
$1,500 or more 3,480 21.0% $5426

Average Cost Of Home Insurance By Company In Areas Nearby Alhambra For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewHorace Mann P & C437
15000025016-25 YearsHorace Mann564
15000025041-70 YearsHorace Mann623
150000500NewCalifornia Casualty273
1500005001-3 YearsMAPFRE Group464
1500005004-6 YearsCalifornia Capital525
1500005004-6 YearsHorace Mann487
1500005007-15 YearsLiberty Ins Corp746
1500005007-15 YearsMercury Ins Group419
15000050016-25 YearsQBE (Balboa)594
15000050026-40 YearsHomesite815
15000050041-70 YearsOregon Mutual753
2000005007-15 YearsCalifornia Casualty683
20000050026-40 YearsAmco776
20000050026-40 YearsFirst American Ins825
25000010001-3 YearsIntegon/National666
25000010001-3 YearsTravelers549
25000010004-6 YearsAmerican Reliable851
250000100016-25 YearsCalifornia Capital761
250000100016-25 YearsPacific Specialty857
250000100016-25 YearsStillwater Ins Co715
250000100041-70 YearsAmco849

Alhambra, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Alhambra Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,500
Net Savings to Alhambra Home Owner from High Deductible Plan $1,000

Alhambra, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alhambra, CA Home Replacement Value MORE than Home Value Alhambra, CA Home Replacement Value LESS than Home Value
Replacement Value $867,500 $616,500
Insurance Premium based on Replacement Value $2,175 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $100,500 Risk Exposure from Under Insuring Coverage is $150,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $250/year

Example Alhambra Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualAllstate
Monthly Premium 759082
Year Built 198419501949
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $350000-$400000$350000-$400000$500000-$600000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Alhambra, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 480,000 Shingles Roof 1,720 2 $1000-$2500 Deductible 1040 9 Stone Siding yes
1993 200,000 Asphalt Shingles Roof 990 2 $500 Deductible 390 9 Wood siding No
1972 215,000 Shingles Roof 1,120 2 $5000 to $10,000 Deductible 280 8 Stone Siding No
1942 405,000 Shingles Roof 1,570 2 > $10,000 Deductible 120 2 Stucco siding yes
1984 520,000 Shingles Roof 2,190 4 > $10,000 Deductible 740 9 Vinyl siding No
1993 225,000 Tile Roof 1,170 2 $500- $1000 Deductible 400 8 Stone Siding No
1955 470,000 Metal Roof 1,970 4 $2500-$5000 Deductible 620 7 Vinyl siding yes
1994 495,000 Tile Roof 2,640 4 $5000 to $10,000 Deductible 1070 12 Stone Siding No
1946 680,000 Shingles Roof 2,720 4 $2500-$5000 Deductible 500 5 Brick siding yes
1976 555,000 Wood Shake Roof 2,220 4 $500 Deductible 880 6 Stone Siding No
1948 300,000 Wood Shake Roof 1,080 2 $5000 to $10,000 Deductible 400 8 Stone Siding yes
1942 475,000 Shingles Roof 1,760 2 $5000 to $10,000 Deductible 270 4 Vinyl siding No
1982 330,000 Tile Roof 1,610 2 $500 Deductible 150 2 Wood siding No
1955 350,000 Slate Shingles Roof 1,280 2 $1000-$2500 Deductible 950 12 Stone Siding yes
1990 430,000 Shingles Roof 2,080 3 $500 Deductible 1010 9 Wood siding yes
1973 440,000 Metal Roof 2,070 3 $1000-$2500 Deductible 180 2 Stone Siding No
1982 385,000 Tile Roof 1,430 2 $1000-$2500 Deductible 370 4 Fiber-Cement Siding No
1950 655,000 Shingles Roof 3,040 4 $1000-$2500 Deductible 1560 12 Stucco siding No
1986 390,000 Metal Roof 2,070 4 > $10,000 Deductible 50 1 Fiber-Cement Siding No
1960 515,000 Shingles Roof 2,460 4 $500 Deductible 1120 7 Brick siding No
1968 400,000 Wood Shake Roof 1,720 3 $2500-$5000 Deductible 790 10 Wood siding No
1980 435,000 Asphalt Shingles Roof 1,750 2 > $10,000 Deductible 610 10 Brick siding No
1986 430,000 Metal Roof 1,610 2 $2500-$5000 Deductible 490 7 Wood siding No
1945 390,000 Shingles Roof 2,050 3 $500- $1000 Deductible 270 4 Vinyl siding No
1999 335,000 Tile Roof 1,220 2 $1000-$2500 Deductible 1120 10 Wood siding No
1994 320,000 Membrane Roof 1,190 2 $1000-$2500 Deductible 420 5 Stucco siding yes
1990 430,000 Shingles Roof 1,910 4 $500 Deductible 1210 12 Stucco siding yes
1954 395,000 Metal Roof 1,660 4 > $10,000 Deductible 550 10 Wood siding No
1998 315,000 Wood Shake Roof 1,570 3 > $10,000 Deductible 250 7 Stucco siding No
1964 330,000 Asphalt Shingles Roof 1,730 3 $5000 to $10,000 Deductible 360 10 Wood siding yes
1956 635,000 Membrane Roof 2,930 4 $2500-$5000 Deductible 820 6 Stucco siding yes
1968 260,000 Membrane Roof 1,170 2 $5000 to $10,000 Deductible 430 10 Brick siding yes
1986 535,000 Composition Roof 1,940 3 > $10,000 Deductible 490 6 Brick siding yes
1992 490,000 Composition Roof 1,950 4 > $10,000 Deductible 410 5 Wood siding yes

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