Alamo Insurance Rates:

Alamo, GA homeowners insurance is roughly $709 to $974, about $59-$81/month. Our all inclusive analysis reveals consumers can save upto $336 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Alamo, GA Homeowners Insurance By Home Value

Alamo, GA Home Value Total Homes % of Total Average Alamo, GA Homeowners Insurance
Less than $50,000 386 45.0% $362
$50,000 to $59,999 54 6.0% $774
$60,000 to $69,999 114 13.0% $959
$70,000 to $79,999 64 7.0% $1103
$80,000 to $89,999 70 8.0% $1254
$90,000 to $99,999 10 1.0% $1397
$100,000 to $124,999 49 5.0% $1625
$125,000 to $149,999 20 2.0% $2029
$150,000 to $174,999 20 2.0% $2399
$200,000 to $249,999 34 4.0% $3334
$250,000 to $299,999 24 2.0% $4075

Top Home Insurance Agents Near Alamo, GA

Home Insurance Company Near Alamo, GA Homeowners Insurance Agency Near Alamo, GA Address
Travelers Ea-Trowell Insurance Agcy 12 E ODOM STREET, HAZLEHURST, GA, 31539
Travelers Georgia Farm Bureau Brokerage Inc 45 JACKSON ST, HAWKINSVILLE, GA, 31036
Allstate Harrell Insurance Agency Inc. 25 College St, MC Rae, GA, 31055
State Farm Mike Manning 408 Jackson St, Vidalia, GA, 30474-4733
Liberty Mutual Independent Zorn & Son Insurance Agency 603 W FIRST STREET, VIDALIA, GA, 30474

Cost Of Homeowners Insurance By Street Near Alamo, GA

Streets in Alamo Area Homeowners Insurance Cost
State Rte 31, N Union Church Rd, Main St, White Springs Rd, Little Ocmulgee Dr, Co Rd 120, 2nd Ave, Red Bird Ln, Community Church Rd, Gold Fish Rd$834
Grimes Cem Rd, Co Rd 108, Steward St, Kent St, Gopher Ln, Gray Rd, RR Ave, Hay Ln, Oxford St, Co Rd 143$845
Pearl St, Shell Rd, Woods Rd, Jefferson St, W Hope Church Rd, Sparrow Loop, Harrelson Cem Rd, State Rte 46, Doubletree Rd, Timber Rd$847
Pinehurst Pl, Pine Ln, Heritage Rd, Co Rd 116, Spring Hill Rd, Pleasant Hill Ln, Co Rd 50, Co Rd 147, Crooked Rd, US Hwy 319$836
Little Rock Rd, Harrelson Cemetery Rd, Scotland Cemetery Rd, Hartley Rd, E Railroad Ave, Howell Ln, Co Rd 184, Magnolia Ln, Old Glenwood Rd, Lakeview Dr$837

Alamo, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Alamo$125 to $127
Wheeler County$126
Scotland$124
McRae$127

Alamo, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wheeler County, Georgia $105 $140 $210
Scotland city, Georgia $104 $138 $207
McRae city, Georgia $106 $141 $212

Alamo, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alamo, GA7.9%27.8%
Wheeler County7.25%27.41%
Scotland9.1%27.7%
McRae10.12%17.01%

Alamo Renters Insurance as a Percentage of Rent

Alamo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 20 10.0% $392
$300 to $499 68 35.0% $1292
$500 to $749 72 38.0% $1967
$750 to $999 29 15.0% $2717

Alamo, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Alamo Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,600$7,000
Net Savings to Alamo Home Owner from High Deductible Plan $600

Alamo, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alamo, GA Home Replacement Value MORE than Home Value Alamo, GA Home Replacement Value LESS than Home Value
Replacement Value $64,000 $44,000
Insurance Premium based on Replacement Value $350 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $7,000
Premium Impact Insurance cheaper by $25/year Insurance costlier by $75/year

Example Alamo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 395378
Year Built 199219431977
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Alamo, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 205,000 Metal Roof 3,680 5 $500 Deductible 650 7 Stucco siding yes
1987 170,000 Slate Shingles Roof 2,960 4 $2500-$5000 Deductible 230 6 Stone Siding No
1945 110,000 Metal Roof 2,150 4 $500- $1000 Deductible 490 10 Vinyl siding yes
1973 175,000 Composition Roof 2,980 4 $1000-$2500 Deductible 210 3 Vinyl siding yes
1945 145,000 Asphalt Shingles Roof 2,470 5 $2500-$5000 Deductible 380 8 Stucco siding yes
1972 140,000 Composition Roof 2,570 4 $500- $1000 Deductible 420 9 Vinyl siding yes
1972 160,000 Wood Shake Roof 2,780 4 $5000 to $10,000 Deductible 390 9 Wood siding No
1989 150,000 Slate Shingles Roof 3,300 4 $500 Deductible 310 4 Fiber-Cement Siding yes
1985 195,000 Wood Shake Roof 3,250 4 $2500-$5000 Deductible 440 9 Brick siding yes
1991 105,000 Asphalt Shingles Roof 1,790 5 $1000-$2500 Deductible 440 10 Vinyl siding No
1970 140,000 Shingles Roof 3,210 4 $500 Deductible 460 7 Brick siding No
1994 85,000 Shingles Roof 1,920 3 $500- $1000 Deductible 230 6 Vinyl siding No
1946 265,000 Tile Roof 4,880 5 $1000-$2500 Deductible 120 1 Stone Siding No
1999 85,000 Slate Shingles Roof 1,720 5 $1000-$2500 Deductible 460 12 Fiber-Cement Siding No
1941 85,000 Metal Roof 1,890 4 $2500-$5000 Deductible 150 7 Vinyl siding yes
1985 145,000 Metal Roof 3,110 4 $500- $1000 Deductible 410 9 Brick siding yes
1945 145,000 Wood Shake Roof 2,900 4 $500 Deductible 280 5 Stone Siding yes
1995 115,000 Membrane Roof 2,150 5 $1000-$2500 Deductible 480 12 Stone Siding yes
1986 140,000 Slate Shingles Roof 3,150 4 $500 Deductible 500 9 Vinyl siding yes
1988 175,000 Composition Roof 3,720 5 $2500-$5000 Deductible 620 9 Stucco siding No
1971 100,000 Shingles Roof 2,160 5 $1000-$2500 Deductible 100 3 Wood siding yes
1985 70,000 Slate Shingles Roof 1,280 3 $500- $1000 Deductible 230 10 Brick siding yes
1940 235,000 Tile Roof 4,000 5 $1000-$2500 Deductible 770 8 Vinyl siding yes
1942 125,000 Membrane Roof 2,370 4 $500- $1000 Deductible 190 5 Wood siding yes
1994 145,000 Shingles Roof 2,640 5 $1000-$2500 Deductible 460 8 Wood siding No
1999 105,000 Slate Shingles Roof 1,860 5 $500 Deductible 330 6 Vinyl siding No
1976 90,000 Metal Roof 1,560 3 $1000-$2500 Deductible 30 1 Stone Siding No
1982 190,000 Membrane Roof 4,280 5 $1000-$2500 Deductible 940 12 Wood siding No
1986 75,000 Asphalt Shingles Roof 1,780 5 $1000-$2500 Deductible 100 5 Wood siding yes
1992 105,000 Tile Roof 2,540 5 $2500-$5000 Deductible 120 4 Stucco siding No
1978 105,000 Wood Shake Roof 1,810 4 $1000-$2500 Deductible 230 9 Fiber-Cement Siding No
1993 95,000 Slate Shingles Roof 2,080 4 $1000-$2500 Deductible 250 7 Fiber-Cement Siding No
1944 85,000 Shingles Roof 1,940 3 $1000-$2500 Deductible 130 5 Brick siding yes
1974 155,000 Wood Shake Roof 3,150 5 $2500-$5000 Deductible 380 9 Vinyl siding yes