Albion Insurance Rates:

Albion, MI homeowners insurance is approximately $604 to $825, about $50-$68/month. Our thorough research reveals consumers can save upto $286 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Albion, MI Homeowners Insurance By Home Value

Albion, MI Home Value Total Homes % of Total Average Albion, MI Homeowners Insurance
Less than $50,000 422 25.0% $243
$50,000 to $59,999 220 13.0% $507
$60,000 to $69,999 157 9.0% $636
$70,000 to $79,999 144 8.0% $729
$80,000 to $89,999 124 7.0% $829
$90,000 to $99,999 84 5.0% $929
$100,000 to $124,999 249 14.0% $1072
$125,000 to $149,999 117 6.0% $1344
$150,000 to $174,999 86 5.0% $1587
$175,000 to $199,999 45 2.0% $1830

Top Home Insurance Agents Near Albion, MI

Home Insurance Company Near Albion, MI Homeowners Insurance Agency Near Albion, MI Address
NA Smith-Pulling Agency 800 S Superior, Albion, MI, 49224
NA Dean Insurance Agency Inc 62 West Chicago St, Coldwater, MI, 49036
NA Howard Insurance 3925 E Bellefountain Road, Hamilton, IN, 46742
NA Smith & Associates Insurance Agency, Inc. Po Box 699 , Haslett, MI, 48840
Allstate Joseph Dunn 2985 Mount Hope Rd Ste 111, Okemos, MI, 48864

Cost Of Homeowners Insurance By Street Near Albion, MI

Streets in Albion Area Homeowners Insurance Cost
1st St, E Broadwell St, Locust Ct, W Erie St, Crowell St, Booth Dr, Haven Rd, Sycamore Ct, Van Wert Rd, Linwood Ave$718
Franklin Ave, Erie, W Cass St, E Erie St, Norwood St, Charles St, Burr Oak St, Clover Ct, Luther Blvd, Lavender Dr$717
Arthur St, S Dalrymple St, E Oak St, Cedar, Colfax St, Valhalla Dr, Perry St, Fitch St, Burns St, Condit Rd$713
26 1/2 Mile Rd, S Albion St, Primrose Ct, Woodlawn Blvd, S Huron St, Newburg Rd, Bennett St, Carson St, N Dalrymple St, Valley View Dr$719
Boyd Dr, Chicory Ct, Dean Dr, E Broadwell St, Industrial Blvd, Crandall St, N Ann St, W Pine St, Cooper St, S Mingo St$704

Albion, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Albion$106 to $109
Sheridan$109
Concord$113
Marengo$114

Albion, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sheridan township, Calhoun County, Michigan $91 $121 $182
Parma township, Jackson County, Michigan $91 $121 $182
Concord township, Jackson County, Michigan $95 $126 $189

Albion, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Albion, MI6.4%15.3%
Sheridan5.82%16.64%
Parma6.18%16.12%
Concord5.15%14.95%

Albion Renters Insurance as a Percentage of Rent

Albion Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 92 6.0% $368
$200 to $299 154 11.0% $818
$300 to $499 287 21.0% $1268
$500 to $749 522 39.0% $1943
$750 to $999 260 19.0% $2693
$1,000 to $1,499 16 1.0% $3818

Albion, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Albion Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,100$7,300
Net Savings to Albion Home Owner from High Deductible Plan $800

Albion, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Albion, MI Home Replacement Value MORE than Home Value Albion, MI Home Replacement Value LESS than Home Value
Replacement Value $94,500 $68,500
Insurance Premium based on Replacement Value $500 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Albion Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceNationwide Insurance
Monthly Premium 325624
Year Built 196019731946
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$50000-$75000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Albion, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 85,000 Shingles Roof 1,670 4 $2500-$5000 Deductible 130 6 Stucco siding No
1967 90,000 Asphalt Shingles Roof 1,410 3 $1000-$2500 Deductible 200 6 Brick siding yes
1946 70,000 Slate Shingles Roof 1,310 3 $1000-$2500 Deductible 190 10 Vinyl siding yes
1949 140,000 Asphalt Shingles Roof 2,330 4 $500 Deductible 360 6 Wood siding yes
1961 90,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 200 8 Fiber-Cement Siding yes
1943 110,000 Asphalt Shingles Roof 1,820 3 $500 Deductible 70 1 Stucco siding yes
1972 180,000 Metal Roof 3,070 5 $500 Deductible 780 8 Fiber-Cement Siding yes
1962 105,000 Asphalt Shingles Roof 1,670 2 $500- $1000 Deductible 110 3 Wood siding yes
1964 80,000 Asphalt Shingles Roof 1,280 3 $500- $1000 Deductible 250 9 Vinyl siding yes
1941 50,000 Asphalt Shingles Roof 940 2 $1000-$2500 Deductible 90 6 Brick siding No
1947 65,000 Composition Roof 1,370 2 $500- $1000 Deductible 210 9 Brick siding No
1961 100,000 Wood Shake Roof 1,790 3 $1000-$2500 Deductible 240 9 Vinyl siding yes
1947 140,000 Wood Shake Roof 2,410 4 $2500-$5000 Deductible 110 3 Stucco siding No
1960 60,000 Wood Shake Roof 980 2 $1000-$2500 Deductible 130 7 Stucco siding No
1975 130,000 Slate Shingles Roof 2,070 4 $2500-$5000 Deductible 130 4 Stucco siding No
1972 185,000 Tile Roof 2,950 4 $500 Deductible 210 3 Brick siding No
1949 95,000 Asphalt Shingles Roof 1,670 2 $1000-$2500 Deductible 290 8 Fiber-Cement Siding yes
1974 90,000 Wood Shake Roof 1,410 2 $500 Deductible 380 12 Stucco siding No
1949 135,000 Slate Shingles Roof 2,200 4 $500- $1000 Deductible 90 2 Fiber-Cement Siding yes
1965 220,000 Shingles Roof 3,210 4 $500- $1000 Deductible 300 3 Fiber-Cement Siding yes
1973 140,000 Composition Roof 2,250 4 $500 Deductible 720 12 Stone Siding No
1965 70,000 Composition Roof 1,190 2 $500- $1000 Deductible 150 7 Stucco siding yes
1945 210,000 Asphalt Shingles Roof 3,780 5 $500- $1000 Deductible 690 7 Stucco siding yes
1966 120,000 Wood Shake Roof 2,170 3 $2500-$5000 Deductible 360 9 Vinyl siding No
1972 50,000 Metal Roof 930 2 $500 Deductible 220 10 Vinyl siding No
1972 85,000 Composition Roof 1,570 3 $1000-$2500 Deductible 50 2 Brick siding No
1979 175,000 Asphalt Shingles Roof 2,490 4 $5000 to $10,000 Deductible 430 10 Vinyl siding No
1947 105,000 Tile Roof 1,780 2 $1000-$2500 Deductible 80 3 Wood siding No
1968 80,000 Membrane Roof 1,540 3 $500- $1000 Deductible 140 5 Wood siding yes
1974 85,000 Membrane Roof 1,450 3 $500 Deductible 30 1 Vinyl siding No
1965 165,000 Metal Roof 2,750 4 $5000 to $10,000 Deductible 200 6 Wood siding yes
1966 60,000 Wood Shake Roof 1,020 2 $500 Deductible 190 9 Stone Siding yes
1977 175,000 Metal Roof 3,260 4 $500- $1000 Deductible 550 8 Wood siding yes
1968 105,000 Metal Roof 1,960 3 $500- $1000 Deductible 90 3 Stucco siding No