Albion, MI homeowners insurance is approximately $604 to $825, about $50-$68/month. Our thorough research reveals consumers can save upto $286 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Albion, MI Home Value | Total Homes | % of Total | Average Albion, MI Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 422 | 25.0% | $243 |
| $50,000 to $59,999 | 220 | 13.0% | $507 |
| $60,000 to $69,999 | 157 | 9.0% | $636 |
| $70,000 to $79,999 | 144 | 8.0% | $729 |
| $80,000 to $89,999 | 124 | 7.0% | $829 |
| $90,000 to $99,999 | 84 | 5.0% | $929 |
| $100,000 to $124,999 | 249 | 14.0% | $1072 |
| $125,000 to $149,999 | 117 | 6.0% | $1344 |
| $150,000 to $174,999 | 86 | 5.0% | $1587 |
| $175,000 to $199,999 | 45 | 2.0% | $1830 |
| Home Insurance Company Near Albion, MI | Homeowners Insurance Agency Near Albion, MI | Address |
|---|---|---|
| NA | Smith-Pulling Agency | 800 S Superior, Albion, MI, 49224 |
| NA | Dean Insurance Agency Inc | 62 West Chicago St, Coldwater, MI, 49036 |
| NA | Howard Insurance | 3925 E Bellefountain Road, Hamilton, IN, 46742 |
| NA | Smith & Associates Insurance Agency, Inc. | Po Box 699 , Haslett, MI, 48840 |
| Allstate | Joseph Dunn | 2985 Mount Hope Rd Ste 111, Okemos, MI, 48864 |
| Streets in Albion Area | Homeowners Insurance Cost |
|---|---|
| 1st St, E Broadwell St, Locust Ct, W Erie St, Crowell St, Booth Dr, Haven Rd, Sycamore Ct, Van Wert Rd, Linwood Ave | $718 |
| Franklin Ave, Erie, W Cass St, E Erie St, Norwood St, Charles St, Burr Oak St, Clover Ct, Luther Blvd, Lavender Dr | $717 |
| Arthur St, S Dalrymple St, E Oak St, Cedar, Colfax St, Valhalla Dr, Perry St, Fitch St, Burns St, Condit Rd | $713 |
| 26 1/2 Mile Rd, S Albion St, Primrose Ct, Woodlawn Blvd, S Huron St, Newburg Rd, Bennett St, Carson St, N Dalrymple St, Valley View Dr | $719 |
| Boyd Dr, Chicory Ct, Dean Dr, E Broadwell St, Industrial Blvd, Crandall St, N Ann St, W Pine St, Cooper St, S Mingo St | $704 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Albion | $106 to $109 |
| Sheridan | $109 |
| Concord | $113 |
| Marengo | $114 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Sheridan township, Calhoun County, Michigan | $91 | $121 | $182 |
| Parma township, Jackson County, Michigan | $91 | $121 | $182 |
| Concord township, Jackson County, Michigan | $95 | $126 | $189 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Albion, MI | 6.4% | 15.3% |
| Sheridan | 5.82% | 16.64% |
| Parma | 6.18% | 16.12% |
| Concord | 5.15% | 14.95% |
| Albion Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 92 | 6.0% | $368 |
| $200 to $299 | 154 | 11.0% | $818 |
| $300 to $499 | 287 | 21.0% | $1268 |
| $500 to $749 | 522 | 39.0% | $1943 |
| $750 to $999 | 260 | 19.0% | $2693 |
| $1,000 to $1,499 | 16 | 1.0% | $3818 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $3,100 |
| Yearly Albion Homeowner Insurance Premium Example | $1,000 | $600 |
| Out of Pocket Expense During Claim | $1,100 | $3,100 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $8,100 | $7,300 |
| Net Savings to Albion Home Owner from High Deductible Plan | $800 | |
| Scenario | Albion, MI Home Replacement Value MORE than Home Value | Albion, MI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $94,500 | $68,500 |
| Insurance Premium based on Replacement Value | $500 | $375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $16,000 | Risk Exposure from Under Insuring Coverage is $10,000 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $75/year |
| Insurance Company | Allstate | Chubb Group of Insurance | Nationwide Insurance |
| Monthly Premium | 32 | 56 | 24 |
| Year Built | 1960 | 1973 | 1946 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $75000-$100000 | $125000-$150000 | $50000-$75000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $500 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1963 | 85,000 | Shingles Roof | 1,670 | 4 | $2500-$5000 Deductible | 130 | 6 | Stucco siding | No |
| 1967 | 90,000 | Asphalt Shingles Roof | 1,410 | 3 | $1000-$2500 Deductible | 200 | 6 | Brick siding | yes |
| 1946 | 70,000 | Slate Shingles Roof | 1,310 | 3 | $1000-$2500 Deductible | 190 | 10 | Vinyl siding | yes |
| 1949 | 140,000 | Asphalt Shingles Roof | 2,330 | 4 | $500 Deductible | 360 | 6 | Wood siding | yes |
| 1961 | 90,000 | Asphalt Shingles Roof | 1,700 | 3 | $1000-$2500 Deductible | 200 | 8 | Fiber-Cement Siding | yes |
| 1943 | 110,000 | Asphalt Shingles Roof | 1,820 | 3 | $500 Deductible | 70 | 1 | Stucco siding | yes |
| 1972 | 180,000 | Metal Roof | 3,070 | 5 | $500 Deductible | 780 | 8 | Fiber-Cement Siding | yes |
| 1962 | 105,000 | Asphalt Shingles Roof | 1,670 | 2 | $500- $1000 Deductible | 110 | 3 | Wood siding | yes |
| 1964 | 80,000 | Asphalt Shingles Roof | 1,280 | 3 | $500- $1000 Deductible | 250 | 9 | Vinyl siding | yes |
| 1941 | 50,000 | Asphalt Shingles Roof | 940 | 2 | $1000-$2500 Deductible | 90 | 6 | Brick siding | No |
| 1947 | 65,000 | Composition Roof | 1,370 | 2 | $500- $1000 Deductible | 210 | 9 | Brick siding | No |
| 1961 | 100,000 | Wood Shake Roof | 1,790 | 3 | $1000-$2500 Deductible | 240 | 9 | Vinyl siding | yes |
| 1947 | 140,000 | Wood Shake Roof | 2,410 | 4 | $2500-$5000 Deductible | 110 | 3 | Stucco siding | No |
| 1960 | 60,000 | Wood Shake Roof | 980 | 2 | $1000-$2500 Deductible | 130 | 7 | Stucco siding | No |
| 1975 | 130,000 | Slate Shingles Roof | 2,070 | 4 | $2500-$5000 Deductible | 130 | 4 | Stucco siding | No |
| 1972 | 185,000 | Tile Roof | 2,950 | 4 | $500 Deductible | 210 | 3 | Brick siding | No |
| 1949 | 95,000 | Asphalt Shingles Roof | 1,670 | 2 | $1000-$2500 Deductible | 290 | 8 | Fiber-Cement Siding | yes |
| 1974 | 90,000 | Wood Shake Roof | 1,410 | 2 | $500 Deductible | 380 | 12 | Stucco siding | No |
| 1949 | 135,000 | Slate Shingles Roof | 2,200 | 4 | $500- $1000 Deductible | 90 | 2 | Fiber-Cement Siding | yes |
| 1965 | 220,000 | Shingles Roof | 3,210 | 4 | $500- $1000 Deductible | 300 | 3 | Fiber-Cement Siding | yes |
| 1973 | 140,000 | Composition Roof | 2,250 | 4 | $500 Deductible | 720 | 12 | Stone Siding | No |
| 1965 | 70,000 | Composition Roof | 1,190 | 2 | $500- $1000 Deductible | 150 | 7 | Stucco siding | yes |
| 1945 | 210,000 | Asphalt Shingles Roof | 3,780 | 5 | $500- $1000 Deductible | 690 | 7 | Stucco siding | yes |
| 1966 | 120,000 | Wood Shake Roof | 2,170 | 3 | $2500-$5000 Deductible | 360 | 9 | Vinyl siding | No |
| 1972 | 50,000 | Metal Roof | 930 | 2 | $500 Deductible | 220 | 10 | Vinyl siding | No |
| 1972 | 85,000 | Composition Roof | 1,570 | 3 | $1000-$2500 Deductible | 50 | 2 | Brick siding | No |
| 1979 | 175,000 | Asphalt Shingles Roof | 2,490 | 4 | $5000 to $10,000 Deductible | 430 | 10 | Vinyl siding | No |
| 1947 | 105,000 | Tile Roof | 1,780 | 2 | $1000-$2500 Deductible | 80 | 3 | Wood siding | No |
| 1968 | 80,000 | Membrane Roof | 1,540 | 3 | $500- $1000 Deductible | 140 | 5 | Wood siding | yes |
| 1974 | 85,000 | Membrane Roof | 1,450 | 3 | $500 Deductible | 30 | 1 | Vinyl siding | No |
| 1965 | 165,000 | Metal Roof | 2,750 | 4 | $5000 to $10,000 Deductible | 200 | 6 | Wood siding | yes |
| 1966 | 60,000 | Wood Shake Roof | 1,020 | 2 | $500 Deductible | 190 | 9 | Stone Siding | yes |
| 1977 | 175,000 | Metal Roof | 3,260 | 4 | $500- $1000 Deductible | 550 | 8 | Wood siding | yes |
| 1968 | 105,000 | Metal Roof | 1,960 | 3 | $500- $1000 Deductible | 90 | 3 | Stucco siding | No |