Albertville Insurance Rates:

Albertville, AL homeowners insurance is nearly $799 to $1,088, about $66-$90/month. Our in depth research shows customers can save upto $377 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Country Financial
The insurance cost keeps going up even when i didn't claim for anything.
American Modern Insurance
I like that they take my payment automatically from my debit card. this makes things easier and more practical for me .
American Modern Insurance
Customer service is great at american modern. i've called a couple of times and the agents are extremely polite and helpful.
State Farm
My agent came out and inspected the property and offered a few interesting insights into possible premium adjustments that were interesting and worth considering. Their office is as close as any businesses are to this area, and they are all locals. I have had no problems.
State Farm
I dislike that I am unable to reach my local agent when needed. They are very poor about returning phone calls and I have to reach out to them multiple times.
State Farm
It would always be nice to have a lower premium. I do not like that it is raised each year, because each year that I pay for insurance, but do not file a claim, should make my premium stay low, in my view.
State Farm
I like how easy it is to navigate and pay my bill. I also like auto payment features that are set up.

Albertville, AL Homeowners Insurance By Home Value

Albertville, AL Home Value Total Homes % of Total Average Albertville, AL Homeowners Insurance
Less than $50,000 412 9.0% $236
$50,000 to $59,999 234 5.0% $500
$60,000 to $69,999 349 7.0% $613
$70,000 to $79,999 474 10.0% $708
$80,000 to $89,999 445 9.0% $802
$90,000 to $99,999 468 10.0% $896
$100,000 to $124,999 560 12.0% $1047
$125,000 to $149,999 345 7.0% $1302
$150,000 to $174,999 288 6.0% $1548
$175,000 to $199,999 241 5.0% $1784
$200,000 to $249,999 254 5.0% $2142
$250,000 to $299,999 199 4.0% $2624
$300,000 to $399,999 250 5.0% $3332

Top Home Insurance Agents Near Albertville, AL

Home Insurance Company Near Albertville, AL Homeowners Insurance Agency Near Albertville, AL Address
NA Harding Insurance Agency 141 E Laurel St, Scottsboro, AL, 35768
Travelers Guttery Insurance 105 E LADIGA ST, PIEDMONT, AL, 36272
Travelers Mb Financial Services Inc 800 Martin St. S Pell City, Pell City, AL, 35128
Travelers Rmi Agency 167 US HIGHWAY 431, BOAZ, AL, 35957
Farmers Sandra Benton 1929 Us Highway 11, Trussville, AL, 35173

Cost Of Homeowners Insurance By Street Near Albertville, AL

Streets in Albertville Area Homeowners Insurance Cost
Bright Martin Rd, Channing Dr, Perigo St, Krause St, Bolinger St, E Main St, Goodwin Rd, Nixon St, Lombardy St, East Hwy$935
Thunder Rd, Dick Rd, Fairdale Dr, Porch St, Hawk St, Olive St, Paradise Dr, Krimson Cir, Fossett Rd, Darnell St$961
Red Barn Rd, Old Town St, Pearson Cir, College St, Smith Rd, Old Solitude Rd, Crow St, Hudgins Dr, Monroe Ln, Nixon Chapel Rd$940
S Thaxton St, Pecan Dr, Tanna Hill St, Cedar Ridge Rd, Ham Rd, West St, Greenwood Ave, Vickie Dr, Section Line, Pell St$971
Janet St, Pierce Rd, Noblitt St, Barber St, Grant St, Mulberry St, Textile Ave, Hale St, S Snead St, N Cahill Rd$946
McDonald Ave, Pierce St, Eagle Mountain Rd, Wallace Ln, Elm St, Eidson Rd, Shields Rd, Paddle Wheel Dr, Conway St, Arrow Wood Dr$946
Sharon Cir, Nancy St, Half Section Line Rd, Pine Needle Trce, Mary Ave, White Oak Rd, Brooklyn Ave, Norwood St, Thomas Ave, Greenwood Ave$952
Kilpatrick Cir, Dixon Rd, Mc Gee St, N Hambrick St, Linwood Ave, Lackey St, Lee Ave, Sampson Rd, Co Rd 26, Gilbreath St$951
Winding Brook Dr, Acer Ln, Dan Ave, Co Rd 414, Co Rd 91, Beulah Rd, Placid Ln, Blanche Dr, Laura Mae Ln, Lang Mountain Rd$943
Section St, Taylor St, Cooley St, Brittany Rd, Plantation Dr, Lowery Rd, Chestnut Ave, Highpoint Rd, Granite Cir, Bernard St$975

Albertville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Albertville$140 to $142
Albertville-Boaz$142
Guntersville$143
Douglas$140

Albertville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Albertville-Boaz CCD, Marshall County, Alabama $118 $157 $236
Boaz city, Alabama $119 $158 $237
Marshall County, Alabama $119 $158 $237

Albertville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Albertville, AL8.6%25.4%
Albertville-Boaz8.22%24.66%
Boaz7.16%24.36%
Marshall County7.99%25.0%

Albertville Renters Insurance as a Percentage of Rent

Albertville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 114 4.0% $366
$200 to $299 56 2.0% $816
$300 to $499 476 19.0% $1266
$500 to $749 1,076 45.0% $1941
$750 to $999 454 19.0% $2691
$1,000 to $1,499 194 8.0% $3816

Average Cost Of Home Insurance By Company In Areas Nearby Albertville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 American National General Ins Company 783
$500 $150,000 Fire Insurance Exchange 1749
$500 $150,000 Nationwide Mutual Fire Ins Company 1100
$500 $150,000 Usaa Casualty Insurance Company 1360
$500 $300,000 American National General Ins Company 1260
$500 $300,000 Esurance Insurance Company 1628
$500 $300,000 Fire Insurance Exchange 3461
$500 $300,000 Guideone Specialty Mutual Insurance Co 2053
$500 $300,000 Nationwide Mutual Fire Ins Company 1997
$500 $300,000 State Farm Fire & Casualty Company 3048

Albertville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Albertville Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,000$6,200
Net Savings to Albertville Home Owner from High Deductible Plan $800

Albertville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Albertville, AL Home Replacement Value MORE than Home Value Albertville, AL Home Replacement Value LESS than Home Value
Replacement Value $114,000 $72,000
Insurance Premium based on Replacement Value $650 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Albertville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceChubb Group of Insurance
Monthly Premium 904636
Year Built 199920071969
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$125000-$150000$100000-$125000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Albertville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 325,000 Tile Roof 4,890 5 $1000-$2500 Deductible 390 3 Vinyl siding yes
1974 115,000 Metal Roof 1,550 5 $1000-$2500 Deductible 180 5 Brick siding yes
2000 115,000 Metal Roof 1,650 4 $500- $1000 Deductible 550 12 Stone Siding No
1976 395,000 Asphalt Shingles Roof 4,730 5 $5000 to $10,000 Deductible 710 8 Brick siding yes
1975 315,000 Slate Shingles Roof 4,720 5 > $10,000 Deductible 290 6 Stucco siding No
2006 120,000 Shingles Roof 1,530 3 $1000-$2500 Deductible 590 12 Brick siding No
1971 220,000 Tile Roof 2,870 5 $1000-$2500 Deductible 400 5 Stucco siding No
2012 185,000 Metal Roof 3,010 5 $500- $1000 Deductible 790 8 Stucco siding yes
1998 280,000 Asphalt Shingles Roof 4,480 5 > $10,000 Deductible 440 7 Wood siding yes
1960 180,000 Slate Shingles Roof 2,280 4 $500 Deductible 710 12 Stone Siding yes
2014 350,000 Shingles Roof 4,280 5 $500- $1000 Deductible 900 7 Stucco siding yes
2007 90,000 Tile Roof 1,450 3 $1000-$2500 Deductible 260 10 Brick siding No
2007 120,000 Tile Roof 1,580 3 $500 Deductible 670 12 Fiber-Cement Siding yes
2003 160,000 Tile Roof 2,680 4 $2500-$5000 Deductible 580 10 Stone Siding No
1977 235,000 Tile Roof 4,020 5 $500 Deductible 110 1 Wood siding No
1967 130,000 Slate Shingles Roof 1,880 3 $500- $1000 Deductible 100 3 Vinyl siding No
2005 110,000 Metal Roof 1,920 5 $500- $1000 Deductible 50 1 Stucco siding No
2014 145,000 Composition Roof 2,330 3 $2500-$5000 Deductible 350 8 Brick siding No
2010 105,000 Composition Roof 1,570 3 $500- $1000 Deductible 100 3 Stone Siding yes
1991 180,000 Asphalt Shingles Roof 2,570 4 $1000-$2500 Deductible 640 9 Fiber-Cement Siding No
2010 160,000 Slate Shingles Roof 2,010 4 $2500-$5000 Deductible 80 2 Stone Siding No
1983 90,000 Composition Roof 1,590 3 $500 Deductible 40 1 Stucco siding yes
1990 205,000 Membrane Roof 3,380 4 $2500-$5000 Deductible 60 1 Fiber-Cement Siding No
2012 145,000 Metal Roof 2,230 4 $1000-$2500 Deductible 600 12 Brick siding No
1997 120,000 Asphalt Shingles Roof 1,590 5 $2500-$5000 Deductible 60 2 Brick siding yes
1974 200,000 Slate Shingles Roof 3,290 4 $5000 to $10,000 Deductible 650 9 Stucco siding yes
1996 115,000 Wood Shake Roof 1,690 5 $500 Deductible 460 10 Vinyl siding No
2013 180,000 Slate Shingles Roof 2,250 4 $2500-$5000 Deductible 70 1 Wood siding No
2012 120,000 Wood Shake Roof 1,740 3 $2500-$5000 Deductible 60 2 Brick siding No
1994 185,000 Wood Shake Roof 2,580 4 $500 Deductible 680 9 Fiber-Cement Siding No
1961 120,000 Membrane Roof 1,440 3 $500- $1000 Deductible 460 10 Vinyl siding yes
2011 170,000 Slate Shingles Roof 2,120 3 $1000-$2500 Deductible 720 10 Wood siding yes
1980 190,000 Slate Shingles Roof 3,080 4 $2500-$5000 Deductible 440 6 Vinyl siding yes
2007 165,000 Asphalt Shingles Roof 1,970 4 $500 Deductible 260 4 Brick siding No