How To Make Your Alameda County, CA Home Insurance Cheaper
Alameda County, CA, homeowners insurance is about $1389. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Alameda County, CA Home Insurance Rates with the California Average
| Place | California Average: $1,291.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Alameda County, CA | $1,389.0 | -98.0 | -0.07 | 1,515,136 | 649,100 |
Cost of Alameda County, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| San Ramon | 863,800 | 10,711 | $1,724.3 |
| San Leandro | 474,500 | 10,736 | $1,471 |
| Mountain House | 503,200 | 36,942 | $1,512 |
| Fruitdale | 710,900 | 64,091 | $1,092.9 |
Homeowners Insurance Comparison for the Cheapest Premiums in Alameda County, CA
| Allied Insurance | The Hartford | Nationwide | |
| Median Home Value ($) | 649,100 | 649,100 | 649,100 |
| Age of Home | Above Year 50 | Year 50 Old | Year 40 Old |
| Home Coverage ($) | $300,000 -$399,999 | $500,000 -$749,999 | $750,000 -$999,999 |
| Total Premium ($) | $1,094.7 | $1,653.4 | $1,849.0 |
Cost of Alameda County, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Nationwide | 2000 | $175,000-$199,999 | 304.0 |
| Mercury | 1000 | $1500,000-$2000,000 | 1,723.2 |
| Allstate | 1000 | $250,000-$299,999 | 564.6 |
| Horace Mann Educators Corporation | 2000 | $200,000-$249,999 | 368.6 |
| MetLife | 1000 | $150,000-$174,999 | 264.0 |
| Travelers | 500 | $250,000-$299,999 | 588.8 |
| Amica Mutual Insurance | 2000 | $500,000-$749,999 | 1,111.3 |
| Stillwater insurance Group | 1000 | $300,000-$399,999 | 821.1 |
| Century National | 1000 | $200,000-$249,999 | 418.1 |
| Farmer's Insurance | 1000 | $750,000-$999,999 | 1,457.3 |