Alamo Insurance Rates:

Alamo, CA homeowners insurance is roughly $618 to $835, about $51-$69/month. Our all inclusive research shows customers can save as much as $290 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Alamo, CA Homeowners Insurance By Home Value

Alamo, CA Home Value Total Homes % of Total Average Alamo, CA Homeowners Insurance
Less than $50,000 54 14.0% $14
$60,000 to $69,999 12 3.0% $43
$80,000 to $89,999 13 3.0% $58
$100,000 to $124,999 39 10.0% $72
$150,000 to $174,999 86 23.0% $116
$250,000 to $299,999 48 13.0% $196
$300,000 to $399,999 117 31.0% $247

Top Home Insurance Agents Near Alamo, CA

Home Insurance Company Near Alamo, CA Homeowners Insurance Agency Near Alamo, CA Address
NA Lockton Companies Two Embarcadero Center Ste 1700 San Francisco, San Francisco, CA, 94111
State Farm Betty Taylor 1742 N Vasco Rd, Livermore, CA, 94551-9218
Liberty Mutual Independent Cmmrcl Business Ins Agency Inc-Clsc 700 W 1ST ST, ANTIOCH, CA, 94509
Farmers Debra Lynn Durgin 963 Transport Way Ste 3, Petaluma, CA, 94954
State Farm Marcy Gutierrez 509 North L St., Livermore, CA, 94551-2807

Alamo, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Miguel CDP (Contra Costa County), California $105 $140 $210
Castle Hill CDP, California $107 $143 $215
Diablo CDP, California $109 $145 $218

Alamo, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Alamo, CA1.5%6.1%
San Miguel1.72%8.41%
Castle Hill1.78%7.2%
Central Contra Costa1.86%8.9%

Alamo Renters Insurance as a Percentage of Rent

Alamo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 52 10.0% $3731
$1,500 or more 446 89.0% $5381

Average Cost Of Home Insurance By Company In Areas Nearby Alamo For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsHartford (Sentinel)618
15000025026-40 YearsChubb/Federal967
15000025041-70 YearsAmerican Modern820
150000500NewGeneral Ins212
1500005001-3 YearsUniversal North America300
1500005004-6 YearsAAA (Interinsurance Exchange)408
1500005004-6 YearsStillwater Prop & Cas Co476
15000050026-40 YearsAmerican Modern674
15000050026-40 YearsBankers Standard2001
15000050041-70 YearsMAPFRE Group472
2000005007-15 YearsTokio Marine America278
2500001000NewAmerican Security423
2500001000NewCentury National514
25000010001-3 YearsOregon Mutual382
25000010004-6 YearsGeneral Ins340
25000010004-6 YearsUSAA529
250000100026-40 YearsStillwater Ins Co678
250000500NewIDS Property Casualty471
2500005004-6 YearsHorace Mann658
2500005004-6 YearsIDS Property Casualty611
2500005004-6 YearsQBE (Balboa)650

Alamo, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Alamo Homeowner Insurance Premium Example $3,000$2,500
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,400$15,900
Net Savings to Alamo Home Owner from High Deductible Plan $500

Alamo, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Alamo, CA Home Replacement Value MORE than Home Value Alamo, CA Home Replacement Value LESS than Home Value
Replacement Value $1,047,500 $764,000
Insurance Premium based on Replacement Value $3,250 $2,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $179,500 Risk Exposure from Under Insuring Coverage is $104,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $550/year

Example Alamo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 178206206
Year Built 200919601974
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 3 Baths
Coverage Amount $800000-$900000$900000-$1000000$800000-$900000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Alamo, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 965,000 Tile Roof 2,480 4 > $10,000 Deductible 860 9 Stucco siding No
1961 1,255,000 Metal Roof 2,510 4 $5000 to $10,000 Deductible 540 4 Stucco siding yes
2000 1,095,000 Slate Shingles Roof 2,520 4 $2500-$5000 Deductible 1370 9 Brick siding yes
2004 1,700,000 Metal Roof 4,300 5 > $10,000 Deductible 500 3 Fiber-Cement Siding No
1969 1,095,000 Tile Roof 2,490 4 $5000 to $10,000 Deductible 1760 10 Vinyl siding No
1987 1,370,000 Tile Roof 3,290 4 > $10,000 Deductible 800 5 Brick siding No
1977 1,605,000 Wood Shake Roof 3,260 5 $5000 to $10,000 Deductible 140 1 Brick siding yes
1966 1,540,000 Membrane Roof 2,870 4 $500 Deductible 1200 4 Wood siding No
1964 675,000 Asphalt Shingles Roof 1,870 5 $500 Deductible 590 3 Stone Siding yes
2005 1,055,000 Metal Roof 2,080 5 $500- $1000 Deductible 1200 5 Wood siding No
1985 1,250,000 Tile Roof 3,320 5 $2500-$5000 Deductible 1090 7 Stucco siding yes
1964 2,015,000 Slate Shingles Roof 3,870 5 $1000-$2500 Deductible 500 3 Fiber-Cement Siding yes
1982 1,305,000 Asphalt Shingles Roof 2,950 4 $5000 to $10,000 Deductible 1660 10 Vinyl siding No
1992 685,000 Asphalt Shingles Roof 1,780 5 $500- $1000 Deductible 1700 12 Vinyl siding No
2002 1,065,000 Membrane Roof 2,450 4 $500 Deductible 1210 5 Vinyl siding yes
1994 1,350,000 Metal Roof 3,380 4 > $10,000 Deductible 1220 9 Fiber-Cement Siding yes
2005 620,000 Wood Shake Roof 1,610 4 $500- $1000 Deductible 180 1 Fiber-Cement Siding No
1971 1,190,000 Asphalt Shingles Roof 2,760 4 > $10,000 Deductible 1130 9 Fiber-Cement Siding yes
1979 820,000 Metal Roof 2,080 5 $1000-$2500 Deductible 1620 12 Fiber-Cement Siding yes
1984 690,000 Membrane Roof 1,680 5 $500 Deductible 1240 8 Brick siding No
1961 1,490,000 Tile Roof 3,880 5 $500 Deductible 1500 5 Brick siding yes
1974 1,040,000 Wood Shake Roof 2,460 5 $5000 to $10,000 Deductible 660 4 Wood siding No
1981 945,000 Shingles Roof 2,190 5 $5000 to $10,000 Deductible 150 1 Wood siding yes
1996 1,335,000 Composition Roof 2,910 4 $5000 to $10,000 Deductible 1600 10 Vinyl siding yes
1989 1,120,000 Tile Roof 2,830 4 > $10,000 Deductible 1200 8 Brick siding yes
1960 910,000 Metal Roof 2,490 5 > $10,000 Deductible 950 9 Fiber-Cement Siding yes
1999 1,085,000 Slate Shingles Roof 2,350 4 $5000 to $10,000 Deductible 930 6 Wood siding yes
2000 2,445,000 Asphalt Shingles Roof 4,610 5 $500- $1000 Deductible 2290 12 Stone Siding yes
1968 1,515,000 Composition Roof 3,310 4 $500- $1000 Deductible 970 4 Vinyl siding yes
1973 2,255,000 Asphalt Shingles Roof 4,550 5 $500- $1000 Deductible 790 4 Wood siding No
2003 2,560,000 Slate Shingles Roof 4,730 5 $500- $1000 Deductible 2130 10 Wood siding No
1999 1,310,000 Asphalt Shingles Roof 3,340 4 > $10,000 Deductible 430 3 Stone Siding No
1994 1,540,000 Composition Roof 4,000 5 $5000 to $10,000 Deductible 1730 10 Brick siding yes
2008 2,210,000 Tile Roof 4,280 5 $500- $1000 Deductible 1080 4 Fiber-Cement Siding No