How Much Does Albuquerque, NM Home Insurance Cost?
Albuquerque, NM Average Homeowners Insurance Cost
$912
Homeowners Insurance Cost - Albuquerque, NM
$187,000
Median Home Value - Albuquerque, NM
Albuquerque, NM Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$10.94 | $901.06 |
| $1000 Deductible | -$96.85 | $815.15 |
| $1500 Deductible | -$144.64 | $767.36 |
| $2000 Deductible | -$215.41 | $696.59 |
| $2500 Deductible | -$257.18 | $654.82 |
Albuquerque, NM Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$246 | $666 |
| 30 year old | +$14 | $926 |
| 40 year old | +$24 | $936 |
| 50 year old | +$35 | $947 |
| Above 50 year old | +$44 | $956 |
Albuquerque, NM Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$109 | $803 |
| Superior | -$91 | $821 |
| Masonry | -$46 | $866 |
| Brick | -$46 | $866 |
| Hail Resistant Roof | -$27 | $885 |
Albuquerque, NM Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$18 | $930 |
| Swimming Pool With A Diving Board | +$36 | $948 |
| Swimming Pool With Slide | +$55 | $967 |
Albuquerque, NM Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $27 | $885 |
| Police Department | $9 | $903 |
Albuquerque, NM Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$383.04 | $1,295 |
| Filing a Second Liability Claim | +$346.56 | $1,259 |
| Filing a Second Theft Claim | +$346.56 | $1,259 |
| Filing a Second Water Claim | +$300.96 | $1,213 |
| Filing a Fire Claim | +$182.4 | $1,094 |
| Filing a Liability Claim | +$173.28 | $1,085 |
| Filing a Theft Claim | +$173.28 | $1,085 |
| Filing a Water Claim | +$145.92 | $1,058 |
| Filing a Weather Claim | +$145.92 | $1,058 |