Alcoa, TN homeowners insurance is nearly $676 to $921, about $56-$76/month. Our thorough guide indicates shoppers can save upto $319 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Alcoa, TN | Homeowners Insurance Agency Near Alcoa, TN | Address |
|---|---|---|
| State Farm | Josh Igou Clu | 620 North Kentucky Street, Kingston, TN, 37763-2373 |
| Travelers | Kuehne & Nagle Emp | TRAVELERS, KNOXVILLE, TN, 37950 |
| Travelers | Reveiz & Associates Insurance Services | 104 S DAVID LN, KNOXVILLE, TN, 37922 |
| Travelers | Sja Insurance Agency | C/O TRAVELERS 2200 SUTHERLAND AVE S, KNOXVILLE, TN, 37919 |
| Erie | The Valley Insurance Service | 111 Walnut Street, Sweetwater, TN, 37874 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Eagleton Village CDP, Tennessee | $100 | $133 | $199 |
| Rockford city, Tennessee | $103 | $137 | $206 |
| Maryville city, Tennessee | $104 | $139 | $208 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Alcoa, TN | 6.5% | 20.6% |
| Eagleton Village | 7.06% | 20.63% |
| Rockford | 6.09% | 21.92% |
| Maryville | 5.41% | 17.4% |
| Alcoa Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 51 | 4.0% | $359 |
| $200 to $299 | 53 | 4.0% | $809 |
| $300 to $499 | 63 | 5.0% | $1259 |
| $500 to $749 | 495 | 41.0% | $1934 |
| $750 to $999 | 317 | 26.0% | $2684 |
| $1,000 to $1,499 | 163 | 13.0% | $3809 |
| $1,500 or more | 48 | 4.0% | $5459 |
| Streets in Alcoa Area | Homeowners Insurance Cost |
|---|---|
| Johnathan Ct, Henderson St, Hillvale Rd, Paul Lankford Dr, Asbury Dr, King St, McArthur Rd, Venice Ave, Seaton Ln, Lejeune Dr | $804 |
| Melody Ln, Caroline Ct, Hunnicut Ave, Andy Carr Ave, Spruce Hill Rd, Grey Acres Ln, Rahn Ave, Cottage Glen Ln, Cherry St, Smoky View Cir | $818 |
| Jodelle Ln, E Hunt Rd, E Bell St, Joan Dr, Badgett St, Moss Ln, E Pearly Smith Rd, Riverlake Ln, Landon Ln, Bekalea Dr | $833 |
| Karma Ln, Bonnie Brae Dr, Par Dr, Apple Creek Dr, Goins Rd, Near Shore Dr, Lynnwood Ln, Broyles Ave, Rosemont Cir, Old Knoxville Pike | $829 |
| Howard Jones Rd, S Foothills Plaza Dr, Janes Rd, S Calderwood St, Willow Rd, Heighton Ct, Cole Way, Grant Townhouse Dr, Alcoa Trl, E Harper Ave | $821 |
| Miser School Rd, Marcaro Ln, National Dr, Devault Rd, Eagleton Rd, Vera Dr, Indian Wells Dr, Sundance Rd, Littlebrook Cir, Redmond Cir | $833 |
| Williams Way, Lakeside Acres Way, Candora Crossroad, Margaret Dr, Edgewood Rd, Madison Ave, Jameswood Dr, Cumberland Ct, McKenzie Dr, de Armond Ln | $808 |
| Old Gym Rd, McNutt Ave, Westside Dr, State Rte 446, Ravenwood Dr, Honeysuckle Trl, Stock Creek Dr, Lake Forest Way, 7th St, Wade Cir | $821 |
| Royal Oaks Dr, Valencia Cir, Lee Delia Ln, Elmbrook Cir, Glasow St, W Lincoln St, Sams Rd, Sandstone Dr, Wentworth Ct, Judson Dr | $816 |
| Garfield St, Boulder St, Kendra Dr, Saint Andrews Dr, Crooked Stick Dr, Tyvola Ct, Murdock St, Poplar St, Columbia Rd, Huber Ct | $814 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Alcoa | $119 to $122 |
| Eagleton Village | $119 |
| Rockford | $123 |
| Maryville | $124 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Alcoa Homeowner Insurance Premium Example | $1,100 | $900 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,700 | $9,100 |
| Net Savings to Alcoa Home Owner from High Deductible Plan | $600 | |
| Scenario | Alcoa, TN Home Replacement Value MORE than Home Value | Alcoa, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $199,500 | $115,000 |
| Insurance Premium based on Replacement Value | $950 | $550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $44,500 | Risk Exposure from Under Insuring Coverage is $40,000 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $225/year |
| Insurance Company | Farmers Insurance | Amica Mutual Insurance Company | State Farm |
| Monthly Premium | 41 | 86 | 66 |
| Year Built | 1992 | 1975 | 1947 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $175000-$200000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |