Algonquin Insurance Rates:

Algonquin, IL homeowners insurance is approximately $675 to $914, about $56-$76/month. Our comprehensive analysis indicates shoppers can save as much as $318 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Excellent customer service. They were extremely helpful when we were originally shopping for insurance, answered all our questions and were very knowledgeable.
Allstate
Employees are very kind, not rude and seem to genuinely care. very personable and make me feel important and as a priority.
Allstate
We rarely have to use our insurance.but the one time that we had an issue with a leaky roof they did not want to cover the damages.
Goodville Mutual
I would recommend goodwill to anyone for their home insurance. i don't have one negative comment to say about them.
Metlife
Overall I don't have any dislikes yet. But if the premium was a bit lower It would be a little more satisfied. Or maybe they would give me a better discount if I added both my vehicles to be included in my home policy.
American Family
When talking on the phone, customer service isn't all that I would like, but in person, the interactions are spectacular.
Progressive
There is nothing that we dislike about the customer service. We have never had homeowners claim but the one auto claim was handled quickly and without any hassles.
Farmer's Insurance
They send a lot of paperwork and have had some issues with policy expiration and renewals.
Allstate
I have not had to contact my company, I am paying through escrow. So I am very satisfied. I suppose the customer service is adequate.
Liberty Mutual
my home insurence company has more experienced then other company,they provide me a good insurance claims then other company
Amica Mutual Insurance
I believe that most insurances offer the same type of services but its the quality of the service that is unmatched.
Travelers
I recommend this because i believe on this company and they give us high quality things.
Erie Insurance
the insurance is much more affordable , they don't call you for anything its a good product very happy with the company

Algonquin, IL Homeowners Insurance By Home Value

Algonquin, IL Home Value Total Homes % of Total Average Algonquin, IL Homeowners Insurance
Less than $50,000 553 2.0% $79
$90,000 to $99,999 299 1.0% $318
$100,000 to $124,999 1,107 4.0% $373
$125,000 to $149,999 1,320 5.0% $469
$150,000 to $174,999 2,894 12.0% $556
$175,000 to $199,999 3,043 12.0% $636
$200,000 to $249,999 5,906 24.0% $771
$250,000 to $299,999 4,623 19.0% $938
$300,000 to $399,999 3,929 16.0% $1192

Top Home Insurance Agents Near Algonquin, IL

Home Insurance Company Near Algonquin, IL Homeowners Insurance Agency Near Algonquin, IL Address
Allstate Christine Holmes 7807 W 159th St, Tinley Park, IL, 60477
State Farm Jennifer Burnidge 220 E Northwest Highway, Arlington Heights, IL, 60004-6026
Farmers Louie Williams 25 S Washington St Ste 204, Naperville, IL, 60540
Liberty Mutual Matt Oconnor 477 S. Third Streetsuite 148, Geneva, IL, 60134
Farmers Michael Nicolalde 5807 W Diversey Ave, Chicago, IL, 60639

Algonquin, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Algonquin, IL

Streets in Algonquin Area Homeowners Insurance Cost
N Wulff St, Green Ln, Silver Tree Cir, Brookside Ave, Haegers Bend Rd, Rosedale Ave, Hartford Ct, E Oriole Trl, Hunters Way, Bunker Hill Dr$823
Chancery Ln, Merrill Ave, Ivanhoe Ln, Lily Ln, Hillcrest Ln, Grand Dr, Chelsea Dr, Powder Horn Dr, Timberwood Ln, Enclave Dr$800
Hanson Rd, Mesa Dr, Forest Dr, Greens View Dr, New Castle Ct, Ellington Cir, Rolls Dr, E Franklin Ave, Cortney Ln, Echo Woods Dr$812
Robin Ln, Forest Ln, Ballard Dr, Coventry Ct, Perry Dr, Durham Ct, Buckingham Dr, Ringling Rd, Brindlewood Ct, Riverview Ave$777
Woodmar Dr, Cog Hill Ct, Carrie Ct, Regal Ct, Grant Ave, Pingree Rd, Salford Dr, Patton Ave, Hillview Dr, Sunny Dr$788
Deerpath Ct, Pershing Ave, Commonwealth Dr, Longwood Dr, Devonshire Dr, Fox Run Ln, Silver Lake Trl, Sweetwater Ct, E Oak St, S Walkup Ave$784
Tunbridge Ct, Cress Creek Sq, Pleasant St, Wilmette Ave, Lakewood Dr, Haber Rd, Nevin St, Shannon Dr, Saint Andrews Ln, Bluff Rd$797
Clear Water Ct, Crescent Pkwy, Regency Park Dr, Tek Dr, Milano Dr, Virginia Rd, Concord Ave, Marhill Ct, Trout Valley Rd, Alice St$796
Hackberry Ln, State Rte 22, Cowlin St, Waterloo Ln, Bradford Ln, Arquilla Dr, Turnbridge Trl, Spruce Ln, Prescott Ln, Willow Tree Dr$796
Woodview Ln, Klasen Rd, Bayview Cir, Factory Rd, Arrowhead Dr, Brompton Rd, Essex Rd, King St, Scott Ln, Harold St$782

Algonquin, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Algonquin$118 to $121
Trout Valley$132
Cary$120
Lake in the Hills$118

Algonquin, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Trout Valley village, Illinois $111 $147 $221
Cary village, Illinois $101 $134 $201
Lake in the Hills village, Illinois $99 $131 $197

Algonquin, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Algonquin, IL3.3%9.5%
Trout Valley2.85%7.36%
Cary3.12%9.61%
Lake in the Hills3.26%9.78%

Algonquin Renters Insurance as a Percentage of Rent

Algonquin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 46 1.0% $1221
$500 to $749 485 11.0% $1896
$750 to $999 1,151 26.0% $2646
$1,000 to $1,499 1,760 41.0% $3771
$1,500 or more 829 19.0% $5421

Algonquin, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Algonquin Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,100$11,500
Net Savings to Algonquin Home Owner from High Deductible Plan $600

Algonquin, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Algonquin, IL Home Replacement Value MORE than Home Value Algonquin, IL Home Replacement Value LESS than Home Value
Replacement Value $289,500 $178,000
Insurance Premium based on Replacement Value $1,275 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $225/year

Example Algonquin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAmica Mutual Insurance Company
Monthly Premium 145107169
Year Built 201120091982
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$350000-$400000$350000-$400000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Algonquin, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 390,000 Composition Roof 3,730 5 $500 Deductible 1270 7 Brick siding No
1995 295,000 Asphalt Shingles Roof 2,690 4 $5000 to $10,000 Deductible 430 6 Stucco siding yes
1996 240,000 Slate Shingles Roof 1,610 5 $1000-$2500 Deductible 620 10 Wood siding No
1997 410,000 Asphalt Shingles Roof 2,990 5 $500 Deductible 1160 7 Vinyl siding No
1990 270,000 Wood Shake Roof 2,370 3 $5000 to $10,000 Deductible 330 6 Stone Siding No
1984 195,000 Slate Shingles Roof 1,910 3 $5000 to $10,000 Deductible 500 7 Vinyl siding No
2013 280,000 Tile Roof 1,870 3 $5000 to $10,000 Deductible 480 7 Stucco siding No
2011 380,000 Shingles Roof 3,050 4 $2500-$5000 Deductible 880 8 Wood siding No
1982 320,000 Asphalt Shingles Roof 3,180 4 $1000-$2500 Deductible 180 2 Vinyl siding yes
1994 250,000 Shingles Roof 2,480 4 $2500-$5000 Deductible 620 8 Stucco siding No
2014 480,000 Wood Shake Roof 3,250 4 $500- $1000 Deductible 210 1 Vinyl siding No
2012 380,000 Asphalt Shingles Roof 3,230 4 $5000 to $10,000 Deductible 350 3 Vinyl siding yes
1980 280,000 Metal Roof 2,260 4 $500- $1000 Deductible 1100 12 Wood siding yes
1980 235,000 Metal Roof 1,810 3 > $10,000 Deductible 360 5 Vinyl siding No
1980 395,000 Composition Roof 3,480 5 $5000 to $10,000 Deductible 950 9 Stone Siding yes
2003 240,000 Slate Shingles Roof 1,620 3 $500- $1000 Deductible 260 3 Brick siding yes
2001 265,000 Tile Roof 2,270 4 $2500-$5000 Deductible 130 2 Stucco siding No
1992 245,000 Asphalt Shingles Roof 2,040 5 $5000 to $10,000 Deductible 460 7 Fiber-Cement Siding No
1997 220,000 Metal Roof 1,910 3 $2500-$5000 Deductible 920 12 Brick siding yes
1994 385,000 Metal Roof 3,690 5 $2500-$5000 Deductible 570 4 Stone Siding yes
2014 210,000 Slate Shingles Roof 1,510 3 > $10,000 Deductible 130 3 Stone Siding No
1981 140,000 Shingles Roof 1,350 3 $2500-$5000 Deductible 330 10 Stucco siding No
2013 260,000 Shingles Roof 2,160 3 > $10,000 Deductible 380 8 Stucco siding No
2002 480,000 Wood Shake Roof 4,060 5 $5000 to $10,000 Deductible 670 4 Fiber-Cement Siding yes
2009 155,000 Membrane Roof 1,350 3 $500 Deductible 750 10 Wood siding No
2007 490,000 Composition Roof 3,400 5 $5000 to $10,000 Deductible 120 1 Fiber-Cement Siding yes
2014 215,000 Metal Roof 1,920 5 > $10,000 Deductible 90 2 Vinyl siding yes
2003 220,000 Tile Roof 2,140 5 $500 Deductible 460 6 Wood siding yes
2004 240,000 Metal Roof 2,180 3 $1000-$2500 Deductible 370 4 Wood siding No
2011 410,000 Composition Roof 3,590 5 $500- $1000 Deductible 540 4 Stucco siding yes
2009 425,000 Shingles Roof 3,470 5 $1000-$2500 Deductible 1470 9 Stone Siding No
2006 285,000 Asphalt Shingles Roof 2,110 3 $1000-$2500 Deductible 300 4 Stucco siding yes
2001 230,000 Slate Shingles Roof 1,700 3 $1000-$2500 Deductible 240 3 Brick siding yes

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